`saqarTvelos safondo birJis~ eTikis kodeqsi Sinaarsi Tavi I. zogadi ...

Tavi II. wevrebisa da brokerebis saqmianobisa da qcevisZiriTadi principebimuxli 6. komerciuli reputaciisa da samarTlianobis maRali standartis,urTierTmomgebiani vaWrobis samarTlianobis principebi.birJis yvela wevri da wevrebTan momuSave brokeri Tavis saqmianobaSi unda icavdeskomerciuli reputaciis da samarTlianobis maRal standartebs daurTierTxelsayreli vaWrobis samarTlianobis principebs.Mmuxli 7.rCevebi klientebs7.1. klientisaTvis nebismieri fasiani qaRaldis yidvaze, gayidvaze angadacvlaze rCevis micemisas, wevri myarad unda iyos darwmunebuliimaSi, rom es rCeva klientisaTvis sargebliania, im faqtebidangamomdinare, romelic klientma gaumJRavna wevrs.7.2. klientisTvis fasiani qaRaldebis garigebaze rCevis micemamde wevrmaZalisxmeva ar unda daiSuros Semdegi informaciis mosapoveblad:a) klientis wlovaneba da Semosavali;b) klientis ojaxi da sxva finansuri movaleobebi;g) klientis finansuri mdgomareoba;d) klientis gadasaxadebis mdgomareoba;e) klientis sainvesticio miznebi;v) klientis finansuri riskis gansazRvra; daz) sxva msgavsi informacia, romelsac gamoiyenebs wevri an brokeriklientisaTvis rCevis micemisas.7.3. Tu klienti uars ganacxadebs am informaciis gacemaze, man es undadaadasturos Tavisi xelmoweriT.muxli 8. qmedebebi, romlebic iTvleba disciplinur darRvevad8.1. yvela wevri da wevrTan momuSave brokeri valdebulia samarTlianigarigeba awarmoos klientebTan. qvemoT CamoTvlilia is SemTxvevebi,romlebic CaiTvleba ukanonod da gamoiwvevs disciplinuri saxdelisdakisrebas:8.1.1. klientisaTvis spekulaciuri, maRalriskiani fasiani qaRaldebisSeTavazeba klientis moTxovnebze da miznebze informaciis uqonlobisSemTxvevaSi an amgvari informaciis mopovebis mcdelobis gareSe;8.1.2. sakomisioebis akumulirebis mizniT klientis finansuri mdgomareobisan sainvesticio miznebis ugulvebelyofiT zedmeti savaWrooperaciebis Catareba klientis angariSze;5

8.1.3. fiqtiuri angariSis gaxsna im garigebebis gansaxorcieleblad,romelTa ganxorcielebac sxva angariSze akrZaluli iqneboda;8.1.4. klientis angariSze misgan nebadaurTveli garigebebis ganxorcieleba;8.1.5. yalbi an SecdomaSi Semyvani reklamis gamoyeneba klientisTvisaraswori warmodgenis Seqmnis an araswori gadawyvetilebis miRebismizniT;8.1.6. araswori an SecdomaSi Semyvani amonaweris miwodeba klientisangariSis mdgomareobis an am angariSze ganTavsebuli fasianiqaRaldebis Rirebulebis Sesaxeb;8.1.7. nebismier dokumentze klientis beWdis an xelmoweris gayalbeba;8.1.8. klientisgan miRebuli davalebis ganzrax an daudevrobis gamo arSesruleba, Tu am davalebis Sesrulebis pirobebi arsebobda.8.2. insaideruli informaciis ukanonod gamoyeneba, gayalbeba da bazrismanipulireba wevris an wevrTan momuSave brokeris mier aris ukanono daeqvemdebareba disciplinur sasjels.8.3. disciplinur sasjels eqvemdebareba agreTve Semdegi qmedebebi:8.3.1. wevris an birJis imijisa da reputaciis Semlaxveli, agreTve arasworian SecdomaSi Semyvani informaciis gavrceleba;8.3.2. wevris mimarT profesiul saqmianobasTan dakavSirebuliSeuracxmyofeli gancxadebis gakeTeba da/an qmedeba.muxli 9.samarTliani fasebi, sakomisioebi da anazRaureba9.1. wevris mier gaweuli momsaxurebisTvis moTxovnili anazRaureba (maTSoris, sakomisio) unda iyos momsaxurebis Sesaferisi da samarTliani,amasTan dakavSirebuli yvela garemoebis gaTvaliswinebiT.9.2. Tu wevri yidulobs an yidis fasian qaRalds TavisTvis anklientisaTvis, yidva-gayidva unda ganxorcieldes klientisaTvissamarTlian fasSi, masTan dakavSirebuli yvela garemoebisgaTvaliswinebiT.9.3. wevrebi unda daemorCilon birJis wesebs birJisTvis gadasaxdelimomsaxurebis sakomisioebisa da gadasaxadebis Sesaxeb.6

