AlphaBank Romania

ANNUAL REPORT
2 0 0 8

2
CONTENTS
2008
The Executive President’s Letter.....................................................................................................................
Financial Statements.......................................................................................................................................
Independent Auditors Report to the Shareholders ..........................................................................................
Income Statement ..........................................................................................................................................
Balance Sheet ................................................................................................................................................
Board of Directors ..........................................................................................................................................
Executive Committee......................................................................................................................................
Structure of Alpha Bank Romania ...................................................................................................................
Branches & Agencies......................................................................................................................................
3
4
5
6
7
8
8
9
12

3
2008
THE EXECUTIVE PRESIDENT’S LETTER
To Shareholders, Customers and Staff
2008 was first and foremost a turning point in the evolution of international financial markets, a year marked by the
redefinition of macroeconomic systems on a global scale. Inarguably, this has been the year when the banking system was
faced with the biggest challenges of the last decades.
On this background, Alpha Bank Romania managed to register excellent performance in 2008, the financial results
constituting a clear proof thereof.
In 2008 we have reached a 5,12% market share by assets and 8% with respect to credits. Also, at the end of December,
Alpha Bank has finalized the expansion plan, reaching a number of 200 operational units and optimizing the territorial
coverage.
All throughout 2008 the Retail segment has improved at a constant pace, according to the changes on the Romanian
financial market and to the constant innovative spirit which has always guided our activity. We have launched the new
current account Alpha Premier and extended our cards portfolio with the new Alpha MasterCard Credit and AlphaCard Visa
Gold. The SMEs segment has been further developed by introducing a special package of products, aiming to consolidate
our relationship with our clients by facilitating their activities.
In the light of our recent developments and of the very good results we had in 2008, despite the difficult business
environment, I am confident that in the near future we will be able to keep Alpha Bank’s top position on the Romanian
financial market.
Our 15 years of presence on the local market brought us in a top position which reflects the constant support of the Group
and the endeavor and enthusiasm of our team of 2,500 employees and professionals for which I express my complete
appreciation.
Sergiu Oprescu
Executive President Alpha Bank Romania
THE EXECUTIVE PRESIDENT’S LETTER

4
FINANCIAL STATEMENTS
2008
The Auditor’s opinion, together with the Income Statement and the Balance Sheet are prepared in accordance with the International
Financial Reporting Standards. This report is also available on Alpha Bank Romania’s website, www.alphabank.ro.
FINANCIAL STATEMENTS

5
INDEPENDENT AUDITOR’S REPORT
To the shareholders of Alpha Bank (Romania) S.A.
2008
We have audited the accompanying financial statements of Alpha Bank (Romania) S.A. (“the Bank”), which comprise the
balance sheet as at 31 December 2008, and the income statement, statement of changes in equity and cash flow statement
for the year then ended, and a summary of significant accounting policies and other explanatory notes.
Management’s Responsibility for the Financial Statements
Management is responsible for the preparation and fair presentation of these financial statements in accordance with
International Financial Reporting Standards. This responsibility includes: designing, implementing and maintaining internal
control relevant to the preparation and fair presentation of financial statements that are free from material misstatement,
whether due to fraud or error; selecting and applying appropriate accounting policies; and making accounting estimates
that are reasonable in the circumstances.
Auditors’ responsibility
Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in
accordance with International Standards on Auditing. Those standards require that we comply with ethical requirements
and plan and perform the audit to obtain reasonable assurance whether the financial statements are free from material
misstatement.
An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial
statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material
misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor
considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to
design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on
the effectiveness of the entity’s internal control. An audit also includes evaluating the appropriateness of accounting policies
used and the reasonableness of accounting estimates made by management, as well as evaluating the overall presentation
of the financial statements.
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.
Opinion
In our opinion, the financial statements give a true and fair view of the financial position of Alpha Bank (Romania) S.A. as
of 31 December 2008, and of its financial performance and its cash flows for the year then ended in accordance with
International Financial Reporting Standards.
Emphasis of Matter
Without qualifying our opinion, we draw attention to the fact that the translation of the balance sheet and income statement
expressed in RON to EUR on the basis described in Note 1 to the financial statements are for information purposes only.
Ernst & Young Assurance Services SRL
30 March 2009
Bucharest, Romania
INDEPENDENT AUDITOR’S REPORT

