Are You suprised ? - Islami Bank Bangladesh Limited

gỳ vivev we‡kl †bvwUk wnmv‡ei †‡Î cÖ‡hvR¨ wbqgvejxc„ôv bs - 8wnmve b¤^i tkZ©vejx t01. GwU A_© RgvKvix MÖvnK Ges Bmjvgx e¨vsK evsjv‡`k wjwg‡UW Gi g‡a¨ m¤úvw`Z Bmjvgx kwiqvn& wfwËK GKwU gy`vivev Pzw³|K. GLv‡b A_© RgvKvix MÖvnK n‡”Q Òmvwne Avj-gvjÓ (A‡_©i gvwjK) Ges e¨vsK n‡”Q Ògy`vwieÓ (Kvievi msMVK)|L. Bmjvgx kwiqvn& ewY©Z bxwZgvjvi wfwˇZ e¨vsK GB A_© RgvMÖnY K‡i Ges RgvK…Z A_© ïaygvÎ Bmjvgx kwiqvn m¤§Zfv‡e wewb‡qvM K‡i|M. gy`vivev Znwej wewb‡qvM K‡i cÖvß Av‡qi Kgc‡ kZKiv 65 fvM gy`vivev RgvKvix‡`i g‡a¨ I‡q‡UR wfwˇZ e›Ub Kiv nq| wewb‡qv‡M †jvKkvb n‡j gy`vivev RgvKvixMY Pzw³ †gvZv‡eK Zv enbKi‡e|N. e¨vsK wb‡gœi 4, 5, 7 I 8 b¤^^‡i ewY©Z wbq‡g RgvK…Z A_© I gybvdv †dir cÖ`vb Ki‡e|O. GQvov Bmjvgx kwiqvn& ewY©Z gy`vivev Pzw³i Ab¨vb¨ kZ©vejx cÖ‡hvR¨ n‡e|wnmve cwiPvjbvi wbqgvejx t02. cÖv_wgK fv‡e me©wbæ UvKv 25000/- ev Zvi AwaK As‡Ki A_© Rgv K‡i GB wnmve †Lvjv hvq| e¨vsK KZ…©K wba©vwiZ w¯’wZ me©wbæ UvKv 25000/- Gi bx‡P †b‡g †M‡j †Kvb jvf †`qv nq bv| AwaKš‘,cÖ‡hvR¨ nv‡i b~¨bZg miKvix ï‡éi mgcwigvY UvKvi w¯’wZ msiY Ki‡Z nq, Ab¨_vq e¨vsK †PK †dir †`qvi AwaKvi msiY K‡i| wnmv‡e wbæZg w¯’wZ bv _vKvi Kvi‡Y eQ‡i 02 evi e¨vsK KZ…©Kwba©vwiZ nv‡i ÔAvbymswMK wdÕ wnmve †_‡K KZ©b Kiv nq|03. ïaygvÎ my¯’ gw¯—®‹ I cÖvßeq¯‹ †Kvb e¨w³ ev e¨w³eM© GKK ev †hŠ_ bv‡g Ges †h †Kvb wkv cÖwZôvb, K¬ve, G‡mvwm‡qkb, Av_©-mvgvwRK cÖwZôvb, e¨emv cÖwZôvb G wnmve Lyj‡Z cv‡ib|04. D³ wnmv‡e eQ‡i `yBevi (Ryb Ges wW‡m¤^i gv‡m) mvgwqK (Provisional) nv‡i jvf cÖ`vb Kiv nq, hv evwl©K P~ovš— jvf/†jvKmvb wnmv‡ei wfwˇZ mgš^q/wb¯úbœ Kiv nq|05. evwl©K jvf †jvKmvb wnmve P~ovš— nIqvi c~‡e© wnmve eÜ Ki‡j mvgwqK nv‡i jvf cÖ`vb Kiv nq, cieZx©Kv‡j gybvdvi P~ovš— nvi †NvlYvi c‡i †NvwlZ P~ovš— nvi mvgwqK nv‡ii †P‡q †ekx n‡jwnmveaviK‡K Zv cÖ`vb Kiv nq|06. †Kvb Rgvi Dci MÖvn‡Ki wnmve †_‡K e¨vsK hvKvZ cÖ`vb K‡i bv| MÖvnK‡K wbR `vwq‡Z¡ hvKvZ cÖ`vb Ki‡Z n‡e |07. gy`vivevn we‡kl †bvwUm mÂqx wnmv‡ei †‡Î gv‡mi †h †Kvb Zvwi‡L †jb‡`b PjvKvjxb mg‡q A_© Rgv Kiv hvq| RgvK…Z A‡_©i Ici ˆ`wbK w¯’wZi wfwˇZ jvf wnmve Kiv