Prospectus - Notowania

at
12.31.2008
Notional
value 28,772 8,949 1,856 2,205 41,782 595,314 637,096
as a
percentage
of total
loans 4.52% 1.40% 0.29% 0.35% 6.56% 93.44%
Write-downs 18,308 2,772 593 281 21,954 2,662 24,616
as a
percentage
of notional
value 63.60% 31.00% 32.00% 12.70% 52.50% 0.40%
Book value 10,464 6,177 1,263 1,924 19,828 592,652 612,480
as a
percentage
of total
loans 1.71% 1.01% 0.21% 0.31% 3.24% 96.76%
Situation as
at
12.31.2007
Notional
value 27,759 5,937 1,654 1,856 37,206 561,879 599,085
as a
percentage
of total
loans 4.6% 1.0% 0.3% 0.3% 6.2% 93.8%
Write-downs 18,742 1,903 449 187 21,281 2,741 24,022
as a
percentage
of notional
value 67.5% 32.1% 27.1% 10.1% 57.2% 0.5%
Book value 9,017 4,034 1,205 1,669 15,925 559,138 575,063
as a
percentage
of total
loans 1.57% 0.70% 0.21% 0.29% 2.77% 97.23%
Situation as
at
12.31.2006
Notional
value 17,698 4,847 4,394 1,016 27,955 429,108 457,063
as a
percentage
of total
loans 3.9% 1.1% 1.0% 0.2% 6.1% 93.9%
Write-downs 10,886 1,259 1,388 146 13,679 2,064 15,743
as a
percentage
of notional
value 61.5% 26.0% 31.6% 14.4% 48.9% 0.5%
Book value 6,812 3,588 3,006 870 14,276 427,044 441,320
as a
percentage
of total
loans 1.5% 0.8% 0.7% 0.2% 3.2% 96.8%
1 Further to the instructions of the Bank of Italy, the representation of transactions concerning leasing under construction and assets awaiting lease was
changed. The figures also reflect the updating of the allocation of the purchase price relating to the merger transaction with the Capitalia Group.
REGULATORY CAPITAL AND SOLVENCY RATIOS as at September 30, 2009 and as at
December 31, 2008, 2007 and 2006
(millions of €) % change
REGULATORY CAPITAL 09.30.2009 12.31.2008 1 12.31.2007 12.31.2006 2 2009/2008 2008/2007 2007/2006
A Tier 1 Capital before prudential
filters 41,933 38,080 36,022 29,385 10.1% 5.7% 22.6%
B. Tier 1 Capital prudential filters (994) (1,453) (166) - -31.6% n.s n.s
B.1 Positive IAS/IFRS
prudential filters (+) - - - - n.s n.s n.s
B.2 Negative IAS/IFRS
prudential filters (-) (994) (1,453) (166) - -31.6% n.s. n.s
C. Tier 1 Capital gross of items to
be deducted (A+B) 40,939 36,627 35,856 29,385 11.8% 2.2% 22.0%
D. Items to be deducted from Tier
1 Capital 2,388 1,784 1,055 - 33.9% 69.1% n.s.
E. Total TIER 1 Capital (C+D) 38,551 34,843 34,801 29,385 10.6% 0.1% 18.4%
F. Tier 2 Capital before prudential
filters
20,286 21,963 23,264 18,717 -7.6% -5.6% 24.3%
G. Tier 2 Capital prudential
filters (133) - (908) (1,156) n.a. -100.0% -21.5%
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