HEARING - U.S. Senate Special Committee on Aging

HEARING - U.S. Senate Special Committee on Aging HEARING - U.S. Senate Special Committee on Aging

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33 Mrs. FISH. Right. Even when my mother went to the hospital, and these were all major surgeries that she had, I did not myself realize that Medicare did not cover all these extras, like the doctor bills, which sometimes she gets bills from the associates and from the doctors. There will be five doctors in one group, and each one sends a bill. I have the proof for that, which is devastating to the patient, having to pay all these extra doctors and cardiologists and whatever. In fact, she received a bill the day before I came, still for lab work which they did 10 months ago. Chairman MELCHER. Your statement just a moment ago, recommending that there be some way of taking care of the patient at home with some assistance in home health care-- Mrs. FISH. Yes. That is all so many of us ask for, is just some assistance. Chairman MELCHER. Some assistance, because after all if you have 16 hours out of the day where you are doing it all, the 8 hours that can be provided in home health care by a nurse's aide would make it possible to continue on with the type of care that is best for your mother. Mrs. FISH. Right. Chairman MELCHER. All right. I want to confess that the Bowen bill that Senator Kennedy and I introduced into Congress a couple of weeks ago does not cover that, and it is another shortcoming of the bill. So I think the Bowen proposal is a good starting point, but I would not want anybody to draw the conclusion that somehow it took care of some of the major difficulties that are catastrophic. I just wanted to mention that to you. But before we get done, I hope that Congress does enact a type of catastrophic that does pick up what is needed in home health care assistance for patients and also when it becomes one of the better solutions for that particular patient, in circumstances as a nursing home, that it picks that up, too, because those are the two major areas where the testimony we have received today tells us simply are not covered. Mrs. FISH. To me it would be profitable, as I said, for the Government, in paying a much less amount for the patient to stay in the home. I understand-I have worked in a nursing home-- Chairman MELCHER. Oh, yes, by far the best. Mrs. FISH. Right. I understand that there are patients who absolutely cannot be taken care of at home, like my mother when she first came home, it took two of us to handle a little 93-year-old lady with one leg. It is very, very difficult. Chairman MELCHER. Senator Heinz? Senator HEINZ. Mrs. Fish, obviously, you have recounted the kinds of financial difficulties that you have had and the need for some assistance to defray some of those. But beyond the financial difficulties, aren't there many others in terms of rendering the kind of care-does it not put strains on you-or are you able to handle it pretty easily? Mrs. FISH. Can I handle the strain easily? Senator HEINZ. Yes. Is it a strain on you emotionally? Mrs. FISH. Yes, yes. I do have a heart condition, which does not help that much. I am on heart medication.

34 Senator HEINZ. So it is both a physical and emotional strain on you. Mrs. FISH. Yes, yes. Senator HEINZ. If you could afford it-and we recognize you cannot-would you under any circumstances place your mother in a nursing home? Mrs. FISH. Well, she was not eligible to go to the nursing home without us footing the whole bill. Senator HEINZ. I understand that. I am just asking, though, if you had the money-- Mrs. FISH. I would not want to. We are trying to hold out for 100, which is 3 more years, and she probably will make it. Senator HEINZ. So given a choice, you would still rather keep your mother at home. Mrs. FISH. With help, yes, yes. Senator HEINZ. Rather than have her in a nursing home? Mrs. FISH. Definitely, yes. Foreign people are a little funny that way, with their families. Senator HEINZ. Do you know why your mother has not become eligible for Medicaid? Mrs. FISH. Because as I quoted before, she has the $4,000 and then her burial expenses, which are intact and not to be touched. Senator HEINZ. Have you ever been tempted to try and do something about that? -Mrs-.FIs-H.-Do you-rhean, getting ridof her rnoney? Senator HEINZ. Yes. Mrs. FIsH. Well, it would not take long by keeping a nurse's aide, which is $800 a month; $800 from $4,000 per month, it would use it up in a few months. Senator HEINZ. It would take about 5 months, right? Mrs. FISH. Right, right. Senator HEINZ. Why have you elected not to do that? Mrs. FISH. Not to do what? Senator HEINZ. To spend the money on a nurse's aide. Mrs. FISH. Well, I think it is the idea of going on Medicaid-perhaps. I do not know what all is involved with that. I did not check any further. As soon as they saw her record, they sent a letter of dismissal that she was not eligible at all for Medicaid. Senator HEINZ. But you did not feel that you wanted to pursue that any further? Mrs. FISH. No, no. Senator HF.INZ. Why? If I told you that there is this program called Medicaid; that it is run and paid for partly by the States, partly by the Federal Government, and under certain circumstances, it will take care of your costs if you do not have any money-why would you shy away from learning more about it? Mrs. FISH. What would happen if this little lady would die, would pass away? Who would pay the burial charges? That is another question I am asking. They wanted all that money to be rid of for her to go on Medicaid. Senator HEINZ. So you were nervous about what would happen to your mother if she passed away and she was on Medicaid? Mrs. FISH. Yes, or if something happened to me-I would not know what would happen to her.

