merchant-agreement

(iv) one gender includes the others; and
(v) a person includes a reference to the person’s executors, administrators,
successors and permitted assigns and substitutes (including persons taking
by novation); and
(vi) a day is to be interpreted as the period of time commencing at midnight and
ending 24 hours later; and
(vii) any thing (including any amount) is a reference to the whole and each part of it,
and a reference to a group of persons is a reference to all of them collectively,
to any two or more of them collectively and to each of them individually; and
(viii) a dollar or the symbol “$” is a reference to Australian dollars; and
(b) an agreement, representation or warranty in favour of two or more persons is for the
benefi t of them jointly and severally; and
(c) if a period of time is specifi ed and dates from a given day or the day of an act or
event, it is to be calculated exclusive of that day; and
(d) the words “including”, “for example” or “such as” are not to be used as, nor
interpreted as, words of limitation.
1.3. Headings are inserted for convenience only and do not affect the interpretation of
this agreement.
2. Merchant services
Subject to applicable law and this agreement, we will provide you with the merchant
services described in the letter of offer, this agreement, the supplementary conditions and
in any other agreement for specifi c merchant services that we enter into with you from time
to time.
3. Your obligations
General obligations
3.1. You must comply with, and pay any fees that apply to you in relation to:
(a) these general terms and conditions; and
(b) the letter of offer signed or accepted by you; and
(c) the merchant user guide and any merchant services guide, manual or instructions
provided by us to you for the purposes of this agreement, whether specifi cally
mentioned in this agreement or not; and
(d) the NAB Credit Card Fraud Protection booklet; and
(e) the terms and conditions relating to any specifi c merchant services whether or
not contained in this or another agreement, including those in the supplementary
conditions; and
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