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BBVA en 2012

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5. …permite<br />

mant<strong>en</strong>er<br />

posiciones<br />

de liderazgo<br />

<strong>en</strong> efici<strong>en</strong>cia<br />

y un elevado<br />

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y recurr<strong>en</strong>te<br />

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marg<strong>en</strong> neto…<br />

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6. …que soporta<br />

holgadam<strong>en</strong>te<br />

el esfuerzo <strong>en</strong><br />

saneami<strong>en</strong>tos<br />

del año<br />

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Cu<strong>en</strong>ta de resultados<br />

(Millones de euros)<br />

Acumulado Variación interanual <strong>2012</strong>-2011<br />

<strong>2012</strong> Absoluta Porc<strong>en</strong>taje<br />

Marg<strong>en</strong> de intereses 15.122 +1.970 15,0<br />

Marg<strong>en</strong> bruto 22.441 +2.414 12,1<br />

Marg<strong>en</strong> neto 11.655 +1.365 13,3<br />

Saneami<strong>en</strong>tos ámbito inmobiliario España –4.437 –3.737 n.s.<br />

Resto de saneami<strong>en</strong>tos y provisiones –5.559 +585 –9,5<br />

B<strong>en</strong>eficio antes de impuestos 1.659 –1.787 –51,9<br />

B<strong>en</strong>eficio atribuido 1.676 –1.328 –44,2<br />

7. En definitiva,<br />

sólida cu<strong>en</strong>ta<br />

de resultados<br />

Desempeño <strong>en</strong> <strong>2012</strong><br />

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