6
2008
INCOME STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2008
31 December
Note 2008 2007 2008 2007
(RON '000) (RON '000) (EUR '000) (EUR '000)
Proforma Proforma
Interest and similar income 3 1,130,440 585,112 283,660 162,072
Interest expense and similar charges 4 (746,879) (368,775) (187,413) (102,148)
Net interest income 383,561 216,337 96,247 59,924
Dividend income 612 724 154 201
Fee and commission income, net 5 73,403 62,562 18,419 17,329
Gain from financial operations, net 6 125,605 67,969 31,518 18,827
Other operating income 4,286 1,410 1,075 391
Total income 587,467 349,002 147,413 96,672
Loss on disposal of equity investments
available-for-sale – – – –
Credit loss expense 7 (64,065) (9,416) (16,076) (2,608)
Staff costs 8 (161,444) (106,864) (40,511) (29,601)
Depreciation and amortization expenses 15 (19,941) (14,658) (5,004) (4,060)
Other operating expenses 9 (183,911) (95,294) (46,148) (26,396)
Total expenses (429,361) (226,232) (107,739) (62,665)
Profit before tax 158,106 122,770 39,674 34,007
Income tax expense 23 (24,587) (14,991) (6,170) (4,153)
Profit for the year 133,519 107,779 33,504 29,854
The financial statements on pages 5 to 56 were authorized for issue by the Board of Directors on 30 March
2009 and signed on its behalf by:
Sergiu Oprescu Gabriel Mateescu
Executive President Financial Executive Vice President
INCOME STATEMENT

7
2008
BALANCE SHEET AS AT 31 DECEMBER 2008
Note 2008
31 December
2007 2008 2007
(RON '000) (RON '000) (EUR '000) (EUR '000)
Proforma Proforma
Assets
Cash and balances with National
Bank of Romania 10 5,779,362 4,164,677 1,450,206 1,153,586
Due from other banks 11 59,244 289,906 14,866 80,302
Financial assets available-for-sale 12 407,351 125,976 102,216 34,894
Derivative financial assets 20 47 378 12 105
Loans and advances to customers, net 14 10,931,020 8,076,137 2,742,904 2,237,033
Property and equipment 15 250,654 156,407 62,896 43,324
Other assets 16 31,261 16,232 7,844 4,496
Total assets 17,458,939 12,829,713 4,380,944 3,553,740
LIABILITIES AND EQUITY
Due to other banks 17 9,941,748 7,299,680 2,494,668 2,021,960
Due to customers 18 5,911,545 4,264,333 1,483,375 1,181,190
Other borrowed funds 19 14,170 4,996 3,555 1,384
Derivative liabilities 20 11,620 6,950 2,916 1,925
Subordinated debt 21 372,662 337,604 93,511 93,514
Current tax payable 22 21,476 – 5,389 –
Other liabilities 22 109,092 56,771 27,375 15,726
Deferred tax liability 23 18,987 17,861 4,764 4,947
Total liabilities 16,401,300 11,988,195 4,115,553 3,320,646
Share capital 24 694,773 617,952 174,338 171,168
Reserves 25 362,866 223,566 91,053 61,926
Shareholders' equity 1,057,639 841,518 265,391 233,094
Total liabilities and equity 17,458,939 12,829,713 4,380,944 3,553,740
Sergiu Oprescu Gabriel Mateescu
Executive President Financial Executive Vice President
BALANCE SHEET

8
BOARD OF DIRECTORS
CHRISTOS GIAMPANAS
SERGIU BOGDAN OPRESCU
STERE CONSTANTIN FARMACHE
EVANGELOS KALAMAKIS
LAZAROS PAPAGARYFALLOU
GEORGIOS GEORGIOU
GEORGIOS KONTOS
SPYRIDON ANDRONIKAKIS
GEORGE RAPANAKIS
EXECUTIVE COMMITTEE
Executive President:
SERGIU BOGDAN OPRESCU
Phone: (021) 209.24.26
Fax: (021) 231.65.73
Executive Vice President Corporate:
PERIKLIS VOULGARIS
Phone: (021) 209.27.97
Fax: (021) 408.65.46
Executive Vice President Operations:
ION STAN
Phone: (021) 209.21.84
Fax: (021) 231.65.72
Chairman
Member
Member
Member
Member
Member
Member
Member
Member
2008
Executive President
Executive First Vice President
Executive First Vice President:
STERE CONSTANTIN FARMACHE
Phone: (021) 209.23.84
Fax: (021) 408.04.70
Executive Vice President Retail:
CRISTIAN HINCU
Phone: (021) 209.23.47
Fax: (021) 231.65.71
Executive Vice President Financial:
GABRIEL MATEESCU
Phone: (021) 209.27.76
Fax: (021) 231.65.64
BOARD OF DIRECTORS / EXECUTIVE COMMITTEE

