:yfgLo lgsfosf]n}+l us ;dfgtf tyf ;fdflhs ;dfj]zLs/0f /0fgLlt
:yfgLo lgsfosf]n}+l us ;dfgtf tyf ;fdflhs ;dfj]zLs/0f /0fgLlt :yfgLo lgsfosf]n}+l us ;dfgtf tyf ;fdflhs ;dfj]zLs/0f /0fgLlt
:yfgLo lgsfosf] n} +lus ;dfgtf tyf ;fdflhs ;dfj]zLs/0f /0fgLlt afa'/fd uf}td pk ;lrj, :yfgLo ljsf; dGqfno
- Page 2 and 3: ljifoa:t'x? cWofo ! M kl/ro cWofo @
- Page 4 and 5: s|dzM !=@ pb]Zo � ;+:yfut Pjd\ sf
- Page 6 and 7: s|dzM � ;+ljwfgsf] wf/f !# - ;dfg
- Page 8 and 9: s|dzM @=!=$ uflj; cg'bfg ;~rfng sfo
- Page 10 and 11: s|dzM @=# ljBdfg oyfy{tf @=#=! ;fj{
- Page 12 and 13: #=n}lËs ;dfgtf tyf ;fdflhs ;dfj]zL
- Page 14 and 15: s|dzM -u_ ;~hfn, dxf;ª\3 tyf k|ltl
- Page 16 and 17: s|dzM � gu/kflnsfsf] Go"gtd zt{ t
- Page 18 and 19: s|dzM -s_ ljs]Gb|Ls/0f, If]qut lgIf
- Page 20 and 21: $=n}lËs ;dfgtf tyf ;fdflhs ;dfj]zL
- Page 22: n}lËs ;dfgtf tyf ;fdflhs ;dfj]zLs/
:<strong>yfgLo</strong> <strong>lgsfosf</strong>] n} <strong>+l</strong><strong>us</strong> ;<strong>dfgtf</strong> <strong>tyf</strong><br />
;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong> /<strong>0f</strong>gLlt<br />
afa'/fd uf}td<br />
pk ;lrj, :<strong>yfgLo</strong> ljsf; dGqfno
ljifoa:t'x?<br />
cWofo ! M kl/ro<br />
cWofo @M n}lËs ;<strong>dfgtf</strong>, ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong>, :<strong>yfgLo</strong> zf;g<br />
<strong>tyf</strong> ;fd'bflos ljsf;sf] ljBdfg l:ylt<br />
cWofo # M n}lËs ;<strong>dfgtf</strong> <strong>tyf</strong> ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong> /<strong>0f</strong>gLlt<br />
cWofo $ M n}lËs ;<strong>dfgtf</strong> <strong>tyf</strong> ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong> /<strong>0f</strong>gLltsf]<br />
sfof{Gjog <strong>tyf</strong> cg'udg
!= kl/ro<br />
!=! ljifo k|j]z<br />
� :<strong>yfgLo</strong> zf;g <strong>tyf</strong> ;fd'bflos ljsf; sfo{qmdsf] d"n nIo ;'zf;g,<br />
;<strong>dfj</strong>]zL <strong>tyf</strong> ;xeflutfTds ;fd'bflos ljsf;sf] dfWodaf6 ul/aL<br />
lgjf/<strong>0f</strong>df of]ubfg k'¥ofpg' xf] . o;af6 :<strong>yfgLo</strong> zf;g k|lqmofdf dlxnf,<br />
blnt, cflbjf;L hghflt, d'l:nd, dw]zLnufot k5fl8 k/]sf jf kfl/Psf<br />
ju{x¿sf] ;xeflutf ;'lglZrt x'g] ck]Iff ul/Psf] 5 .<br />
� cGtl/d ;<strong>+l</strong>jwfg, lqjifL{o cGtl/d of]hgf -@)^$–^&_, g]kfn ;/sf/sf] gLlt,<br />
sfo{qmd <strong>tyf</strong> ah]6 jStJo;d]tdf n}lËs ;<strong>dfgtf</strong> <strong>tyf</strong> ;<strong>fdflhs</strong><br />
;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong>sf d'2fx¿nfO{ ;Daf]wg ug] { /fli6«o k|fyldstf k|ltljlDat ePsf]<br />
5 .
