Are You suprised ? - Islami Bank Bangladesh Limited
Are You suprised ? - Islami Bank Bangladesh Limited
Are You suprised ? - Islami Bank Bangladesh Limited
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e¨w³ wnmveZvwiL tBmjvgx e¨vsK evsjv‡`k wjwg‡UWGd-240<strong>Islami</strong> <strong>Bank</strong> <strong>Bangladesh</strong> <strong>Limited</strong>----------------------- kvLvgy`vivev gvwmK gybvdv wfwËK mÂqx wnmve (MMPDS) †Lvjvi Av‡e`b digwnmve b¤^i tcvm‡cvU©mvB‡RimZ¨vwqZQwe A-e¨w³K wnmvee¨e¯’vcK,Bmjvgx e¨vsK evsjv‡`k wjwg‡UW.................................. kvLv|MÖvnK AvB.wW. b¤^i tevsjv‡`k e¨vsK †m±i †KvW tSBS-2CIBRbve,Avm&mvjvgy AvjvBKzg|Avwg/Avgiv Avcbvi kvLvq GKwU gy`vivev gvwmK gybvdv wfwËK mÂqx wnmve (MMPDS) †Lvjvi Rb¨ Av‡e`b KiwQ| wb‡æ Avgvi/Avgv‡`iwe¯—vwiZ Z_¨ wb‡gœ cÖ`vb Kijvg|1. wnmve wk‡ivbvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................2. wnmv‡ei aiY (wUK w`b) t cÖvB‡fU wjt cvewjK wjt Askx`vix †hŠ_ D‡`¨vM GKK gvwjKvbv miKvix GbwRI K¬ve/†mvmvBwU Ab¨vb¨ (wjLyb) .............................................................3. gy`ªv (wUK w`b) t UvKv Wjvi BD‡iv cvDÛ Ab¨vb¨ ...............................4. wnmve cwiPvjbv msµvš— †NvlYv (wUK w`b) t GKKfv‡e †hŠ_fv‡e †h †Kvb GKRb Ab¨vb¨ ..........................5. MÖvn‡Ki Ab¨vb¨ e¨vsK wnmve (hw` _v‡K) te¨vs‡Ki bvg kvLvi bvg cwiPvjbvK…Z wnmv‡ei cÖK…wZ (wUK wPý w`b)K. ............................................... K. ............................. Rgv wnmve wewb‡qvM/FY wnmve Ab¨vb¨L. ............................................... L. ............................. Rgv wnmve wewb‡qvM/FY wnmve Ab¨vb¨M. ............................................... M. ............................. Rgv wnmve wewb‡qvM/FY wnmve Ab¨vb¨6. cwiPq`vbKvixi Z_¨ t(K) bvg (evsjvq) t ................................................................. Bs‡iRx‡Z t ....................................................(L) wnmve bs t ................................................................. RvZxq cwiPq cÎ bs t ......................................(M) kvLvi bvg t ................................................................. †Uwj‡dvb bs t ................................................(N) ¯^vi (ZvwiLmn) t7. Rgv cwigvY t ................................................................ †gqv` (wUK w`b) 3 eQi 5 eQi|8. cÖwZôv‡bi wVKvbv t (K) †iwR÷vW© wVKvbv t .................................................................................................................(L) e¨emv¯’j/Awd‡mi wVKvbv t .................................................................................................................