nq|08. gy`vivevn we‡kl †bvwUm mÂqx wnmv‡ei †‡Î A_© DVv‡Z n‡j mvZ w`b c~‡e© †bvwUk w`‡Z nq| †bvwUk w`‡q A_© DVv‡j Rgvw¯’wZ jv‡fi Rb¨ we‡ewPZ nq, Ab¨_vq †m gv‡mi wbgœZg w¯’wZi Dci jvf cÖ`vbKiv nq|09. wnmv‡ei gvwjK‡K Pvwn`v †gvZv‡eK wnmve weeiYx cÖ`vb Kiv nq| 30 (wÎk) w`‡bi g‡a¨ wjwLZ †Kvb Awf‡hvM bv †c‡j wnmv‡ei w¯’wZ mwVK Av‡Q e‡j a‡i †bqv n‡e|10. e¨vsK KZ…©K Bmy¨K…Z †PK ev ATM KvW© Qvov mvaviYZt Ab¨ †Kvb gva¨‡g UvKv †Zvjv hvq bv |11. wnmveaviK Ae¨eüZ †PK eB †dir w`‡q h_vh_fv‡e Av‡e`b K‡i wnmve eÜKiY eve` wba©vwiZ wdm w`‡q wnmve eÜ Ki‡Z cv‡ib |12. e¨vsK †Kvbiƒc KviY `k©v‡bv e¨ZxZ †h †Kvb wnmve eÜ Ki‡Z cvi‡e Ges G Rb¨ †Kvb †bvwUk cÖ`vb Kiv n‡e bv|13. wnmveavi‡Ki wVKvbvi †Kvb cwieZ©b n‡j Awej‡¤^ Zv e¨vsK‡K Rvbv‡Z n‡e| e¨vsK mvaviYZt WvK/Kywiqvi †hv‡M wnmve gvwj‡Ki mv‡_ †hvMv‡hvM iv K‡i| WvK/Kywiqvi †hv‡M †cÖwiZ †Kvb wPwVcÎh_vmg‡q ev Av‡`Š wewj bv n‡j e¨vsK `vqx _vK‡e bv |14. wnmve †Lvjvi mgq 2 Kwc cvm‡cvU© mvBR Qwe, cvm‡cvU©/RvZxq cwiPqcÎ/IqvW© Kwgkbvi wKsev BDwbqb cwil` †Pqvig¨vb KZ…©K cÖ`Ë bvMwiKZ¡ mb` ev wb‡qvMKZ©v KZ…©K cÖ`Ë cwiwPwZcÎ A_eve¨vsK/Avw_©K cÖwZôv‡bi wbKU MÖnY‡hvM¨ e¨w³ KZ…©K cÖ`Ë cÖZ¨qbcÎ cÖ`vb Ki‡Z nq |15. e¨vsK wnmve †_‡K miKvix wbqgvbyhvqx f¨vU, Ki ev ïé KZ©b Kiv n‡e|16. 1991 mv‡ji e¨vsK †Kv¤úvbx AvBbvbyhvqx 10 (`k) eQi I Z`~aŸ© †gqv` ch©š— †Kvb wnmv‡e †jb‡`b bv n‡j mswk−ó wnmvewU A`vexK…Z (Unclaimed) wn‡m‡e MY¨ K‡i D³ wnmv‡ei w¯’wZ evsjv‡`ke¨vs‡K ¯’vbvš—i K‡i †`qv nq|17. ‡hŠ_ wnmv‡ei †‡Î hw` †hŠ_ ¯^v‡i cwiPvj‡bi wb‡`©k _v‡K A_ev we‡kl wb‡`©kbvq ejv _v‡K †h, †h †Kvb GKRb wnmve cwiPvjbv Ki‡Z cvi‡eb (Any one can operate the Account) ZLb †h†Kvb GKR‡bi g„Zz¨i mv‡_ mv‡_ mswk−ó wnmvewU‡Z †jb‡`b eÜ n‡q hv‡e| G‡‡Î IqvW© Kwgkbvi/BDwbqb cwil` †Pqvig¨vb KZ…©K cÖ`Ë Iqvwikvb mb‡`i gva¨‡g Av`vj‡Zi wb‡`©k QvovB D³ wnmv‡eMw”QZ A_© RxweZ e¨w³ g„Z e¨w³i Iqvwik‡`i mv‡_ †hŠ_fv‡e Av‡e`b Kiv mv‡c‡ D‡Ëvjb Ki‡Z cvi‡eb|18. †hŠ_ wnmv‡ei †‡Î hw` GKR‡bi g„Zz¨ nq Ges wnmvewUi we‡kl wb‡`©kbvq D‡j−L _v‡K †h, †h †Kvb GKRb ev RxweZ e¨w³ (Either or survivor can operate the Account) wnmvewU cwiPvjbv Ki‡Zcvi‡e, Zvn‡j