HEARING - U.S. Senate Special Committee on Aging
HEARING - U.S. Senate Special Committee on Aging HEARING - U.S. Senate Special Committee on Aging
25 tell me how you could have theoretically managed your resources so you would be covered today. I think the answer is that there is no way you could have done it. Mrs. RIEGER. There is another thing I forgot about insurance. I took out two or three medical policies, and I took them to my family doctor to look over. And he said, Edith, I hate to tell you this, but with your high blood pressure, no matter what comes up, the insurance company is going to throw it right back, that it was due to your high blood pressure, and you are not going to get a thing. Senator PRESSLER. I think that illustrates another point I was going to make. I know that Governor Lamb of Colorado has written a book saying we cannot provide everything to everybody, that we have to make choices. But I think the witnesses today are very good because they illustrate that they are not getting heart transplants or that sort of thing. They are getting what all of us would hope to get-normal treatment-and there is nothing extraordinary about what is happening to these sick men that would not happen to anybody. I think all of these people are in the category of people who would not even be in Governor Lamb's extreme decisions that he says have to be made. So that it is a problem that this
26 STATEMENT BY SENATOR PETE WILSON Senator WILSON. Thank you, Mr. Chairman. Mrs. Rieger, neither you nor Mrs. Yelineck are very good witnesses in one sense-neither of you ladies look your age. And I must say I think you have evoked the admiration of the members of this
- Page 1 and 2: S. HRG. 100-69 CATASTROPHIC HEALTH
- Page 3 and 4: CONTENTS Opening statement by Senat
- Page 5 and 6: 2 Second, I think the private insur
- Page 7 and 8: 4 So the question before us is how
- Page 9 and 10: 6 the elderly, long-term health car
- Page 11 and 12: 8 ments for our retirement. I might
- Page 13 and 14: 10 Mrs. YELINECK. Well, it would be
- Page 15 and 16: 12 As I understand it, you have not
- Page 17 and 18: 14 Mrs. YELINECK. One does not expe
- Page 19 and 20: 16 Senator BURDICK. Well, thank you
- Page 21 and 22: 18 Mrs. YEL.INECK. No. I started ou
- Page 23 and 24: 20 Therefore-I am supposed to take
- Page 25 and 26: 22 Chairman MELCHER. Well, I am ple
- Page 27: 24 month. Let us assume it costs $1
- Page 31 and 32: 28 Mrs. RIEGER. We have; we have wo
- Page 33 and 34: 30 Four years ago this August was w
- Page 35 and 36: 32 she has only 50 percent vision i
- Page 37 and 38: 34 Senator HEINZ. So it is both a p
- Page 39 and 40: 36 rich. Indeed, in the academic co
- Page 41 and 42: 38 pointedly in the comment from Mr
- Page 43 and 44: 40 finding out is that it is very l
- Page 45 and 46: 42 industry's role in providing cat
- Page 47 and 48: 44 Senator HEINZ. So things are wor
- Page 49 and 50: 46 Chairman MELCHER. In exactly the
- Page 51 and 52: 48 plement policy, what should that
- Page 53 and 54: 50 - 2 - I am Robert Shapland, Vice
- Page 55 and 56: 52 - 4 - CATASTRIPC PROTECTION IiDE
- Page 57 and 58: 54 -6- MiCIGAP INSJRANCE: A RPL1C/P
- Page 59 and 60: 56 To ensure that all of these cont
- Page 61 and 62: 58 - 10 - The HJAA also endorses Me
- Page 63 and 64: 60 - 12 - Finally, given that Congr
- Page 65 and 66: 62 - 14 - A recent HLAA survey of o
- Page 67 and 68: 64 Chairman MELCHER. Senator Heinz.
- Page 69 and 70: 66 Mr. SHAPLAND. I think we are in
- Page 71 and 72: 68 Those problems are real problems
- Page 73 and 74: 70 Mr. SHAPLAND. Oh, no. There are
- Page 75 and 76: 72 comprehension, and it is growing
- Page 77 and 78: 74 that educational process, and we
25<br />
tell me how you could have theoretically managed your resources<br />
so you would be covered today. I think the answer is that there is<br />
no way you could have d<strong>on</strong>e it.<br />
Mrs. RIEGER. There is another thing I forgot about insurance. I<br />
took out two or three medical policies, and I took them to my<br />
family doctor to look over. And he said,<br />
Edith, I hate to tell you this, but with your high blood pressure, no matter what<br />
comes up, the insurance company is going to throw it right back, that it was due to<br />
your high blood pressure, and you are not going to get a thing.<br />
Senator PRESSLER. I think that illustrates another point I was<br />
going to make. I know that Governor Lamb of Colorado has written<br />
a book saying we cannot provide everything to everybody, that we<br />
have to make choices. But I think the witnesses today are very<br />
good because they illustrate that they are not getting heart transplants<br />
or that sort of thing. They are getting what all of us would<br />
hope to get-normal treatment-and there is nothing extraordinary<br />
about what is happening to these sick men that would not<br />
happen to anybody. I think all of these people are in the category<br />
of people who would not even be in Governor Lamb's extreme decisi<strong>on</strong>s<br />
that he says have to be made.<br />
So that it is a problem that this <str<strong>on</strong>g>Committee</str<strong>on</strong>g> has to face. We have<br />
to face up to it. A lot of Americans are in severe trouble, people<br />
working, as you are working at age 68-and I hope I will still be<br />
able to be working at age 68, even just indoor work like this, and<br />
no heavy lifting.<br />
It is a severe problem, and we have got to address it. Now, Secretary<br />
Bowen has a plan that if people were to pay $5 or $10 extra a<br />
m<strong>on</strong>th, a lot of these things would be covered. Of course, I do not<br />
think all your cases would be covered. I would like to see staff also<br />
give a comparis<strong>on</strong>.<br />
Mr. Chairman, later can we get a little chart from staff that<br />
would show if Secretary Bowen's plan, and we will have him here<br />
Wednesday, if this were in effect, would these particular cases be<br />
covered? Would this case be covered? Would this lady be sitting<br />
here if Secretary Bowen's proposal were in effect? I<br />
Could staff answer that, or could we maybe get that later? You<br />
are an expert, Mr. Chairman.<br />
Chairman MELCHER. Well, I and Senator Kennedy introduced the<br />
bill to implement what we believe the Bowen proposal would do<br />
and what Dr. Bowen says it would do. It would not cover this circumstance<br />
in that l<strong>on</strong>g-term health care is not provided for.<br />
Now, whether or not it would cover Mrs. Rieger's particular case<br />
in paying for the high blood pressure medicati<strong>on</strong>, I would hope it<br />
would, but we need to know what the Bowen proposal would actually<br />
do, because we hope to have it <strong>on</strong> the <str<strong>on</strong>g>Senate</str<strong>on</strong>g> Floor sometime<br />
this year, and we will have to know all the ins and outs of it. I am<br />
looking forward to Dr. Bowen's explanati<strong>on</strong> about what his proposal<br />
will do when he testifies before the <str<strong>on</strong>g>Committee</str<strong>on</strong>g> <strong>on</strong> Wednesday.<br />
Senator Wils<strong>on</strong>.<br />
'See transcript of January 28, 1987 joint hearing between the House Select <str<strong>on</strong>g>Committee</str<strong>on</strong>g> <strong>on</strong><br />
<strong>Aging</strong> and the <str<strong>on</strong>g>Senate</str<strong>on</strong>g> <str<strong>on</strong>g>Special</str<strong>on</strong>g> <str<strong>on</strong>g>Committee</str<strong>on</strong>g> <strong>on</strong> <strong>Aging</strong>.