ANNUAL REPORT 2006 - DG Hyp

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NEW PROPERTY LENDING BUSINESS (INCLUDING: LOAN EXTENSIONS) € mn 5,000 4,000 3,000 2,000 1,000 3,167 3,817 3,334 4,177 2002 2003 2004 2005 2006 1,755 1,412 2,111 1,706 Retail RE Finance 1,407 1,927 1,973 2,204 1,750 2,378 4,128 Commercial RE Finance The graphs do not form part of the Management Report 18 Deutsche Genossenschafts-Hypothekenbank AG | Annual Report 2006 Management Report DG HYP will also launch special products at the start of 2007 to supplement these activities. These will offer attractive solutions for target customer groups with a special risk profile (for instance, higher loan-to-value ratios for borrowers with high creditworthiness, capital investors). In line with its credit risk strategy, DG HYP will actively manage the special product range, and will leverage all of the opportunities for specific placement and hedging of credit risks. DG HYP aims to leverage these strategic initiatives to create opportunities for its partners in the cooperative banking sector, enabling them to acquire customers for this central anchor business for residential real estate finance, and thus to grow market share.
1 2 3 1 2 3 Office Building “Kant Dreieck“ in Berlin, Financing Concept: Real Estate Centre Berlin Office Building “Uptown Munich Ensemble” in Munich, Financing Concept: Real Estate Centre Munich Shoppingcenter in Essen, Financing Concept: Real Estate Centre Hamburg Deutsche Genossenschafts-Hypothekenbank AG | Annual Report 2006 19
Page 1 and 2: Deutsche Genossenschafts-Hypotheken
Page 3 and 4: CONTENTS Letter from the Management
Page 5 and 6: In the past few years, DG HYP has s
Page 7 and 8: PROPORTION OF RESIDENTIAL REAL ESTA
Page 9 and 10: DEVELOPMENT IN DEMAND FOR RESIDENTI
Page 11 and 12: From DG HYP’s perspective, immo e
Page 13 and 14: Active portfolio management as a ke
Page 17 and 18: Management Report The sales drive f
Page 19: Management Report RESIDENTIAL REAL
Page 23 and 24: Management Report Commercial buildi
Page 27 and 28: Management Report Overall, new port
Page 29 and 30: Management Report LOCAL AUTHORITY L
Page 31 and 32: Management Report REFINANCING STRUC
Page 33 and 34: Management Report FINANCIAL SITUATI
Page 35 and 36: Management Report Costs development
Page 37 and 38: Management Report strategy, monitor
Page 39 and 40: Management Report c) Credit scoring
Page 41 and 42: Management Report DG HYP VaR (10-DA
Page 43 and 44: Management Report A system for coll
Page 45 and 46: Management Report NUMBER OF EMPLOYE
Page 47 and 48: Management Report Business Developm
Page 49: FINANCIAL STATEMENTS Financial Stat
Page 52 and 53: ASSETS BALANCE SHEET 31 Dec 2005
Page 57: PROFIT AND LOSS ACCOUNT FOR THE PER
Page 60 and 61: Notes to the Financial Statements N
Page 62 and 63: Notes to the Financial Statements N
Page 64 and 65: Notes to the Financial Statements (
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Notes to the Financial Statements (
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Notes to the Financial Statements N
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Notes to the Financial Statements C
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Notes to the Financial Statements A
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Notes to the Financial Statements A
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Notes to the Financial Statements O
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The following is an English transla
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In regular discussions with the Cha
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Corporate Bodies and Committees; Ex
Page 92 and 93:
Corporate Bodies and Committees; Ex
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ANNUAL REPORT 2006 - DG Hyp

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