Relatorio_final_BAI_10. - Cabo Verde

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BAI - Relatório & Contas | 10 - 6. Actividade Bancária
BAI - Annual Report | 10 - 6. Banking Activity
Tipo 2010 Total Peso
Type Total Percentage
DOrdem Dprazo BAI Super 18 Outros Rec
.Empresas 514,404,811 163,539,512 677,944,323 50.4%
Corporate
.Particulares 259,454,974 285,164,955 222,246 544,842,176 40.5%
Individual customers
.Funcionários 7,266,267 1,200,246 21 8,466,534 0.6%
Employees
.Emigrantes 56,053,246 37,380,624 93,433,870 6.9%
Emigrants
.Outro1 19,444,357 830,310 20,274,667 1.5%
Others1
TOTAL 856,623,655 488,115,646 222,267 0 1,344,961,568 100%
.Peso Importance 64% 36% 0% 0%
1 - Organizações sem fins lucrativos, Diplomatas, Contas conjuntas, Municipios, Menor e Offshore Not-for-profit organisations, diplomats, joint accounts, municipalities, minors, other and offshore accounts
Em relação a moeda da carteira de recursos de clientes, em
ambas as carteiras de depósitos a ordem e depósitos a prazo,
predomina o CVE, seguido do USD e EUR, com 95%, 3% e 2%
respectivamente.
Na carteira em CVE, predomina o segmento mpresas com 53%
do saldo total, seguido dos particulares com 40%. Na carteira
em EUR predomina os emigrantes com 68% do saldo total em
EUR, seguido dos particulares com 23%. Na carteira em USD
predomina os particulares com 93% do saldo total em USD,
seguido dos emigrantes com somente 3%.
De salientar que em ambas as carteiras de EUR e USD, o maior
peso são os Depósitos a Ordem com 90% e 85% respectivamente
do total de depósitos.
The main currency in the customer resources sight and term deposits portfolios
was the CVE, followed by the USD and EUR, with 95%, 3% and 2% respectively.
The corporate segment is the main component part of the CVE portfolio with 53%
of the total balance, followed by individual customers with 40%. Emigrants account
for the largest proportion of the EUR portfolio with 68% of the total balance,
followed byindividual customers with 23%. Individual customers predominate in
the USD portfolio with 93% of the total balance followed by emigrants with no
more than 3%.
Reference should be made to the fact that the highest percentages, in both EUR
and USD portfolios, are sight deposits with 90% and 85% of total deposits, respectively.
BAI - Relatório & Contas | 10 - 6. Actividade Bancária
BAI - Annual Report | 10 - 6. Banking Activity
Recursos clientes por moeda
Customer resources by currency
Saldo DO
Sight deposits balance
Depósitos a Ordem CVE EUR USD Contravalor CVE
Sight deposits CVE Countervalue
.Particulares Individual customers 227,364,593 36,202 338,411 259,454,974
.Empresas Corporate 511,965,167 20,237 2,507 514,404,811
.Emigrantes Emigrants 34,718,913 191,381 2,791 56,053,246
.Colaboradores Employees 6,601,292 3,680 3,122 7,266,267
.Outros 1 Other 1 19,336,416 0 1,300 19,444,357
.TOTAL 799,986,381 251,499 348,132 856,623,655
Saldo DP
Term deposits balance
Depósitos a Prazo CVE EUR USD Contravalor CVE
Term deposits CVE Countervalue
.Particulares Individual customers 278,863,807 27,978 41,411 285,387,201
.Empresas Corporate 163,539,512 0 0 163,539,512
.Emigrantes Emigrants 36,550,314 0 10,000 37,380,624
.Colaboradores Employees 1,200,267 0 0 1,200,267
.Outros 1 Other 1 0 0 10,000 830,310
.TOTAL 480,153,899 27,978 61,411 488,337,913
Saldo Total Recursos Clientes
Total customer resources balance
Total Recursos Clientes CVE EUR USD Contravalor CVE
Total Customer Resources CVE Countervalue
.Particulares Individual customers 506,228,400 64,180 379,822 544,842,176
.Empresas Corporate 675,504,679 20,237 2,507 677,944,323
.Emigrantes Emigrants 71,269,227 191,381 12,791 93,433,870
.Colaboradores Employees 7,801,558 3,680 3,122 8,466,534
.Outros 1 Other 1 19,336,416 0 11,300 20,274,667
Total Recursos Clientes 1,280,140,280 279,477 409,543 1,344,961,568
Total Customer Resources
Contravalor em CVE 1,280,140,280 30,816,540 34,004,748
Total Customer Resources
1 - Bancos Comerciais, Soc. Públicas, Org. sem fins lucrativos, etc. Commercial banks, State-owned companies, Not-for-profit organisations etc.
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