Gramin Personal Accident Policy- PDF - The New India Assurance ...

jp epa+ ,e;jpah m#ud;]; fk;ngdp ypkpnll;
gjpT kw;Wk; jiyik mYtyfk; : epa+ ,e;jpah m#ud;]; gpy;bq;> 87> vk;.[p. NuhL>
/NghHl;> Kk;ig – 400 001
jdpegH nrhe;j tpgj;J fhg;gPl;bw;fhd ghyprp Kd;nkhopT gbtk;
gbtk; vz;:
fhg;gPl;L mYtyf Kfthp & FwpaPl;L vz;
mgptpUj;jp mYtyhpd; ngaH & FwpaPl;L vz;
KftH / jufhpd; ngaH & FwpaPL
(mYtyf gad;ghl;bw;F kl;Lk;)
(fhg;gPL NfhUgtuhy; epug;gg;glNtz;Lk;)
1. (A) fhg;gPL NfhUgthpd; ngaH
(B) fhg;gPl;Ljhuhpd; ngaH
(C) fhg;gPl;LjhuUf;Fk;>
epakdjhuUf;Fk; ,ilNaahd cwT
2. epakdjhuhpd; Kfthp (gpd;NfhL
cl;gl)
rp
y;
njhiyNg
njhiyef
kpd;dQ;ry;
3. (A) fhg;gPl;Ljhuhpd; gzp> Ntiy>
tHj;jfk; my;yJ njhopy;
(nghWg;Gfspd; jd;ikia
KOikahf tpthpf;fTk;)
(B) mtuJ / cq;fsJ gzp mtiu /
cq;fis cly;rhHe;j gzpapy; kpUf
Ntl;ilahLjypy;> kiyNaw;wj;jpy;>
FspHfhy tpisahl;Lfspy;> ];Nfl;bq;
my;yJ I]; `hf;fpapy;> gY}d;
tpisahl;by; my;yJ NghNyh
my;yJ ,ijg;Nghd;w ,ay;Gs;s
tpisahl;by;

(epiwtile;j tUlq;fspy;)
5. Cdk; / FiwghL tptuq;fs; (VjhtJ
,Ug;gpd;)
6. fhg;gPl;Lj; njhifAld; vy;Irp> gpV>
N[gpV Nghd;w gpw jw;Nghija
fhg;gPl;L tptuq;fs; (Njitg;gbd;
jdpj;jhis ,izf;fTk;)
7. VjhtnjhU tpgj;Jf;fhd ghyprpapd;
fPo;> vg;NghjhtJ ePq;fs; ,og;gPil
ngw;wpUf;fpwPHfsh my;yJ
NfhhpapUf;fpwPHfsh? mt;thW vdpy;>
fhg;gPl;L epWtdj;jpd; ngaH> njhif>
Njjp cl;gl KOtptuq;fisj; juTk;.
8. jaTnra;J Fwpg;gplTk;
(a) Njitg;gLk; fhg;gPl;Lj; njhif
ml;ltiz
A......................................................
B......................................................
(b) fhg;gPl;Lf; fhymsT
C......................................................
D......................................................
9. kUj;Jt nryTfSf;fhd
tphpthf;fj;ij nfhz;bUf;f ePq;fs;
tpUk;GfpwPHfsh? (nghUe;jhjtw;iw
mbj;J tplTk;)
10. FLk;g njhFg;G fhg;gPl;il vLf;f
ePq;fs; tpUk;GfpwPHfsh? (Mk;. vdpy;>
tptuq;fs; juTk;)
......................ypUe;J..........................tiu
Mk; / ,y;iy
Mk; / ,y;iy
ngaH cwT gpwe;j Njjp njhopy; rpv];I ml;ltiz

chpj;jhf;Fjy; (Kf;fpak;)
........................................................................ Mfpa ehd;> vdJ ,wg;G NeHtpd;NghJ epa+ ,e;jpah
m#ud;]; fk;ngdp ypkpnll; - My; toq;fg;gl Ntz;ba gzj;njhifia ,jd; topahf> jpU /
jpUkjp / nry;tp............................................................................................. (ngaH)............................................................
(fhg;gPl;LjhuUldhd cwT) chpj;jhf;FfpNwd;. ,jpy; ngaH Fwpg;gplg;gl;Ls;s
chpj;jhf;fg;gl;Ls;s egH ,wf;f NehpLkhdhy;> ghyprpapy; Fwpg;gplg;gl;Ls;s Foe;ijfSf;F
midj;J Mjhaq;fSk; jug;glNtz;Lk; vd;Wk;> mtH / mtsJ urPJ epWtdj;jpw;F NghJkhdJ
vd;W ehd; mwptpf;fpNwd;.
Njjp........................................... fpoik.......................................................... 20 ,lk;:
rhl;rpapd; ifnahg;gk; ................................................................................................................
ngaH. .................................................................................................................
Kfthp ..................................................................................................................
vdJ mwpT kw;Wk; ek;gpf;iff;F njhpe;jtiu NkNy nfhLf;fg;gl;Ls;s gjpy;fs; cz;ikahdit
vd;Wk;> ,lHtha;g;G kjpg;gpliy ghjpf;ff;$ba midj;J tptuq;fisAk; ehd;
ntspg;gLj;jpapUf;fpNwd; vd;Wk; ehd; mwptpf;fpNwd;. epWtdj;jpw;Fk;> vdf;FkpilNaahd
xg;ge;jj;jpd; Mjhukhf ,e;j Kd;nkhopTk; kw;Wk; mwptpf;ifAk; mikAk; vd;Wk; ehd;
Vw;Wf;nfhs;fpNwd;.
Njjp:
,lk;:
Kd;nkhopgthpd; ifnahg;gk;
js;SgbfSf;fhd jil
(fhg;gPl;Lr; rl;lk; 1938 – gphpT 41 – d; \uj;J fPo;tUkhW)
,e;jpahtpy; capHfs; my;yJ nrhj;J njhlHghf my;yJ ve;jnthU nghUs; Fwpj;J
fhg;gPl;il vLg;gjw;Nfh my;yJ GJg;gpg;gjw;Nfh my;yJ njhlHtjw;Nfh> NeubahfNth
my;yJ kiwKfkhfNth> ve;j egUf;Fk; J}z;Lfpd;w tifapy;> ghyprpapy;
fhl;lg;gl;Ls;s gphpkpaj; njhifapy; ve;jnthU js;SgbiaNah my;yJ jug;glNtz;ba
fkp\idNah> KOikahfNth my;yJ xU gFjpahfNth ve;jnthU js;SgbiaAk;
ahUk; mDkjpf;fNth my;yJ mDkjpg;gjhf njhptpg;gNjh $lhJ. gpuRhpf;fg;gl;l
gpuh];ngf;l]; my;yJ fhg;gPl;L epWtdj;jpd; gl;bay;fspy; ,lk;ngw;wgb>
mDkjpf;fg;gl;Ls;s VjhtJ js;Sgbiaj; jtpu> ve;jnthU js;SgbiaAk; fhg;gPL
vLf;fpd;w my;yJ GJg;gpf;fpd;w my;yJ njhlHfpd;w ve;jnthU egUk;
Vw;Wf;nfhs;sf;$lhJ.
,g;gphptpd; \uj;ij Vw;W gpd;gw;wj; jtWfpd;w ve;jnthU egUk; 500 &gha; tiu>
tpjpf;fg;glf;$ba mguhj jz;lidia ngWtH.

