Prospectus - Notowania

For greater information on the UniCredit Group’s organizational structures, reference should be made
to the First Section, Chapter 7.
Overview of the activities
The UniCredit Group is a leading global financial group with a deep-rooted presence in 22 countries,
via representative offices and branches on 28 international markets and a total of 179,047 employees
(corresponding to 166,421 FTE) as of September 30, 2009.
The Group enjoys a position of primary importance in terms of the number of branches in Italy, as a
well as a consolidated presence in some of the richest geographic areas in Western Europe (such as
Germany and Austria), and covers a role of primary standing in terms of total assets in many of the 19
CEE countries in which it operates.
As at December 31, 2008, the UniCredit Group held a market share in terms of branches equating to
(i) 14.7% in Italy 1 , (ii) 2.1% in Germany 2 , via HVB, and (iii) 6.6% in Austria 3 , via BA.
In the financial year closed as at December 31, 2008, the UniCredit Group generated revenues for
€26,866 million, 41% of which attributable to the Retail sector, 24% to CIB, 26% to CEE and
Poland’s Markets, 5% to Private Banking and 4% to Asset Management. In detail, during the financial
year closed as at December 31, 2008, Italy contributed 44% to the total revenues of the UniCredit
Group, Germany 15%, CEE countries 18%, Austria 10% and Poland 8%.
As at September 30, 2009, the UniCredit Group had generated revenues for the first nine months of the
year amounting to €21,129 million, leading to net profit of €1,331 million.
Furthermore again as at September 30, 2009, with total assets of €958 billion, the Group developed
more than €590 billion in direct deposits from customers and securities and total loans to customers
amounting to €565 billion.
The UniCredit Group’s asset portfolio is widely diversified by sector and geographic area – with a
strong focus on commercial banking activities – and includes loan brokerage activities, asset
management (asset management and private banking), brokerage on international financial markets
(sales & trading), investment banking, leasing, factoring and bancassurance activities (the distribution
of insurance products via its branches).
The organizational structure of the UniCredit 4 Group is based on three Strategic Business Areas coordinated
by three different Deputy CEOs. The SBA are: (i) Retail; (ii) Corporate & Investment
Banking and Private Banking; and (iii) Global Banking Services. CEE and Poland’s Markets are
subject to a project for the implementation of a structure by sector of activities (so-called
divisionalization) currently being achieved. The head of this sector and that of the Asset Management
activity sector, which manages the related activities for the entire Group, are directly headed up by the
Chief Executive Officer.
1 Source: UniCredit processing on Bank of Italy figures.
2 Source: UniCredit processing on Bundesbank figures.
3 Source: UniCredit processing on Oesterreichische Nationalbank (OeNB) figures.
4 For greater details on the organizational structures, see the following Paragraph 6.2 of this Chapter.
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