muxli 10.garigebebis ganxorcielebawevrebma da maTma brokerma, keTilgonierebis farglebSi, Zalisxmeva arunda daiSuron, raTa fasiani qaRaldisaTvis moiZion saukeTeso bazari daamgvari bazris pirobebSi, awarmoon yidva-gayidva klientisaTvisSeZlebisdagvarad momgebian fasSi.muxli 11.mindobilobis da sxva masalebis gadagzavnawevrebi movaleni arian gadaugzavnon moTxovna (Suamdgomloba)mindobilobis gacemaze da masTan dakavSirebuli yvela masala im aqciebisTiToeul registrirebul mesakuTres, romelTa aqciebic am wevrsnominalur mflobelobaSi gaaCnia.muxli 12.garigebebis da kotirebis gamoqveynebawevrma ar unda gamoaqveynos da gaavrcelos, an gamoiwvios gamoqveyneba dagavrceleba fasiani qaRaldebis garigebis Sesaxeb raime gancxadebis ancnobis manam, sanam ar darwmundeba, rom es garigeba namdvilad moxdayvela kanonis dacviT. aseve ar unda gamoaqveynos da gaavrcelos, angamoiwvios gamoqveyneba an gavrceleba fasiani qaRaldis kotirebisa, Tu eswevri ar aris darwmunebuli imaSi, rom es kotireba warmoadgens namdvilwinadadebas yidvaze an SeTavazebas gayidvaze.muxli 13.SeTavazebebi daTqmul fasSiwevrma ar unda SesTavazos nebismier pirs iyidos misgan an miyidos masfasiani qaRaldi, Tu am wevrs ara aqvs realuri SesaZlebloba dadosSesabamisi garigeba daTqmul fasad da pirobebiT.muxli 14.ndobiT aRWurvili piris movaleobawevrma, romelic asrulebs saangariSsworebo Suamavlis, transfer-agentis,ndobiT aRWurvili piris an sxva movaleobas da flobs informaciasfasiani qaRaldis mflobelobis Sesaxeb, ar unda gamoiyenos es informaciafasiani qaRaldis Sesyidvis, gayidvis an gadacvlis moTxovnis gaCenis,gazrdis, Semcirebis mizniT, Tu es ar xdeba fasiani qaRaldebisregistrirebuli mesakuTris TanxmobiT.muxli 15.sxva wevrebis TanamSromlebze zegavlenis moxdena an maTi dasaCuqrebawevrma an brokerma ar unda gasces (miiRos) an dauSvas, rom iqnas gacemuli(miRebuli) raime faseuloba saCuqris saxiT (fuladi saCuqris CaTvliT),Tu misi Rirebuleba aRemateba 100 lars, nebismier sxva kompaniis brokerzean TanamSromelze, Tu es gasamrjelo an fuladi saCuqari dakavSirebuliaromelime wevris saqmianobasTan.7

muxli 16.garigebis dadastureba16.1. klientTan yoveli garigebis dasrulebisTanave, wevrma unda gasces angaugzavnos werilobiTi Setyobineba klients, romelic srulad undaSeicavdes qvemoT CamoTvlil informacias:a) fasiani qaRaldis sacalo fasi;b) garigebis dro da adgili (mag,, birJa);g) gayiduli an Sesyiduli fasiani qaRaldebis mTliani raodenoba;d) garigebis sakomisios odenoba;e) garigebis saerTo moculoba da sakomisio;v) garigebis Sesaxeb nebismieri sxva informacia, romlis gamJRavnebacmoTxovnili iqneba maregulirebeli organos mier.16.2. klientis moTxovnis SemTxvevaSi, wevrma unda Seatyobinos klientsklientTan garigebis dadebisas:a) garigebaSi wevri moqmedebda rogorc klientis agenti, Tu rogorcdileri;b) garigebaSi wevri moqmedebda Tu ara, rogorc myidvelisa dagamyidvelis ormagi agenti.muxli 17.emitentTan kavSiris gamJRavnebawevrma, romelic finansurad damokidebulia an kavSirSia fasianiqaRaldis emitentze, klients unda gaumJRavnos am urTierTobebisarsebobis faqti masTan xelSekrulebis dadebisas an am emitentis fasianqaRaldTan dakavSirebuli davalebis miRebisas.muxli 18.wevris klientis angariSi18.1. sabrokero kompaniebi angariSis gaxsnis proceduras axorcielebenkanonmdeblobis, maT Soris `ukanono Semosavlebis legalizaciis aRkveTisxelSewyobis Sesaxeb~ saqarTvelos kanonis Sesabamisad.18.2. wevrma an misma brokerma ar unda gamoiyenos nominaluri mflobelisufleba klientis angariSze, Tu mas am klientisTvis ar aqvs gaxsniliangariSi da ara aqvs miRebuli nominaluri mflobelobis uflebamosilebaklientTan gaformebuli an klientisagan miRebuli dokumentaciissafuZvelze.18.3. wevris mier daniSnulma uflebamosilma pirma SemosvlisTanave werilobiTunda daamowmos TiToeuli klientis yoveli davaleba.18.4. wevrma, klientTan werilobiTi xelSekrulebis gaformebisas unda miawodosmas informacia klientTan wevris urTierTobis maregulirebeli amkodeqsis Sesaxeb,8