jp epa+ ,e;jpah m#+ud;]; fk;ngdp ypkpnll;
gjpT kw;Wk; jiyik mYtyfk; : epa+ ,e;jpah m#+ud;]; gpy;bq;> 87> vk;.[p. NuhL>
/NghHl;> Kk;ig – 400 001
jdpg;gl;l tpgj;J fhg;gPl;bw;fhd ghyprp
(jdp egH)
fPNo ngaH Fwpg;gplg;gl;Ls;s fhg;gPL nra;ag;gl;l egH vOj;Jg;g+Htkhd Kd;nkhopT
xd;iw ,jw;fhd ml;ltizg;gb (,jpy; cs;slq;fpAs;s mwpf;iffspd; cz;ikf;F
cj;juthjk; mspj;J) epa+ ,e;jpah m#ud;]; epWtdj;jpw;F (,jw;Fg; gpwF epWtdk; vd
miof;fg;gLk;) nra;jpUf;fpwhH my;yJ nra;tjw;F fhuzkhf ,Ue;jpUf;fpwhH vd;fpwNghJ>
,k;Kd;nkhopNt ,e;j xg;ge;jj;jpd; mbg;gilahf ,Uf;fpwJ kw;Wk; ,J>
xUq;fpizf;fg;gl;bUg;gjhf fUjg;gLfpwJ kw;Wk; ,g;gl;baypy; Fwpg;gplg;gl;Ls;s
fhymstpd;NghJ> epfof;$ba ,lHfSf;fhd fhg;gPl;bw;fhf ,q;Nf Fwpg;gplg;gl;Ls;s gphpkpaj;ij
epWtdj;jpw;F nrYj;jpapUf;fpwhH.
,q;F cs;slq;fpAs;s my;yJ Vw;Wf;nfhs;sg;gl;Ls;s my;yJ NtW tpjj;jpy;
ntspg;gLj;jg;gl;Ls;s epge;jidfs;> tpyf;Ffs;> nghUs; tiuaiwfs;> fl;Lg;ghLfs;
MfpaitfSf;F cl;gl;L> epWtdkhdJ> ,jw;F fPNo Fwpg;gpl;Ls;sgb fhg;gPL nra;ag;gl;Ls;s
egUf;F ntspNa> td;Kiwapyhd kw;Wk; njhpaf;$ba toptiffspdhy;
tpise;j tpgj;jpypUe;J Nehpilahf kw;Wk; mjd; fhuzkhf kl;Lk; tpisAk; ve;jnthU
cly; hPjpapyhd fhak; NeUkhdhy;> fhg;gPL nra;j egUf;F epWtdkhdJ> ,jd; fPNo
Fwpf;fg;gl;Ls;sgb njhifia toq;Fk;.
a) mj;jifa xU fhak;> tpgj;J epfo;e;j gdpnuz;L fhyz;lH khjq;fSf;Fs;>
fhg;gPL nra;j eghpd; kuzj;jpw;F xNu kw;Wk; Neub fhuzkhf ,Uf;Fkhdhy;>
n\l;a+ypy; ,e;j \uj;jpd; fPo;> Fwpf;fg;gl;Ls;s njhifahdJ n\l;a+ypy;
fhz;gpf;fg;gl;Ls;s epakd egUf;F toq;fg;gLk;.
b) mj;jifa xU fhak;> tpgj;J epfo;e;j gdpnuz;L fhyz;lH khjq;fSf;Fs;>
fhg;gPL nra;j egH> mtuJ ,U fz;fspd; ghHitia Kw;wpYkhfTk;> kPl;f
,ayhjthW ,oe;jjw;F my;yJ ,U iffs; my;yJ ,U fhy;fs; my;yJ xU
if kw;Wk; xU fhy; my;yJ xU fz;zpy; ghHitapog;G kw;Wk; xU fhy;
my;yJ xU fz; kw;Wk; xU ifapd; gad;ghl;il ,oe;jjw;fhd xNu kw;Wk;
Neub fhuzkhf ,Uf;Fkhdhy;> n\l;a+ypy; Fwpf;fg;gl;Ls;s fhg;gPl;Lj;
njhifahdJ toq;fg;gLk;.
c) mj;jifa xU fhak;> tpgj;J epfo;e;j gdpnuz;L fhyz;lH khjq;fSf;Fs;>
fhg;gPL nra;j eghpd; xU fz;zpd; ghHitia Kw;wpYkhfTk; kw;Wk;
kPl;fKbahjthWk; ,og;gjw;F my;yJ xU if my;yJ xU fhypd; gad;ghl;il
Kw;wpYk; kPl;f KbahjthW ,og;gJ. xNu kw;Wk; Neub fhuzkhf
,Uf;Fkhdhy;> n\l;a+ypy; Fwpg;gplg;gl;Ls;s fhg;gPL njhifapy; 50 rjtpfpjk;
toq;fg;gLk;.
Fwpg;G: NkNy Fwpg;gplg;gl;Ls;s \uj;Jfs; B kw;Wk; C – y; Fwpg;gplg;gl;Ls;s clypypUe;J if
vd;gjw;F kzpf;fl;L my;yJ mjw;F NkNy gphpj;njLf;fg;gLtJ vd;Wk; my;yJ
gphpj;njLf;fg;gLfpd;w fhy; vd;gjw;F fZf;fhypy; my;yJ mjw;F Nky; gphpj;njLf;fg;gLtJ
vd;W nghUs;.

d) mj;jifa xU fhak;> mjd; Neub tpisthf cldbahfTk;> epue;jukhfTk;>
Kw;wpYkhfTk; kw;Wk; KOikahfTk; fhg;gPL nra;j egH Ntiy my;yJ
njhopypy;
ml;ltizapy; Fwpg;gplg;gl;Ls;s fhg;gPl;Lj; njhifapy; 100% -w;F epfuhd
nkhj;jnjhif fhg;gPL nra;ag;gl;l egUf;F toq;fg;gLk;.
e) mj;jifa xU fhak;> tpgj;J epfo;e;j gdpnuz;L fhyz;lH khjq;fSf;Fs;> fPNo
Fwpg;gplg;gl;Ls;sgb KOikahd kw;Wk; my;yJ KOikaw;w kw;Wk; jpUk;gg;ngw
,ayhjthW ,og;gpw;F xNu kw;Wk; Neub fhuzkhf ,Uf;Fkhdhy; my;yJ fPNo
Fwpg;gplg;gl;Ls;sgb clypypUe;J ghfq;fs; gphpf;fg;gLtjdhy; Vw;gLk;
cz;ikahd ,og;gpw;F fhg;gPL nra;ag;gl;Ls;s njhifapy; fPNo jug;gl;Ls;s
rjtpfpjj;jpd;gb fhg;gPl;Lj; njhif toq;fg;glj;jf;fjhFk;.
fhg;gPL nra;ag;gl;l njhifapy; rjtpfpjk;:
I. fhy;tpuy;fs; ,og;G - midj;J 20
fhy;ngUtpuy; - ,U tpuy; vYk;Gfs; 5
fhy;ngUtpuy; - xU tpuy; vYk;G 2
fhy;ngUtpuy; ,y;yhky;
,of;fg;gLk; fhy;tpuy;
xt;nthd;Wf;Fk; - 1
II. nrtpj;jpwdpog;G - ,U fhJfs; 75
III. nrtpj;jpwdpog;G - xU fhJ 30
IV. ehd;F tpuy;fs; kw;Wk; xU
ifapy; fl;il
tpuypog;G - 40
V. ehd;F tpuy;fs;
,og;G - 35
VI. ifapd; fl;il
tpuypog;G - ,U ifapd; tpuy; vYk;Gfs; 25
xU tpuy; vYk;G 10
VII. ifapd; fl;il
VIII. tpuypog;G - %d;W tpuy; vYk;Gfs; 10
,U tpuy; vYk;G 10
xU tpuy; vYk;G 10

