Prospectus - Notowania

CONSOLIDATED INCOME STATEMENT (€ million)
Net interest 13,287 13,550 Table 1.1 and 1.4
30. Net interest margin 13,084 13,301
less: Purchase Price Allocation effect 1
Dividends and other income from equity investments 221 579
70. Dividend income and similar revenue 532 1,120 Table 3.1
less: dividends from held for trading equity instruments included in item 70 -392 -729
240. Profit (loss) of associates - of which: Profit (loss) of associates valued at equity 81 188
Net interest margin 13,508 14,129
CONSOLIDATED INTERIM REPORT
AS AT SEPTEMBER 30, 2009
FIRST NINE MONTHS SEE THE NOTES
2009 2008 Part C)
203 249
Net fees and commissions = item 60 5,666 7,003 Table 2.1 and 2.3
Net trading, hedging and fair value income 1,651 -730
80. Gains (losses) on financial assets and liabilities held for trading 1,114 -1,422 Table 4.1
+ dividends from held for trading equity instruments (from item 70) 392 729
+ net provisions - trading profit (from item 190) - 100
90. Fair value adjustments in hedge accounting 22 20 Table 5.1
Gains (losses) on disposal and repurchase of available-for-sale financial assets - private equity (from item 100 b) 0 0
Impairment losses on available-for-sale financial assets: private equity (from item 130 b) 0 -
100. Gains (losses) on disposal or repurchase of : d) financial liabilities 137 -9
110. Gains (losses) on financial assets and liabilities designated at fair value through profit and loss -14 -148 Table 7.1
Net other expenses/income 304 379
Gains (losses) on disposals / repurchases on loans and receivables - not impaired position (from item 100 a) 77 35
150. Premiums earned (net) 71 85
160. Other income (net) from insurance activities -58 -64
220. Other net operating income 606 821 Table 15.1 and 15.2
less: Other operating income - of which: recovery of costs -318 -417 Table 15.2
Net write-downs/-backs of tangible operating lease assets (from item 200) -78 -86
Gains (losses) on disposals of investments - assets leasing operation (from item 270) 4 5
Net non-interest income 7,621 6,652
OPERATING INCOME 21,129 20,781
Payroll costs -6,821 -7,533 Table 11.1
180. Administrative costs - a) staff expenses -7,096 -7,618
less: integration costs 275 85
Other administrative expenses -4,087 -4,443
180. Administrative costs - b) other administrative expenses -4,133 -4,477 Table 11.5
less: integration costs 46 34
Recovery of expenses = item 220. Other net operating income - of which: Operating income - recovery of costs 318 417 Table 15.2
Amortisation, depreciation and impairment losses on intangible and tangible assets -931 -959
200. Impairment/Write-backs on property, plant and equipment -623 -605
less: Impairment losses/write backs on property owned for investment 11 -5
less: Net write-downs/-backs of tangible operating lease assets (from item 200) 78 86
210. Impairment/Write-backs on intangible assets -476 -523
less: Purchase Price Allocation effect 1
Operating costs -11,521 -12,518
OPERATING PROFIT 9,608 8,263
79 88
240