s|dzM<br />
!=@ pb]Zo<br />
� ;+:yfut Pjd\ sfo{qmdut ¿kdf ;<strong>dfj</strong>]z ug] { u/L n}lËs <strong>tyf</strong><br />
;<strong>fdflhs</strong> ;<strong>dfj</strong>]zL pQ/bfoL cjwf/<strong>0f</strong>fnfO{ o; sfo{qmdaf6 ;'lglZrt<br />
¿kdf nfu" ug] {Ù<br />
� dlxnf, ul/a <strong>tyf</strong> jl~rt ;d"xsf dflg;x¿sf] cfjZostf / rfxgfk|lt<br />
cem a9L ;+j]bgzLn x'g ;/f]sf/jfnfx¿nfO{ d2t k'¥ofpg] /<br />
� ;/f]sf/jfnfx¿nfO{ jflif{s÷cfjlws of]hgf, sfo{qmd <strong>tyf</strong> ah]6 th'{df<br />
ubf{, sfof{Gjog Joj:yf ubf{ / cg'udg ubf{ n}lËs <strong>tyf</strong> ;<strong>fdflhs</strong><br />
;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong>sf ljifodf ;+j]bgzLn x'g clek| ]l/t ug] { .
@= n}lËs ;<strong>dfgtf</strong>, ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong>, :<strong>yfgLo</strong> zf;g<br />
<strong>tyf</strong> ;fd'bflos ljsf;sf] ljBdfg l:ylt<br />
@=! gLlt <strong>tyf</strong> sfg'gL cfwf/<br />
@=!=! /fli6«o dfu{bz{g<br />
� g]kfnsf] cGtl/d ;<strong>+l</strong>jwfg, @)^# –n}lËs d"nk|jfxLs/<strong>0f</strong>df ljz]if hf]8<br />
� ;<strong>+l</strong>jwfgsf] k|:tfjgfdf– b]zdf ljBdfg juL{o, hftLo, If]qLo <strong>tyf</strong> n}lËs<br />
;d:ofx?nfO{ ;dfwfg ug{ /fHosf] cu|ufdL k'g+;{/rgf ug] { ;+sNk ul/Psf]<br />
5 .
s|dzM<br />
� ;<strong>+l</strong>jwfgsf] wf/f !# - ;<strong>dfgtf</strong>sf] xs_ df–dlxnf ;zlQms/<strong>0f</strong> jf<br />
ljsf;sf] nflu ljz]if Joj:yf .<br />
� To:t} wf/f @) -dlxnfsf] xs_ cGtu{t– dlxnf ePs} sf/<strong>0f</strong>af6 s'g}<br />
e]befj gul/g]<br />
� Wff/f @! - ;<strong>fdflhs</strong> Gofosf] xs_ df– cfly{s, ;<strong>fdflhs</strong> jf z}lIfs<br />
b[li6n] k5fl8 k/]sf dlxnfnfO{ ;dfg'kflts ;<strong>dfj</strong>]zL l;4fGtsf]<br />
cfwf/df /fHosf] ;+rfngdf ;xefuL x'g] xs k|bfg ul/Psf] 5 .
s|dzM<br />
@=!=@ :<strong>yfgLo</strong> :jfoQ zf;g P]g @)%% <strong>tyf</strong> lgo<strong>dfj</strong>nL @)%^<br />
� :<strong>yfgLo</strong> lgsfox¿sf] e"ldsf<br />
� ;'zf;g <strong>tyf</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong><br />
� ;fd'bflos ;+:yfx¿ <strong>tyf</strong> ;d'bfo;+<strong>us</strong>f] cGt/lqmof<br />
� n};;f;sf nflu lgb] {zg<br />
@=!=# yk cg'bfg lgb] {lzsf, @)^^
s|dzM<br />
@=!=$ uflj; cg'bfg ;~rfng sfo{ljlw, @)^^<br />
@=!=% ;<strong>fdflhs</strong> ;'/Iff sfof{Gjog lgb] {lzsf, @)^%<br />
@=!=^ Go"gtd zt{ <strong>tyf</strong> sfo{;Dkfbg dfkg, @)^%<br />
@=!=& n}lËs pQ/bfoL ah]6 lgb] {lzsf, @)^$<br />
@=!=* lh=lj=;= cg'bfg ;~rfng lgb] {lzsf, @)^^<br />
@=!=( cGt/f{li6«o k|lta4tf / bft[–;d'bfo;F<strong>us</strong>f] ;fe]mbf/L<br />
