Publication 20 years of Delta Holdinga

Publication 20 years of Delta Holdinga Publication 20 years of Delta Holdinga

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Novo poverenje u banke Za modernizaciju srpske privrede devedesetih godina, značajno je bilo osnivanje Delta Banke. Da bi se bolje razumele okolnosti, važno je napomenuti da je Delta Banka nastala posle sloma državnog bankarskog sektora i kompletnog srpskog finansijskog sistema, izazvanog međunarodnom izolacijom, inflacijom koja je bila najveća u istoriji i pojavom takozvanih piramidalnih banaka koje su prikupile veoma velika sredstva građana. Vladalo je veliko nepoverenje u banke. Delta Banka unela je u finansijski sistem države nove vrednosti poslovanja i pokazala da bankarstvo ne čine spekulacije i prevare klijenata, već servis koji će pomoći preduzetnicima i građanima da ostvare svoje ideje i želje. Brojni su primeri inovacija i u ovoj oblasti. Delta Banka prva je domaća banka u ondašnjoj SR Jugoslaviji koja je zvanično počela da izdaje platne kartice iz sistema MasterCard i Maestro, a koje su mogle da se koriste za plaćanje u zemlji i inostranstvu. Dve godine nakon uvođenja platnih kartica Delta Banka je imala najrasprostranjeniju mrežu POS terminala i bankomata u Srbiji. Delta Banka je bila pionir i u uspostavljanju sistema elektronskog bankarstva kao novog vida komunikacije sa klijentima. Krajem 2003. godine Delta Banka je prva na Balkanu počela da izdaje Visa čip karticu. Potvrdu uspešnog poslovanja Delta Banka dobila je od londonskog finansijskog magazina Finance Central Europe, na čijoj je rang listi banaka srednje veličine sa prostora jugoistočne Evrope ubedljivo zauzela prvo mesto. // 32 20 GODINA YEARS U MISIJI MODERNIZACIJE ON A MISSION TO MODERNIZE New confidence in banks For the modernization of the Serbian economy in the 1990s, the founding of Delta Bank was of great importance. For a better understanding of the circumstances, it has to be noted that Delta Bank was founded after the collapse of the stateowned banking sector and the whole financial system in Serbia, caused by internationally-imposed isolation, the highest level of hyperinflation ever recorded in the history of the country and by pyramid banking schemes that collected huge amounts of money of the country’s citizens. At that time all confidence in banks was lost. Delta Bank introduced a new set of business values in the financial system of the state, restoring the confidence of its clients in the banking system, convincing them that the banking system did not just constitute speculation and fraud but that banking is a service that supports entrepreneurs and citizens in the realization of their ideas and desires. There are numerous examples of successful innovations in this area. Delta Bank was first local bank in the-then FR of Yugoslavia that began to issue payment cards from MasterCard and Maestro systems that could be used for local payments and payments abroad. Two year after the introduction of payment cards, Delta Bank had the most widespread network of POS terminals and ATMs in Serbia. Delta Bank was also a pioneer in establishing an electronic banking system as a new form of communication with clients. Towards the end of 2003, Delta Bank was the first in the Balkans that began to issue Visa chip cards. Delta Bank gained recognition for its successful business operations from the London financial magazine, Finance Central Europe, that ranked Delta Bank convincingly as number 1 in its list of SEE medium-sized banks.

Novo poverenje<br />

u banke<br />

Za modernizaciju srpske privrede devedesetih godina, značajno<br />

je bilo osnivanje <strong>Delta</strong> Banke. Da bi se bolje razumele okolnosti,<br />

važno je napomenuti da je <strong>Delta</strong> Banka nastala posle sloma<br />

državnog bankarskog sektora i kompletnog srpskog finansijskog<br />

sistema, izazvanog međunarodnom izolacijom, inflacijom koja<br />

je bila najveća u istoriji i pojavom takozvanih piramidalnih<br />

banaka koje su prikupile veoma velika sredstva građana.<br />

Vladalo je veliko nepoverenje u banke. <strong>Delta</strong> Banka unela je u<br />

