s a x e l S e k r u l e b o s a m a r T a l i
s a x e l S e k r u l e b o s a m a r T a l i s a x e l S e k r u l e b o s a m a r T a l i
xelSekrulebiT ganisazRvra wliuri saprocento ganakveTi sesxiT sargeblobisaTvis da pirgasamtexlo valdebulebis Seusruleblobis an arajerovnad SesrulebisaTvis. sasamarTlo kolegiam daadgina, rom kreditis gacemisa da dafarvis grafikis mixedviT, krediti 154000 aSS dolaris odenobiT gacemulia bankis mier. mopasuxem nakisri valdebuleba ar Seasrula sk-is 361-e muxlis meore nawiliT dadgenili wesis Tanaxmad. sasamarTlo kolegiam miuTiTa sk-is 361-e muxlis pirveli nawilze, romlis Sesabamisad, valdebulebis ZaliT kreditori uflebamosilia moiTxovos movalisagan raime moqmedebis Sesruleba, magram imave kodeqsis 128-e muxlis pirveli nawilis mixedviT, movalisagan xelSekrulebiT nakisri valdebulebis Sesrulebis moTxovnaze vrceldeba xandazmuloba. skis 129 muxlis pirveli nawilis Tanaxmad, saxelSekrulebo moTxovnebis xandazmulobis vada Seadgens sam wels. amave kodeqsis 130-e muxlis mixedviT, xandazmuloba iwyeba moTxovnis warmoSobis momentidan. moTxovnis warmoSobis momentad CaiTvleba dro, roca pirma Seityo an unda Seetyo uflebis darRvevis Sesaxeb. mocemul SemTvevaSi, saqmeSi arsebuli mtkicebulebebis mixedviT, sadavo xelSkrulebis gaTvaliswinebuli kreditis dabrunebis vada SeCerda eqvsi TviT 1999w. 8 ivniss, romelic ganaxlda 1999w. 8 dekembers. sasamarTlo kolegiam miiCnia, rom mosarCeles kreditis dabrunebis moTxovnis ufleba warmoeSva 1999w. 8 dekembridan. mosarCelem ki sarCeliT mimarTa sasamarTlos 2003w. 7 marts, e.i. mas gaSvebuli aqvs xandazmulobis vada. sasamarTlo kolegiam daadgina, rom ss `Tbilinterbankis~ moTxovnaze sarCelebi b. markozaSvilisa da sxva mopasuxeebis mimarT warmodgenil iqna sxvadasxva dros 2000w. 14 Tebervals, 2000w. 22 dekembers, 2000w. 25 Tebervals, 2000w. 15 ianvars _ aqedan or sarCels uari eTqva warmoebaSi miRebaze, erTi darCa ganuxilveli, xolo erTi sarCeli darCa umoZraod. sk-is 140-e muxlis pirveli nawilis mixedviT, sarCelis Setana xandazmulobis vadis denis Sewyvetas ar gamoiwvevs, Tu mosarCele uars ityvis sarCelze, an sasamarTlos kanonier ZalaSi Sesuli gadawyvetilebiT sarCelis ganuxilvelad iqneba datovebuli. amave muxlis meore nawuilis Sesabamisad, Tu uflebamosili piri eqvsi Tvis vadaSi Seitans axal sarCels, maSin xandazmulobis vada Sewyvetilad iTvleba pirveli sarCelis Setanis droidan. sasamarTlom miuTiTa, rom mosarCelis bolo sarCeli, romelic 2001w. 18 aprils iqna datovebuli ganuxlivelad, Sewyvetda xandazmulobis denas, mosarCeles sarCeli 18 oqtombramde rom waredgina sasamarTloSi, amis ganuxorcieloblobiT sabolood xandazmulad iqca ss `Tbilinterbankis~ sarCeli mopasuxe b. markozaSvilis mimarT, ris gamoc kolegiam miiCnia, rom mas uari unda eTqvas dakmayofilebaze. aRniSnuli gadawyvetileba sakasacio wesiT gaasaCivra ss kb „Tbilinterbankis“ likvidatorma g. gomarelma da moiTxova misi gauqmeba Semdegi safuZvlebiT: kasatoris ganmartebiT, sasamarTlo kolegiam ar gaiTvaliswina saqmis samarTlebrivi da faqtobrivi garemoebebi, ris gamoc gamoitana araswori gadawyvetileba. sakasacio