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Swiss Insurance Club Chancen- und Risiko- Management im ... - PwC

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RiskPRISM / BizWorks<br />

Example other insurance: Target Loss Ratio at 65 %<br />

KPI<br />

Exception<br />

Rules<br />

(BizWorks)<br />

RiskPRiSM<br />

Reporting<br />

(BizWorks)<br />

Resources Preparation Production Delivery/Sales<br />

Average Loss Ratio > 70%<br />

Not profitable insurance portfolio<br />

Loss of premiums due to pricing adjustments<br />

Increased Cash requirements (money market costs)<br />

Exposure: previous 350K new 750K<br />

Flag: previous Green new Red<br />

73% of the premiums<br />

are required to cover<br />

the cla<strong>im</strong>s<br />

Probability Impact<br />

P = 0.1<br />

p=0,7 P = 0,3<br />

2000K/month<br />

4000K/month<br />

500K/month<br />

27 Filename PricewaterhouseCoopers<br />

!

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