fhg;gPL nra;ag;gl;l njhifapy; rjtpfpjk;:
VIII. eLtpuy; ,og;G - %d;W tpuy; vYk;Gfs; 6
,U tpuy; vYk;G 6
xU tpuy; vYk;G 6
IX. Nkhjpu tpuypog;G - %d;W tpuy; vYk;Gfs; 5
,U tpuy; vYk;G 5
xU tpuy; vYk;G 5
X. Rz;Ltpuypog;G - %d;W tpuy; vYk;Gfs; 4
,U tpuy; vYk;G 4
xU tpuy; vYk;G 4
XI. mq;if Kd;ndYk;G
,og;G - Kjy; (m) ,uz;lhtJ ($Ljy;) 3
%d;whtJ> ehd;fhtJ (m)
Ie;jhtJ ($Ljy;) 3
XII. NtW VjhtJ epue;ju
,og;G - epWtdj;jpd; gFjp jpwdpog;gpw;fhd FO
kUj;Jtuhy; kjpg;gPL nra;ag;gl;lgb
F) mj;jifa xU fhak;> mjd; Neub tpisthf cldbahfTk;> epue;jukhfTk;> Kw;wpYkhfTk;
kw;Wk; KOikahfTk; fhg;gPL nra;j egH Ntiy my;yJ njhopypy; ml;ltizapy; Fwpg;gplg;gl;Ls;s fhg;gPl;Lj; njhifapy; xU thuj;jpw;F
xU rjtpfpjk; (1%) vd;w mstpyhd njhifahdJ> xt;nthU thuKk; midj;J ghyprpfspd;
fPOk; toq;fg;gLk;. Mdhy;> ve;jnthU NeHtpYk; xU thuj;jpw;F nkhj;jkhf &.3000-f;Fk;
mjpfkhf ,J ,Uf;fhJ.
NkNy Fwpg;gplg;gl;Ls;s Jiz \uj;jpd; (f) fPo;> ve;jnthU fhaj;jpw;fhfTk; jpwdpog;G
njhlq;fpa ehspypUe;J fzf;fplg;gl;L jug;glNtz;ba ,og;gPl;Lj; njhifahdJ> 100
thuq;fSf;F Nky; mjpfkhf toq;fg;glkhl;lhJ kw;Wk; ve;jnthU NeHtpYk; fhg;gPL nra;ag;gl;l
njhiff;Fk; $Ljyhf ,Uf;fhJ.
rpwg;G ,ytr Mjhak;
1. ,we;j cliy vLj;Jr; nry;Yjy;>
,g;ghyprpapy; tiuaiw nra;ag;gl;lgb tpgj;jpd; fhuzkhf fhg;gPL nra;ag;gl;l egH>
mtd;/mtsJ tPl;bw;F ntspNa caphpof;Fk; NeHtpy;> Jiz \uj;J (a)-d; fPo;
toq;fg;glf;$ba njhifAld; NrHj;J $Ljyhf> fhg;gPL nra;ag;gl;l eghpd; ,we;j
cliy mthpd; tPl;bw;F vLj;Jr; nry;tjw;fhd nrytpw;fhf fhg;gPL nra;ag;gl;l
njhifapy; 2% nkhj;j njhifahf my;yJ &.2500-I> ,tw;Ws; vJ FiwthdNjh> mij
fhg;gPl;L epWtdk; toq;Fk;.
2. fy;tp cjtp
,g;ghyprpapy; tiuaiw nra;ag;gl;lgb tpgj;jpd; fhuzkhf fhg;gPL nra;ag;gl;l egH>
,we;jhNyh my;yJ mtUf;F epue;ju cWg;gpog;G Vw;gl;lhNyh mtiu rhHe;Js;s
Foe;ijfSf;F fpNo Fwpg;gplg;gl;Ls;sthW fy;tp cjtp toq;fg;gLk;.
a. 25 tajpw;F fPo;gl;l xU rhHe;Js;s Foe;ijia fhg;gPL nra;ag;gl;l egH
nfhz;bUe;jhy;> mjpfgl;rk; &.5>000 – w;F kpfhky; fhg;gPl;Lj; njhifapy; 10
rjtpfpjk; mspf;fg;gLk;.

. 25 tajpw;F fPo;gl;l xd;wpw;F Nkw;gl;l Foe;ijfis fhg;gPL nra;ag;gl;l egH
nfhz;bUe;jhy;> mjpfgl;rk; &.10>000 – w;F kpfhky; fhg;gPl;Lj; njhifapy; 10
rjtpfpjk; mspf;fg;gLk;.
,j;njhif fhg;gPL nra;ag;gl;l njhifAld; fhg;gPl;L njhifia ngWtjw;fhf epakpf;fg;gl;Ls;s
egH/egHfsplk; mspf;fg;gLk;.
,t;thwhf NtW VNjDk; fhg;gPL/fhg;gPLfs; ngw;wpUg;gpDk; 25 tajpw;F fPo;gl;l xU rhHe;Js;s
Foe;ijia fhg;gPL nra;ag;gl;l egH nfhz;bUe;jhy;> mjpfgl;rk; &.5>000 kw;Wk; 25 tajpw;F
fPo;gl;l xd;wpw;F Nkw;gl;l Foe;ijfis fhg;gPL nra;ag;gl;l egH nfhz;bUe;jhy;> mjpfgl;rk;
&.10>000 – w;F kpfhky; kl;LNk ,e;j cjtp mspf;fg;gLk;. midj;jpw;Fk; rkkhf cz;ikahd
fhg;gPl;bd; mbg;gilapy; nrYj;jg;gl Ntz;ba njhif mspf;fg;gLk;.
tpyf;Ffs;
,g;ghyprpapd; fPo;> vy;yh Neuq;fspYk; fPo;fz;l tp\aq;fSf;F my;yJ NeHTfspy; fhg;gPl;L
epWtdk;> fhg;gPl;Lj;njhifia toq;f flg;ghL nghWg;gpidf; nfhz;bUf;fhJ:
1. jpwdpog;gpw;fhd mNj fhymstpy; NkNy Fwpg;gplg;gl;Ls;s Jiz \uj;Jfs; xd;Wf;Fk;
Nky; toq;fg;gLk; fhg;gPL.
2. Jiz \uj;Jfs; (a), (b) my;yJ (d) Mfpatw;wpd; VjhtJ xd;wpd; fPo;> chpkf;Nfhhpf;if
Vw;fg;gl;L> mjw;fhd ,og;gPl;Lj; njhif jug;glNtz;ba epiy. kUj;Jtr; nryTfs;
tphpthf;fk; kw;Wk; fy;tpf;fhd epjpAjtp kw;Wk; ,we;j cliy vLj;Jr; nry;tjw;fhd
nryTfs; Mfpatw;wpw;fhf jug;gLk; gzj;njhiffs; ,jd; fPo; nghUe;jhJ.
3. ,g;ghyprpapd; fPo; xd;Wf;Fk; Nkw;gl;l chpkf;Nfhhpf;if NeHtpy; fhg;gPl;L
fhymstpd;NghJ> epWtdj;jpd; mjpfgl;r flg;ghL nghWg;ghdJ> ,g;ghyprpapd; Jiz
\uj;J (a) – d; fPo; toq;fg;glf;$ba njhifia tpl mjpfkhf ,Ug;gJ. kUj;Jtr;
nryTfs; tphpthf;fk; kw;Wk; fy;tpf;fhd epjpAjtp kw;Wk; ,we;j cliy vLj;Jr;
nry;tjw;fhd nryTfs; Mfpatw;wpw;fhf jug;gLk; gzj;njhiffs; ,jd; fPo; nghUe;jhJ.
4. toq;fg;gLfpd;w nkhj;j njhif fzf;fplg;gl;L> xg;Gf;nfhs;sg;gl;bUe;jhnyhopa thuhe;jpu
,og;gPl;Lj; njhif toq;fy;.
5. fPo;tUk; fhuzq;fSf;fhf fhg;gPl;Ljhuhpd; caphpog;G> fhak; my;yJ Cdj;jpw;fhf
,og;gPl;Lj;njhif toq;fy;: a) Ntz;Lnkd;Nw Vw;gLj;jpa Rafhak;> jw;nfhiy my;yJ
jw;nfhiyf;F Kaw;rpj;jy;> (b) Nghij Vw;gLj;Jk; kJ my;yJ Nghijg;nghUspd;
jhf;fj;jpd; fPo;> (c) cyfpy; ve;j ,lj;jpYk; chpa chpkk; cs;s ];Nld;lHL tif
tpkhdj;jpy; gazpahf my;yhky; (gaz fl;lzk; nrYj;jpNah my;yJ nrYj;jhkNyh)
gY}d; my;yJ tpkhdj;jpy; gazpf;Fk;NghJ my;yJ tpz;ntspg; gazk; my;yJ
gY}dpy; gwf;Fk;NghJ my;yJ mjpypUe;J VWk;NghJ my;yJ ,wq;Fk;NghJ. (d)
ghy;tpid Neha;fs;> va;l;]; my;yJ gpj;Jepiy Mfpatw;why; NehpilahfNth my;yJ
kiwKfkhfNth Vw;gLfpd;w (e) Fw;w Nehf;fj;NjhL fhg;gPL nra;j egH rl;lj;ij
kPWk;NghJ Vw;gLfpd;w my;yJ mjdhy; tpisfpd;w ];Nld;lHL tif tpkhdk; vd;gjw;F>
xU tpkhdk; jdpahUf;Fr; nrhe;jkhdjhfNth my;yJ thlif xg;ge;jj;jpd; fPo;
,af;fg;gLtjhfNth my;yJ tof;fkhd tpkhd epWtdj;jhy; ,af;fg;gLtNjh my;yJ
me;j tpkhdk; xU ,d;[pd; my;yJ gy ,d;[pd;fisf; nfhz;bUf;fpwNjh vd vJthf
,Ug;gpDk;> chpa mjpfhu mikg;gpdhy; gazpfis (thliff;F my;yJ vJthf
,Ug;gpDk;) Vw;wpr;nry;y Kiwahd chpkk; ngw;Ws;s ve;jnthU tpkhdk; vd;Nw
nghUs;gLk;.
6. (NghH> gilnaLg;G> ntspehl;L gifthpd; eltbf;if> rz;ilfs; (NghH mwptpg;G
nra;jhYk; my;yJ nra;ahtpl;lhYk;) cs;ehl;Lg;NghH> fpsHr;rp> Gul;rp> fyfk;>
,uhZtf;fpsHr;rp my;yJ mjpfhugwpg;G> midj;J kd;dHfs;> ,sturHfs; my;yJ
ve;jnthU ehL> epiy my;yJ juk; vJthapDk; mjd; kf;fspd; rpiwgpbg;G> ifg;gw;wy;>
ifJ> fl;Lg;ghLfs; my;yJ fhtypy; itg;G Mfpatw;wpdhy; my;yJ Mfpatw;wpypUe;J
my;yJ NeubahfNth my;yJ kiwKfkhfNth ,tw;Wld; njhlHGila my;yJ jlk;