muxli 19.klientis saxsrebi da fasiani qaRaldebi19.1. wevrma an brokerma aradaniSnulebisamebr ar unda gamoiyenos klientissaxsrebi an fasiani qaRaldebi.19.2. wevrma ar unda isesxos an asesxos sxvas fuladi saxsrebi an fasianiqaRaldebi, romelsac igi klientisTvis inaxavs da romlis dabandeba angasesxeba SesaZlebelia, Tu am wevrs winaswar ar aqvs miRebuliklientisagan werilobiTi uflebamosileba, romelic uflebas aZlevs masganaxorcielos amgvari operaciebi.19.3. wevri ar unda flobdes fasian qaRaldebs, romelsac igi nebismieriklientisTvis inaxavs, Tu es fasiani qaRaldebi ar aris gancalkavebuli daidentificirebuli im meTodiT, romelic miuTiTebs am klientismflobelobas am fasian qaRaldebze.19.4. wevrma an brokerma ar unda misces klients garantia, rom wevris mier amklientisTvis warmoebuli fasiani qaRaldis angariSi (klientisporTfeli), an am wevris mier klientisaTvis an klientTan dadebulifasiani qaRaldebiT garigebis Sedegad klienti ar ganicdis zarals.muxli 20. amonawerebi klientis angariSidan20.1. TiToeulma wevrma yovel klients unda gaugzavnos angariSis amonaweri,romelic Seicavs nebismieri fasiani qaRaldis poziciis aRweras, fuladisaxsrebis naSTs an angariSze warmoebul operaciaTa moculobas imisSemdgomi periodis ganmavlobaSi, rac aseTi amonaweri ukanaskneladgaegzavna klients. Tu angariSze iricxeba fuladi saxsrebi da/an fasianiqaRaldebi, romelTa jamuri sabazro Rirebuleba aRemateba 100 lars daam angariSze ar momxdara raime cvlileba, maSin aseTi amonaweri klientsegzavneba yovelkvartalurad eleqtronulad, Tu klients gaaCniaeleqtronuli fostis misamarTi. danarCen SemTxvevebSi klients amonawerimiewodeba mxolod angariSze cvlilebis SemTxvevaSi. eleqtronulifostis misamarTis ararsebobis SemTxvevaSi angariSze momxdari cvlilebisSesaxeb Setyobineba SeiZleba gagzavnos SMS-SetyobinebiT an telefoniT.20.2. “angariSze warmoebul operaciaTa moculobaSi” unda Sediodesyovelgvari debeti an krediti, maT Soris yidva, gayidva, daricxuli anmiRebuli procentebi, dividendebis, fasiani qaRaldebis miReba an gacema dawevris nominalur mflobelobaSi an marTvaSi da a.S.20.3. birJas, vaWrobis zedamxedvelobis da disciplinuri samsaxurebismeSveobiT SeuZlia gaaTavisuflos nebismieri wevri am muxlSi mocemulivaldebulebebisgan, dasabuTebuli werilobiTi moTxovnis safuZvelze.nebismieri wevri, romelsac aqvs vadagausvleli sakliringo SeTanxmeba,rogorc es am kodeqsis 21-e muxlSia aRwerili, dasabuTebuli mizezis9

