New Employee Benefits Enrollment - Dow Corning

BUSINESS TRAVEL ACCIDENT LIFE
Business Travel Accident Life Insurance provides coverage when you are traveling on company
business. Coverage is also extended to family members who must accompany you on business travel.
Plan Highlights
You are eligible for coverage when you are traveling on company business, away from your normal
work location. Travel to and from your normal work location is not covered.
You are automatically insured, at no cost to you, in the event of an accident that results in death or
permanent total disability. This coverage applies whether or not the accident is directly related to your
travel; as long as it occurs during the time you are away on company business.
Coverage Amounts
� 3X your annual base salary amount up to a maximum of $1 million for active full-time and parttime
employees of Dow Corning who are under age 70 and traveling on company business.
Covered Travel
� Your travel insurance become effective when you leave your home, office, or work location,
whichever is last, to begin your business trip. Coverage is in effect 24-hours-a-day during your
trip until you return to your home, office, or work location, whichever is first. Accidental death
due to terrorism or war is covered.
Eligible Dependent Coverage
If your spouse and/or eligible dependents must accompany you (relocation, for example), they are
covered as follows:
� Spouse: 50% of your principal amount up to a maximum of $100,000.
� Dependent: 25% of your principal amount up to a maximum of $50,000.
Note: Spouse and dependent coverage under this policy is limited to losses sustained or incurred while
accompanying you on a business-related trip.
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