merchant-agreement
merchant-agreement
merchant-agreement
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Contents<br />
1. Defi nitions 26<br />
2. Merchant services 31<br />
3. Your obligations 31<br />
General obligations 31<br />
UnionPay card terms and conditions 33<br />
Data security standards 33<br />
Your duties to cardholders 35<br />
Surcharging 36<br />
4. Accepting nominated cards 37<br />
Point of sale transactions 37<br />
Manual transactions 38<br />
Remote transactions 38<br />
Equipment 39<br />
Web site requirements 39<br />
Non-internet based electronic commerce <strong>merchant</strong> services 41<br />
Recurring transactions 41<br />
Quasi-cash transactions 41<br />
5 Authorisation and authentication 42<br />
Authorisation 42<br />
Online authentication – 3D Secure 43<br />
6. Transaction receipt 44<br />
7. Processing transactions 45<br />
8. Using a bureau 46<br />
9. Invalid or unacceptable transactions 47<br />
10. Settlement of transactions and your nominated account 48<br />
Nominated accounts subject to fi xed balance security 49<br />
11. Non-standard cards 50<br />
12. Promotional material and advertising 51<br />
13. Costs, fees and other payments 51
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