evsjv‡`k Dbœq b mgx¶v - BIDS
evsjv‡`k Dbœq b mgx¶v - BIDS evsjv‡`k Dbœq b mgx¶v - BIDS
Avn&‡g`: evsjv‡`‡ki z`ªFY cÖwZôvb¸‡jvi Dci GKwU ch©v‡jvPbv 1772007 GB GK eQ‡i †gvU A_© ms¯’v‡b GB Drm¸‡jvi As‡ki wKQyUv cwieZ©b n‡q‡Q| wPÎwUn‡Z †`Lv hv‡”Q 2006 mv‡j gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi †gvU A_© ms¯’v‡b m`m¨‡`i m‡qiAsk †hLv‡b 55.88 kZvsk wQj Zv 2007 mv‡j n«vm †c‡q `uvovq 45.44 kZvs‡k| Aciw`‡K2006 mv‡j wbR¯^ Znwe‡ji Ask †hLv‡b 8.64 kZvsk wQj 2007 mv‡j Zv e„w× †c‡q `uvovq12.3 kZvs‡k| GB Ae¯’v cÖwZôv‡bi ¯’vwqËkxjZv wb‡`©k Ki‡Q|wPÎ 3: gvB‡µvwdb¨vÝ cÖwZôv‡bi Avw_©K Drm¸‡jvi Ae`vbDrm: Bangladesh Microfinance Statistics, CDF-InM, 2007 †_‡K msM„nxZ DcvË †_‡K wbYx©Z|wc‡KGmGd Zvi mn‡hvMx ms¯’vmg~‡ni z`ªFY Kvh©µ‡gi gva¨‡g `vwi`ª¨ we‡gvP‡bZvrch©c~Y© f~wgKv †i‡L Avm‡Q| mviwY 10 n‡Z †`Lv hv‡”Q, 2005 n‡Z 2007 mvj ch©š—mg‡q gvB‡µvwdb¨vÝ cÖwZôvb¸‡jv‡K µgvMZ ewa©Z cwigv‡Y A‡_©i †hvMvb w`‡q hv‡”Q|2008-09 A_©eQ‡i wc‡KGmGd Zvi mn‡hvMx ms¯’vi AbyK~‡j 2,037.51 wgwjqb UvKv FYcÖ`vb K‡i‡Q, hvi g‡a¨ 1,749.27 wgwjqb UvKv eÈb Kiv n‡q‡Q g~j‡mªvZ z`ªFY Kvh©µ‡giAvIZvq (mainstream program) Ges 288.24 wgwjqb UvKv eÈb Kiv n‡q‡Q wewfbœ cÖK‡íiAvIZvq| 6 Ab¨w`‡K ¯’vbxq GbwRI-gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvI †QvU GbwRI-gvB‡µvwdb¨vÝcÖwZôvb¸‡jv‡K FY cÖ`vb Kvh©µ‡g h‡_ó mvnvh¨ K‡i Avm‡Q Ges Gi cwigvY ax‡i ax‡i †e‡oP‡j‡Q (mviwY 10)| mviwY 10 n‡Z †`Lv hv‡”Q, A‡_©i †hvMv‡bi †‡Î gvB‡µvwdb¨vÝcÖwZôvb¸‡jvi Af¨š—ixY ZnwejI µgvMZ ewa©Z cwigv‡Y Ae`vb ivL‡Q| myZivs †`Lv hv‡”Q†h, gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi ˆe‡`wkK wewfbœ Dr‡mi Dci wbf©ikxjZv ax‡i ax‡i Kg‡Q,hv F‡Yi Znwej e¨env‡ii e¨vcv‡i Zv‡`i‡K AviI m‡PZb Kivi cvkvcvwk cÖwZôv‡bi Avw_©K¯’vwqZ¡kxjZv e„wׇZ mvnvh¨ Ki‡e|6 PKSF, Annual Report 2008; http://www.pksf-bd.org/Annual_report2008/Loan Disbursement Status of the LastFive Years.html.
