HEARING - U.S. Senate Special Committee on Aging

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d. uicide (sane or insane), attempted suicide or intentionally
elf-inflicted injury, or
C. aviation;
5. Treatment provided in a government facility (unless otherwise required
by law), services for which benefits are available under Medicare or
other governmental program (except Medicaid), any state or federal
workers' compensation, employer's liability or occupational disease
law, or any motor vehicle no-fault lav; services provided by a member
of the covered person's immediate family; and services for which no
charge is normally made in the absence of insurance; or
6. Territorial limitations
Other provisions of this regulation shall not impair or limit the use of
waivers to exclude, limit or reduce coverage or benefits for specifically
named or described pre-existing diseases physical condition or extra
hazardous activities. Where waivers are required as a condition of
issuance, renewal or reinstatement, signed acceptance by the insured is
required unless on initial issuance the full text of the waiver is
contained either on the first page or specification page.
D. Extension of Benefits: Termination of long-term care insurance coverage
shall be without prejudice to any benefits payable for
institutionalization if such institutionalization began while the coverage
was in force and continues without interruption after termination. Such