(M) KviLvbv/wkí cÖwZôv‡bi wVKvbv t .................................................................................................................09. †UªW jvB‡mÝ b¤^i t ................................................... Bmy¨ ZvwiL t ..................... Bmy¨Kvix KZ…©c ....................10. wbeÜb KZ…©c I †`k t .....................................................................................................................................11. wbeÜb b¤^i t ......................................................... ZvwiL t ............................................................12. U¨v· AvBwW b¤^i (TlN) t ......................................................... f¨vU †iwRt b¤^i (hw` _v‡K) t .....................................13. e¨emv‡qi cÖK…wZ (we¯—vwiZ) t .....................................................................................................................................14. GK ev GKvwaK wnmveavix bvevjK n‡j t Avwg wbgœewY©Z wnmveavix/wnmveavixMY Gi ˆea AwffveK wnmv‡e GB g‡g© †NvlYv KiwQ †h,wnmveavix/wnmveavixMY bvevjK| Zvi/Zv‡`i cÖ‡qvRbxq Z_¨ mshy³ dig bs 1(K) G cÖ`vb Kiv n‡jv| wnmve avix mvevjK bv nIqvch©š— wKsev Avgvi KZ©„K cieZx© †NvlYv bv †`qv ch©š— wnmvewU ˆea AwffveK wnmv‡e Avgvi ¯^v‡i cwiPvwjZ n‡e|1) K. wnmveavix (bvevjK) Gi bvg t------------------------------- Rb¥ ZvwiL/eqm t -----------------------------------L. wnmveavix (bvevjK) Gi bvg t------------------------------- Rb¥ ZvwiL/eqm t -----------------------------------2) Awffve‡Ki bvgt---------------------------------------------- bvevj‡Ki mv‡_ m¤úK© t ----------------------------*(bvevjK Ges AwffveK-Df‡qi Rb¨B Òe¨w³ msµvš— Z_¨vejxÓ dig bs-1 (K) c~iY Ki‡Z n‡e Ges Dfq di‡gB Awffve‡Ki ¯^vi Ki‡Z n‡e)
c„ôv bs - 215. bwgbx msµvš— Z_¨ t (ïaygvÎ e¨w³ wnmv‡ei †‡Î cÖ‡hvR¨) Avwg/Avgiv GB wnmv‡ei A_© Avgvi/ Avgv‡`i g„Zz¨i ci wb‡gœv³fv‡e wb‡gœv³ e¨w³‡KcÖ`v‡bi Rb¨ g‡bvbxZ Kijvg| Avwg/Avgiv Dwj−wLZ g‡bvbqb †h †Kvb mgq evwZj ev cwieZ©‡bi AwaKvi msiY Kwi| Avwg/Avgiv GB g‡g©Av‡iv m¤§wZ Ávcb KiwQ †h, Avgvi/Avgv‡`i wb‡`©kbv †gvZv‡eK †jb‡`‡b e¨vsK †Kvbfv‡e `vqe× n‡e bv|(K) bwgbxi bvg t ............................................................... (L) wcZvi bvg t ................................................(M) gvZvi bvg t ............................................................... (N) ¯^vgx/¯¿xi bvg t .............................................(O) †ckv t ............................................................... (P) wnmveavixi mv‡_ m¤úK© t .................................(Q) Rb¥ ZvwiL/eqm t ............................................................... (R) RvZxq cwiPqcÎ b¤^i (hw` _v‡K) t ...................