178evsjv‡`k Dbœqb mgxvmviwY 10z`ªFY Dr‡mi weeiYDrm 2007(wgwjqb UvKv)2006(wgwjqb UvKv)2005(wgwjqb UvKv)K. evwn¨K Drm 5340.14 5167.14 5053.831. ˆe‡`wkK `vZv‡Mvôx 5071.28 5018.37 4887.792. ˆe‡`wkK GbwRI 268.86 148.76 166.04L. Af¨š—ixY Drm 49,752.71 40,923.24 31940.701. wbR¯^ Drm 28,729.57 28,041.62 22,009.462. avi 21,023.14 12,881.62 9,931.241) wc‡KGmGd 13628.12 10853.26 8501.752) wmwWGd 28.83 26.75 23.973) ¯’vbxq GbwRI* 1259.28 244.95 193.224) Ab¨vb¨ 6106.91 1756.67 1212.31†gvU 55,092.85 46,090.38 36,994.53*†bvU: ¯’vbxq GbwRIÕ‡`i g‡a¨ eª¨vK, Avkv Ges cÖwkKv Aš—f©y³|Drm: Bangladesh Microfinance Statistics, CDF-InM, 2007|3.3| gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi ¯’vwqZ¡kxjZvi wba©viKmg~nDc‡iv³ Av‡jvPbv n‡Z G K_v ejv hvq †h, evsjv‡`‡ki gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvAvw_©Kfv‡e ¯^qsm¤ú~Y© Ges Zviv Zv‡`i cÖwZôv‡bi e¨vwß e„w× Kivi mv‡_ mv‡_ evwn¨K Drm†_‡K F‡Yi A_© ms¯’v‡bi Dci wbf©kxjZv A‡bK Kwg‡q w`‡q‡Q| GB mvd‡j¨i †cQ‡b †hmewba©viKmg~n KvR Ki‡Q Zv wPwýZ Kivi cÖqvm †bIqv n‡q‡Q cÖeÜwUi GB As‡k| wb‡æ K‡qKwUwba©viK m¤^‡Ü Av‡jvPbv Kiv n‡jv|K) cÖvwZôvwbK cwieZ©b (Institutional Innovation)gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi Avw_©Kfv‡e ¯^qsm¤ú~Y©Zv AR©b Ges Zv‡`i cÖwZôv‡bi e¨vwße„w×i †‡Î z`ªFY Kvh©µ‡gi cÖvwZôvwbK cwieZ©b GKwU kw³kvjx f~wgKv cvjb K‡i‡Q|cÖvwZôvwbK cwieZ©b ej‡Z miKvwi-†emiKvwi †hŠ_ D‡`¨v‡M ¯^Zš¿ †Kv‡bv cÖwZôvb cÖwZwôZKiv‡K †evSvq, hvi KvRB n‡e gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi z`ªFY Kvh©µg cwiPvjbvi Rb¨A‡_©i †hvMvb †`Iqv| cj−x Kg©mnvqK dvD‡Ûkb (wc‡KGmGd) n‡”Q Ggb GKwU ¯^Zš¿cÖwZôvb hv z`ªFY Lv‡Zi †ckv`vwiZ¡ e„w× Ges Zv‡Z cwieZ©b mvab Kivi Rb¨ gyL¨ f~wgKvcvjb Ki‡Q (CGAP 2008)| GKB mv‡_ cÖwZôvbwU gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi Avw_©K¯’vwqZ¡kxjZv e„w× Ges wbqš¿YKvix KvVv‡gv (regulatory structure) kw³kvjx Ki‡Z mvnvh¨Ki‡Q|L) mw`”Qv Ges K‡Vvi `vqe×Zvz`ªFY Lv‡Zi mvd‡j¨i †cQ‡b KvR K‡i‡Q MÖvgxY e¨vsK g‡Wj hvi m„wó n‡qwQj Mfximw`”Qv, `wi`ª‡`i cÖwZ K‡Vvi `vqe×Zv Ges †bZ…‡Z¡i `Zv †_‡K| MÖvgxY e¨vsK g‡W‡ji GB‰ewk󨸇jv cÖv_wgK Ae¯’vq y`ªFY †mev‡K `wi`ª‡`i Kv‡Q MÖnY‡hvM¨ Ki‡Z mvnvh¨ K‡i‡Q|