mwpaf;$ba fhuzq;fspdhy;> fhg;gPL nra;j egUf;F Vw;gLfpd;w kuzk;> fhak; my;yJ
jpwdpog;gpw;fhf toq;fg;gLk; ,og;gPl;Lj; njhif
7. NeubahfNth my;yJ kiwKfkhfNth fjpHtPr;R my;yJ Mjhuk; vJthf ,Ug;gpDk; (a)
mjpypUe;J fjpHtPr;R nray;ghl;bdhy; khRgly; my;yJ mZ nghUl;fspypUe;J my;yJ
nghUl;fspdhy; tpisfpd;w my;yJ Vw;gLfpd;w my;yJ cUthfpd;w caphpog;G my;yJ
cly; hPjpahd fhaj;jpd; NghJ fhg;gPL nra;j egUf;F toq;fg;gLk; ,og;gPl;Lj; njhif.
mZ Mjhu vhpnghUspd; vhpjy; vd;gJ> mZg;gpsg;gpw;fhd ve;jnthU Ra epiyg;G
nra;KiwiaAk; cs;slf;Fk;. (b) mZ MAjg; nghUl;fspypUe;J cUthfpd;w my;yJ
mtw;why; gq;fspg;G nra;ag;gLfpd;w my;yJ mtw;why; NehpilahfNth my;yJ
kiwKfkhfNth tpisfpd;w caphpog;G my;yJ fhak; my;yJ ,og;G.
,g;ghyprpapd; fPo; ve;jnthU flg;ghLk; epWtdj;jpw;F cUthtjw;F Kd;G fhg;gPL
nra;ag;gl;l egH> nra;aNtz;ba my;yJ nra;af;$lhj ve;jnthU tp\akhf ,Ug;gpDk;
mJFwpj;J ,g;ghyprpapd; tiuaiwfs; kw;Wk; epge;jidfis (,jDld; cs;s
midj;J epge;jidfSk; kw;Wk; Fwpg;gplg;gl;Ls;s tp\aq;fSk; ,g;ghyprpapd; xU
mq;fkhfNt fUjg;gl Ntz;Lk;). Kiwahf gpd;gw;w Ntz;Lk; kw;Wk; g+Hj;jp
nra;aNtz;Lk;.
8. fUTw;w epiy – tpyf;fy; \uj;J: fUTw;w epiyapd; fhuzkhf my;yJ mjd;
njhlHr;rpahd tpistpd; fhuzkhf my;yJ Foe;ijg; gpwg;gpdhy; my;yJ mjd;
gq;fspg;gpdhy; my;yJ Foe;ijg; gpwg;gpd; rpukkhd my;yJ ePbj;j fhymsthy;
NehpilahfNth my;yJ kiwKfkhfNth Vw;gLk; caphpog;G my;yJ jpwdpog;G
,g;ghyprpapd; fPo; fhg;gPl;L tiuaiwf;Fs; tuhJ.
$l;Lg;gaDila Nghd];
,g;ghyprpapd; \uj;Jfs; (a), (b), (c) kw;Wk; (d) –d; fPo; toq;fg;glTs;s (tpgj;jpdhy;
tpise;j fhaq;fspdhy; Vw;gLfpd;w caphpog;G> cly; cWg;Gfs; my;yJ ghHitapog;G kw;Wk;
epue;ju> nkhj;j jpwdpog;G) ,og;gPl;Lj; njhifNahL> ghyprp mkypYs;s fhyj;jpy; xU tpgj;J
epfo;tjw;F Kd;ghf> me;j tpgj;jpw;fhf toq;fg;glTs;s fhg;gPl;Lj; njhif kPJ> epiwtile;j
xt;nthU Mz;Lf;Fk; fhg;gPl;Lj; njhifapy 5% mjpfhpf;fg;gl;L toq;fg;gLk;. Mdhy;>
mj;jifa mjpfhpg;ghdJ ,e;j ml;ltizapy; Fwpg;gplg;gl;Ls;s fhg;gPl;Lj; njhifapy; 50% -w
;Fk; mjpfkhf ,Uf;ff;$lhJ. ,e;j $l;Lg;gaDila Nghd]; njhlHr;rpahf GJg;gpf;fg;gLk;
ghyprpapd; fhg;gPl;Lj; njhiff;F kl;Lk; nghUe;Jk;.
,e;j \uj;jhdJ> ve;j tpjj;jpYk; fhg;gPl;bd; tUlhe;jpu FzeyidNah my;yJ ,jd;
gpwF jug;gl;Ls;s ghyprpia uj;J nra;tjw;Nfh my;yJ GJg;gpg;gjw;F kWg;gjw;Nfh epWtdk;
nfhz;bUf;Fk; chpikiaNah khw;whJ.
fhyhtjpahd gpwF 30 ehl;fSf;Fs; ghyprpahdJ GJg;gpf;fg;gLkhdhy;> Nfl;Ghpkf; Nfhhpf;if itg;gjw;F toptFf;fpd;w ve;jnthU epfo;T
epfOk;NghJ> fhg;gPL nra;ag;gl;l egH cldbahf epWtdj;jpw;F mJ Fwpj;j
mwpf;ifapid toq;fNtz;Lk;. epahakhd fhuzk; fhl;lg;gl;lhnyhopa> fhg;gPL
nra;ag;gl;l egH me;epfo;tpw;Fg; gpe;ija xU fhyz;lH khj fhytiuaiwf;Fs;>
Nfl;Ghpk Nfhhpf;iff;fhd KO tptuq;fNshL epWtdj;jpw;F vOj;Jg;g+Htkhf
mwpf;ifapid toq;fNtz;Lk;.
2. vjd; mbg;gilapy; Nfl;Ghpk Nfhhpf;if mike;Js;sNjh mJ njhlHghd midj;J
tp\aq;fSf;Fk; epWtdj;jpw;F jpUg;jp mspf;ff;$ba rhd;Wfs; rkHg;gpf;fg;gl Ntz;Lk;.
fhak; my;yJ mJ njhlHghdit epfOk;NghJ fhg;gPL nra;ag;gl;l egiu epWtdj;jpd;

