LG_197

Brève
économique
ICT
MIPIM
Le Marché International des Professionnels
de l’Immobilier entre révolution
technologique et évolution sociétale
Ronan Vaspart, directeur du MIPIM
Inauguré en grande pompe, visité par des
personnalités et des présidentiables, le
Marché International des Professionnels de
l’Immobilier a posé ses valises au Palais des
Festivals à Cannes du 14 au 17 mars 2017.
Etabli depuis 1990, ce haut lieu d’échanges
entre les professionnels de l’immobilier de
tout horizon s’est donné pour objectif de
répondre aux défis de la révolution technologique,
de l’instabilité géopolitique et de l’évolution
sociétale.
La thématique centrale de l’édition 2017 du
MIPIM est «la Nouvelle Donne de
l’Immobilier», une tentative d’apporter des
réponses aux principaux challenges qui
impacteront le secteur de l’immobilier dans
les années à venir.
Malgré des avancées significatives dans plusieurs
domaines, d’aucuns pensent que le
secteur attend encore des innovations de
rupture, notamment sociales.
Les uns améliorent la gestion locative ou
s’adaptent aux nouvelles technologies, les
autres facilitent les transactions, mais sans
pour autant se donner les moyens de devenir
le Facebook ou le Uber du secteur.
L’immobilier s’adapte certes aux nouveaux
usages mais n’en invente pas encore.
Source: pressroom.mipim.com
“
it is about evolution and collaboration
”
The future of financial services is not about disruption;
LFF: How will Brexit impact London’s
FinTech hub? Will it speed up the arrival
of Start-ups in Luxembourg?
NZ: Brexit is a sad event for all in Europe.
Luxembourg has always worked closely with
London as a partner, and we hope this will
not change in the future. However, a good
business leader cannot risk the uncertainty of
the known unknowns related to Brexit and is
already looking at how to mitigate these
risks, be they a large traditional financial institution
or a startup. PPRO, a London based
FinTech startup, announced that they will
establish a European base in Luxembourg
and they will certainly not be the last to
consider Luxembourg as a channel for the
European market now that London is unlikely
to be the long-term solution. Likewise, startups
from the US, Asia and Middle East, looking
at European expansion for growth, are
no longer considering London. One key factor
in their decision-making will be language
–firms from these locations are unlikely to
speak French, German, Spanish or Dutch.
They need English. Luxembourg’s trilingual
capability in business and, very importantly,
in dealing with the regulator including filing
of license applications, is a huge advantage
and draw. Couple this with Luxembourg’s
friendly business environment, accessibility,
talent pool, funding options such as The
Luxembourg Future Fund, plethora of financial
services firms and strong community
engagement, and I am very certain we will
see a growing number of startups moving to
Luxembourg inthe coming years.
LFF: Do you think traditional banks
successfully innovate to deal with the
rise of FinTech banking disruptors?
NZ: The future of financial services is not
about disruption; it is about evolution and
collaboration. Traditional banks have valuable
assets and competencies. Notably, traditional
institutions have customer trust and
incredible economy of scales. Banks have
developed specific skills, knowledge and
experience that cannot be acquired overnight.
Startups, on the other hand, are intrinsically
creative and agile in their approach,
more empathic of the customer and able to
quickly adapt. Startups proceed iteratively,
through experimentation and hypothesis
testing, to deliver the best products and services.
In my view, the optimal business strategy for
both banks and startups is to collaborate and
leverage each other’s strengths – this is the
win-win scenario, especially for the customer.
The LHoFT has a key role in driving this
collaboration. Our mission is to bring all the
different stakeholders to the table, to foster
the dialogue, to build the ecosystem and to
identify market and industry problems and
opportunities for which we can build cooperative
teams from across the worlds of tech,
education, startups and traditional finance to
innovate and drive the Luxembourg industry
forward.
Communiqué par Luxembourg For Finance