9
2008
STRUCTURE OF ALPHA BANK ROMANIA
Head Office
Phone: (021) 209.21.00
Fax: (021) 231.65.70
Tlx.12648 bbrbu r
SWIFT Code: BUCUROBU
REUTERS: ALBR
Organisation Structure
• Human Resources Division
Manager: Anca Michaela BADEA
(Phone: +40-21-209.24.08)
Personnel Dpt.
(Phone: +40-21-209.24.07)
Recruitment Dpt.
(Phone: +40-21-209.24.05)
Training Dpt.
(Phone: +40-21-209.97.01)
Personnel Committee Desk
(Phone: +40-21-209 24.04)
Internal Relations Desk
(Phone: +40-21-209 24.66)
• Legal Division
Manager: Beatrice POPESCU
(Phone: +40-21-209.24.38
Fax: +40-21-231.68.95)
Corporate Legal Services Dpt.
(Phone: +40-21-209.24.68)
Retail Legal Services Dpt.
(Phone: +40-21-209.27.56)
Litigations Dpt.
(Phone: +40-21-209.27.62)
General Legal Services Dpt.
(Phone: +40-21-209.27.60)
• Risk Management Division
Manager: Cornelia DUMITRESCU
(Phone: +40-21-209.24.45
Fax: +40-21-231.70.98)
Credit Risk Management Dpt.
(Phone: +40-21-209.23.87)
Market Risk Management Dpt.
(Phone: +40-21-209.27.91)
Operational Risk Management Dpt.
(Phone: +40-21-209.24.48)
Reporting Unit
(Phone: +40-21-209.27.98)
• Credit Division
Manager: Claudiu CIUBOTARIU
(Phone: +40-21-209.23.88)
Credit Approval Dpt.
Dealing Code: ALBR
Address: 237B, Calea Doroban]ilor
Bucharest 1
E-mail: office@alphabank.ro
Web site: www.alphabank.ro
(Phone: +40-21-209.27.92)
Secretariat Desk
(Phone: +40-21-209.23.99)
• Audit Division
Manager: Cosmin GARVASUC
(Phone: +40-21-455.79.50)
Branch Network Control Dpt.
(Phone: +40-21-455.79.61)
Head Office Units Control Dpt.
(Phone: +40-21-455.79.63)
• Compliance Division
Acting Manager: Corina ALEXANDRU
(Phone: +40-21-209.23.50)
Compliance Dpt.
(Phone: +40-21-209.23.54)
AML Dpt.
(Phone: +40-21-209.24.47)
• Arrears Division
Manager: Jacqueline DIMOU
(Phone: +40-21-209.24.46)
Work-Out Dpt.
(Phone: +40-21-209.27.35)
Monitoring & outsourcing Dpt.
(Phone: +40-21-209.24.62)
• Secretarial Department
(Phone: +40-21-209.24.84)
• PR Department
PR Officer: Elena NI}~
(Phone: +40-21-209.24.71)
• Investment Banking & Capital Markets Unit.
Senior Manager: Stylianos BAIRAKTARIS
(Phone: +40-21-209.22.59)
Corporate Finance Division.
(Phone: +40-21-209.22.63)
Equity Research & Strategic Planning Division
(Phone: +40-21-209.22.45)
STRUCTURE