kUj;Jt my;yJ NtW ve;j KftuhtJ> epWtdj;jpd; rhHghf epahakhf
Njitg;gLk;Nghnjy;yhk; ghpNrhjpf;f mDkjpf;fg;gl Ntz;Lk; kw;Wk; ,wg;G epfOk;NghJ
fhg;gPL nra;ag;gl;lthpd; gpNujg; ghpNrhjid nra;tjw;Fk; mDkjpf;fg;gl Ntz;Lk;.
epWtdj;jpw;F mt;tg;NghJ Njitg;gLfpd;w rhd;WfisAk;> Njitg;gbd;
gpNujg;ghpNrhjid cl;gl midj;ijAk; vOj;Jg;g+Htkhf Nfhhpf;if itf;fg;gl;l 14
ehl;fSf;Fs; rkHgpf;fg;gl Ntz;Lk;.
I. caphpog;G my;yJ epue;ju KOikahd jpwdpog;gpdhy; vOfpd;w Nfl;Ghpk
Nfhhpf;ifapd;NghJ> toq;fg;glf;$ba midj;J njhiffSk; ,g;ghyprp uj;J
nra;ag;gl;l gpwF kw;Wk; nghWg;gpypUe;J tpLtpf;fg;gl;l gpwF kl;LNk
toq;fg;gLk;.
II. ,g;ghyprpapd; fPo; toq;fg;gLk; ve;j njhifAk; tl;bj;njhif vjidAk;
nfhz;bUf;fhJ.
III. ,j;jifa jpwdpog;ig uj;J nra;tjd; Ngupy; KOikahd jw;fhypfkhd
jpwdpog;G Vw;gLk; NeHtpy; ,g;ghyprpapd; fPo; toq;fg;glTs;s ve;jj;njhiff;Fk;
tl;b VJk; toq;fg;glkhl;lhJ.
3. ve;jnthU Nfl;Ghpk Nfhhpf;ifAk; fhg;gPL nra;ag;gl;l eguhNyh my;yJ fhg;gPL
nra;ag;gl;l eghpd; rhHghf NtW ve;j eguhNyh> Vkhw;Wfpd;w my;yJ Nkhrb nra;fpd;w
tifapy; nra;ag;gLkhdhy; my;yJ ve;jnthU Vkhw;W mwpf;if my;yJ rhjdj;jhy;
Mjhpf;fg;gLkhdhy; ghyprpapd; fPo;> ve;jnthU njhifiaAk; toq;f epWtdk;
nghWg;Ngw;fhJ.
4. a) fhg;gPL nra;ag;gl;l egH mtuJ tHj;jfk; my;yJ gzpapy; VNjDk; khw;wk; ,Ug;gpd;
mJ Fwpj;J epWtdj;jpy; cldbahf njuptpf;f Ntz;Lk;.
b) ,g;ghyprpia GJg;gpg;gjw;fhf fhg;gPL nra;ag;gl;l egH g;uPkpak; njhif
nrYj;Jifapy; mtUf;F VNjDk; Neha; Vw;gl;bUg;gpd; mij cldbahf epWtdj;jplk;
vOj;J G+Htkhf njuptpf;f Ntz;Lk;.
5. ghyrp fhyhtjpahFk; Njjpad;W my;yJ mjw;F Kd;ghfNth my;yJ mLj;j
GJg;gpj;jypd; NghNjh xt;nthU Mz;Lk; ,U jug;G xg;Gjypd; fPo; ,e;j ghyprp
GJg;gpf;fg;glyhk;. vdpDk; g;uPkpapk; Fwpj;J mwptpf;f Ntz;ba nghWg;G epWtdj;jpw;F
fpilahJ.
6. vOj;Jg;g+Htkhd Nehl;b]; xd;wpid toq;Ftjd; topahf ve;j Neuj;jpYk;
,g;ghyprpapid epWtdk; uj;J nra;ayhk;. Mdhy;> me;j xU NeHtpd;NghJ> filrpahf
nrYj;jg;gl;l gphPkpaj; njhifapypUe;J fhyhtjpahfpAs;s elg;G fhg;gPl;L
fhymstpw;fhd rhprktpfpjg;gbahd njhifia gpbj;jk; nra;J> fhg;gPL nra;ag;gl;l
egUf;F toq;fNtz;Lk;. epWtdj;jpd; Mtzq;fspy; filrpahf gjpT nra;ag;gl;Ls;s
fhg;gPL nra;ag;gl;l eghpd; Kfthpf;F mj;jifa Nehl;brhdJ> mQ;ry; topahf
mDg;gg;gLtJ NghJkhdjhf fUjg;gLk; kw;Wk; tof;fkhd mQ;ry; mDg;Gjypy; fhg;gPL
nra;ag;gl;l eguhy; mJ ngw;Wf;nfhs;sg;gl;ljhfTk; fUjg;gLk;.
7. mwpf;iff;F nghWg;ghfNth my;yJ ve;jnthU mwpf;ifapdhy; ghjpf;fg;glNth my;yJ
ve;jnthU ek;gpf;if> tof;F> nghWg;GWjp my;yJ ,e;j ghyprp njhlHghd ve;jnthU gpw
guptHj;jidfSf;Nfh epWtdk; nghWg;ghfhJ. Mdhy;> fhg;gPL nra;ag;gl;ltupd; my;yJ
mtuJ rl;lg+Htkhd gpujpepjpapd; urPJfs; epWtdj;jpd; nray;ghl;bw;F cl;gl;litfs;
MFk;.
8. ,g;ghyprpapd; fPo; jug;gl Ntz;ba ,og;gPl;Lj;njhifapd; mstPL Fwpj;J VNjDk;
NtWghLfs; vOkhdhy; (nghWg;GWjp Vw;Wf;nfhs;sg;gl;lhnyhopa)> mj;jifa
NtWghlhdJ> mt;tg;NghJ jpUj;jk; nra;ag;gl;L kw;Wk; elg;G fhyj;jpy; mkypYs;s
,e;jpa kj;jpa];j rl;lk; 1940 tpjpfspd;gb> kj;jpa];jj;jpw;F mDg;gg;gLk;.
epWtdkhdJ> ,g;ghyprp njhlHghf my;yJ mjd; fPo; nghWg;GWjpia Vw;ftpy;iy
vd;whNyh my;yJ mij rHr;irf;F cl;gLj;jpdhNyh> ,jw;F NkNy Rl;bf;fhl;bAs;sgb
ve;jnthU NtWghL my;yJ rHr;irahdJ> kj;jpa];jj;jpw;F mDg;gg;gl khl;lhJ vd;gJ
njspthf Ghpe;Jnfhs;sg;gLfpwJ kw;Wk; Vw;Wf;nfhs;sg;gLfpwJ. tUif Nfhup
vOj;Jg+Htkhf mwptpf;if ngw;w 2 fhyz;lH khjq;fSf;Fg; gpwFk; ,uz;L jug;gpdUk;

