The Lower Austrian Raiffeisen banks
The Lower Austrian Raiffeisen banks
The Lower Austrian Raiffeisen banks
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Corporate Banking<br />
Quality advice for business customers:<br />
CEO Gabriele Lederleitner discusses her plans<br />
with RLB customer relationship manager<br />
Bernhard Krischke at her garden centre.<br />
Net lending volume<br />
ATS m, as of 31 Dec.<br />
19 97<br />
1998<br />
1999<br />
2000<br />
In the year just ended RLB<br />
recorded an 18.7 percent<br />
rise in lending to corporate<br />
customers. This was mainly<br />
due to increased lending to<br />
the federal and provincial<br />
governments and associates,<br />
and to the expansion<br />
of syndicate business in conjunction<br />
with RZB.<br />
<strong>The</strong> restructuring of services for corporate customers,<br />
initiated in 1999, brought a noticeable improvement in customer<br />
satisfaction in 2000. A survey carried out by opinion<br />
research company Fessel-GfK found that 88 percent<br />
of key accounts were satisfied with our performance, and<br />
50 percent were very satis-<br />
Borrowers<br />
fied. Half of all our corporate<br />
ATS m,<br />
as of 31 Dec. 2000<br />
39,766.6<br />
Corporate customers<br />
customers said that they<br />
spoke to their relationship<br />
managers several times a<br />
week. Among the main features<br />
of the Bank’s service<br />
quality respondents cited were<br />
4,848.6<br />
Banks<br />
5,422.8<br />
Central & local<br />
goverment<br />
5,792.7<br />
Retail<br />
customers<br />
2,458.5<br />
Self-employed<br />
1,309.2<br />
Agriculture<br />
& forestry<br />
friendly, competent staff, a<br />
flexible approach to meeting<br />
customer requirements, errorfree<br />
transaction processing<br />
Total: 59,598.4<br />
and good availability of relationship<br />
managers.<br />
In order to open the way for further expansion of syndicated<br />
lending business, RLB and the <strong>Lower</strong> <strong>Austrian</strong> <strong>Raiffeisen</strong><br />
<strong>banks</strong> introduced a new cooperation system aimed at<br />
quicker, simpler and smoother decision-making on syndicated<br />
loans. In the year under review RLB handled 179 corporate<br />
accounts and a total lending volume of ATS 4.5 bn<br />
in conjunction with the <strong>Lower</strong> <strong>Austrian</strong> <strong>Raiffeisen</strong> <strong>banks</strong>.<br />
Corporate Banking<br />
48,361.3<br />
48,491.7<br />
50,209.8<br />
59,598.4<br />
Increased lending<br />
volume<br />
Delivering<br />
superior<br />
customer service<br />
Streamlining<br />
<strong>Lower</strong> <strong>Austrian</strong><br />
syndicate<br />
business<br />
23