Prospectus - Notowania

Segment Reporting by Business Segment – M9 2008
167
>> Condensed Consolidated Financial Statements
Part D – Segment Reporting
A.1 - Breakdown by business segment: income statement (€ milion)
RETAIL CORPORATE PRIVATE ASSET CENTRAL POLAND'S PARENT CO. AND
& INVESTMENT BANKING MANAGEMENT EASTERN MARKETS OTHER SUBSIDIARIES CONSOLIDATED
BANKING EUROPE (CONSOLIDATION GROUP TOTAL
(CEE) ADJUSTMENTS INCLUDED) 09.30.2008
Net interest 5,542 5,051 238 35 2,279 992 (587) 13,550
Dividends and other income from equity investments 59 128 12 5 18 29 328 579
Net interest income 5,601 5,179 250 40 2,297 1,021 (259) 14,129
Net fees and commissions 3,122 1,264 427 844 857 524 (35) 7,003
Net trading, hedging and fair value income 7 (1,171) 1.00 (6) 157 123 159 (730)
Net other expenses/income 57 104 26 (3) 98 63 34 379
Net non-interest income 3,186 197 454 835 1,112 710 158 6,652
OPERATING INCOME 8,787 5,376 704 875 3,409 1,731 (101) 20,781
Payroll costs (2,915) (1,238) (237) (206) (797) (416) (1,724) (7,533)
Other administrative expenses (2,997) (1,368) (176) (171) (672) (303) 1,244 (4,443)
Recovery of expenses 305 29 5 11 1 2 64 417
Amortisation, depreciation and impairment losses on tangible
and intangible assets
(79) (25) (5) (27) (145) (89) (589) (959)
Operating expenses (5,686) (2,602) (413) (393) (1,613) (806) (1,005) (12,518)
OPERATING PROFIT 3,101 2,774 291 482 1,796 925 (1,106) 8,263
Goodwill impairment - - - - - - - -
Provision for risks and charges (31) (10) (1) (4) (45) 1 (89) (179)
Integration costs (68) (9) (2) (2) 1 (28) (1) (109)
Net writedowns of loans and provisions for guarantees and
commitments
(791) (1,068) 2 (3) (323) (45) (144) (2,372)
Net income from investments (5) (183) 21 30 109 26 15 13
PROFIT BEFORE TAX 2,206 1,504 311 503 1,538 879 (1,325) 5,616
The Condensed Income Statement by business segment has been reclassified as in the Interim Report on Operations.
A.2 - Breakdown by business segment: balance sheet amounts and RWA (€ million)
Balance Sheet Amounts
RETAIL CORPORATE PRIVATE ASSET CENTRAL POLAND'S PARENT CO. AND
& INVESTMENT BANKING MANAGEMENT EASTERN MARKETS OTHER SUBSIDIARIES CONSOLIDATED
BANKING EUROPE (CONSOLIDATION GROUP TOTAL
(CEE) ADJUSTMENTS INCLUDED) 12.31.2008
LOANS AND RECEIVABLES WITH CUSTOMERS 180,280 330,120 6,941 - 62,145 19,870 13,124 612,480
DEPOSITS FROM CUSTOMERS 177,468 113,727 21,419 - 45,740 21,788 8,689 388,831
DEBT CERTIFICATES 38,447 75,533 2,617 - 4,360 602 80,900 202,459
TOTAL RISK WEIGHTED ASSETS (BASEL 2) 80,410 278,371 5,172 1,831 76,073 24,957 45,718 512,532
A.3 - Staff
STAFF (KFS group on a proportional basis)
RETAIL CORPORATE PRIVATE ASSET CENTRAL POLAND'S PARENT CO. AND
& INVESTMENT BANKING MANAGEMENT EASTERN MARKETS OTHER SUBSIDIARIES CONSOLIDATED
BANKING EUROPE (CONSOLIDATION GROUP TOTAL
(CEE) ADJUSTMENTS INCLUDED) 12.31.2008
Employees (FTE) 52,232 15,712 3,077 2,165 45,884 21,406 23,515 163,991
STAFF (KFS group fully considered)
Employees (FTE) 52,232 15,712 3,077 2,165 56,066 21,406 23,861 174,519