Buying with Future Real Estate

BUYING WITH
HOUSTONLUXURYREALESTATE.COM
THE PREMIER WEBSITE FOR
LUXURY HOMES IN HOUSTON

UNPARALLELED REAL ESTATE EXPERTS
LUXURY REAL
ESTATE
At Future Real Estate, with our first-class white-glove service and
tailor-made processes, we have elevated the standard of care
in the Houston real estate market. As pioneers of the future of
real estate, we leverage cutting-edge technology, impactful
marketing, and an innovative mindset to provide a seamless
experience for our clients.
By employing outside-the-box thinking and a relentless mentality,
we offer a fresh perspective and approach that surpasses
expectations, resulting in remarkable outcomes.

THE BUYER’S
OUR TEAM’S COMMITMENT TO
SUPERIOR BUYER REPRESENTATION
Embarking on the journey of purchasing a home in one of the most fiercely
competitive real estate markets demands more than just as a real estate agent –
it requires having an experienced, well-connected real estate team to guide you.
As the founder of Fiki Properties Group, I want to assure you that we are not just
helpful; our team is primed and trained to be your ultimate buyer representative.
We offer more than just standard services; we provide unrivaled industry expertise
in the local market, grant access to exclusive off-market properties, and employ
cutting-edge technology tools to streamline every aspect of your experience.
Our meticulously crafted process is designed to secure your dream property at
the most advantageous purchase price, requiring minimal effort on your part.
Our goal is to exceed your expectations on every level.
Our dedication extends beyond the transactional. We tirelessly strive to ensure
your satisfaction, from our initial meeting to the finalization of your purchase. Most
importantly, we are not here for a one-time deal. We prioritize understanding you,
your real estate aspirations, and life goals, with the intention of serving you for
many years to come. We are here to build a lifelong relationship.
#1 Houston REALTOR ® on Social Media
FORMER U.S. NAVAL OFFICER | MBA
832.610.4290
Morad@MoradFiki.com
HoustonLuxuryRealEstate.com

YOUR GUIDE TO
BUYING A PROPERTY
Buying a property is not just about building equity; it’s an investment in your lifestyle.
We aim to find a home that inspires you, a home in which you can build incredible
memories—a home base from which you can achieve your loftiest goals.
Selecting the right home extends beyond analyzing profit and loss spreadsheets
and understanding the current market. It should be an exciting, empowering process
that gets you dreaming about your future.
OUR
WE GUIDE YOU THROUGH EVERY STEP OF
THE PROCESS WITH CONFIDENCE AND CARE,
KEEPING YOUR BEST INTERESTS AT THE
FOREFRONT OF EVERYTHING WE DO!
Going forward, you’ll experience our commitment to serving you at the highest level.
You’ll never wonder about the next steps or be left with unanswered questions.
We’re present and available. Always!

YOUR CLIENT
Embarking on your home-buying journey requires a well-rounded team, and
our Client Concierge collaborates seamlessly with your agent to support you
from start to finish. While our agents guide you through the home search
and offer process, our Client Concierge team ensures a smooth transition
to the closing table and beyond. Together, we streamline the entire buying
process to provide unparalleled and superior support. Here’s how we
enhance your home-buying experience:
1. Transaction Management Support: We handle all transaction aspects,
from scheduling inspections to ensuring contingency deadlines are
met. We prioritize your protection, managing everything from ordering
appraisals to home warranties.
2. Comprehensive Support After the Transaction: Beyond home searching,
we provide exclusive deals on moving, utilities setup, and trade discounts
through the trusted vendor partnerships we’ve established, catering to
all your needs.
3. Risk Management: While our team is dedicated to guiding you through
every step of the buying process, our exceptional broker is an integral part
of our Client Concierge team and will advocate for you and proactively
addresses any potential issues to ensure a smooth experience.
4. Legal Protection: Our team is proud to offer our clients the Buyer
Protection Plan for peace of mind, providing legal advice before, during,
and after close of escrow, along with post-closing mediation services for
property disputes.
MORAD FIKI
#1 Houston
REALTOR ® on
Social Media
PATRICIA FIKI
Director of
Operations
Kaite Kossiv
Broker of
Record