@=@ n};;f; ;DaGwL ;+:yfut 9fFrf<br />
@=@=! s]Gb|Lo tx<br />
� ;+;bLo ;ldlt<br />
� /fli6«o of]hgf cfof]u
s|dzM<br />
� dlxnf, afnaflnsf <strong>tyf</strong> ;dfh sNof<strong>0f</strong> dGqfno<br />
� :<strong>yfgLo</strong> ljsf; dGqfnoM<br />
@=@=@ lhNnf tx<br />
� dlxnf ljsf; sfof{no<br />
@=@=# uflj; <strong>tyf</strong> gu/kflnsf tx<br />
@=@=$ ah]6 th'{df<br />
@=@=% cg'udg
s|dzM<br />
@=# ljBdfg oyfy{tf<br />
@=#=! ;fj{hlgs lg<strong>0f</strong>{o <strong>tyf</strong> :<strong>yfgLo</strong> zf;gdf k|efj kfg{ dlxnf <strong>tyf</strong><br />
jl~rt ;d"xsf] Ifdtf<br />
� ;d"xdf cfwfl/t ljsf;<br />
� of]hgf th'{df<br />
k|lqmofdf ;xeflutf<br />
� ;<strong>dfj</strong>]zL x'g g;Sg'sf sf/<strong>0f</strong>x¿<br />
@=#=@ ;<strong>fdflhs</strong> kl/rfng<br />
@=#=# cfwf/e"t ;]jfx?df dlxnf, ul/a Pjd\ jl~rt ;d"xsf] kx‘ F'r
s|dzM<br />
@=#=$ ;d'bfo <strong>tyf</strong> :<strong>yfgLo</strong> lgsfox?sf] Ifdtf<br />
� cjwf/<strong>0f</strong>fTds 1fg<br />
� sfo{ ;Dkfbgdf n}lËs d"nk|jfxLs/<strong>0f</strong> <strong>tyf</strong> ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong><br />
;DaGwL ;Lk Pj+ ;dGjo<br />
� ;+:yfut Ifdtf <strong>tyf</strong> dfgj ;+;fwg<br />
@=#=$=! ;d'bfo tx<br />
@=#=$=@ uflj; Pjd\ gu/kflnsf tx<br />
@=#=$=# lhlj; tx
#=n}lËs ;<strong>dfgtf</strong> <strong>tyf</strong> ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong> /<strong>0f</strong>gLlt<br />
sfo{qmdsf] ljifo If]q !<br />
k|ltkmn txsf] p2]Zo M :<strong>yfgLo</strong> ;/sf/df ;DalGwt gful/s <strong>tyf</strong><br />
;d'bfox¿ ;lqmo ¿kn] ;+nUg ePsf / pQ/bfoL aGg ;s]sf x'g]5g\ .<br />
pknlAw !<br />
;d'bfo <strong>tyf</strong> ;fd'bflos ;+:yfx¿ :<strong>yfgLo</strong> zf;g k|lqmofdf ;lqmo ¿kn]<br />
;xefuL ePsf x'g]5g\ .<br />
-s_ uflj; tx -v_ gu/kflnsf tx<br />
� j8f gful/s d~r, ufpF gfu/Ls d~Rf÷gu/ gfu/Ls d~r, PsLs[t<br />
of]hgf th'{df<br />
;ldlt -Pof];_, ;'kl/j]If<strong>0f</strong> <strong>tyf</strong> cg'udg ;ldlt<br />
-u_ lhlj; tx<br />
� n};;f; sfof{Gjog ;ldlt
s|dzM<br />
pknlAw @<br />
gful/sx¿, ;d'bfox¿ <strong>tyf</strong> l;dfGtLs[tx¿sf] clwsf/ ;'b[9 ug{<br />
pgLx¿sf] Ifdtf clej[l4 ePsf] x'g]5 / :<strong>yfgLo</strong> ;/sf/ hjfkmb]xL ag]sf]<br />
x'g]5 .<br />
-s_ jl~rtLs/<strong>0f</strong>df k/]sf JolQmx¿sf ;fy} ;j{;fwf/<strong>0f</strong> gful/sx¿ <strong>tyf</strong><br />
dlxnfx¿sf] 1fg clej[l4 ul/g]5 .<br />
-v_ sfo{qmd <strong>tyf</strong> ah]6 th'{df<br />
/ cg'udgdf dlxnf <strong>tyf</strong> jl~rtLs/<strong>0f</strong>df<br />
k/]sf ;d'xx¿sf] cfjfhsf] ;'lglZrtfsf nflu ;lqmo gful/ssf ¿kdf<br />
pgLx¿sf] Ifdtf clej[l4 ul/g]5 .