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Avn&‡g`: evsjv‡`‡ki z`ªFY cÖwZôvb¸‡jvi Dci GKwU ch©v‡jvPbv 1772007 GB GK eQ‡i †gvU A_© ms¯’v‡b GB Drm¸‡jvi As‡ki wKQyUv cwieZ©b n‡q‡Q| wPÎwUn‡Z †`Lv hv‡”Q 2006 mv‡j gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi †gvU A_© ms¯’v‡b m`m¨‡`i m‡qiAsk †hLv‡b 55.88 kZvsk wQj Zv 2007 mv‡j n«vm †c‡q `uvovq 45.44 kZvs‡k| Aciw`‡K2006 mv‡j wbR¯^ Znwe‡ji Ask †hLv‡b 8.64 kZvsk wQj 2007 mv‡j Zv e„w× †c‡q `uvovq12.3 kZvs‡k| GB Ae¯’v cÖwZôv‡bi ¯’vwqËkxjZv wb‡`©k Ki‡Q|wPÎ 3: gvB‡µvwdb¨vÝ cÖwZôv‡bi Avw_©K Drm¸‡jvi Ae`vbDrm: Bangladesh Microfinance Statistics, CDF-InM, 2007 †_‡K msM„nxZ DcvË †_‡K wbYx©Z|wc‡KGmGd Zvi mn‡hvMx ms¯’vmg~‡ni z`ªFY Kvh©µ‡gi gva¨‡g `vwi`ª¨ we‡gvP‡bZvrch©c~Y© f~wgKv †i‡L Avm‡Q| mviwY 10 n‡Z †`Lv hv‡”Q, 2005 n‡Z 2007 mvj ch©š—mg‡q gvB‡µvwdb¨vÝ cÖwZôvb¸‡jv‡K µgvMZ ewa©Z cwigv‡Y A‡_©i †hvMvb w`‡q hv‡”Q|2008-09 A_©eQ‡i wc‡KGmGd Zvi mn‡hvMx ms¯’vi AbyK~‡j 2,037.51 wgwjqb UvKv FYcÖ`vb K‡i‡Q, hvi g‡a¨ 1,749.27 wgwjqb UvKv eÈb Kiv n‡q‡Q g~j‡mªvZ z`ªFY Kvh©µ‡giAvIZvq (mainstream program) Ges 288.24 wgwjqb UvKv eÈb Kiv n‡q‡Q wewfbœ cÖK‡íiAvIZvq| 6 Ab¨w`‡K ¯’vbxq GbwRI-gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvI †QvU GbwRI-gvB‡µvwdb¨vÝcÖwZôvb¸‡jv‡K FY cÖ`vb Kvh©µ‡g h‡_ó mvnvh¨ K‡i Avm‡Q Ges Gi cwigvY ax‡i ax‡i †e‡oP‡j‡Q (mviwY 10)| mviwY 10 n‡Z †`Lv hv‡”Q, A‡_©i †hvMv‡bi †‡Î gvB‡µvwdb¨vÝcÖwZôvb¸‡jvi Af¨š—ixY ZnwejI µgvMZ ewa©Z cwigv‡Y Ae`vb ivL‡Q| myZivs †`Lv hv‡”Q†h, gvB‡µvwdb¨vÝ cÖwZôvb¸‡jvi ˆe‡`wkK wewfbœ Dr‡mi Dci wbf©ikxjZv ax‡i ax‡i Kg‡Q,hv F‡Yi Znwej e¨env‡ii e¨vcv‡i Zv‡`i‡K AviI m‡PZb Kivi cvkvcvwk cÖwZôv‡bi Avw_©K¯’vwqZ¡kxjZv e„wׇZ mvnvh¨ Ki‡e|6 PKSF, Annual Report 2008; http://www.pksf-bd.org/Annual_report2008/Loan Disbursement Status of the LastFive Years.html.
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