Wealden Times | WT266 | July 2024 | Property Supplement inside

The lifestyle magazine for Kent & Sussex - Inspirational Interiors, Fabulous Fashion, Delicious Dishes The lifestyle magazine for Kent & Sussex - Inspirational Interiors, Fabulous Fashion, Delicious Dishes

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WELCOME TO THE POWER OF GOOD ADVICE As the UK’s leading integrated investment, financial planning and accountancy group, we’ve helped people, families and businesses flourish through the power of good advice for nearly 200 years. Our newly increased presence in Tunbridge Wells and the South East of England means you can get direct access to a team of locally based professionals providing the specialist and personal advice you need to help grow your business and meet your financial goals. Find out how we can help you. www.evelyn.com To find out more, please contact: Terry Shephard Managing Partner, Evelyn Partners LLP – Tunbridge Wells T: 01892 546 546 E: terry.shephard@evelyn.com Accountancy services are provided by Evelyn Partners LLP which is Regulated by the Institute of Chartered Accountants in England and Wales for a range of investment business activities. Evelyn Partners LLP is an independent network member of CLA Global Limited. See www.claglobal.com/disclaimer. Investment services are provided by Evelyn Partners Investment Management LLP and Evelyn Partners Investment Management Services Limited. Financial planning is provided by Evelyn Partners Financial Planning Limited. These three entities are authorised and regulated by the Financial Conduct Authority (FCA). Accountancy services are not regulated by the FCA. girlings.com What’s important to you, is important to us. It’s the people that make Girlings different – friendly and down to earth we strive to provide an excellent service. Our lawyers and legal advisers are acknowledged experts in their specific fields of law. Call us now to discuss your legal needs and experience the Girlings way. Personal Law: • Residential Property • Wills, LPAs, Estates & Inheritance Tax • Family Law: Children, Divorce & Separation • Independent Financial Advice Business Law: • Commercial Property • Corporate & Commercial • Employment Law • Dispute Resolution • Debt Recovery Ashford 01233 664711 Canterbury 01227 768374 Herne Bay 01227 367355 priceless-magazines.com 10

Specialist divorce & family law solicitors If you are going through a separation or thinking about divorce, getting expert advice at the right time is crucial. At Thomas Mansfield Solicitors, we pride ourselves on our practical and compassionate approach. Our years of specialised experience, outstanding client feedback, and track record of achieving the best outcomes for our clients speak for themselves. Contact us to start a simple, important conversation about your future. Call us on 01892 337540 familylaw@thomasmansfield.co.uk tmfamilylaw.co.uk Separation & Divorce • Finances • Children • Mediation • Cohabitation • Prenuptial Agreements • Wills & Inheritance Planning Equity Release – How important is Advice? H aving worked as a mortgage adviser for nearly 30 years, with 10 years specialising in Equity Release, Sarah Ferrell, local adviser, has seen a significant amount of change. “We are living longer, and this often means people need mortgage finance to an older age”. Compared with previous generations reaching retirement age, there are considerably fewer people retiring at age 60, on a final salary pension, and with no debt. That just isn’t the profile of today’s retiring population. A more typical scenario is that at age 60/65, many people are still working, still have a mortgage and have also potentially used their savings to either help family or, more recently, to financially survive COVID and now to cover the increasing cost of living. Much advertising about Equity Release focuses on how much you can release, however, Sarah prefers to focus on WHY somebody is considering this route of finance and whether it is, (or ultimately is not), the right solution for their individual situation. Providing financial advice is not just about the numbers. It is undoubtedly extremely important that a recommendation makes financial sense, but it is also fundamental to any recommendation to understand WHY somebody is in the financial position they are in, and what their plans for the future are. It can be difficult to sift through everything on-line and in the press and Sarah’s role is not only to help people raise funds where needed, it is to provide sound advice about how to most prudently raise funds now AND pave the way for the future. Regardless of the reasons for considering Equity Release, Sarah would strongly recommend seeking advice as to whether this route may be appropriate for your individual circumstances. ADVERTISEMENT FEATURE Call Sarah on 01622 631372 or 07789 007447 or e-mail her at sarah@ferrellfinancial.co.uk You may find answers to some of your questions at www.ferrellfinancial.co.uk Ferrell Financial Limited is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances. Ferrell Financial Limited is authorised and regulated by the Financial Conduct Authority. Registration number: 678768 11 priceless-magazines.com

WELCOME TO<br />

THE POWER OF<br />

GOOD ADVICE<br />

As the UK’s leading integrated investment, financial planning and<br />

accountancy group, we’ve helped people, families and businesses<br />

flourish through the power of good advice for nearly 200 years.<br />

Our newly increased presence in Tunbridge Wells and the South East of<br />

England means you can get direct access to a team of locally based<br />

professionals providing the specialist and personal advice you need to<br />

help grow your business and meet your financial goals.<br />

Find out how we can help you.<br />

www.evelyn.com<br />

To find out more, please contact:<br />

Terry Shephard<br />

Managing Partner, Evelyn Partners LLP – Tunbridge Wells<br />

T: 01892 546 546<br />

E: terry.shephard@evelyn.com<br />

Accountancy services are provided by Evelyn Partners LLP which is Regulated by the Institute of Chartered Accountants in England and Wales for a range of investment business activities. Evelyn Partners LLP<br />

is an independent network member of CLA Global Limited. See www.claglobal.com/disclaimer. Investment services are provided by Evelyn Partners Investment Management LLP and Evelyn Partners<br />

Investment Management Services Limited. Financial planning is provided by Evelyn Partners Financial Planning Limited. These three entities are authorised and regulated by the Financial Conduct Authority<br />

(FCA). Accountancy services are not regulated by the FCA.<br />

girlings.com<br />

What’s<br />

important<br />

to you, is<br />

important<br />

to us.<br />

It’s the people that make Girlings different –<br />

friendly and down to earth we strive to provide an<br />

excellent service. Our lawyers and legal advisers are<br />

acknowledged experts in their specific fields of law.<br />

Call us now to discuss your legal<br />

needs and experience the Girlings way.<br />

Personal Law:<br />

• Residential <strong>Property</strong><br />

• Wills, LPAs, Estates &<br />

Inheritance Tax<br />

• Family Law: Children,<br />

Divorce & Separation<br />

• Independent<br />

Financial Advice<br />

Business Law:<br />

• Commercial <strong>Property</strong><br />

• Corporate & Commercial<br />

• Employment Law<br />

• Dispute Resolution<br />

• Debt Recovery<br />

Ashford 01233 664711 Canterbury 01227 768374 Herne Bay 01227 367355<br />

priceless-magazines.com<br />

10

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