• Treasury Division
Manager: Spyridon TOYAS
(Phone: +40-21-455.71.10)
Interbank Operations Dpt.
(Phone: +40-21-455.71.19)
Non-banking Clientele Dpt.
(Phone: +40-21-455.71.12)
• Evaluation Department
Assistant Head: Adrian SATTINGER
(Phone: +40-21-319.93.72)
• Asset Management Department
Head: Mario PENADOS
(Phone: +40-21-209.27.33)
• Chief Economist
Ella KALAI
(Phone: +40-21-209.23.77)
• Chief Information Officer
Mihai C~T~NOIU
(Phone: +40-21-455.77.78)
• Corporate Unit
Relationship Management Division
Manager LCI: Adelina CIRE{ARU
(Phone: +40-21-209.23.68)
Manager LCII: Cornelia TUDORACHE
(Phone: +40-21-209.23.86)
Credit Management Division
Manager: Laura GR~DINARU
(Phone: +40-21-209.23.09)
• Trade Finance Division
Manager: Tudor T~SL~OANU
(Phone: +40-21-209.23.28
Fax: +40-21-231.68.97)
Syndication Dpt.
(Phone: +40-21-209.24.09)
• Branch Network Division
Manager: Marilena CHE{U
(Phone: +40-21-209.23.49)
Budgeting & Planning Dpt.
(Phone: +40-21-209.24.33)
Implementation & Support Dpt.
(Phone: +40-21-209.27.09)
• Cards Division
Manager: Irina OPRESCU
(Phone: +40-21-455.78.20)
Business Development Dpt.
(Phone: +40-21-455.78.38)
Customer Service Dpt.
(Phone: +40-21-455.78.12)
Operations Dpt.
(Phone: +40-21-455.78.21)
Infrastructure & technology Dpt.
(Phone: +40-21-455.78.22)
2008
• Retail Lending Division
Manager: Giovanina BULF
(Phone: +40-21-455.76.30)
Loan Checking Dpt.
(Phone: +40-21-455.76.27)
Loan Approval Dpt.
(Phone: +40-21-455.76.10)
Loan Administration Dpt.
(Phone: +40-21-455.78.10)
• Collection Division
Manager: Valentin MANTU
(Phone: +40-21-455.76.60)
Early Collection Dpt.
(Phone: +40-21-455.78.56)
Late Collection Dpt.
(Phone: +40-21-455.78.60)
Fraud Desk
(Phone: +40-21-455.78.61)
• Alternative Channels Division
Manager: Claudiu TUHU}
(Phone: +40-21-209.97.78)
Partners Network Dpt.
(Phone: +40-21-209.97.83)
Mobile Direct Sales Dpt.
(Phone: +40-21-209.97.79)
Customer Support & IB Dpt.
(Phone: +40-21-209.97.80)
Alpha Point Channel
(Phone: +40-21-209.97.78)
• Retail Products Development & Sales Division
Manager: Melania BARDAC
(Phone+40-21-209.24.42)
Housing Loans Dpt.
(Phone+40-21-209.24.30)
Consumer Products Dpt.
(Phone+40-21-209.24.88)
Liabilities Products Dpt.
(Phone+40-21-209.27.86)
Promotion Dpt.
(Phone+40-21-209.27.87)
• SME Division
Manager: Daniela NICULESCU
(Phone+40-21-209.23.83)
Product Management Dpt.
(Phone+40-21-209.24.49)
Sales, Coordination & Support Dpt.
(Phone+40-21-209.27.58)
• Marketing Division
Deputy Manager: Mugur GANCIU
(Phone: +40-21-209.23.15)
Merchandising & Events Dpt.
(Phone+40-21-209.23.73)
Advertising Dpt.
(Phone: +40-21-209.24.77)
Research Dpt.
(Phone: +40-21-209.24.51)
10 STRUCTURE