RxweZ e¨w³ mswk−ó wnmvewU cwiPvjbv Ki‡Z my‡hvM cv‡e Ges RxweZ e¨w³ B”Qv Ki‡j mvK&‡mkb mvwU©wd‡KU QvovB D³ wnmv‡e Mw”QZ A_© D‡Ëvjb Ki‡Z cvi‡e|19. GKK bv‡g ev †hŠ_ bv‡g cwiPvwjZ wnmv‡e we‡kl wb‡`©‡k hw` bwgbx wnmv‡e †Kvb e¨w³/ e¨w³eM©‡K g‡bvbxZ Kiv nq Z‡e H e¨w³/ e¨w³eM© wnmvewU cwiPvjbvKvix e¨w³/ e¨w³e‡M©i g„Zz¨i ci mswk−ównmv‡e Mw”QZ A_© h_vixwZ mbv³KiY mv‡c‡ wbqgvbyhvqx D‡Ëvjb Ki‡Z cvi‡e| Z‡e wnmvewU UvKv D‡Ëvj‡bi mv‡_ mv‡_ eÜ n‡q hv‡e| bwgwb wnmve cwiPvjbv Ki‡Z PvB‡j Zv‡K wbqgvbyhvqx bZzbwnmve Lyj‡Z n‡e|20. e¨w³MZ/e¨w³ gvwjKvbvaxb/†hŠ_ gvwjKvbvaxb/Ab¨vb¨ wnmveavixMY KZ…©K Zuvi ev Zuv‡`i g„Zz¨i ci RgvK…Z UvKv D‡Ëvj‡bi Rb¨ bwgbx g‡bvbxZ Ki‡Z cv‡ib| wnmveavi‡Ki g„Zz¨i ci mswk−ó wnmv‡eiRgvK…Z A_© D‡Ëvj‡bi Rb¨ bwgbx KZ…©K Zuvi Av‡e`b c‡Îi mv‡_ g‡bvbq‡bi ¯^c‡ cÖgvY ¯^iƒc wbæwjwLZ KvMR-cÎ/`wjjvw` `vwLj Ki‡Z n‡e| G †‡Î bwgbx KZ…©K †KvU© cÖ`Ë mvK‡mkb mvwU©wd‡KU`vwLj Kivi cÖ‡qvRb †bB|K) wnmveavi‡Ki g„Zz¨RwbZ mb`cÎ| cÖev‡m g„„Zz¨ n‡j mb`cÎ mswk−ó †`‡k Aew¯’Z evsjv‡`k `~Zvevm KZ„©K cÖwZ¯^vwiZ n‡Z n‡e |L) bwgbxi cwiwPwZi ¯^c‡ e¨vs‡Ki `yBRb m¤§vbxZ MÖvnK A_ev e¨vs‡Ki `yBRb Kg©KZ©v A_ev ¯’vbxq BDwbqb cwil` †Pqvig¨vb/wmwU K‡c©v‡ikb ev wgDwbwmc¨vwjwUi IqvW© Kwgkbvi KZ…©K cÖ`Ëmb`cÎ |M) bwgbxi cvm‡cvU© AvKv‡ii mZ¨vwqZ d‡UvMÖvd |N) bwgbx KZ…©K Bb‡WgwbwU eÛ cÖ`vb|21. gvwb jÛvwis cÖwZ‡iva AvBb-2009, mš¿vm we‡ivax AvBb-2009 I evsjv‡`k e¨vs‡Ki gvwb jÛvwis cÖwZ‡iva wefvM KZ…©K mg‡q mg‡q RvixK…Z mvKz©jvi/bxwZgvjv Abyhvqx MÖvnK e¨vs‡Ki Pvwn`v †gvZv‡eK†h †Kvb Z_¨ mieivn Ki‡Z eva¨ _vK‡eb|22. e¨vsK †h †Kvb mgq e¨vsK wnmve msµvš— †h †Kvb wbqgvejx cwieZ©b, cwiea©b, ms‡kvab ev evwZj Ki‡Z cv‡i Ges RgvKvix Zv †g‡b Pj‡Z eva¨ _vK‡eb|Avgiv Dfqc D³ wbqgvejx Ges GZ`msµvš— cÖPwjZ mKj AvBb †g‡b Pj‡Z ivRx n‡q wb‡gœ ¯^vi K‡i AÎ Pzw³bvgv m¤úv`b Kijvg|wnmveavix/wnmveavixM‡Yi bvg, ¯^vi I ZvwiL t(1) ..................................................................(2) .................................................................. mswk−ó Kg©KZ©v(3) .................................................................. (bvghy³ mxjmn ¯^vi I ZvwiL)