kj;jpa];jiu epakpf;f jtwpdhNyh my;yJ kWj;jhNyh> kw;nwhU jug;G tUif Nfhup
vOj;Jg+Htkhf mwptpf;if ngw;w 2 fhyz;lH khjq;fSf;Fg; gpwF xU kj;jpa];jiu
epakpf;Fk; Rje;jpuj;ijg;ngWk;. ,j;jifa NeHtpy; kj;jpa];jHfs; jug;gpy; khWgl;l
fUj;Jfs; vOk; gl;rj;jpy; kPs;ghHitapy; vOj;Jg;g+Htkhf njuptpj;jgb mj;jifa
khWghLfs; mtHfshy; epakpf;fg;gl;Ls;s mk;igaH nfhz;L rupnra;ag;gl Ntz;Lk;.
mk;gaH kj;jpa];jUld; midj;J re;jpg;Gfspd; NghJk; mkHe;J gpur;ridf;F jPHT
fhz;ghH.
,g;ghyprpapd; fPo; my;yJ ,g;ghyprp njhlHghf ve;jnthU nghWg;gpidAk; epWtdk;
Vw;Wf;nfhs;shjgl;rj;jpy; vj;jifa NtWghLfNsh my;yJ gpur;ridfNsh
kj;jpa];jj;jpw;F epWtdj;jhy; mDg;gg;glkhl;lhJ vd;gJ njspthf Gupe;Jnfhs;sg;gl
Ntz;Lk; kw;Wk; Vw;Wf;nfhs;sg;gl Ntz;Lk;.
kj;jpa];jH> kj;jpa];jHfs; my;yJ eLtHfshy; njuptpf;fg;gLk; vj;jifa ,og;G
my;yJ ghjpg;gpw;fhd njhifAk; Kjypy; toq;fg;gLk; vd;W ,jd;topahf
njuptpf;fg;gLfpwJ kw;Wk; mwptpf;fg;gLfpwJ.
,jd; fPo; nra;ag;gLk; ve;j Nfl;Ghpk Nfhhpf;ifapy;> fhg;gPL nra;ag;gl;ltUf;F
nghWg;GWjpia Vw;f ,ayhJ vd epWtdk; njhptpf;Fkhdhy;> mj;jifa nghWg;GWjp
Vw;gpd;ikahdJ> ePjpkd;wj;jpy; tof;fhf> mt;thW njhptpf;fg;gl;l 12 fhyz;lH
khjq;fSf;Fs; mf;Nfhhpf;if gjpT nra;ag;gltpy;iy vdpy;> midj;J Nehf;fq;fSf;Fk;
mf;Nfhhpf;ifahdJ iftplg;gl;Ltpl;lJ vd;Nw fUjg;gLk; kw;Wk; mjw;Fg; gpwF
xUNghJk; Nfl;Lg;ngw ,ayhjjhf MfptpLk;.
kUj;Jt nryTfSf;fhd fhg;gPl;L tphpthf;fk;
$Ljy; gphPkpak; nrYj;jg;gl;L kw;Wk; mf;fhg;GWjp ghyprp ml;ltizapy;
cWjpg;gLj;jg;gl;bUe;jhy; kl;LNk ,J nghUe;Jk;.
$Ljy; gphPkpaj; njhifahf &...................... nrYj;jg;gl;lijf; fUj;jpy;nfhz;L ghyprpapy;
vOj;Jg;g+Htkhf> ,jw;F vjpuhf vJTk; Fwpg;gplg;gl;bUe;jhnyhopa> ,f;fhg;gPlhdJ> fhg;gPL
nra;ag;gl;l eguhy; chpkf;Nfhhpf;if (f;isk;) vOg;gg;gl;L> epWtdj;jhy; Vw;Wf;nfhs;sg;gl;Ls;s
ghyprpapy; Fwpg;gpl;lgb ve;jnthU tpgj;J njhlHghf> mtrpakhf Vw;gl;l kw;Wk; nrytplg;gl;l
kUj;Jt nrytPdq;fisAk;> epWtdq;fisAk; fhg;GWjpapd; fPo;tUkhW ,e;j fhg;gPL tphpthf;fk;
nra;ag;gLfpwJ vd;W ,jd;gb xg;Gf;nfhs;sg;gLfpwJ kw;Wk; mwptpf;fg;gLfpwJ.
fhg;gPL nra;ag;gl;l egUf;F ,g;ghyprpapd; fPo;> mDkjpf;fg;gl;l nry;yj;jf;f chpkf;Nfhhpf;iff;F
jPHthf toq;fg;gl;l ,og;gPl;Lj; njhifapy; 40% kpQ;rhj njhifapid my;yJ ,jw;fhd
fhg;gPl;Lj; njhifapy; 10 rjtpfpjj;jpw;F (10%) njhifia> ,tw;Ws; vJ FiwthdNjh mjid
epWtdk; toq;Fk;. $Ljyhf> ,j;jifa kUj;Jt nrytPdq;fSf;fhd tptuq;fisf;
nfhz;Ls;s kUj;Jt rpfpr;irf;fhd tptuq;fs; epWtdj;jpw;F toq;fg;gl;L> mJ epWtdj;jhy;
xg;Gjy; mspf;fg;gl;bUf;fNtz;Lk; vd;gJ> ,jw;fhd gzk; toq;fg;gLtjw;F Kd;G
nray;gLj;jg;gl Ntz;ba epge;jidahFk;.
nghUe;Jfpd;w epge;jidfs;:
1. gpwg;GWg;Gfspy; cs;s VjhtJ Nehapdhy; my;yJ mtw;NwhL njhlHGilatw;why;
cUthfpd;w VjhtJ epiy> khHgfq;fspy; (ghy;Rug;gpfspy;) cs;s Gw;WNeha;> fUTw;w
epiy> Foe;ijg;gpwg;G> fUf;fiyg;G my;yJ fUr;rpijT my;yJ Nkw;$wg;gl;l
cUthfpd;w ve;jnthU rpf;fy;fs; my;yJ gpd;njhlH epfo;TfSf;fhf xU ngz;Zf;F
Vw;gLfpd;w nrytPdq;fisg; nghWj;jtiu ,f;fhg;gPlhdJ nghUe;jhJ.

2. ,g;ghyprpapd; fPo;> fPo;tUk; tp\aq;fSf;F ve;jnthU ,og;gPl;Lj; njhifapidAk; toq;f
epWtdk; nghWg;Ngw;fhJ.
(i)
(ii)
NghH> gilnaLg;G> ntspehl;L tpNuhjpapd; eltbf;if> Nkhjy;fs; my;yJ NghH
Nghd;w nray;ghLfs; (NghH mwptpf;fg;gl;lhYk; my;yJ ,y;iynad;whYk;)
my;yJ cs;ehl;L fyfk; my;yJ Gul;rp> ,uhZt> flw;gil my;yJ
tpkhdg;gilapd; Gul;rp my;yJ Ntl;ilahly;> jiljhz;ly; tpjpia kPWjy;>
Gul;rp> fpsHr;rp> fyfk;> chpkk;ngw;w ];Nld;lHL tif tpkhdj;jpd;
tpkhdg;gazpahf my;yhky; tpkhdg;gazj;ij Nkw;nfhs;Sjy; (gazf;fl;lzk;
nrYj;jpNah my;yJ nrYj;jhkNyh) Mfpatw;wpdhy; NehpilahfNth my;yJ
kiwKfkhfNth Vw;gLfpd;w caphpog;G my;yJ nraypog;G> fhak; my;yJ Neha;.
Kd;Njhy; ePf;Fjy; (Rd;dj;) my;yJ jLg;g+rpNghLjy; njhw;WjLg;G kUe;J my;yJ
ghypd khw;wk;> ve;j tifapYkhd moF rpfpr;ir> gy; my;yJ fz; rpfpr;ir
my;yJ Ntz;Lnkd;Nw Vw;gLj;jpf;nfhz;l Rafhak; my;yJ gpj;Jepiy my;yJ
brpNg\d; my;yJ euk;Gj;jsHr;rp (kdmOj;jj;jpd; tpisT) nghJthd jpwdpog;G
“ntF jsHr;rpahd epiyfs; kw;Wk; nghJthd “XtH`hy;” epiyfisAk;
,r;nrhw;nwhlH cs;slf;Fk; my;yJ ghy;tpid Neha;fs;> fl;Lg;ghby;yhky;
Nghij Vw;gLj;Jk; kUe;Jfs; my;yJ kJghdq;fisg; gad;gLj;JtJ
Mfpatw;why; Nehpilahf xUtUf;Nfh my;yJ $Ljy; egHfSf;Nfh Vw;gLk;
ve;jnthU Neha;> fhak;> caphpog;G my;yJ nraypog;G. kw;wgb ,g;ghyprpapd;
fPo; cs;s tiuaiwfs;> tpyf;Ffs;> epge;jidfs; kw;Wk; fl;Lg;ghLfs;
Mfpatw;wpw;F cl;gl;ljhf ,J mikAk;.