safuZvelze Tavisufldeba am muxliT gaTvaliswinebulivaldebulebebisagan.Mmuxli 21.sakliringo SeTanxmebebi21.1. wevris yvela sakliringo SeTanxmeba unda gansazRvravdes SeTanxmebisTiToeuli monawilis uflebebsa da valdebulebebs. aseve, sul mcire,unda gansazRvravdes TiToeuli monawilis pasuxismgeblobas qvemoTCamoTvlili sakiTxebisadmi:a) klientis angariSis gaxsna, damowmeba da monitoringi;b) kreditis gagrZeleba;g) davTrebis da dokumentaciis warmoeba;d) fasiani qaRaldebis da fuladi saxsrebis miReba da gacema;e) fuladi saxsrebis da fasiani qaRaldebis dacva;v) dadasturebis da perioduli angariSgebis warmoeba da gagzavna;z) SekveTis miReba da garigebebis ganxorcieleba;21.2. TiToeul klients, romelic misTvis angariSis wardgenisas iTxovs srulgamWvirvalobas, angariSis gaxsnisas, werilobiT unda ecnobos sakliringoSeTanxmebis arsebobis Sesaxeb.muxli 22.zedamxedveloba22.1. TiToeulma wevrma unda daawesos da awarmoos yoveli brokerissaqmianobis sazedamxedvelo sistema, romelic gonivrulad iqnebadagegmili da SesabamisobaSi moyvanili kanonTan “fasiani qaRaldebisbazris Sesaxeb”, maregulirebeli organos wesebTan da birJis wesebTan.zedamxedvelobis sworad warmarTvaze saboloo pasuxismgebloba ekisrebawevrs.22.2. TiToeulma wevrma unda daawesos, daicvas da ganaxorcielos gonivruladdagegmili, werilobiTi sazedamxedvelo procedurebi, raTa zedamxedvelobagauwios misi menejmentis da TanamSromelTa saqmianobas;22.3. wevris werilobiTi sazedamxedvelo sistema unda Seicavdes zemoxsenebulsazedamxedvelo procedurebs, masTan momuSave TanamSromlebisTanamdebobas, sertificirebis mdgomareobas da samsaxurebriv misamarTs,aseve TiToeuli zedamxedvelis pasuxismgeblobas, rac gamomdinareobswevris mier warmoebuli saqmianobidan. wevrma Sida CanawerebSi undaSeitanos yvela im piris vinaoba, visac zedamxedvelis funqcia akisria daam funqciis dakisrebis TariRi. wevrma Canaweri sul cota sami wliTunda Seinaxos, aqedan pirveli ori weli _ Tavis ofisSi.22.4. wevris sazedamxedvelo procedurebis asli unda inaxebodes yvelgan,sadac am wevris saxeliT xorcieldeba zedamxedveloba. TiToeulma wevrma,drois garkveul periodSi, cvlilebebi unda Seitanos werilobiTsazedamxedvelo procedurebSi, "fasiani qaRaldebis bazris Sesaxeb”10

kanonSi da maregulirebeli organos wesebSi momxdari cvlilebebisSesabamisad, aseve, sazedamxedvelo sistemaSi da mosamsaxureTa StatSimomxdari cvlilebebis SemTxvevaSi. TiToeuli wevri valdebulia, TavisorganizaciaSi gaavrcelos informacia am cvlilebebis Sesaxeb.22.5. TiToeulma wevrma, Sida CanawerebisaTvis unda daawesos brokeris mierwarmoebuli yvela garigebis da mimoweris werilobiTi procedurebi,dakavSirebuli fasiani qaRaldebiT garigebebTan da SuamavlobasTan,romelsac ganixilavs da daamtkicebs direqtori.muxli 23.buRaltruli aRricxva da Canawerebi23.1. TiToeulma wevrma unda awarmoos sabuRaltro wignebi, Canawerebi,memorandumebi da sxva dokumentacia “fasiani qaRaldebis bazris Sesaxeb”saqarTvelos kanonis da masTan dakavSirebuli maregulirebeli organoswesebis da birJis wesebis gaTvaliswinebiT.23.2. klientis angariSis gaxsnisas TiToeulma wevrma unda gaaformos masTanxelSekruleba da Seinaxos igi samsaxuris mier dadgenili wesebisSesabamisad.23.3. TiToeulma wevrma saTanado gulisyuriT unda Seinaxos klientis yvelawerilobiTi saCivari da saCivaris sapasuxod miRebuli zomebis Canaweri.muxli 24.finansuri mdgomareobis angariSgebawevrma, klientis moTxovnisTanave, unda miawodos mas informacia wevrisfinansur mdgomareobaze, rogorc es warmodgenilia uaxles finansurangariSgebaSi, am wevris Cveulebrivi praqtikis da/an “fasian qaRaldebisbazris Sesaxeb” kanonis, maregulirebeli organos da birJis wesebisSesabamisad.muxli 25.garigebebi brokerebTan25.1. wevris brokers ara aqvs ufleba damqiravebeli kompaniisagan werilobiTinebarTvis gareSe gaxsnas an hqondes gaxsnili fasiani qaRaldebisangariSi sxva wevrTan.25.2. am muxlis pirvel punqtSi aRwerili nebarTvis asli winaswar undagadaeces wevrs, romelTanac igi apirebs piradi angariSis gaxsnas angarigebis ganxorcielebas.25.3. Tu brokeri damqiraveblis winaswari werilobiTi nebarTviT xsnis piradangariSs sxva wevrTan, am wevrma unda gaugzavnos mis damqiravebelsbrokeris garigebis damowmebis da yovelTviuri angariSebis aslebi.11