s|dzM<br />
-u_ ;~hfn, dxf;ª\3 <strong>tyf</strong> k|ltlglwTjd"ns ;ª\u7gx¿sf] Ifdtf clej[l4<br />
ul/g]5 .<br />
sfo{qmdsf] ljifo If]q @<br />
k|ltkmn txsf] p2]Zo M :<strong>yfgLo</strong> ;/sf/x¿sf] ;|f]tx¿ <strong>tyf</strong> cfwf/e"t<br />
;]jfx¿sf] k|jfx ;<strong>dfj</strong>]zL <strong>tyf</strong> ;dtfd"ns ¿kdf Joj:yf ug] { Ifdtf<br />
clej[l4 ePsf] x'g]5 .<br />
pknlAw #<br />
:<strong>yfgLo</strong> ;/sf/x¿sf] Gofof]lrt Pjd\ pko'Qm ¿kdf ljQLo ;|f]tx¿df<br />
kx'Fr<br />
j[l4 x'g]5 .
s|dzM<br />
� :<strong>yfgLo</strong> ;/sf/x¿sf] Gofof]lrt Pjd\ pko'Qm ¿kdf ljQLo ;|f]tx¿df<br />
kx'Fr<br />
j[l4 x'g]5 .<br />
dlxnf Pjd\ jl~rt ;d"xsf nflu clxn]sf] !% k|ltztsf] uflj; ljsf;<br />
cg'bfgsf] /fzL @% k|ltzt;Dd j[l4 ul/g]5 .<br />
� lhlj;sf] Go"gtd zt{sf ;"rsx¿<br />
k'FhLut<br />
ah]6af6 sDtLdf @% k|ltzt dlxnf <strong>tyf</strong> cGo jl~rt ;d"xsf<br />
of]hgf÷sfo{qmdsf nflu 5'6\ofpg]<br />
� sfo{;Dkfbg dfkg -lhlj;sf] sfo{;Dkfbgsf If]q, ;"rs /<br />
k'i6\ofO{sf cfwf/x¿_<br />
sfo{;Dkfbg dfkgsf ;"rsx¿nfO{ n};;f; ;+j]bgzLn agfOg]5 .
s|dzM<br />
� gu/kflnsfsf] Go"gtd zt{ <strong>tyf</strong> sfo{;Dkfbg dfkg<br />
Go"gtd zt{ <strong>tyf</strong> sfo{;Dkfbg dfkgsf ;"rsx¿nfO{ n};;f; ;+j]bgzLn<br />
agfOg]5 .<br />
pknlAw $<br />
;a} txsf :<strong>yfgLo</strong> ;/sf/sf] ;]jf k|jfx k|<strong>0f</strong>fnLdf pko'Qm Ifdtf<br />
clej[l4 ul/g]5 .<br />
� n};;f;sf nflu ;+:yfut <strong>tyf</strong> JolQmut b'a}y/L Ifdtf ljsf;sf If]q<br />
klxrfg ul/g]5 .<br />
-s_ n};;f; pQ/bfoL ;]jfsf nflu Ifdtf ljsf;<br />
� ;a} txx¿<br />
-v_ ;<strong>dfj</strong>]zL of]hgfsf nflu Ifdtf ljsf; <strong>tyf</strong> dlxnf Pjd\ jl~rt<br />
;d"xsf] ;]jf ;'ljwfx¿df kx'Fr
s|dzM<br />
pknlAw %<br />
:<strong>yfgLo</strong> ;/sf/sf] ;]jf k|jfx ;+oGq <strong>tyf</strong> k|lqmofdf ;'wf/<br />
� of]hgf k|lqmof<br />
� cfwf/e"t ;]jfx¿ ;DaGwL ;+oGq<br />
sfo{qmdsf] ljifo If]q #<br />
� k|ltkmn txsf] p2]Zo M lgIf]k<strong>0f</strong> <strong>tyf</strong> :<strong>yfgLo</strong> :jfoQ zf;gsf nflu<br />
gLlt <strong>tyf</strong> /fli6«o ;+:yfut 9fFrfsf] ;'b[9Ls/<strong>0f</strong> ePsf] x'g]5 .<br />
pknlAw ^<br />
� k|efjsf/L, ;<strong>dfj</strong>]zL, kf/bzL{ <strong>tyf</strong> pQ/bfoL :<strong>yfgLo</strong> zf;g k|<strong>0f</strong>fnLsf<br />
nflu ;an jftfj/<strong>0f</strong>sf] lgdf{<strong>0f</strong>åf/f ljs]Gb|Ls/<strong>0f</strong>sf] gLltut 9fFrfdf<br />
;'wf/ ul/g]5 .