33<br />

Mrs. FISH. Right. Even when my mother went to the hospital,<br />

and these were all major surgeries that she had, I did not myself<br />

realize that Medicare did not cover all these extras, like the doctor<br />

bills, which sometimes she gets bills from the associates and from<br />

the doctors. There will be five doctors in <strong>on</strong>e group, and each <strong>on</strong>e<br />

sends a bill. I have the proof for that, which is devastating to the<br />

patient, having to pay all these extra doctors and cardiologists and<br />

whatever.<br />

In fact, she received a bill the day before I came, still for lab<br />

work which they did 10 m<strong>on</strong>ths ago.<br />

Chairman MELCHER. Your statement just a moment ago, recommending<br />

that there be some way of taking care of the patient at<br />

home with some assistance in home health care--<br />

Mrs. FISH. Yes. That is all so many of us ask for, is just some<br />

assistance.<br />

Chairman MELCHER. Some assistance, because after all if you<br />

have 16 hours out of the day where you are doing it all, the 8 hours<br />

that can be provided in home health care by a nurse's aide would<br />

make it possible to c<strong>on</strong>tinue <strong>on</strong> with the type of care that is best<br />

for your mother.<br />

Mrs. FISH. Right.<br />

Chairman MELCHER. All right. I want to c<strong>on</strong>fess that the Bowen<br />

bill that Senator Kennedy and I introduced into C<strong>on</strong>gress a couple<br />

of weeks ago does not cover that, and it is another shortcoming of<br />

the bill. So I think the Bowen proposal is a good starting point, but<br />

I would not want anybody to draw the c<strong>on</strong>clusi<strong>on</strong> that somehow it<br />

took care of some of the major difficulties that are catastrophic. I<br />

just wanted to menti<strong>on</strong> that to you. But before we get d<strong>on</strong>e, I hope<br />

that C<strong>on</strong>gress does enact a type of catastrophic that does pick up<br />

what is needed in home health care assistance for patients and also<br />

when it becomes <strong>on</strong>e of the better soluti<strong>on</strong>s for that particular patient,<br />

in circumstances as a nursing home, that it picks that up,<br />

too, because those are the two major areas where the testim<strong>on</strong>y we<br />

have received today tells us simply are not covered.<br />

Mrs. FISH. To me it would be profitable, as I said, for the Government,<br />

in paying a much less amount for the patient to stay in the<br />

home. I understand-I have worked in a nursing home--<br />

Chairman MELCHER. Oh, yes, by far the best.<br />

Mrs. FISH. Right. I understand that there are patients who absolutely<br />

cannot be taken care of at home, like my mother when she<br />

first came home, it took two of us to handle a little 93-year-old lady<br />

with <strong>on</strong>e leg. It is very, very difficult.<br />

Chairman MELCHER. Senator Heinz?<br />

Senator HEINZ. Mrs. Fish, obviously, you have recounted the<br />

kinds of financial difficulties that you have had and the need for<br />

some assistance to defray some of those. But bey<strong>on</strong>d the financial<br />

difficulties, aren't there many others in terms of rendering the<br />

kind of care-does it not put strains <strong>on</strong> you-or are you able to<br />

handle it pretty easily?<br />

Mrs. FISH. Can I handle the strain easily?<br />

Senator HEINZ. Yes. Is it a strain <strong>on</strong> you emoti<strong>on</strong>ally?<br />

Mrs. FISH. Yes, yes. I do have a heart c<strong>on</strong>diti<strong>on</strong>, which does not<br />

help that much. I am <strong>on</strong> heart medicati<strong>on</strong>.

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