gbtk; vz;:____________________
jp epa+ ,e;jpah m#ud;]; fk;ngdp ypkpnll;
(gjpT kw;Wk; jiyik mYtyfk; : epa+ ,e;jpah m#ud;]; gpy;bq;> 87> vk;.[p. NuhL> /NghHl;> Kk;ig – 400 001)
ghyprp vz;:____________________
vz;. ____________________
f;nsa;k; gbtk;
jdpegH nrhe;j tpgj;Jf;fhg;gPL
,g;gbtj;jpid toq;Ftjd; fhuzkhf nghWg;gpid Vw;Wf;nfhz;ljhf fUjf;$lhJ
1. fhg;gPL NfhUgthpd;
(a) ngaH
(b) Kftup
2. ,we;j / fhakile;j egupd;
(a) ngaH
(b) Kftup
(c) njhopy;
(d) taJ KOikaile;j Mz;Lfspy;
3. tpgj;J Fwpj;j jfty;fs;:-
(a) tpge;J ele;jJ vq;F kw;Wk;
vg;NghJ? jaT nra;J Njjp /
Neuk; / ,lk; Mfpaitfis
toq;fTk;.
(b) tpgj;J> mjd; fhuzq;fs; kw;Wk;
fhaq;fs; Fwp;j;J KOikahf
tpsf;fTk;
(c) tpgj;J Fwpj;J
fhty;Jiwapduplk;
njuptpf;fg;gl;ljh? Mk; vdpy;>
fhty;epiyaj;jpd; ngaiu
njuptpf;fTk; kw;Wk; Kjy; jfty;
mwpf;ifapd; efiy ,izf;fTk;.
(d) ,wg;G vdpy;> kUj;Jtkidapd;
ngaH> gpNujg;gupNrhjid vq;F
nra;ag;gl;lJ (gpNujg;gupNrhjid
mwpf;if kw;Wk; ,wg;Gr;
rhd;wpjio ,izf;fTk;)
(e) rhl;rpapd; ngaH kw;Wk; Kftup
4. rpfpr;ir
(a) toq;fg;gl;l kUj;Jt rpfpr;ir
Fwpj;j tpguq;fis njuptpf;fTk;
kw;Wk; kUj;JtH/kUj;Jtkid
ngaH/Kftupia njuptpf;fTk;.
(b) Njitg;gl;lhy;> epWtdj;jpd;
kUj;Jt mYtyH fhak;gl;l
egiu re;jpg;gJ vq;F vd;gij
njuptpf;fTk;.
5. nraypog;G

(a) nraypog;gpd; jd;ik
(b) nraypog;gpd; tPr;R
(c) gLf;ifapy; / tPl;by;
mile;jpUj;jy;
(d) tof;fkhd gzpfis
nra;aj;Jtq;f ,aYk; ehs;
(e) jw;Nghija nraypog;G epiy
6. (a) ,jw;F Kd;ghf ,we;j /
fhak;gl;l egH NtW VNjDk;
cupkf;Nfhupf;if my;yJ
e\;l
tpguq;fis toq;fTk;.
(b) ,we;j / fhak;gl;l egH NtW
VNjDk; tpgj;J fhg;gPl;bidf;
nfhz;bUe;jhuh? Mk; vdpy;
mf;fhg;gPl;bd; ngaH(fis)
njuptpf;fTk;.
vdJ mwpT kw;Wk; ek;gpf;iff;F njhpe;jtiu NkNy nfhLf;fg;gl;Ls;s gjpy;fs; cz;ikahdit
vd;W ehd; njuptpf;fpNwd;. jtwhd my;yJ cz;ikf;F Gwk;ghd jfty;fis ehd;
toq;fpapUe;jhNyh my;yJ vjpHfhyj;jpy; toq;fpdhNyh Nfl;Gupik kPjhd vdJ cupik
Kw;wpYkhf gwpNghFk; vd;gij ehd; Vw;Wf;nfhs;fpNwd;
Njjp:_____________
,lk;: _____________
Kd;nkhopgthpd; ifnahg;gk;

tpgj;jpid Neupy; ghHj;j rhl;rpapdhy; epug;gg;gl;L ifnaOj;jplg;gl Ntz;ba rhd;wpjo;
jpU. ____________________ mtHfs; ___________ 200 Njjpad;W ______________ fpoik
NkNy Fwpg;gplg;gl;Ls;sthW_______________________________ fhuzkhf tpgj;jpy; rpf;fpaij
ehd; Neupilahf ghHj;Njd;. ,J mtuhf tpUk;gp nra;j / tpUg;gkpd;wp nra;j nrayhFk; kw;Wk;
mtH mr;rkak; kJ Nghijapy; ,Ue;jhH / ,y;iy.
ifnaOj;J : ______________
Kftup : ______________
njhopy; : ______________
Njjp : ______________
kUj;Jtr; rhd;wpjo;
fhg;gPL nra;ag;gl;l egH mtuJ nrhe;j nrytpy; cupkf;Nfhupf;iffSf;F (f;isk;) Mjuthf
kUj;Jt rhd;wpjo;fis rkHgpf;f Ntz;Lk;.
1. (a) cupkf;Nfhupf;if NfhUgtupd; ngaH
(b) taJ
2. (a) tpgj;jpd; ngaH kw;Wk; fhuzk;.
(b) fhaq;fs; / nraypog;gpd; KO tptuiz
(c) tpgj;jpid nghUj;jtiu Vw;gl;Ls;s
fhaq;fs; tpgj;jpy; Vw;gl;lijg;Nghy;
cs;sdth?
3. ,f;fhaj;jpw;fhf ePq;fs; cupkf;Nfhupf;if
NfhUgtiu Kjd; Kjypy; re;jpj;jJ
vg;nghOJ?
4. tof;fkhd gzpfis Kw;wpYkhf
Nkw;nfhs;s Kbahj epiyapy;
cupkf;Nfhupf;if NfhUgtH cs;shuh? Mk;
vdpy;> vt;tsT ehl;fs;?
5. fhaq;fs; jtpu cupkf;Nfhupf;if NfhUgtH
NtW VNjDk; Neha; my;yJ
cly;eyf;Fiwghl;bdhy;
ghjpf;fg;gl;Ls;shuh? Mk; vdpy;> mJ
Fwpj;j tpguq;fis mspf;fTk;.
6. jw;Nghija epiy
7. nraypog;G epue;jukhdjh? Mk; vdpy;>
mr;nraypog;gpd; rjtpfpjk; vd;d?
Nkw;$wg;gl;l egiu Neubahf Nrhjpj;j ehd;> Nkw;$wg;gl;l tpguq;fs; midj;Jk; cz;ik
vd;Wk; kw;Wk; Nkw;$wg;gl;l tpgj;J fhuzkhf me;egH ghjpf;fg;gl;Ls;shH vd;Wk; cWjp
$WfpNwd;.
,lk:; ifnaOj;J :______________________
Njjp: ngaH kw;Wk; jFjp :______________________
gjpT vz;.
:______________________
Kftup
:______________________
______________________
______________________
______________________

gbt vz;:------------------
jp epa+ ,e;jpah m#ud;]; fk;ngdp ypkpnll;
(,e;jpa murhq;fj;jpw;F KOikahf nrhe;jkhd epWtdk;)
gjpT kw;Wk; jiyik mYtyfk; : epa+ ,e;jpah m#ud;]; gpy;bq;> 87> k`hj;kh fhe;jp
rhiy> /NghHl;> Kk;ig – 400 001
jdpegH nrhe;j tpgj;J fhg;gPl;bw;fhd ghyprp Kd;nkhopT gbtk;
(mYtyf gad;ghl;bw;F kl;Lk;)
fhg;gPl;L mYtyf Kfthp & FwpaPl;L vz;
mgptpUj;jp mYtyhpd; ngaH & FwpaPl;L vz;
KftH / jufhpd; ngaH & FwpaPL
(fhg;gPL NfhUgtuhy; epug;gg;glNtz;Lk;)
1. (A) fhg;gPL NfhUgthpd; ngaH
(B) fhg;gPl;Ljhuhpd; ngaH
(C) fhg;gPl;LjhuUf;Fk;>
epakdjhuUf;Fk; ,ilNaahd cwT
2. epakdjhuhpd; Kfthp (gpd;NfhL
cl;gl)
rp
y;
njhiyNg
njhiyef
kpd;dQ;ry;
3. (A) fhg;gPl;Ljhuhpd; gzp> Ntiy>
tHj;jfk; my;yJ njhopy;
(nghWg;Gfspd; jd;ikia
KOikahf tpthpf;fTk;)
(B) mtuJ / cq;fsJ gzp mtiu /
cq;fis cly;rhHe;j gzpapy; kpUf
Ntl;ilahLjypy;> kiyNaw;wj;jpy;>
FspHfhy tpisahl;Lfspy;> ];Nfl;bq;
my;yJ I]; `hf;fpapy;> gY}d;
tpisahl;by; my;yJ NghNyh
my;yJ ,ijg;Nghd;w ,ay;Gs;s
tpisahl;by;