s|dzM<br />
-s_ ljs]Gb|Ls/<strong>0f</strong>, If]qut lgIf]k<strong>0f</strong> gLlt <strong>tyf</strong> :jfk (SWAP) ljlwx¿sf]<br />
n]vfhf]vf ubf{ dlxnf <strong>tyf</strong> cGo jl~rt ;d"xsf ljz]if<br />
cfjZostfx?nfO{ s'/f Vofn ul/g]5<br />
-v_ ;<strong>fdflhs</strong> ;'/Iff gLltsf] k'g/fjnf]sg ubf{ k"<strong>0f</strong>{ jf cf<strong>+l</strong>zs ckfËtf<br />
ePsf JolQmx¿ ;a}nfO{ ;<strong>fdflhs</strong> ;'/Iffsf] bfo/fleq kfg] { .;DaGw<br />
ljR5]b jf ljwjf ePsf Psn dlxnfsf] xsdf pd]/sf] xbaGbL g/fvL<br />
cfly{s cj:yf d"NofÍg u/]/ ;f]xL cg';f/ k|fyldstf lbO{ ;xof]u ug] {<br />
Joj:yf ldnfpg] .
s|dzM<br />
pknlAw &<br />
:<strong>yfgLo</strong> ;/sf/x¿sf nflu pko'Qm ;xof]u k|bfg ug{ s]Gb|Lo ;/sf/<br />
<strong>tyf</strong> /fli6«o txsf lgsfox¿sf] Ifdtf clej[l4 ePsf] x'g]5 .<br />
� lhNnf ljsf; ;ldlt dxf;ª\3, gu/kflnsf ;ª\3 <strong>tyf</strong> uflj; dxf;ª\3<br />
h:tf lgsfox¿nfO{ pgLx¿sf] lgoldt sfo{;Dkfbg ug] { qmddf<br />
n};;f; d"nk|jfxLs/<strong>0f</strong>sf nflu k|fljlws ;xof]u pknAw u/fOg]5 .<br />
;fy} xfn;Dd sfof{Gjogdf cfpg g;s]sf n};;f; ;+j]bgzLn<br />
gLltx¿sf] ;dLIff u/L sfof{Gjogdf NofOg]5 .
$=n}lËs ;<strong>dfgtf</strong> <strong>tyf</strong> ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong> /<strong>0f</strong>gLltsf]<br />
sfof{Gjog <strong>tyf</strong> cg'udg<br />
n};;f; d"nk|jfxLs/<strong>0f</strong>sf nflu ;+:yfut ;+oGq<br />
s_ :<strong>yfgLo</strong> tx<br />
!= ljleGg ;fd'bflos ;d'x÷;+:yf<br />
@=j8f gful/s d~r<br />
#= j8f ;ldlt<br />
$=ufpF gful/s d~r<br />
%= Plss[t of]hgf th'{df<br />
;ldlt<br />
^= ufpF ljsf; ;ldlt<br />
&=n};;f; sfof{Gjog ;ldlt
s|dzM<br />
s]Gb|Lo tx<br />
� s]Gb|df :<strong>yfgLo</strong> ljsf; dGqfnocGtu{tsf] n}lËs ;<strong>dfgtf</strong> <strong>tyf</strong><br />
;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong> zfvfn] ;dGjo–laGb'sf] sfo{ ug] {5 .<br />
� n};;f; /<strong>0f</strong>gLltsf] k|efjsf/L sfof{Gjogsf nflu ljleGg ;/sf/L Pjd\<br />
u}/;/sf/L lgsfox¿, bft[ ;fe]mbf/x¿, ;fd'bflos ;d"xx¿ <strong>tyf</strong><br />
gful/sx¿aLr ;fe]mbf/L
n}lËs ;<strong>dfgtf</strong> <strong>tyf</strong> ;<strong>fdflhs</strong> ;<strong>dfj</strong>]<strong>zLs</strong>/<strong>0f</strong>sf] cg'udg<br />
� n};;f; zfvf, :<strong>yfgLo</strong> ljsf; dGqfno<br />
� n};;f; sfof{Gjog ;ldlt÷;<strong>fdflhs</strong> ;ldlt, lhlj;<br />
� ;'kl/j]If<strong>0f</strong> <strong>tyf</strong> cg'udg ;ldlt -uflj; ÷gu/kflnsf tx_<br />
� j8f gful/s d~r -j8f tx_