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The Lower Austrian Raiffeisen banks

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Corporate Banking<br />

Quality advice for business customers:<br />

CEO Gabriele Lederleitner discusses her plans<br />

with RLB customer relationship manager<br />

Bernhard Krischke at her garden centre.<br />

Net lending volume<br />

ATS m, as of 31 Dec.<br />

19 97<br />

1998<br />

1999<br />

2000<br />

In the year just ended RLB<br />

recorded an 18.7 percent<br />

rise in lending to corporate<br />

customers. This was mainly<br />

due to increased lending to<br />

the federal and provincial<br />

governments and associates,<br />

and to the expansion<br />

of syndicate business in conjunction<br />

with RZB.<br />

<strong>The</strong> restructuring of services for corporate customers,<br />

initiated in 1999, brought a noticeable improvement in customer<br />

satisfaction in 2000. A survey carried out by opinion<br />

research company Fessel-GfK found that 88 percent<br />

of key accounts were satisfied with our performance, and<br />

50 percent were very satis-<br />

Borrowers<br />

fied. Half of all our corporate<br />

ATS m,<br />

as of 31 Dec. 2000<br />

39,766.6<br />

Corporate customers<br />

customers said that they<br />

spoke to their relationship<br />

managers several times a<br />

week. Among the main features<br />

of the Bank’s service<br />

quality respondents cited were<br />

4,848.6<br />

Banks<br />

5,422.8<br />

Central & local<br />

goverment<br />

5,792.7<br />

Retail<br />

customers<br />

2,458.5<br />

Self-employed<br />

1,309.2<br />

Agriculture<br />

& forestry<br />

friendly, competent staff, a<br />

flexible approach to meeting<br />

customer requirements, errorfree<br />

transaction processing<br />

Total: 59,598.4<br />

and good availability of relationship<br />

managers.<br />

In order to open the way for further expansion of syndicated<br />

lending business, RLB and the <strong>Lower</strong> <strong>Austrian</strong> <strong>Raiffeisen</strong><br />

<strong>banks</strong> introduced a new cooperation system aimed at<br />

quicker, simpler and smoother decision-making on syndicated<br />

loans. In the year under review RLB handled 179 corporate<br />

accounts and a total lending volume of ATS 4.5 bn<br />

in conjunction with the <strong>Lower</strong> <strong>Austrian</strong> <strong>Raiffeisen</strong> <strong>banks</strong>.<br />

Corporate Banking<br />

48,361.3<br />

48,491.7<br />

50,209.8<br />

59,598.4<br />

Increased lending<br />

volume<br />

Delivering<br />

superior<br />

customer service<br />

Streamlining<br />

<strong>Lower</strong> <strong>Austrian</strong><br />

syndicate<br />

business<br />

23

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