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Yrd. Doç. Dr. Haşmet Sarıgül<br />

Kaynakça<br />

Akın, Y.K. (2008). Veri Madenciliğinde Kümeleme Algoritmaları ve Kümeleme Analizi, Yayınlanmamış<br />

Doktora Tezi. İstanbul: Marmara Üniversitesi Sosyal Bilimler Enstitüsü.<br />

Bankacılık Düzenleme ve Denetleme Kurumu. (2013). ‘‘Finansal Türkiye Haritası’’, 09.10.2103<br />

tarihinde http://ebulten.bddk.org.tr/haritalama/harita.aspx adresinden erişildi.<br />

Bankacılık Düzenleme ve Denetleme Kurumu. (2013).‘‘Türk Bankacılık Sektörü Genel Görünümü,<br />

Aralık 2012’’ 23.10.2103 tarihinde<br />

http://www.bddk.org.tr/WebSitesi/turkce/Raporlar/TBSGG/11706tbs_genel_gorunumu_aralik_2012.<br />

pdf adresinden erişildi.<br />

Beck, T., Demirguc-Kunt, A. ve Robert-Peria, M.S.L. (2008). Banking Services for Everyone Barriers<br />

to Bank Access and Use around the World. The World Bank Economic Review, 22(3), 397-430.<br />

Beck, T., Demirguc-Kunt, A., ve Robert-Peria, M.S.L. (2007). Reaching out: Access to and Use of<br />

Banking Services Across Countries. Journal of Financial Economics, 85(1), 234-266.<br />

Burgess, R. ve Pande, R. (2005). Can Rural Banks Reduce Poverty Evidence from the Indian Social<br />

Banking Experiement. American Economic Review, 95(3), 780-795.<br />

Caskey, John P. (2002). ‘‘Bringing Unbanked Households into the Banking System’’ 02.11.2013<br />

tarihinde<br />

http://www.cfsinnovation.com/system/files/imported/managed_documents/caskey_jan2002. pdf<br />

adresinden erişildi.<br />

Chiu, T, Fang, D.P., Chen, J., Wang, Y. ve Jeris, C. (2001). A Robust and Scalable Clustering<br />

Algorithm for Mixed Type Attributes in Large Database Environment. Proceedings of the Seventh<br />

ACM SIGKDD International Conference on Knowledge Discovery and Data Mining, 263-268.<br />

Claessens, S. (2005). Access to Financial Services: A Review of the Issues and Public Policy<br />

Objectives. The World Bank Research Observer, 21(2), 207-240.<br />

Clarke, G., Cull, R., Peria, M.S.L. ve Sanchez, S.M. (2003). Foreign Bank Entry: Experience,<br />

Implications for Developing Economies and Agenda for Further Research. The World Bank<br />

Research Observer, 18(1), 25-59.<br />

Demirguc-Kunt, A., Beck, T. ve Honohan, P. (2008). Finance for All Policies and Pitfalls in<br />

Expanding Access. Washington, DC.: World Bank.<br />

Durmuş, M.S. ve İplikçi, S. (2007). Veri Kümeleme Algoritmalarının Performansları Üzerine<br />

Karsılaştırmalı Bir Çalışma. Akademik Bilişim Konferansı, 393-400.<br />

Gökgöz, İ.H., Altınel, F.,Gökgöz, P.Y ve Koç, İ. (2013). Classification of Turkish Commercial Banks<br />

Under Fuzzy c-Means Clustering. Bankacılık Düzenleme ve Denetleme Kurumu Bankacılık ve<br />

Finansal Piyasalar <strong>Dergi</strong>si, 7(2), 13-36.<br />

Hair, J.F.Jr., Anderson, R.E., Tatham, R.L. ve Black W.C. (1998). Multivariate Data Analysis. New<br />

Jersey: Prentice Hall.<br />

Honohan, P. (2008). Cross-country Variation in Household Access to Financial Services, Journal of<br />

Banking and Finance, 32(11), 2493-2500.<br />

Honohan, P. (2006). Household Financial Assets in the Process of Development, Washington, DC:<br />

World Bank.<br />

Işık, İ. (2011). Dünyada ve Türkiye’de Finansal Hizmetlere Erişim ve Finansal Eğitim. Ankara: Türkiye<br />

Cumhuriyet Merkez Bankası.<br />

Keçek, C. ve Cinser, V. (2008). Türkiye’de Faaliyette Bulunan Ticaret Bankalarının Performanslarına<br />

Göre Sınıflandırılmasında Etkili Olan Değiskenlerin Belirlenmesi ve Bir Uygulama Denemesi.<br />

Dumlupınar Üniversitesi Sosyal Bilimler <strong>Dergi</strong>si, 22, 1<strong>89</strong>-206.<br />

Kempson, E., Whyley, C., Caskey, J.ve Collard, S. (2000), In or out Financial Exclusion: A Literature<br />

and Research Review, London: Financial Services Authority.<br />

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