• Retail Sales Department
Head: Florin IORDACHE
(Phone: +40-21-209.23.10)
• Operations Division
Manager: Petre PREDA
(Phone: +40-21-455.75.00)
Funds Transfer Dpt.
(Phone: +40-21-455.75.13)
Documentary Operations Dpt.
(Phone: +40-21-455.75.23)
NOSTRO, LORO & Domestic Payments Dpt.
(Phone: +40-21-455.75.03)
Back Office Dpt.
(Phone: +40-21-455.75.48)
Correspondent Banking Dpt.
(Phone: +40-21-455.75.38)
Central Vault Dpt.
(Phone: +40-21-455.75.30)
E-banking Dpt.
(Phone: +40-21-455.75.40)
Operations Helpdesk, Investigations & Network
Support Dpt.
(Phone: +40-21-455.75.20)
Operational Reporting & Data Maintenance Dpt.
(Phone: +40-21-455.75.44)
New Products & Processes Development Desk
(Phone: +40-21-455.75.46)
Domestic Debit Instruments Dpt.
(Phone: +40-21-455.75.08)
• Methodology Division
Deputy Manager: Raluca RADU
(Phone: +40-21-209.22.80)
Internal Norms Development Dpt.
(Phone: +40-21-209.21.78)
Documents Management Desk
(Phone: +40-21-455.78.39)
• Internal Control Department
(Phone: +40-21-455.79.60)
• Information Technology Division
Manager: R`zvan PRUNDEANU
(Phone: +40-21-455.77.00)
Systems Dpt.
(Phone: +40-21-455.77.03)
Telecom Dpt.
(Phone: +40-21-455.77.07)
DBA Dpt.
(Phone: +40-21-455.77.05)
User Support Dpt.
(Phone: +40-21-455.77.09)
Helpdesk Dpt.
(Phone: +40-21-455.77.06)
Operations Dpt.
(Phone: +40-21-455.77.17)
Transactions Dpt.
(Phone: +40-21-455.77.33)
Application Development & Maintenance Dpt.
(Phone: +40-21-455.77.20)
Implementation Dpt.
(Phone: +40-21-455.77.46)
2008
IT Administration Desk
(Phone: +40-21-455.77.20)
• Change Management Division
Manager: Oana ST~NESCU
(Phone: +40-21-209.27.82)
Project Management Dpt.
(Phone: +40-21- 209.23.17)
Project Portfolio Management Dpt.
(Phone: +40-21-209.24.94)
Business Analysis Dpt.
(Phone: +40-21-209.27.24)
• Logistics & Network Development Division
Manager: Bogdan P~TRA{CU
(Phone: +40-21-209.24.36)
Premises, Maintenance Dpt.
(Phone: +40-21-209.23.24)
Network Development Dpt.
(Phone: +40-21-209.21.73)
Logistics Dpt.
(Phone: +40-21-209.24.91)
Security Dpt.
(Phone: +40-21-209.21.70)
Budgeting
(Phone: +40-21-209.24.53)
• Workflows & BCP Department
Head: Daniela DROGEANU
(Phone: +40-21-209.22.27)
• Finance Division
Manager: Minodora DUMITRACHE
(Phone: +40-21-209.24.54)
Group Financial Reporting Dpt.
(Phone: +40-21-209.24.76)
Budgeting and Controlling Dpt.
(Phone: +40-21-209.27.73)
• MIS & Reporting Division
Manager: Antoaneta NEGRIUC
(Phone: +40-21-455.71.55)
Development Dpt.
(Phone: +40-21-455.71.73)
Analysis pt.
(Phone: +40-21-455.71.59)
• Accounting Division
Manager: Bogdan TUDOSE
(Phone: +40-21-455.71.30)
Statutory Financial Reporting Dpt.
(Phone: +40-21-455.71.35)
Branch Network General Accounting Dpt.
(Phone: +40-21-455.71.46)
Accounting Methodology Dpt.
(Phone: +40-21-209.23.72)
General Ledger Dpt.
(Phone: +40-21-455.71.52)
Tax Returns & Other Payments Dpt.
(Phone: +40-21-209.23.60)
• Tax Department
(Phone: +40-21- 209 27.41)
11 STRUCTURE

BUCHAREST
District 1
12
BRANCHES AND AGENCIES
DOROBAN}I Branch
Phone: (021) 209.21.21
Fax: (021) 231.53.16
E-mail: bbd@alphabank.ro
Address: 237B, Doroban]ilor Avenue
Allocated Agencies: B`neasa, Perla, Pia]a Chibrit,
Ion Mihalache
MAGHERU Branch
Phone: (021) 311.96.70
Fax: (021) 311.96.78
E-mail: bbm@alphabank.ro
Address: 7, Gh. Magheru Bd.
Allocated Agencies: Titulescu, Howard Johnson,
{tirbei Vod`, Gara de Nord, C. A. Rosetti
AVIA}IEI Branch
Phone: (021) 232.81.52
Fax: (021) 232.80.87
E-mail: bby@alphabank.ro
Address: 1, Pipera Avenue, Bl. 1D
District 2
IANCULUI Branch
Phone: (021) 250.07.32
Fax: (021) 250.80.69
E-mail: bbf@alphabank.ro
Address: 63, Avrig Str.
Allocated Agencies: Coposu, Granitul,
Titan, Pantelimon, Doraly
{TEFAN CEL MARE Branch
Phone: (021) 210.43.05
Fax: (021) 210.43.71
E-mail: bbk@alphabank.ro
Address: 44, {tefan cel Mare Str., Bl. 33, A
Allocated Agencies: Mo[ilor, Doamna Ghica
District 3
UNIRII Branch
Phone: (021) 319.35.20
Fax: (021) 319.93.66
E-mail: bbb@alphabank.ro
Address: 62, Unirii Bd., Bl. K5
Allocated Agencies: I. C. Br`tianu, Decebal,
Dristor, Carol, Theodor Pallady, Vitan, Octavian Goga
District 4
BRÂNCOVEANU Branch
Phone: (021) 332.20.46
Fax: (021) 332.23.76
E-mail: bbi@alphabank.ro
Address: 3, Aluni[ului Str., Bl.12C
2008
Allocated Agencies: V`c`re[ti, {incai
Allocated Alpha Point: Commercial Center City Mall
OBREGIA Branch
Phone: (021) 460.21.31
Fax: (021) 460.21.56
E-mail: bbq@alphabank.ro
Address: 6, Alexandru Obregia Bd., Bl. M1
Allocated Agencies: Ap`r`torii Patriei, Giurgiului
District 5
LIBERT~}II Branch
Phone: (021) 319.94.40
Fax: (021) 319.94.45
E-mail: bba@alphabank.ro
Address: 20, Libert`]ii Bd., Bl. 103
Allocated Agencies: Kog`lniceanu, 13 Septembrie
MARRIOTT Branch
Phone: (021) 319.94.11
Fax: (021) 319.94.15
E-mail: bbc@alphabank.ro
Address: 90, 13 Septembrie Str.
District 6
DRUMUL TABEREI Branch
Phone: (021) 413.07.63
Fax: (021) 413.07.15
E-mail: bbj@alphabank.ro
Address: 138, Drumul Taberei, Bl. 715
Allocated Agency: Ghencea
MILITARI Branch
Phone: (021) 430.16.49
Fax: (021) 430.39.03
E-mail: bbg@alphabank.ro
Address: 14, Iuliu Maniu Bd., Bl. 13
Allocated Agencies: Giule[ti, Crånga[i, Apusului
ALBA COUNTY
ALBA IULIA Branch
Phone: (0258) 817.220
Fax: (0258) 817.226
E-mail: iul@alphabank.ro
Address: Iuliu Maniu Square, Bl. 280, Alba Iulia
Allocated Agencies: Cetate, Sebe[
ARAD COUNTY
ARAD Branch
Phone: (0257) 252.551
Fax: (0257) 257.359
E-mail: ara@alphabank.ro
Address: 2, Horia Str., Arad
Allocated Agencies: Pia]a UTA, Micalaca,
Aradul Nou, Ineu
Allocated Alpha Point: Commercial Center Armonia
BRANCHES AND AGENCIES