saCivris avtoris azriT, kolegiam arasworad miiCnia, rom mosarCeles aqvs gaSvebuli sasarCelo xandazmulobis vada, radgan sarCeli maT mier aRZrul iqna jer kidev 2000w. 14 Tebervals, aseve 2000w. 25 Tebervals, Semdeg 20001w. 10 ianvars, romlebic adstureben mosarCelis reagirebas mopasuxis winaaRmdeg, rac sk-is 139-e, 140-e da 141-e muxlebis Sesabamisad, warmoadgens sasarCelo xandazmulobis vadis Sewyvetisa da vadis Tavidan aTvlis safuZvels. kasatorma aRniSna, rom banksa da mopasuxes Soris gaformebuli sakredito xelSekrulebis moqmedebis vada SeCerebuli iyo Sps `mTebsa~ da ss `Tbilinterbanks~ Soris 1999w. 8 ivliss gaformebuli xelSekrulebis safuZvelze. g.gomarelma aRniSna, rom aseve sayuradReboa is garemoeba, rom mxareebs Soris gaformebuli sakredito xelSekrulebiT gaTvaliswinebuli valdebulebebis Sesruleba uzrunvalyofili iyo mopasuxis sakuTrebaSi arsebuli uZravi qonebiT, xolo sk-is 129-e muxlis Sesabamisad, uZrav nivTebTan dakavSirebuli saxelSekrulebo moTxovnebis vada Seadgens eqvs wels. 162
zemoaRniSnulidan gamomdinare, kasatorma moiTxova gasaCivrebuli gadawyvetilebis gauqmeba da axali gadawyvetilebiT sasarCelo moTxovnis dakmayofileba. samotivacio nawili: sakasacio palatam ganixila sakasacio saCivris safuZvlebi, saqmis masalebi da Tvlis, rom igi nawilobriv unda dakmayofildes Semdeg garemoebaTa gamo: Tbilisis saolqo sasamarTlos samoqalaqo da samewarmeo saqmeTa kolegiam ss „Tbilinterbankis“ sarCeli ar daakmayofila sasarCelo xandazmulobis vadis gasvlis gamo. kolegiam miiCnia, rom 1996w. 12 seqtembris sakredito xelSekrulebidan da 1998w. 31 maisis xelSekrulebidan gamomdinare moTxovnebi xandazmulia. mocemul saqmeze saqarTvelos uzenaesi sasamarTlos samoqalaqo, samewarmeo da gakotrebis saqmeTa palatis 2003w. 26 dekembrisa da amave sasamarTlos 2004w. 4 noembris ganCinebebiT saqmis xelaxla ganmxilvel sasamarTloebs sakasacio palatam miuTiTa rigi garemoebani, romlebic sasamarTlos unda Seefasebina sasarCelo xandazmulobis vadis dadgenis mizniT. unda aRiniSnos is garemoeba, rom kolegias ar Seusrulebia sakasacio palatis mier ssk-is 412-e muxlis me-2 nawilis Tanaxmad sasamarTlosaTvis mocemuli miTiTebebi. palatis miTiTebiT, sasamarTlos unda Seefasebina Sps „mTebsa“ da ss kb „Tbilinterbanks“ Soris arsebuli 1999w. 8 ivnisis xelSekruleba im TvalsazrisiT, rom dadgeniliyo faqtobrivi garemoeba imis Taobaze, moxda Tu ara „Tbilinterbanksa“ da b. markozaSvils Soris arsebuli sakredito xelSekrulebis ganaxleba. rogorc kasatori miuTiTebs, Sps „mTebsa“ da ss „Tbilinterbanks“ Soris 1999w. 8 ivniss gaformebuli xelSekrulebiT SeCerda banksa da b.markozaSvils Soris arsebuli xelSekruleba. aRniSnuli xelSekrulebidan irkveva, rom igi dadebulia banksa da Sps „mTebs“ Soris 1996w. 12 seqtembers dadebuli xelSekrulebis safuZvelze. xelSekrulebis dadebisas aRniSnuli xelSekrulebis safuZvelze arsebuli Sps `mTebis~ davalianeba bankis mimarT, ss`Tbilinterbankis~ ganmartebiT, fiqtiurad daifara 1998 wels, realurad ki sesxis Tanxa daiSala ramdenime msesxebelze (Sps `mTebis~ partniorebze) da moxda maTTan sakredito xelSekrulebebis gaformeba, maT Soris, b.markozaSvilTan. 