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Prospectus - Notowania

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Notes<br />

13<br />

Interim Report on Operations<br />

>> Interim Report on Operations<br />

Highlights 15<br />

Condensed Accounts 16<br />

Balance Sheet 16<br />

Income Statement 17<br />

Quarterly Figures 18<br />

Balance Sheet 18<br />

Income Statement 19<br />

Comparison of Q3 2009 / Q3 2008 20<br />

Condensed Income Statement 20<br />

Results by Business Segment 21<br />

Group Figures 1999 - 2009 22<br />

UniCredit Share 23<br />

Group Results 24<br />

Macroeconomic and Banking Scenario 24<br />

International situation 24<br />

USA/Eurozone/Italy 24<br />

CEE countries 26<br />

Banking and Financial Markets 26<br />

Main Results and Performance for the period 28<br />

Capital and Value Management 36<br />

Principles of Value Creation and Disciplined Capital Allocation 36<br />

Capital Ratios 37<br />

Shareholders’s Equity Attributable to the Group 37<br />

Information on Risks 38<br />

Results by Business Segment 42<br />

Retail 43<br />

Corporate & Investment Banking (CIB) 52<br />

Private Banking 58<br />

Asset Management 62<br />

CEE and Poland’s Markets 66<br />

Central Eastern Europe (CEE) 66<br />

Poland’s Markets 72<br />

Further Information 75<br />

Transactions for rationalizing Group operations and other corporate<br />

transactions 75<br />

Steps to Strengthen Capital 83<br />

Subsequent Events and Outlook 84<br />

Subsequent Events 84<br />

Outlook 85<br />

The following conventional symbols have been used in the tables:<br />

. a dash (-) indicates that the item/figure is inexistent;<br />

. two stops (..) or (n.s.) when the figures do not reach the minimum considered significant or are not in any case considered significant;<br />

. “N.A.” indicates that the figure is not available.<br />

Unless otherwise indicated, all amounts are in millions of euros.

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