merchant-agreement

14. Using our equipment 53
Installation of equipment 53
Relocation and alteration of equipment 53
Maintenance of equipment 53
Ownership of equipment 54
Insurance of equipment 54
Breakdown, malfunction and theft of equipment 54
Software 54
Equipment security and prevention of unauthorised access 55
15. NAB transact 55
Batch payments 55
Virtual terminal service 56
16. Intellectual property 56
Ownership of intellectual property 56
EPAL branding and trademarks 57
17. Indemnity and set-off 58
18. Limitation of liability 59
19. Confi dential information and privacy 59
20. Variation 61
21. Representations and warranties 61
22. Term, termination and suspension 62
23. Our consent 65
24. Cardholders’ creditworthiness 65
25. Rights of each party 65
26. Notices 66
When notices are taken to be received 66
27. Further assurances 67
28. Disputes and general information 67
29. Publicity 68
30. Governing law 68
31. Taxation 68
32. Code of banking practice 68
33. Commissions 68
34. Hotel/motel reservation guarantee and advance accommodation deposit 68
35. Express checkout 69
36. Bank deposit 70