(S) bwgbxi ¯’vqx wVKvbv t ........................................................................................................................................bwgbx g‡bvbqbKvixi cÖwZ¯^vi*†Kvb Awbevmx‡K bwgbx Kiv n‡j H Awbevmx mswk−ó wnmv‡ei A_© cÖvc¨ n‡j cÖvß A_© we‡`‡k †cÖi‡Yi †‡Î we`¨gvb ˆe‡`wkK gy`ªv wbqš¿Y AvB‡bi wewa weavb cÖ‡hvR¨|bwgbxi Qwe (MÖvnKKZ…©KmZ¨vwqZ)16. A‡_©i Drm t ..........................................................................................................................................17. †NvlYv I ¯^vi t Avwg/Avgiv GB g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msµvš— Dc‡ivwj−wLZ I GZ`ms‡M mshy³ hveZxq wbqgvejx/kZ©vejx c‡owQ Ges D³ wbqgvejx/ kZ©vejx †g‡b Pj‡Z eva¨ _vKe| Avwg/Avgiv mÁv‡b †NvlYv KiwQ †h, Dc‡ivwj−wLZ Z_¨vw` mZ¨| AvcbviPvwn`v †gvZv‡eK cÖ`Ë Z‡_¨i AwZwi³ mswk−ó †h †Kvb cÖ‡qvRbxq Z_¨vw`/`wjjvw` mieivn Kie|Av‡e`bKvixi ¯^vi, bvg I ZvwiL t1. ¯^vi t 2. ¯^vi t 3. ¯^vi tbvg t ......................... bvg t ......................... bvg t .........................ZvwiL t ......................... ZvwiL t ......................... ZvwiL t .........................e¨vs‡Ki e¨env‡ii Rb¨gš—e¨ tZvwiL twnmve †Lvjvi Kg©KZ©v(bvghy³ mxjmn ¯^vi I ZvwiL)Aby‡gv`bKvix Kg©KZ©v (kvLv cÖavb)(bvghy³ mxjmn ¯^vi I ZvwiL)wnmve cwiPvjbv mswk−ó e¨w³ msµvš— Z_¨vejx(wnmve †Lvjvi Av‡e`bKvix GKvwaK e¨w³ n‡j cÖ‡Z¨K‡K GB digwU Avjv`vfv‡e c~iYc~e©K e¨w³ I Ae¨w³K wnmv‡ei g~j As‡ki mv‡_ mshy³ Ki‡Z n‡e|)wnmve b¤^i tMÖvnK AvB.wW. b¤^i t1. MÖvn‡Ki bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................2. wnmv‡ei mv‡_ m¤úK© t cÖ_g Av‡e`bKvix wØZxq Av‡e`bKvix Z…Zxq Av‡e`bKvix3. wcZvi bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................4. gvZvi bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................5. ¯^vgx/¯¿xi bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................6. RvZxqZv t .....................................................................................................................................7. Rb¥ ZvwiL t ............................................................ wUK w`b cyi“l gwnjv8. †ckv (c`exmn) t ............................................................. RvZxq cwiPqcÎ bs t .......................................9. cvm‡cvU© b¤^i (hw` _v‡K) t ............................................................. Bmy¨ ZvwiL t ....................................................10. U¨v· AvBwW b¤^i (TIN) (hw` _v‡K) t .................................................. WªvBwfs jvB‡mÝ b¤^i (hw` _v‡K) t .........................11. eZ©gvb I †hvMv‡hv‡Mi wVKvbv (Avevm¯’j) t †Uwj‡dvb t evmv t ...................................... Awdm t ...............................†gvevBj t .............................. B-‡gBj t .................................................... d¨v· t ...............................
