Prospectus - Notowania

The UniCredit Group is financed in the medium- and long-term through supply sources, which
envisage the use of different issue Programmes including the following:
• domestic programme, intended mainly for deposits via the customers of the retail and
private banking networks;
• international programmes (two Euro Medium Term Note Programmes - up to €60 billion
UniCredit and UniCredit Ireland and the second Bank Austria for an amount up to 40
billion), intended mainly to exploit the deposits with leading institutional investors,
through benchmark and private placement issues;
• United States programme (144A USD Medium Term Note Program – up to €10 billion),
for issues intended for qualified investors resident in the United States;
• following improvements to the reference legislation in May 2007, in 2008 the Group
completed the structuring of a secured bank bond programme to raise funds from
qualified investors. As of today the Group has issued secured bank bonds totalling €7.5
billion (of which 5 billion retained within the Group);
• HVB debt instrument programme up to €50 billion.
The UniCredit Group also issues subordinated loans included in Regulatory Capital in order to
strengthen the consolidated equity structure.
As at September 30, 2009, the outstanding subordinated liabilities of the UniCredit Group
amounted to roughly €28.2 billion (€31.1 billion as at December 31, 2008).
Issue of hybrid capital instruments for an amount 10% above that of said instruments – included in Tier 1 capital.
Interest rate Maturity Starting
date of
prepayment
option
Amount in
original
currency
(in millions)
- 260 -
Amount included
in regulatory
capital
(Euro/thousands)
Stepup
Option to
suspend
interest
payment
Issued
through
an SPV
subsidiary
8.05% perpetual 10.2010 EUR 540 506,943 yes yes yes
9.20% perpetual 10.2010 USD 450 277,399 yes yes yes
4.03% perpetual 10.2015 EUR 750 750,000 yes yes yes
5.40% perpetual 10.2015 GBP 300 297,169 yes yes yes
8.59% 12.31.2050 06.2018 GBP 350 347,674 yes yes yes
7.055%
12m L + 1.25%
12m L + 1.25%
8.741%
7.76%
9.00%
3.50%
perpetual
06.07.2011
06.07.2011
06.30.2031
10.13.2036
10.22.2031
12.31.2031
03.2012
1
1
06.2029
10.2034
10.2029
12.2029
EUR
EUR
EUR
USD
GBP
USD
JPY
600
300
200
300
100
200
25,000
541,880
299,945
200,000
184,388
98,977
122,926
190,738
yes
no
no
no
no
no
no
no
no
no
yes
yes
yes
yes
yes
no
no
yes
yes
yes
yes
10y CMS 2
+0.10%, cap 8.00
%
perpetual 10.2011 EUR 250 250,280 no no yes
10y CMS 2
+0.15%, cap 8.00 perpetual
%
TOTAL
1
Loan prepayment option is not available.
03.2012 EUR 150 150,670
4,218,989
no no yes
2 Constant Maturity Swap.
Issue of hybrid capital instruments for an amount 10% above that of said instruments – included in Tier 2 capital
Interest rate Maturity Starting
date of
prepayment
option
Amount in
original
currency
(millions)
Amount included
in Regulatory
Capital
(Euro/thousands)
Step-up Option to
suspend
interest
payment
3.95% 02.01.2016 not EUR 900 895,428 not applicable Yes 1