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236 Notes<br />

19. Josh Harkinson, “How the Nation’s Only State- Owned Bank Became<br />

the Envy <strong>of</strong> Wall Street,” Mother Jones, Mar. 27, 2009. http://mother<br />

jones.com/mojo/2009/03/how-nation%E2%80%99 s- only- stateowned-<br />

bank- became- envy- wall-street.<br />

20. Josh Harkinson, “How the Nation’s Only State- Owned Bank Became<br />

the Envy <strong>of</strong> Wall Street.”<br />

21. Amy Merrick, “In North Dakota, the Good Times Are Still<br />

Rolling,” Wall Street Journal, June 5, 2009. online.wsj.com/article/<br />

SB124415780405186905.html; Dale Wetzel, “ND Budget Outlook:<br />

$1B budget surplus in July,” Associated Press, Sept. 22, 2010. www<br />

.businessweek.com/ap/financialnews/D9ID269O0.htm.<br />

22. Karen Bouffard, “Bernero Lobbies for State Bank,” Detroit News, Sept.<br />

30, 2010. detnews.com/article/20100930/POLITICS02/9300381/<br />

Bernero- lobbies- for- state-bank.<br />

23. Katherine Yung, “Bernero Wants a State- Owned Bank to Boost Small<br />

Businesses,” Detroit Free Press, Oct. 6, 2010. www.istockanalyst.com/<br />

article/viewiStockNews/articleid/4560452<br />

24. Center for State Innovation, “Washington State Bank Analysis,” Dec.<br />

2010. www.stateinnovation.org/Home/ CSI- Washington- State- Bank-<br />

Analysis-020411.aspx<br />

C<strong>hapter</strong> 6<br />

1. Opportunity Finance Network, CDFI 2008 Stats. www.opportunity<br />

finance.net/industry/industry_main.aspx?id=234.<br />

2. In August 2010, ShoreBank was closed by the FDIC and taken over<br />

by Urban Partnership Bank, a newly chartered bank owned by financial<br />

institutions including American Express, Bank <strong>of</strong> America, and<br />

Citigroup.<br />

3. Micheal Hassett, “Citigroup Reinvents Banking Wheel with<br />

Communities at Work Fund,” Justmeans.com, May 12, 2010. www.justmeans.com/<br />

Citigroup- Reinvents- Banking- Wheel- With- Communities-<br />

At- Work-Fund/14410.html.<br />

4. Opportunity Finance Network CDFI Market Conditions Report, Fourth<br />

Quarter 2009; Federal Deposit Insurance Corporation, Quarterly<br />

Banking Pr<strong>of</strong>ile. www.opportunityfinance.net/store/downloads/cdfi<br />

%20market%20conditions%20report%204thq09.pdf.<br />

C<strong>hapter</strong> 8<br />

1. Peter Applebome, “A Store Kept Afloat by the Generosity <strong>of</strong><br />

Customers,” New York Times, Aug. 4, 2010. www.nytimes.com/2010/<br />

04/05/nyregion/05towns.html.

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