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nominated account means the account referred to in clause 10.1.<br />

nominated card means a type of credit card or debit card as the case may be, details of<br />

which are identifi ed as “nominated cards” in the letter of offer.<br />

non-standard card means a type of card (if any) that is accepted by your equipment but is<br />

not a nominated card.<br />

notice means any notice, request, consent or any other communication in connection with<br />

this <strong>agreement</strong>.<br />

password means the password which we issue you with so that you can participate in the<br />

authentication procedures and includes any later password which is substituted for the<br />

original one issued by us.<br />

person includes an individual, fi rm, body corporate, unincorporated body or association,<br />

partnership, joint venture and any government agency or authority.<br />

personal information has the meaning given to that term in the privacy law.<br />

personnel means your employees, agents, advisers, auditors, consultants or contractors.<br />

point of sale transaction is a transaction where the card, cardholder, and you, are all<br />

physically present at the time of the transaction.<br />

pin means the personal identifi cation number allocated by us or personally selected by the<br />

account holder.<br />

PPSA means the Personal Property Securities Act 2009 (Cth) and any regulations made<br />

pursuant to it and the following words have the respective meanings given to them in the<br />

PPSA: fi nancing statement, fi nancing change statement and security interest.<br />

pre-authorisation means that a transaction that is to be processed at a later time has been<br />

authorised up to the value of the proposed transaction.<br />

pre-authorisation receipt means a document used to evidence pre-authorisation.<br />

privacy law means all legislation and principles and industry codes or policies, relating to<br />

the collection, use, disclosure, storage and granting of access rights to personal information.<br />

recurring transactions means multiple transactions processed at predetermined intervals,<br />

not to exceed one year between transactions, representing an <strong>agreement</strong> between a<br />

cardholder and a <strong>merchant</strong> to purchase goods or services over a period of time.<br />

related body corporate has the meaning given to it in the Corporations Act 2001 (Cth).<br />

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