4. gpwe;j Njjp__________________
taJ (epiwtile;j tUlq;fspy;)
5. Cdk; / FiwghL tptuq;fs; (VjhtJ
,Ug;gpd;)
6. fhg;gPl;Lj; njhifAld; vy;Irp> gpV>
N[gpV Nghd;w gpw jw;Nghija
fhg;gPl;L tptuq;fs; (Njitg;gbd;
jdpj;jhis ,izf;fTk;)
7. VjhtnjhU tpgj;Jf;fhd ghyprpapd;
fPo;> vg;NghjhtJ ePq;fs; ,og;gPil
ngw;wpUf;fpwPHfsh my;yJ
NfhhpapUf;fpwPHfsh? mt;thW vdpy;>
fhg;gPl;L epWtdj;jpd; ngaH> njhif>
Njjp cl;gl KOtptuq;fisj; juTk;.
8. jaTnra;J Fwpg;gplTk;
(c) Njitg;gLk; fhg;gPl;Lj; njhif
ml;ltiz
A......................................................
B......................................................
(d) fhg;gPl;Lf; fhymsT
C......................................................
D......................................................
9. kUj;Jt nryTfSf;fhd
tphpthf;fj;ij nfhz;bUf;f ePq;fs;
tpUk;GfpwPHfsh? (nghUe;jhjtw;iw
mbj;J tplTk;)
10. FLk;g njhFg;G fhg;gPl;il vLf;f
ePq;fs; tpUk;GfpwPHfsh? (Mk;. vdpy;>
tptuq;fs; juTk;)
......................ypUe;J..........................tiu
Mk; / ,y;iy
Mk; / ,y;iy
ngaH cwT gpwe;j Njjp njhopy; rpv];I ml;ltiz
vdJ mwpT kw;Wk; ek;gpf;iff;F njhpe;jtiu NkNy nfhLf;fg;gl;Ls;s gjpy;fs; cz;ikahdit
vd;Wk;> ,lHtha;g;G kjpg;gpliy ghjpf;ff;$ba midj;J tptuq;fisAk; ehd;
ntspg;gLj;jpapUf;fpNwd; vd;Wk; ehd; mwptpf;fpNwd;. epWtdj;jpw;Fk;> vdf;FkpilNaahd
xg;ge;jj;jpd; Mjhukhf ,e;j Kd;nkhopTk; kw;Wk; mwptpf;ifAk; mikAk; vd;Wk; ehd;
Vw;Wf;nfhs;fpNwd;.
Njjp:
,lk;:
Kd;nkhopgthpd; ifnahg;gk;

gyd;fs;
vz;
jdpegH tpgj;J gyd;fs; my;yJ ml;ltiz gpd;tUkhW
tptuiz ml;ltiz fpilf;Fk;
gyd;fs;
1. ,wg;G kl;Lk; --------------------------------------100 rjtpfpjk; D 1
2. ,U tpuy;fs;> ,uz;L fz;fs; my;yJ xU tpuy;
kw;Wk; xU fz; ,og;G--------------------------------------100
rjtpfpjk;
3. xU tpuy; my;yJ xU fz; ,og;G
--------------------------------------50 rjtpfpjk;
4. Nkw;$wg;gl;litfs; jtpu kw;w fhaq;fspdhy;
epue;ju KO nraypog;G (gpbB)
--------------------------------------100 rjtpfpjk;
5. ghyprpapd; epge;jidfs; kw;Wk; fl;Lg;ghLfspd;
gb epue;ju gFjp nraypog;G (gpgpB)
6. 100 thuq;fs; tiu 1 rjtpfpjk; rpv];I vd;Wk;
tpfpjj;jpy; jw;fhypf KO nraypog;G (bbB)
C
B
A
1 Kjy;
4 tiu
1 Kjy;
5 tiu
1 Kjy;
6 tiu
chpj;jhf;Fjy;
........................................................................ Mfpa ehd;> vdJ ,wg;G NeHtpd;NghJ epa+ ,e;jpah
m#ud;]; fk;ngdp ypkpnll; - My; toq;fg;gl Ntz;ba gzj;njhifia ,jd; topahf> jpU /
jpUkjp / nry;tp............................................................................................. (ngaH)............................................................
(fhg;gPl;LjhuUldhd cwT) chpj;jhf;FfpNwd;. ,jpy; ngaH Fwpg;gplg;gl;Ls;s
chpj;jhf;fg;gl;Ls;s egH ,wf;f NehpLkhdhy;> ghyprpapy; Fwpg;gplg;gl;Ls;s Foe;ijfSf;F
midj;J Mjhaq;fSk; jug;glNtz;Lk; vd;Wk;> mtH / mtsJ urPJ epWtdj;jpw;F NghJkhdJ
vd;W ehd; mwptpf;fpNwd;.
Njjp........................................... fpoik.......................................................... 20 ,lk;:
rhl;rpapd; ifnahg;gk; ................................................................................................................
ngaH. .................................................................................................................
Kfthp ..................................................................................................................
vdJ mwpT kw;Wk; ek;gpf;iff;F njhpe;jtiu NkNy nfhLf;fg;gl;Ls;s gjpy;fs; cz;ikahdit
vd;Wk;> ,lHtha;g;G kjpg;gpliy ghjpf;ff;$ba midj;J tptuq;fisAk; ehd;
ntspg;gLj;jpapUf;fpNwd; vd;Wk; ehd; mwptpf;fpNwd;. epWtdj;jpw;Fk;> vdf;FkpilNaahd
xg;ge;jj;jpd; Mjhukhf ,e;j Kd;nkhopTk; kw;Wk; mwptpf;ifAk; mikAk; vd;Wk; ehd;
Vw;Wf;nfhs;fpNwd;.
Njjp:
,lk;:
Kd;nkhopgthpd; ifnahg;gk;
js;SgbfSf;fhd jil
(fhg;gPl;Lr; rl;lk; 1938 – gphpT 41 – d; \uj;J fPo;tUkhW)
,e;jpahtpy; capHfs; my;yJ nrhj;J njhlHghf my;yJ ve;jnthU nghUs; Fwpj;J
fhg;gPl;il vLg;gjw;Nfh my;yJ GJg;gpg;gjw;Nfh my;yJ njhlHtjw;Nfh> NeubahfNth
my;yJ kiwKfkhfNth> ve;j egUf;Fk; J}z;Lfpd;w tifapy;> ghyprpapy;
fhl;lg;gl;Ls;s gphpkpaj; njhifapy; ve;jnthU js;SgbiaNah my;yJ jug;glNtz;ba
fkp\idNah> KOikahfNth my;yJ xU gFjpahfNth ve;jnthU js;SgbiaAk;

ahUk; mDkjpf;fNth my;yJ mDkjpg;gjhf njhptpg;gNjh $lhJ. gpuRhpf;fg;gl;l
gpuh];ngf;l]; my;yJ fhg;gPl;L epWtdj;jpd; gl;bay;fspy; ,lk;ngw;wgb>
mDkjpf;fg;gl;Ls;s VjhtJ js;Sgbiaj; jtpu> ve;jnthU js;SgbiaAk; fhg;gPL
vLf;fpd;w my;yJ GJg;gpf;fpd;w my;yJ njhlHfpd;w ve;jnthU egUk;
Vw;Wf;nfhs;sf;$lhJ.
,g;gphptpd; \uj;ij Vw;W gpd;gw;wj; jtWfpd;w ve;jnthU egUk; 500 &gha; tiu>
tpjpf;fg;glf;$ba mguhj jz;lidia ngWtH.