12. ¯’vqx wVKvbv t ................................................................................................................... c„ôv bs - 313. †ckvMZ †hvM¨Zv t .....................................................................................................................................14. †µwWU KvW© msµvš— Z_¨ t Bmy¨Kvix cÖwZôvb I KvW© b¤^i (hw` KvW© e¨enviKvix nb) t(1) ...................................................... (2) ....................................................................15. †iwm‡W›U ÷¨vUvm (wUK w`b) t †iwm‡W›U bb-‡iwm‡W›U16. bb-‡iwm‡W›U evsjv‡`kx n‡j wb‡æv³ Z_¨vw` c~iY Ki“b tPassport No. ………………….....................Issued by ……………...............................Date of Visa (If available) ……......…………Issuing authority of Visa ……....…………..Date of Issue ……………….......................................Issued at …………………..........................................Validity date of Visa …………………...................…...Occupation ……………………………...….......….........Foreign address ……………………………....………………….……………………………………...............…..17. Introduced by <strong>Bangladesh</strong> Embassy (In case of those only who wish to open from abroad) :Seal & Signature (<strong>Bangladesh</strong> Embassy) Signature of A/c. Opener .......................* (cÖ‡qvRbxq †‡Î e¨vsK ev kvLv ÒMvBWjvBÝ di d‡ib G·‡PÄ Uªvb‡RKkbmÓ Gi wb‡`©kbv AbymiY K‡i Z_¨ msMÖn Ki‡e) Av‡e`bKvixi ¯^viMÖvnK cwiwPwZ m¤úwK©Z dig (KYC Profile Form)ZvwiL twnmve b¤^i t1. wnmve wk‡ivbvg (evsjvq) t ................................................................................................................................................(Bs‡iRx‡Z) t ................................................................................................................................................2. Znwe‡ji Drm wKfv‡e wbwðZ Kiv n‡q‡Q Ges e¨emvwqK m¤úK© ¯’vcbK‡í e¨emv‡qi cÖK…wZ wek`fv‡e D‡j−L KiZt e¨emv‡qi mv‡_ †jb‡`‡bicwigvY mvgÄm¨c~Y© wKbv Zv eY©bv Ki‡Z n‡e t ..............................................................................................................................................................................................................................................................................................................3. wnmv‡ei cÖK…Z myweav‡fvMx (Beneficial Owner) m¤úwK©Z Z_¨vw` (†Kv¤úvbxi †‡Î wbqš¿YKvix †kqvi †nvìvi Ges 20% ev Gi AwaK GKK†kqvi †nvìvi Gi we¯—vwiZ Z_¨vw`) : .........................................................................................................................................................................................................................................................................................................................4. cÖ‡Z¨K MÖvnK †_‡K wb‡æv³ cÖgvYc‡Îi d‡UvKwc M„nxZ n‡q‡Q wKbv? (wUK wPý w`b) t [wUK wPý w`b] t †gvU t ..................... ( ............. ) wU| cvm‡cvU© †fvUvi AvBwW RvZxq cwiPq cÎ U¨v· mb` (TIN) f¨vU †iwRt b¤^i WªvBwfs jvB‡mÝ|5. Awbevmx (Non-resident) Ges we‡`kx‡`i wnmve †Lvjvi KviY m¤ú‡K© wbwðZ nIqv| wfmvi cÖK…wZ [AvevwmK/KvR (Work)] :6. MÖvn‡Ki †ckv (we¯—vwiZ eY©bv Ki“b) t .......................................................................................................................................................................................................................................................................................................................7. gš—e¨ (hw` _v‡K) t wb‡æi N‡i MÖvn‡Ki SuywK m¤ú‡K© gš—e¨ Ki“b|wnmve †Lvjvi Kg©KZ©v(bvghy³ mxjmn ¯^vi I ZvwiL)Aby‡gv`bKvix Kg©KZ©v (kvLv cÖavb)(bvghy³ mxjmn ¯^vi I ZvwiL)
gỳ vivev gvwmK gybvdv wfwËK mÂqx wnmv‡ei †‡Î cÖ‡hvR¨ wbqgvejxwnmve b¤^i tkZ©vejx t1. GwU A_© RgvKvix MÖvnK Ges Bmjvgx e¨vsK evsjv‡`k wjwg‡UW Gi g‡a¨ m¤úvw`Z Bmjvgx kixqvn wfwËK GKwU gy`vivev Pzw³|K. GLv‡b A_©RgvKvix MÖvnK n‡”Q “mvwne Avj-gvjÓ (A‡_©i gvwjK) Ges e¨vsK n‡”Q “gy`vwieÓ (Kvievi msMVK)|L. Bmjvgx kixqvn& ewY©Z bxwZgvjvi wfwˇZ e¨vsK GB A_© RgvMÖnY K‡i Ges RgvK…Z A_© ïay Bmjvgx kixqvn& m¤§Zfv‡e wewb‡qvM K‡i|M. e¨vsK gy`vivevn Znwej wewb‡qvM K‡i cÖvß Av‡qi Kgc‡ 65% wba©vwiZ Weightage Abymv‡i “mvwne Avj-gvjÓ-Gi g‡a¨ eÈb K‡i; wewb‡qv‡M †jvKmvb n‡j “mvwne Avj-gvjÓ Zv enb Ki‡e|N. e¨vsK wb‡gœ 6,7, 8 I 11 b¤^‡i ewY©Z wbq‡g RgvK…Z A_© I cÖvß gybvdv †dir cÖ`vb Ki‡e|O. GQvov Bmjvgx kwiqwn ewY©Z gyy`vivev Pzw³i Ab¨vb¨ kZ©vejx cÖ‡hvR¨ n‡e|wbqgvejx t2. GKKvjxb Kgc‡ 1,00,000/- UvKv ev Zvi ¸wYZK †h †Kvb cwigvY AvgvbZ MÖnY‡hvM¨|3. G wnmve 03 (wZb) eQi Ges 05 (cuvP) eQi †gqv‡`i Rb¨ †Lvjv hvq|4. AvgvbZKvix‡K Zuvi Rgvi wecix‡Z †gqv`x Avgvb‡Zi †‡Î e¨eüZ iwk` Gi Abyiƒc GKwU we‡kl ai‡bi iwk` cÖ`vb Kiv n‡e hv n¯—vš—i‡hvM¨ bq|5. mswk−ó kvLvq AvgvbZKvixi GKwU Avjv`v PjwZ/gy`vivev mÂqx wnmve _vK‡Z n‡e †hLv‡b Zvi Avgvb‡Zi Dci cÖ‡`q gvwmK gybvdv Rgv Kiv n‡e|6. gvwmK gybvdv cÖ`vb ïi“ n‡e AvgvbZ MÖn‡Yi ZvwiL †_‡K cieZx© gv‡mi mswk−ó Zvwi‡L| Rgvi ZvwiL †_‡K gybvdvi cÖ_g wKw¯— cÖ`v‡bi Zvwi‡Li ga¨eZx© mgqKvj Kgc‡ GKgvm n‡e|7. wba©vwiZ †gqv` c~Y© n‡j ‘gy`vivev gvwmK gybvdv wfwËK iwk`Õ bM`vq‡bi mgq I‡q‡U‡Ri c~Y© myweav cÖ`vb Kiv n‡e| wnmve †Lvjvi 01 (GK) eQ‡ii g‡a¨ UvKv D‡Ëvjb Kiv n‡j †Kvb gybvdv cÖ`vb Kivn‡e bv| Z‡e †gqv` c~Y© nIqvi c~‡e© I wnmve †Lvjvi 01 (GK) eQi ci UvKv D‡Ëvjb Kiv n‡j gỳ vivev mÂqx wnmv‡e cÖ`Ë nv‡i gybvdv cÖ`vb Kiv n‡e| G †‡Î gy`vivev gvwmK gybvdv wfwËK mÂqxwnmv‡e cÖ`Ë nv‡i gv‡m gv‡m †h gybvdv cÖ`vb Kiv n‡q‡Q, Zv mgš^q Kiv n‡e|8. wnmv‡ei †gqv` 3 (wZb) ermi/5(cvuP) ermi DËxY© n‡q hvIqvi ci cieZx© 15 w`‡bi g‡a¨ UvKv DwV‡q bv wb‡j †gqv` cieZx© 3 (wZb) ermi ev 5 (cuvP) ermi mg‡qi Rb¨ ¯^qswµqfv‡e GKB k‡Z© D³wnmve bevwqZ e‡j MY¨ n‡e|9. wnmveaviK h_vh_fv‡e Av‡e`b K‡i wnmve eÜKiY eve` 50.00 UvKv wd I g~j Receipt h_vh_fv‡e ¯^vic~e©K Rgv w`‡q wnmve eÜ Ki‡Z cv‡ib |10. evrmwiK P~ovš— jv‡fi nvi †NvwlZ nIqvi c~‡e© †Kvb Rgv wnmve eÜ n‡q †M‡j D³ RgvKvix mvgwqK nv‡i jvf wb‡Z eva¨ _vK‡eb| cieZx©Kv‡j G ai‡bi Rgvi Dci jv‡fi nvi Kg †NvwlZ n‡j RgvKvixev e¨vsK KviI †Kvb `vex _v‡K bv| Z‡e gybvdvi P~ovš— nvi †NvlYvi c‡i †NvwlZ P~ovš— nvi mvgwqK