Bond Mtembezeka CV

BOND COINCIDENCE MTEMBEZEKA
Alliance Capital Limited
P.O Box 510
Blantyre, Malawi.
Tel: (+265) 999 223 593/ (+265) 880 589 744 Email: mtembezekab@gmail.com
Professional Statement
I am an economist with over 6 years of work experience in investment management, commercial banking,
economic research, business development and relationship management, financial analysis and corporate
finance. I have a strong passion for financial markets that’s why I am pursuing the Chartered Financial
Analyst (CFA®) Program with The CFA Institute and currently studying for level 2. I am now looking for a
challenging and yet exciting role that will provide me an opportunity to take on more responsibility, grow
in my career and broaden my experience.
Education & Professional Qualifications
• CFA Level 2 Candidate-The CFA® Institute, USA
• Bachelor of Social Science-Economics (credit); University of Malawi-Chancellor College
Other Certificates
• Risk Management in the Global Economy-SOAS University of London, December 2018.
• Portfolio Management-The Macroeconomic and Financial Management Institute (MEFMI) in
conjunction with The Reserve Bank of Malawi, June 2017.
• Corporate Finance-The Corporate Finance Institute (CFI®), April 2018.
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Work Experience:
Research Manager
Alliance Capital Ltd
2017 to Present
Job Purpose
Functionally as head of research and reporting directly to the Chief Executive Officer, I provide a
comprehensive economic and investment research and analysis function. I am also responsible for the day
to day operations of the Lilongwe branch, leading in business development and the management of a
portfolio of both corporate and high-net worth clients.
Key Responsibilities
Research & Analytics (40%):
• Leading in monitoring and analyzing macroeconomic developments at national, regional and
international level affecting Malawi.
• Providing technical input in formulation of both short- and long-term investment strategies.
• Conducting market and industry research and associated analysis to inform strategy as well as
portfolio and new business decisions
• Leading in researching and analyzing key economic statistics and updates in Malawi.
• Conducting investment, money market and capital markets research and identify business
opportunities.
• Performing competitor analysis and feeding the results into the overall investment strategy
• Designing, developing and maintaining a comprehensive research database to support the
research function.
• Producing weekly, monthly, quarterly and annual economic and financial market research reports.
• Monitoring and keeping track of public information such as annual reports, newspaper articles,
brokerage reports and draft summaries.
• Managing and mentoring a team of analysts.
Branch Management, Business Development & Relationship Management (40%):
• Managing, supervising and providing leadership to Lilongwe branch staff; responsible for day-today
running of the branch
• Leading the Lilongwe Branch in business acquisition for private wealth management, pension fund
management, gratuity fund management and investment advisory
• Preparing and making presentations on investment products to existing and potential clients
• Providing high level of customer service and satisfaction.
• Establishing and maintaining productive relationships to ensure responsive and effective service
to portfolio clients.

• Attending client meetings to discuss investment opportunities, performance and general
economic trends.
• Supporting the head of investments in preparing regular and ad-hoc investment portfolio
performance reports.
Corporate Finance and advisory (20%):
• Conducting due diligence on firms by analyzing financial statements and performing financial
analysis i.e. ratio analysis etc.
• Drafting and reviewing corporate finance documents i.e. term sheets and other financing
agreements.
• Providing support in origination and execution of comprehensive investment management and
corporate finance transactions for the firm.
• Providing advisory services to both retail and institutional clients on most optimal investment
opportunities
Achievements:
• Played a critical role in setting up the corporate finance department as a stand-alone department.
• Became one of the most sought-after sources of public opinion on economic issues of national
interest (granted interviews in the media)
Senior Research Analyst 2015 to 2017
Alliance Capital Ltd
Key Responsibilities:
• Leading in all economic and market research analyses and identifying market opportunities.
• Advising companies, institutions and individuals in debt capital market and equity market.
• Conducting money market and Capital market research and analysis.
• Identifying trends in financial data and use analytical ability, applying judgment to form well
thought out conclusions.
• Updating management and all staff on current economic issues; both local and international.
• Assisting in all corporate finance transactions; performing financial and industry analyses and
preparing supporting documentation for approval in liaison with the Corporate Finance Officer.
• Building and maintaining client relationships.
• Assist with the company’s website and social media platform.
• Managing and mentoring a team of analysts.
Achievements:
• Transformed Alliance Capital’s research department into one of the best research houses in
Malawi by improving the quality of research and output, consequently increasing the visibility of
the Alliance Capital Brand.

• Played a critical role in the development of the banking industry performance model which guided in
research on the health of the Malawian Banking system to determine investment opportunities.
• Provided an idea that helped Alliance Capital’s Assets Under Management to rise by K3 billion
• Due to performance that consistently exceeded expectations, I was rapidly promoted
VIP Banker 2013 to 2015
Nedbank Malawi
Job Purpose
I provided a sales and portfolio management function to branch based market segment of high net worth
clients
Key Responsibilities
Sales and Marketing (20%):
• Acquiring, growing and retaining clients for the bank thereby increasing market share.
• Selling and cross selling bank products to existing and potential clients
• Identifying new business opportunities from existing and potential clients
• Supporting the Business Development Manager in meeting sales and service targets
• Resolving client’s queries through a liaison role between the customer and all other internal
support divisions of the Bank.
Portfolio Management (40%):
• Managing private banking portfolio and with more accountability having an in depth
understanding of the clients’ needs.
• Providing highest level of customer service and responsiveness to private banking clients and
proactively maintaining existing and potential relationships
Credit Underwriting and Risk Management (40%):
• Establishing cash credit limits of clients. Monitoring customers’ fund movement and identity
where they fall below criteria level
• Timely processing credit facilities for clients and notifying them of the fate of their facility
application.
• Preparing comprehensive credit proposals for new/prospective customers that adequately
address all relevant risk factors
• Advising private banking clients appropriate facilities they should access in line with their needs.
• Closely monitor the performance of facilities granted to clients in order to detect early signs of
delinquency and minimize default, excesses and provisions.
• Monitoring daily excesses limits to ensure that customer facilities are managed within the
parameters set by Credit.

Referees
Andrews Kayawa
Chief Operating Officer
Alliance Capital Limited
P.O Box 510, Blantyre
Cell: +265999923051
Email: kayawa@aclmw.com
Benson Jere
Chief Executive Officer
NBM Capital
P.O Box 945, Blantyre
Cell: +265 888 857 396
Email: bjere@natbankmw.com
Benedicto Kananza
Chief Financial Officer
Nedbank Malawi
P.O. Box 750, Blantyre
Cell: +265 999 950 243/888 950 243
Email: bkananza@nedbank.co.mw
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