1999w. 8 ivnisis xelSekrulebiT ki SeCerda b.markozaSvils da banks Soris arsebuli garigeba. aRniSnuli garigeba dadebulia Sps „mTebsa“ da ss „Tbilinterbanks~ Soris. amdenad, sasamarTlos unda Seefasebina, xom ar aiRo Tavis Tavze Sps `mTebma~ am xelSekrulebiT b.markozaSvilisa da sxva fizikuri pirebis sakredito davalianebis gadaxda. ss „Tbilinterbanksa“ da Sps „mTebs“ Soris 1999w. 8 ivnisis xelSekrulebis damatebaSi miTiTebulia, rom xelSekrulebiT gansazRvruli proeqtis ganuxorcieleblobis SemTxvevaSi proeqti gadadioda Sps „mTebis“ sakuTrebaSi da Sesabamisad, unda ganaxlebuliyo fizikur pirebTan dadebuli xelSekrulebebis moqmedeba. amasTan, TviT miTiTebuli fizikuri pirebi am xelSekrulebas ganaxlebulad ar miiCnevdnen, rac irkveva maT mier Sps `mTebisadmi~ gagzavnili werilebidan. zemoaRniSnulidan gamomdinare, saqmis ganmxilvel kolegias unda daedgina, gadavida Tu ara Sps „mTebis“ sakuTrebaSi zemoT miTiTebul xelSekrulebaSi xsenebuli proeqti da, Sesabamisad, aRsdga Tu ara xelSekrulebaSi miTiTebul fizikur pirebsa da banks Soris arsebuli sesxis xelSekrulebebi. aRniSnuli garemoebis dadgenis gareSe SeuZlebelia sasamarTlom imsjelos xandazmulobis vadis gasvlaze sadavo xelSekrulebebidan gamomdinare moTxovnebis mimarT. ssk-is 244-e muxlis Tanaxmad, gadawyvetilebis gamotanisas sasamarTlo afasebs mtkicebulebebs, gansazRvravs, Tu saqmisaTvis mniSvnelobis mqone romeli garemoebebia dadgenili, romeli daudgeneli da mxolod amis Semdeg gansazRvravs, Tu romeli kanoni unda iqnes gamoyenebuli am saqmeze. aRniSnuli normidan gamomdinare, faqtobrivi garemoebebis arasworad dadgenam SeiZleba ganapirobos saqmeze kanonis araswori gamoyeneba. zemoaRniSnulidan gamomdinare, palata Tvlis, rom gasaCivrebuli gadawyvetileba unda gauqmdes da saqme xelaxali ganxilvisaTvis daubrundes sasamarTlos. 163
- Page 111 and 112: mindobiloba kanonis darRveviT iqna
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zemoaRniSnulidan gamomdinare, kasatorma moiTxova gasaCivrebuli gadawyvetilebis gauqmeba<br />
da axali gadawyvetilebiT sasarCelo moTxovnis dakmayofileba.<br />
samotivacio nawili:<br />
sakasacio palatam ganixila sakasacio saCivris safuZvlebi, saqmis masalebi da Tvlis, rom<br />
igi nawilobriv unda dakmayofildes Semdeg garemoebaTa gamo:<br />
Tbilisis saolqo sasamarTlos samoqalaqo da samewarmeo saqmeTa kolegiam ss<br />
„Tbilinterbankis“ sarCeli ar daakmayofila sasarCelo xandazmulobis vadis gasvlis gamo.<br />
kolegiam miiCnia, rom 1996w. 12 seqtembris sakredito xelSekrulebidan da 1998w. 31<br />
maisis xelSekrulebidan gamomdinare moTxovnebi xandazmulia.<br />
mocemul saqmeze saqarTvelos uzenaesi sasamarTlos samoqalaqo, samewarmeo da gakotrebis<br />
saqmeTa palatis 2003w. 26 dekembrisa da amave sasamarTlos 2004w. 4 noembris ganCinebebiT<br />
saqmis xelaxla ganmxilvel sasamarTloebs sakasacio palatam miuTiTa rigi garemoebani,<br />
romlebic sasamarTlos unda Seefasebina sasarCelo xandazmulobis vadis dadgenis mizniT.<br />
unda aRiniSnos is garemoeba, rom kolegias ar Seusrulebia sakasacio palatis mier ssk-is<br />