ARGE{ COUNTY
PITE{TI Branch
Phone: (0248) 214.444
Fax: (0248) 214.471
E-mail: arg@alphabank.ro
Address: I.C. Br`tianu Bd., Bl. D1, Pite[ti
Allocated Agencies: Dr`g`[ani, Exerci]iului,
Mioveni, Curtea de Arge[, Trivale
Allocated Alpha Points: Commercial Center Euro Mall,
Commercial Center Jupiter City
BAC~U COUNTY
BAC~U Branch
Phone: (0234) 547.400
Fax: (0234) 580.581
E-mail: bca@alphabank.ro
Address: 7 R`zboieni Str., sc. E-F, Bac`u
Allocated Agencies: Arena, One[ti
Allocated Alpha Point: European Retail Park
BIHOR COUNTY
ORADEA Branch
Phone: (0259) 457.834/7/8
Fax: (0259) 457.833/6
E-mail: bha@alphabank.ro
Address: 2, V. Alecsandri Str., Oradea
Allocated Branch: Magnolia
Allocated Agencies: Rogerius, Nuf`rului, Cri[ul
BISTRI}A-N~S~UD COUNTY
BISTRI}A Branch
Phone: (0263) 230.934
Fax: (0263) 230.925
E-mail: bna@alphabank.ro
Address: 31-32, Central Square, Bistri]a
Allocated Agency: Co[buc
BOTO{ANI COUNTY
BOTO{ANI Branch
Tel.: (0231) 530.950/7
Fax: (0231) 530.958/9
E-mail: bta@alphabank.ro
Address:1, Victoriei Str., Boto[ani
BRA{OV COUNTY
BRA{OV Branch
Phone: (0268) 473.390/1
Fax: (0268) 473.386/46
E-mail: bva@alphabank.ro
Address: 28, Mure[enilor Str., Bra[ov
Allocated Agencies: Calea Bucure[ti, Grivi]ei, Toamnei,
Bartolomeu, Odorheiul Secuiesc
Allocated Alpha Point: Unirea Shopping Center
2008
BR~ILA COUNTY
BR~ILA Branch
Phone: (0239) 624.047
Fax: (0239) 624.038
E-mail: bra@alphabank.ro
Address: 36, C`l`ra[ilor Str., Br`ila
Allocated Agency: {colilor
Allocated Alpha Point: European Retail Park
BUZ~U COUNTY
BUZ~U Branch
Phone: (0238) 719.407
Fax: (0238) 719.675
E-mail: bza@alphabank.ro
Address: Unirii Str., PTTR block, Buz`u
Allocated Agencies: Marghiloman, Råmnicu-S`rat
Allocated Alpha Point: Commercial Center Galleria
CARA{ SEVERIN COUNTY
RE{ITA Branch
Phone: (0255) 219.060; 219.061
Fax: (0255) 219.069; 219.072
E-mail: bra@alphabank.ro
Address: I.L. Caragiale Str., Re[i]a
Allocated Agency: Govandari
C~L~RA{I COUNTY
C~L~RA{I Branch
Phone: (0242) 333.350/60
Fax: (0242) 333.385
E-mail: cla@alphabank.ro
Address: 56, Bel[ugului Str., C`l`ra[i
CLUJ COUNTY
CLUJ Branch
Phone: (0264) 590.583
Fax: (0264) 590.246
E-mail: cja@alphabank.ro
Address: 1, Memorandumului Str., Cluj-Napoca
Allocated Agencies: Dej, M`r`[ti, M`n`[tur, Turda,
Zorilor, Gherla
Allocated Alpha Points: Iulius Mall, Commercial Center
Polus
CONSTAN}A COUNTY
CONSTAN}A Branch
Phone: (0241) 693.330
Fax: (0241) 693.266
E-mail: cta@alphabank.ro
Address: 175, Mamaia Bd., Constan]a
Allocated Agencies: Albatros, Balada, Marea Neagr`,
Mircea cel B`trân, Port Constan]a,Tomis Nord,
Prieteniei, Eden, Mangalia
Allocated Alpha Point: Tomis Mall
13 BRANCHES AND AGENCIES

