merchant-agreement

22.3. We may suspend or terminate or suspend then terminate this agreement in whole
or part at any time upon notice to you if:
(a) you are in breach of your obligations under or arising out of this agreement; or
(b) you are engaged in activity which exposes us or has exposed us to potential fi nes
or penalties imposed under relevant law; or
(c) you have in our reasonable opinion engaged in or are engaging in dishonest activity
in connection with the merchant services; or
(d) we suspect that your equipment is being targeted by persons engaged in fraudulent
or dishonest activity whether with or without your knowledge; or
(e) your merchant services are the subject of a direction made under relevant law that
your merchant services be suspended or terminated; or
(f) you have experienced an adverse change in fi nancial circumstances; or
(g) we have concerns about your solvency or if you come insolvent or are subject to any
form of insolvency administration or a resolution is passed or an order is made for
winding up; or
(h) you have a signifi cant adverse credit event recorded against you; or
(i) you or any service provider that you use in connection with your merchant services
has suffered a data breach; or
(j) you are in breach of any other agreement that you have with us; or
(k) you do not process any transactions for a continuous period of 6 months; or
(l) for any other reason, in our reasonable opinion continuing to provide you with the
merchant services would put us at risk.
The notice does not have to state a reason. The period of notice given will be determined by
the risk that continuing to provide merchant services to you presents to us (and termination
may be made effective immediately) but will, in any event, be no longer than 30 days. If we
are unsuccessful in contacting you, we can still choose to terminate the facility, however,
we will give you subsequent written confi rmation that the facility has been terminated.
22.4. Where required by card schemes, you authorise us to disclose to any card
scheme advice of termination of the merchant agreement and the reasons for the
termination. You acknowledge that the information concerning termination of the
merchant agreement then becomes available to any member of the card schemes.
This information may be used in assessing subsequent applications for merchant
facilities.
22.5. The ending (including by expiration of the term of this agreement or by termination
by us) or suspension of this agreement or any part of it, does not affect any of your
or our rights and obligations which arose before it ended or was suspended.
This includes our right to chargeback transactions and our right to recover accrued
fees, charges and costs.
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