3c hapter - Index of

Notes 235
3. Gary S. Corner and Rajeev R. Bhaskar, “The Demographics of
Decline in Small- Business Lending,” Central Banker, Spring 2010.
www.stlouisfed.org/publications/cb/articles/?id=1933.
4. Oral statement of Thomas M. Hoenig, president, Federal Reserve
Bank of Kansas City, before the House Subcommittee on Oversight
and Investigations, Overland Park, Kan., Aug. 32, 2010. www.kansascityfed.org/speechbio/hoenigpdf/
hearing- testimony-8-23-10.pdf.
5. Credit Union National Association.
6. Hoening, oral statement.
7. www.newrules.org/banking/news/ too- big- are- now- even- bigger.
8. Stacy Mitchell, Bank and Small Business Lending, Huffington Post,
Feb. 10, 2010.
9. “Quick Facts on Overdraft Loans,” Center for Responsible Lending,
April 9, 2009, www.responsiblelending.org/overdraft-loans/researchanalysis/
quick- facts- on- overdraft-loans.html.
10. Julianne Pepitone, “Bank Overdraft Fees to Total $38.5 Billion,”
CNNMoney.com, Aug. 10, 2009. money.cnn.com/2009/08/10/news/
companies/bank_overdraft_fees_Moebs/index.htm.
11. Jeremy Hobson, “Are Savings Accounts Worth It Anymore?” American
Public Media, Aug. 26, 2010. marketplace.publicradio .org/display/
web/2010/08/26/ pm- are- savings- accounts- worth- it-anymore/.
12. “November Oversight Report, Examining the Consequence of
Mortgage Irregularities for Financial Stability and Foreclosure
Mitigation,” Congressional Oversight Panel, Nov. 16, 2010. cop.senate.gov/reports/library/report-111610-cop.cfm;
Also see Gretchen
Morgenson, “Opening the Bag of Mortgage Tricks,” New York Times,
Dec. 18, 2010. www.nytimes.com/2010/12/19/business/19gret.html.
13. sonomacounty.golocal.coop/stories/why_bank_local/95/.
14. Rob Cox and Fiona Maharg Bravo, “Large Banks Still Have Financing
Advantage,” New York Times, Nov. 23, 2010. www.nytimes.com/
2010/11/24/business/24views.html.
15. “Two Steps Forward: After the Credit Card Act, Credit Cards Are
Safer—But Challenges Remain,” Pew Health Group, July 2010. www
.pewtrusts.org/our_work_report_detail.aspx?id=60075.
16. Stacy Mitchell, “Big Banks Want you Back,” Huffington Post, March
11, 2010. www.huffingtonpost.com/stacy-mitchell/ big- banks- wantyou-back_b_494908.html.
17. David Hilzenrath, “2010 Worst Year for Bank Failures Since 1992,”
Washington Post, Dec. 28, 2010. www.washingtonpost.com/wp-dyn/
content/article/2010/12/28/AR2010122803649.html.
18. Eric Dash, “F.D.I.C. Says Many Small Lenders Are Still at Risk,”
New York Times, Nov. 23, 2010. www.nytimes.com/2010/11/24/
business/24fdic.html.