nv‡ii †P‡q †ekx n‡j Zv MÖvnK‡K cÖ`vb Kiv nq | †m †‡Î MÖvnK‡K mvaviYZt GKwU gỳ vivev mÂqxwnmve/Avj-Iqvw`qvn& PjwZ wnmve cwiPvjbv Ki‡Z nq |11. gy`vivev gvwmK gybvdv wfwËK Avgvb‡Zi iwm` RgvKvix h_vh_fv‡e msiY Ki‡eb| gvwmK gybvdv wfwËK Avgvb‡Zi iwm` †Kvb Kvi‡Y nvwi‡q †M‡j, bó n‡j, cy‡o †M‡j ev Ab¨ †Kvbfv‡e aŸsm n‡q†M‡j ev †Lvqv †M‡j ZvrwYKfv‡e e¨vsK KZ…©c‡K Rvwb‡q wbw`©ó cÖwµqv m¤ú‡bœi gva¨‡g Wywc−‡KU gvwmK gybvdv wfwËK Avgvb‡Zi iwm` MÖnY Ki‡Z n‡e| †µZvi MvwdjwZi Kvi‡Y Ab¨ †KD gvwmKgybvdv wfwËK Avgvb‡Zi iwm` fvwO‡q wb‡j e¨vsK `vqx _vK‡e bv |12. my¯’ gw¯—¯‹ I cÖvß eq¯‹ †Kvb e¨w³ ev e¨w³eM© GKK ev †hŠ_ bv‡g GB wnmve Lyj‡Z cv‡ib| bvevjK/bvevwjKvi bv‡gI Zvi wcZv/gvZv/AvBbMZ AwffveKMY GB wnmve Lyj‡Z cvi‡eb|13. wnmve †Lvjvi mgq cvm‡cvU©/RvZxq cwiPqcÎ/IqvW© Kwgkbvi wKsev BDwbqb cwil` †Pqvig¨vb KZ…©K cÖ`Ë bvMwiKZ¡ mb` ev wb‡qvMKZ©v KZ…©K cÖ`Ë cwiwPwZcÎ A_ev e¨vsK/Avw_©K cÖwZôv‡bi wbKUMÖnY‡hvM¨ e¨w³ KZ…©K cÖ`Ë cÖZ¨qbcÎ cÖ`vb Ki‡Z n‡e|14. e¨vsK †Kvbiƒc KviY `k©v‡bv e¨ZxZ †h †Kvb wnmve eÜ Ki‡Z cvi‡e Ges G Rb¨ †Kvb †bvwUk cÖ`vb Kiv n‡e bv|15. wnmveavi‡Ki wVKvbvi †Kvb cwieZ©b n‡j Awej‡¤^ Zv e¨vsK‡K Rvbv‡Z n‡e| e¨vsK mvaviYZt WvK/Kywiqvi †hv‡M wnmve gvwj‡Ki mv‡_ †hvMv‡hvM iv K‡i| WvK/Kywiqvi †hv‡M †cÖwiZ †Kvb wPwVcÎh_vmg‡q ev Av‡`Š wewj bv n‡j e¨vsK `vqx _vK‡e bv |16. e¨vsK wnmve †_‡K miKvix wbqgvbyhvqx f¨vU, Ki ev ïé KZ©b Ki‡Z cvi‡e|17. e¨vsK MÖvn‡Ki wnmv‡ei w¯’wZi Dci †Kvb cÖKvi hvKvZ cÖ`vb K‡i bv | MÖvnK‡K wbR `vwq‡Z¡ hvKvZ cÖ`vb Ki‡Z n‡e |18. †Kvb AvgvbZKvixi g„Zz¨ n‡j, cÖvc¨ A_© Zvui g‡bvbxZ e¨w³‡K, g‡bvbqb bv _vK‡j DËivwaKvix‡K mb`cÎ `vwLj mv‡c‡ cÖ`vb Kiv n‡e|19. 1991 mv‡ji e¨vsK †Kv¤úvbx AvBbvbyhvqx 10 (`k) eQi I Z`~aŸ© †gqv` ch©š— †Kvb wnmv‡e †jb‡`b bv n‡j mswk−ó wnmvewU A`vexK…Z (Unclaimed) wn‡m‡e MY¨ K‡i D³ wnmv‡ei w¯’wZ evsjv‡`ke¨vs‡K ¯’vbvš—i K‡i †`qv nq|20. gvwb jÛvwis cÖwZ‡iva AvBb-2009, mš¿vm we‡ivax AvBb-2009 I evsjv‡`k e¨vs‡Ki gvwb jÛvwis cÖwZ‡iva wefvM KZ…©K mg‡q mg‡q RvixK…Z mvKz©jvi/bxwZgvjv Abyhvqx MÖvnK e¨vs‡Ki Pvwn`v †gvZv‡eK†h †Kvb Z_¨ mieivn Ki‡Z eva¨ _vK‡eb|21. e¨w³MZ/e¨w³ gvwjKvbvaxb/†hŠ_ gvwjKvbvaxb/Ab¨vb¨ wnmveavixMY KZ…©K Zuvi ev Zuv‡`i g„Zz¨i ci RgvK…Z UvKv D‡Ëvj‡bi Rb¨ bwgbx g‡bvbxZ Ki‡Z cv‡ib| wnmveavi‡Ki g„Zz¨i ci mswk−ó wnmv‡eiRgvK…Z A_© D‡Ëvj‡bi Rb¨ bwgbx KZ…©K Zuvi Av‡e`b c‡Îi mv‡_ g‡bvbq‡bi ¯^c‡ cÖgvY ¯^iƒc wbæwjwLZ KvMR-cÎ/`wjjvw` `vwLj Ki‡Z n‡e| G †‡Î bwgbx KZ…©K †KvU© cÖ`Ë mvwU©wd‡KU `vwLjKivi cÖ‡qvRb †bB|K) wnmveavi‡Ki g„Zz¨RwbZ mb`cÎ | cÖev‡m g„„Zz¨ n‡j mb`cÎ mswk−ó †`‡k Aew¯’Z evsjv‡`k `~Zvevm KZ„©K cÖwZ¯^vwiZ n‡Z n‡e |L) bwgbxi cwiwPwZi ¯^c‡ e¨vs‡Ki `yBRb m¤§vbxZ MÖvnK A_ev e¨vs‡Ki `yBRb Kg©KZ©v A_ev ¯’vbxq BDwbqb cwil` †Pqvig¨vb/wmwU K‡c©v‡ikb ev wgDwbwmc¨vwjwUi IqvW© Kwgkbvi KZ…©K cÖ`Ëmb`cÎ |M) bwgbxi cvm‡cvU© AvKv‡ii mZ¨vwqZ d‡UvMÖvd |N) bwgbx KZ…©K Bb‡WgwbwU eÛ cÖ`vb|22. 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