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30<br />

relevant law means any:<br />

(a) statute, ordinance, code or other law including regulations and other instruments<br />

under them; and<br />

(b) any code of practice, guidelines or standards issued by relevant regulators or industry<br />

bodies whether or not having the force of law; and<br />

(c) any card scheme rules applicable to the confi dential information, the provision of the<br />

<strong>merchant</strong> services and any other obligations to be performed under this <strong>agreement</strong>.<br />

remote transaction means a transaction where any of the card, cardholder, or you are not<br />

physically present together at the time of the transaction.<br />

supplementary conditions means the supplement to this <strong>agreement</strong> containing provisions<br />

relating to specialised <strong>merchant</strong> services or services enhancing the <strong>merchant</strong> services.<br />

this <strong>agreement</strong> means all the documents referred to in clause 3.1.<br />

trade practices legislation means the Competition and Consumer Act 2010 (Cth) and the<br />

Australian Securities and Investments Commission Act 2001 (Cth) and equivalent State<br />

legislation.<br />

transaction includes a sales transaction, refund transaction and cash transaction.<br />

transaction receipt means a document used to evidence a transaction.<br />

user guide means any guide, manual or instructions provided by us to you to enable you<br />

to use the <strong>merchant</strong> services.<br />

voucher means a document used to evidence a manual transaction.<br />

we, our and us refers to the National Australia Bank Limited.<br />

you and your means the person or persons named as the addressee in the letter of offer.<br />

If there is more than one addressee, you refers to each addressee individually as well<br />

as collectively.<br />

your electronic equipment means the electronic equipment controlled, provided, or<br />

approved by you to facilitate electronic commerce transactions.<br />

1.2. In this <strong>agreement</strong>, unless the contrary intention appears:<br />

(a) a reference to:<br />

(i) this <strong>agreement</strong>, another instrument or any schedule, supplementary conditions<br />

or annexure includes any variation or replacement of any of them; and<br />

(ii) a statute, ordinance, code or other law includes regulations and other<br />

instruments made under it and any consolidations, amendments,<br />

re-enactments or replacements of any of them; and<br />

(iii) the singular includes the plural and vice versa; and

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