finansijski sistem države nove vrednosti poslovanja i pokazala da<br />

bankarstvo ne čine spekulacije i prevare klijenata, već servis koji<br />

će pomoći preduzetnicima i građanima da ostvare svoje ideje i<br />

želje.<br />

Brojni su primeri inovacija i u ovoj oblasti. <strong>Delta</strong> Banka prva je<br />

domaća banka u ondašnjoj SR Jugoslaviji koja je zvanično počela<br />

da izdaje platne kartice iz sistema MasterCard i Maestro, a koje<br />

su mogle da se koriste za plaćanje u zemlji i inostranstvu.<br />

Dve godine nakon uvođenja platnih kartica <strong>Delta</strong> Banka je imala<br />

najrasprostranjeniju mrežu POS terminala i bankomata u Srbiji.<br />

<strong>Delta</strong> Banka je bila pionir i u uspostavljanju sistema<br />

elektronskog bankarstva kao novog vida komunikacije sa<br />

klijentima. Krajem <strong>20</strong>03. godine <strong>Delta</strong> Banka je prva na Balkanu<br />

počela da izdaje Visa čip karticu.<br />

Potvrdu uspešnog poslovanja <strong>Delta</strong> Banka dobila je od<br />

londonskog finansijskog magazina Finance Central Europe, na<br />

čijoj je rang listi banaka srednje veličine sa prostora jugoistočne<br />

Evrope ubedljivo zauzela prvo mesto.<br />

// 32<br />

<strong>20</strong> GODINA YEARS<br />

U MISIJI MODERNIZACIJE ON A MISSION TO MODERNIZE<br />

New confidence<br />

in banks<br />

For the modernization <strong>of</strong> the Serbian economy in the 1990s,<br />

the founding <strong>of</strong> <strong>Delta</strong> Bank was <strong>of</strong> great importance. For a<br />

better understanding <strong>of</strong> the circumstances, it has to be noted<br />

that <strong>Delta</strong> Bank was founded after the collapse <strong>of</strong> the stateowned<br />

banking sector and the whole financial system in Serbia,<br />

caused by internationally-imposed isolation, the highest level<br />

<strong>of</strong> hyperinflation ever recorded in the history <strong>of</strong> the country<br />

and by pyramid banking schemes that collected huge amounts<br />

<strong>of</strong> money <strong>of</strong> the country’s citizens. At that time all confidence<br />

in banks was lost. <strong>Delta</strong> Bank introduced a new set <strong>of</strong> business<br />

values in the financial system <strong>of</strong> the state, restoring the<br />

confidence <strong>of</strong> its clients in the banking system, convincing them<br />

that the banking system did not just constitute speculation and<br />

fraud but that banking is a service that supports entrepreneurs<br />

and citizens in the realization <strong>of</strong> their ideas and desires.<br />

There are numerous examples <strong>of</strong> successful innovations in<br />

this area. <strong>Delta</strong> Bank was first local bank in the-then FR <strong>of</strong><br />

Yugoslavia that began to issue payment cards from MasterCard<br />

and Maestro systems that could be used for local payments and<br />

payments abroad.<br />

Two year after the introduction <strong>of</strong> payment cards, <strong>Delta</strong> Bank<br />

had the most widespread network <strong>of</strong> POS terminals and ATMs<br />

in Serbia.<br />

<strong>Delta</strong> Bank was also a pioneer in establishing an electronic<br />

banking system as a new form <strong>of</strong> communication with clients.<br />

Towards the end <strong>of</strong> <strong>20</strong>03, <strong>Delta</strong> Bank was the first in the Balkans<br />

that began to issue Visa chip cards.<br />

<strong>Delta</strong> Bank gained recognition for its successful business<br />

operations from the London financial magazine, Finance<br />

Central Europe, that ranked <strong>Delta</strong> Bank convincingly as number<br />

1 in its list <strong>of</strong> SEE medium-sized banks.

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