DÂMBOVI}A COUNTY
TÂRGOVI{TE Branch
Phone: (0245) 620.014/5
Fax: (0245) 620.032/3
E-mail: dja@alphabank.ro
Address: Poet Grigore Alexandrescu Str.,
Block E3, Târgovi[te
DOLJ COUNTY
CRAIOVA Branch
Phone: (0251) 418.728
Fax: (0251) 418.769
E-mail: dja@alphabank.ro
Address: 3, Felix Aderca Str., Craiova
Allocated Agencies: B`nie, Brazda lui Novac, Craiovi]a
GALA}I COUNTY
GALA}I Branch
Phone: (0236) 464.444
Fax: (0236) 464.449
E-mail: gla@alphabank.ro
Address: 86, Br`ilei Str., bl. R5A, Gala]i
Allocated Agencies: Dun`rea, Tecuci
Allocated Alpha Point: Modern Grand Center
GIURGIU COUNTY
GIURGIU Branch
Phone: (0246) 210.413
Fax: (0246) 210.834
E-mail: gra@alphabank.ro
Address: Bucure[ti Str., bl. 202, Giurgiu
GORJ COUNTY
TÅRGU JIU Branch
Phone: (0253) 212.243/5
Fax: (0253) 212.257/9
E-mail: gra@alphabank.ro
Address: General Magheru Str., bl. 2A-2B-4, Târgu Jiu
Allocated Agency: Motru
HARGHITA COUNTY
MIERCUREA CIUC Branch
Phone: (0266) 372.301/2
Fax: (0266) 372.290
E-mail: hra@alphabank.ro
Address: 32-34, Kossuth Lajos Str., Miercurea Ciuc
Allocated Agency: Gheorgheni
HUNEDOARA COUNTY
DEVA Branch
Phone: (0254) 226.500
Fax: (0254) 226.514
E-mail: hda@alphabank.ro
Address: Iuliu Maniu Str., bl. A, Deva
2008
Allocated Agencies: 22 Decembrie, Hunedoara,
Petro[ani
IA{I COUNTY
IA{I Branch
Phone: (0232) 214.850
Fax: (0232) 214.782
E-mail: isa@alphabank.ro
Address: 64-66, Sf. Laz`r Str., Ia[i
Allocated Agencies: Alexandru cel Bun, Dacia,
Independen]ei, Pa[cani, P`curari, Nicolina, Podu Ros
IALOMI}A COUNTY
SLOBOZIA Branch
Phone: (0243) 231.014
Fax: (0243) 230.371
E-mail: ila@alphabank.ro
Address: 11, Matei Basarab Bd., Slobozia
Allocated Agency: Urziceni
ILFOV COUNTY
OTOPENI Branch
Phone: (021) 352.48.10
Fax: (021) 352.48.21
E-mail: bbe@alphabank.ro
Address: 86, Calea Bucure[tilor, Bl. A1-2B, Otopeni
Allocated Alpha Point: Feeria Commercial Center
MARAMURE{ COUNTY
BAIA-MARE Branch
Phone: (021) 455.51.03
Fax: (0262) 223.789
E-mail: mma@alphabank.ro
Address: 1, Traian Bd., Baia-Mare
Allocated Agencies: Pintea, Meda, Sighetul Marma]iei
MEHEDIN}I COUNTY
DROBETA TURNU SEVERIN Branch
Phone: (0252) 333.060/1/5
Fax: (0252) 333.085/9
E-mail: mha@alphabank.ro
Address: 7, Cantemir Str., Drobeta Turnu Severin
MURE{ COUNTY
TÅRGU-MURE{ Branch
Phone: (0265) 268.313
Fax: (0265) 268.314
E-mail: mst@alphabank.ro
Address: 5, Pia]a Victoriei, Tårgu Mure[
Allocated Agencies: Dâmbu, Reghin, Tudor, Sighi[oara
Allocated Alpha Point: European Retail Park
14 BRANCHES AND AGENCIES