412-e muxlis me-2 nawilis Tanaxmad sasamarTlosaTvis mocemuli miTiTebebi.<br />
palatis miTiTebiT, sasamarTlos unda Seefasebina Sps „mTebsa“ da ss kb „Tbilinterbanks“<br />
Soris arsebuli 1999w. 8 ivnisis xelSekruleba im TvalsazrisiT, rom dadgeniliyo<br />
faqtobrivi garemoeba imis Taobaze, moxda Tu ara „Tbilinterbanksa“ da b. markozaSvils<br />
Soris arsebuli sakredito xelSekrulebis ganaxleba.<br />
rogorc kasatori miuTiTebs, Sps „mTebsa“ da ss „Tbilinterbanks“ Soris 1999w. 8 ivniss<br />
gaformebuli xelSekrulebiT SeCerda banksa da b.markozaSvils Soris arsebuli<br />
xelSekruleba. aRniSnuli xelSekrulebidan irkveva, rom igi dadebulia banksa da Sps<br />
„mTebs“ Soris 1996w. 12 seqtembers dadebuli xelSekrulebis safuZvelze. xelSekrulebis<br />
dadebisas aRniSnuli xelSekrulebis safuZvelze arsebuli Sps `mTebis~ davalianeba bankis<br />
mimarT, ss`Tbilinterbankis~ ganmartebiT, fiqtiurad daifara 1998 wels, realurad ki<br />
sesxis Tanxa daiSala ramdenime msesxebelze (Sps `mTebis~ partniorebze) da moxda maTTan<br />
sakredito xelSekrulebebis gaformeba, maT Soris, b.markozaSvilTan.<br />
1999w. 8 ivnisis xelSekrulebiT ki SeCerda b.markozaSvils da banks Soris arsebuli<br />
garigeba. aRniSnuli garigeba dadebulia Sps „mTebsa“ da ss „Tbilinterbanks~ Soris.<br />
amdenad, sasamarTlos unda Seefasebina, xom ar aiRo Tavis Tavze Sps `mTebma~ am<br />
xelSekrulebiT b.markozaSvilisa da sxva fizikuri pirebis sakredito davalianebis gadaxda.<br />
ss „Tbilinterbanksa“ da Sps „mTebs“ Soris 1999w. 8 ivnisis xelSekrulebis damatebaSi<br />
miTiTebulia, rom xelSekrulebiT gansazRvruli proeqtis ganuxorcieleblobis SemTxvevaSi<br />
proeqti gadadioda Sps „mTebis“ sakuTrebaSi da Sesabamisad, unda ganaxlebuliyo fizikur<br />
pirebTan dadebuli xelSekrulebebis moqmedeba. amasTan, TviT miTiTebuli fizikuri pirebi<br />
am xelSekrulebas ganaxlebulad ar miiCnevdnen, rac irkveva maT mier Sps `mTebisadmi~<br />
gagzavnili werilebidan.<br />
zemoaRniSnulidan gamomdinare, saqmis ganmxilvel kolegias unda daedgina, gadavida Tu ara<br />
Sps „mTebis“ sakuTrebaSi zemoT miTiTebul xelSekrulebaSi xsenebuli proeqti da,<br />
Sesabamisad, aRsdga Tu ara xelSekrulebaSi miTiTebul fizikur pirebsa da banks Soris<br />
arsebuli sesxis xelSekrulebebi. aRniSnuli garemoebis dadgenis gareSe SeuZlebelia<br />
sasamarTlom imsjelos xandazmulobis vadis gasvlaze sadavo xelSekrulebebidan<br />
gamomdinare moTxovnebis mimarT.<br />
ssk-is 244-e muxlis Tanaxmad, gadawyvetilebis gamotanisas sasamarTlo afasebs<br />
mtkicebulebebs, gansazRvravs, Tu saqmisaTvis mniSvnelobis mqone romeli garemoebebia<br />
dadgenili, romeli daudgeneli da mxolod amis Semdeg gansazRvravs, Tu romeli kanoni<br />
unda iqnes gamoyenebuli am saqmeze. aRniSnuli normidan gamomdinare, faqtobrivi<br />
garemoebebis arasworad dadgenam SeiZleba ganapirobos saqmeze kanonis araswori gamoyeneba.<br />
zemoaRniSnulidan gamomdinare, palata Tvlis, rom gasaCivrebuli gadawyvetileba unda<br />
gauqmdes da saqme xelaxali ganxilvisaTvis daubrundes sasamarTlos.<br />
163