BBVA en 2012
BBVA en 2012
BBVA en 2012
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
31<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
5. …permite<br />
mant<strong>en</strong>er<br />
posiciones<br />
de liderazgo<br />
<strong>en</strong> efici<strong>en</strong>cia<br />
y un elevado<br />
<br />
<br />
y recurr<strong>en</strong>te<br />
<br />
<br />
marg<strong>en</strong> neto…<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
32<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
6. …que soporta<br />
holgadam<strong>en</strong>te<br />
el esfuerzo <strong>en</strong><br />
saneami<strong>en</strong>tos<br />
del año<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
Cu<strong>en</strong>ta de resultados<br />
(Millones de euros)<br />
Acumulado Variación interanual <strong>2012</strong>-2011<br />
<strong>2012</strong> Absoluta Porc<strong>en</strong>taje<br />
Marg<strong>en</strong> de intereses 15.122 +1.970 15,0<br />
Marg<strong>en</strong> bruto 22.441 +2.414 12,1<br />
Marg<strong>en</strong> neto 11.655 +1.365 13,3<br />
Saneami<strong>en</strong>tos ámbito inmobiliario España –4.437 –3.737 n.s.<br />
Resto de saneami<strong>en</strong>tos y provisiones –5.559 +585 –9,5<br />
B<strong>en</strong>eficio antes de impuestos 1.659 –1.787 –51,9<br />
B<strong>en</strong>eficio atribuido 1.676 –1.328 –44,2<br />
7. En definitiva,<br />
sólida cu<strong>en</strong>ta<br />
de resultados<br />
Desempeño <strong>en</strong> <strong>2012</strong><br />
51