NEAM} COUNTY
PIATRA NEAM} Branch
Phone: (0233) 215.013
Fax: (0233) 215.008
E-mail: nta@alphabank.ro
Address: 44, Decebal Bd., Piatra Neam]
Allocated Agency: Roman
PRAHOVA COUNTY
PLOIE{TI Branch
Phone: (0244) 597.850
Fax: (0244) 597.860
E-mail: pha@alphabank.ro
Address: 1, C. Dobrogeanu Gherea Str.,
Bl. AB, Ploie[ti
Allocated Agencies: Gh. Doja, Domni[ori, Malul Ro[u,
Sinaia, Cåmpina
S~LAJ COUNTY
ZAL~U Branch
Phone: (0260) 612.265
Fax: (0260) 630.316
E-mail: sja@alphabank.ro
Address: 2A, Pia]a 1 Decembrie 1918, Zal`u
SATU MARE COUNTY
SATU MARE Branch
Phone: (0261) 766.722/4
Fax: (0261) 766.721
E-mail: sja@alphabank.ro
Address: 1, Horea Str., Satu Mare
Allocated Agency: Lucian Blaga
SIBIU COUNTY
SIBIU Branch
Phone: (0269) 212.595
Fax: (0269) 213.288
E-mail: sba@alphabank.ro
Address: 2A, Some[ului Str., Sibiu
Allocated Agencies: Tineretului, Turni[or, Media[,
Cisn`die
Allocated Alpha Point: Shopping City Sibiu
SUCEAVA COUNTY
SUCEAVA Branch
Phone: (0230) 524.241
Fax: (0230) 524.231
E-mail: sva@alphabank.ro
Address: 39A, M`r`[e[ti Str., bl. A12, Suceava
Allocated Agencies: R`d`u]i, Gura Humorului, F`lticeni,
Iulius Mall
Allocated Alpha Point: Suceava Shopping City
2008
TELEORMAN COUNTY
ALEXANDRIA Branch
Phone: (0247) 310.469
Fax: (0247) 310.034/6
E-mail: tra@alphabank.ro
Address: Bucure[ti Str., Bl. G103, Alexandria
TIMI{ COUNTY
TIMI{OARA Branch
Phone: (021) 455.60.02
Fax: (0256) 221.303
E-mail: tma@alphabank.ro
Address: 1, Popa {apc` Str., Timi[oara
Allocated Agencies: Gh. Laz`r, Arie[, Calea Aradului,
Calea Lipovei, Calea Lugojului, Calea Torontalului, Calea
{agului, Lugoj, Aurora, Sånnicolau, Caransebe[
Allocated Alpha Point: Iulius Mall
TULCEA COUNTY
TULCEA Branch
Phone: (0240) 514.160; 515.160/40
Fax: (0240) 514.121/520
E-mail: tla@alphabank.ro
Address: 1, Frumoas` Str., Tulcea
VÂLCEA COUNTY
RÅMNICU VÅLCEA Branch
Phone: (0250) 731.149
Fax: (0250) 731.126
E-mail: vla@alphabank.ro
Address: 8, C-tin Bråncoveanu Str.,
Råmnicu Vålcea
Allocated Agency: Rapsodiei
Allocated Alpha Point: River Plaza Mall
VRANCEA COUNTY
FOC{ANI Branch
Tel.: (0237) 610.100/104-9
Fax: (0237) 610.115/6
E-mail: vna@alphabank.ro
Address: 66, Republicii Str., Foc[ani
VASLUI COUNTY
VASLUI Branch
Tel.: (0235) 311.406
Fax: (0235) 311.370
E-mail: vsa@alphabank.ro
Address: Traian Str., bl. C2, Vaslui
Allocated Agencies: Central, Bårlad, Hu[i
15 BRANCHES AND AGENCIES

237B, Calea Doroban]ilor,
010 566, Bucharest 1, Romånia