THE RIGHT
TEAM
As a team of experts specializing in this local area, we bring a collective
wealth of knowledge and expertise about buying and selling real estate.
It’s essential to have a reliable team you can trust to provide up-to-date
information in this ever-changing market. We are eager to serve you. Here
are some of the things we can do for you as a team:
1
You need a team that knows
the area inside and out! We can
collaborate with you to find the
right home at the right price,
considering all the neighborhood
amenities that matter to you,
along with your essential criteria
for your ideal home.
2 Assisting in identifying your
essential home preferences.
Negotiating the best offer and
4
contract on your behalf.
Assisting in the financing
5 process.
Initiating the property evaluation
6
and inspection process.
Explaining the title search 7
process thoroughly.
Collaborating with you to determine
3
your most competitive offer.
Preparing you for the close of
8
escrow.

OUR TEAM’S
OF PERFORMANCE – MY
RESPONSIBILITIES AS YOUR
REALTOR ®
At Fiki Properties Group, we are committed
to reshaping your home-buying experience
by adopting a service-oriented approach
that goes beyond transactions. Our
unwavering Pledge of Performance is
not just a statement; it’s a commitment
to delivering unparalleled service that
exceeds your expectations:

BUYER’S
OF PERFORMANCE – YOUR
RESPONSIBILITIES IN THE
BUYING PROCESS
1. Provide us with the specifications for the
real estate you are seeking.
2. Exclusively work with our team to
identify and acquire real estate throughout
our agreement, including any unlisted
properties you come across, new
construction or new build homes, homes
with ‘For Sale’ signs, and any properties
“For sale by owners.”
3. Supply any relevant financial information
required for us to fulfill our fiduciary and
contractual obligations.
4. Be available to attend property
inspections in person, or be able to
discuss the results over the phone with
reasonable notice and during reasonable
hours, for properties that align with your
specifications.
5. Adhere to the terms outlined and
negotiated in the Buyer Representation
Agreement for compensation to the
brokerage firm.

• Discovery of the buyer’s goals, motivations, budget, timeline, and criteria for
their home search
• Opportunity to provide valuable information and insights such as market
conditions, the process, and fiduciary duties to the buyer
sign the buyer’s representation agreement
• Begin the pre-approval process: are you using cash? Need to speak to a
lender? Are you already pre-approved?
• Whether you need lender contacts or have questions on navigating the
preapproval process, our team is dedicated to guiding you through each step
procure your pre-approval letter
• Set up HAR home search
• Select your favorites
• Set aside dates and times during the week for showings. As a friendly
reminder, all main decision makers need to be present
• Explore the homes and re-evaluate as needed
decide on a home!
• Perform market analysis
• Write and present your sales contract to the co-op agent and seller
• Negotiate on your behalf
work and communicate with your buyer’s agent
• Navigate you through the inspection period
• Obtain final financing approval from your lender
• Complete your final walk-through & closing appointment
• Celebrate this huge milestone with you!

NAVIGATING THE
GUIDING YOU THROUGH EVERY STEP

NAVIGATING THE BUYING PROCESS – STEP 1:
Our commitment to your home-buying journey begins with a personalized approach. We understand
that your goals, motivations, timeline, and budget are unique to you. We take the time to work closely
with you to identify these essential elements. We are not just facilitators; we are your partners in
achieving your homeownership dreams. During this step, we will:
• Collaboratively establish your goals and motivations.
• Outline a realistic timeline for the home-buying process.
• Carefully assess your budget to ensure alignment with aspirations.
• Ensure the strategy is tailored to your individual aspirations.
• Focus on creating a seamless and fulfilling home-buying experience, not just finding
a property.
Once these key aspects are identified, we will then take proactive steps to activate the next phase.
We ensure that your journey toward homeownership is not only purposeful but also marked by
efficiency and success. Your goals become our mission, and together, we embark on the path to
finding your ideal home.
Compile a list of both wants and needs, prioritizing the essentials.
Desired number of bedrooms, bathrooms, and square footage (Sq.Ft.)
Residing in a specific neighborhood (school district, proximity to work, etc.)
Beds/Baths:
Sq.Ft.:
Location:
Floorplan Style/Stories:
Backyard/Garage:
Pool:
Fireplace:

NAVIGATING THE BUYING PROCESS – STEP 2:
Before you find your dream home, it’s crucial to be ready to submit a compelling offer. We work with
your lender to ensure you’re positioned to make a strong offer based on your financial situation.
During this step, the lender will consider factors such as your income, credit score, monthly
expenses, available funds for a down payment, and current interest rates in order to determine
your purchasing power.
• Whether contemplating cash or loan options, need lender contacts, or
have questions on navigating the preapproval process, seek guidance
from our dedicated team.
• File taxes and gather documentation of any recent significant financial
transactions beforehand.
• Ensure solid financial preparation to streamline the home-buying process.
• Evaluate your income, monthly expenses, and available funds for a down
payment.
• Consider current interest rates to determine affordability.
• Contact multiple mortgage lenders to determine purchasing capacity
and borrowing potential.
• Get pre-approved for a loan before commencing your home search.
• Obtain a copy of your Pre-approval Letter to activate the next step.
• Ensure a smooth transaction by exchanging contact information between
your lender and agent.

NAVIGATING THE BUYING PROCESS – STEP 3:
Embark on an exhilarating journey with our dedicated team, committed to ensuring your
pursuit of the perfect home is both seamless and personalized. We don’t just stop at finding
your sanctuary; we delve deep into the pulse of the neighborhood, unraveling its secrets, and
decoding its essence. Armed with this knowledge, you’ll approach your purchasing decisions
with unwavering confidence. Beyond just securing your dream home, our priority is to
safeguard your investment for the future. Trust us to navigate this journey with professionalism
and expertise, ensuring that every step is taken with your best interests in mind.
Schedule appointments and coordinate showings
efficiently on your behalf.
Review key factors of the home and neighborhood: the
age of major systems, seller’s disclosure, special utility
districts, price, school districts, property taxes, local
amenities, and commuting distance.
Discuss the pros and cons of each home and review your
preferences to ensure it aligns with your needs, helping
you make an informed decision about the perfect home
for you.
Our team is dedicated to making this exciting journey smooth and personalized. Once we’ve
pinpointed your dream home, we’ll provide you with deep insights into the neighborhood and
extensive market sale history to arm you with the knowledge you need to make confident,
informed purchasing decisions. Our priority is helping you secure your dream home and also
ensuring that your investment is safeguarded for the future.

NAVIGATING THE BUYING PROCESS – STEP 4:
Navigating the offer and negotiation process involves a dynamic exchange of
communication, demanding exceptional skills and a precise comprehension of all terms
and conditions. The significance of having an experienced REALTOR ® working on your
behalf to attain a mutually agreed-upon price and terms cannot be emphasized enough.
The offer and negotiation process encompasses a multitude of factors, such as:
• Price: Making sure you’re getting maximum value with a
Comparable Market Analysis (CMA)
• Financing
• Terms such as due diligence period, date of possession, home
warranty credits, and any other special provisions.
• Repairs
• Seller Concessions
• Multiple Offer Situations: Our team is highly experienced in
navigating the nuances of multiple offer situations. We excel
in crafting winning offers that are most appealing to sellers,
ensuring your success in such scenarios.
When presenting an offer, the seller may choose to accept, reject, or present a counteroffer.
Given the common occurrence of counteroffers (as any change in an offer is considered as
such), it is vital to maintain close communication with our team throughout the negotiation
process. This ensures that any proposed changes can be swiftly reviewed, allowing for a
prompt response and strategic maneuvering during this critical phase.

NAVIGATING THE BUYING PROCESS – STEP 5:
Offer Accepted! Our Client Concierge Team Steps In To Help
Facilitate Next Steps Right Away
Earnest Money & Option Fee Is Delivered To Title And Escrow Is
Opened Within Three Days
Various Inspections Ordered And Coordinated Within The Option Period
(Due Diligence), This is Typically 7-10 Calendar Days
Review The Inspection Report And Our Team Will Negotiate Any
Repairs/Credits On Your Behalf Within The Option Period
Once Out Of Option Period: Order Appraisal, HOA Documents, Survey,
And Home Warranty (If Applicable)
Work With Lender To Get Final Loan Approval. Once Received,
Sign Closing Disclosure
Set Up Utilities and Complete Final Walkthrough 24 Hours
Before Closing Appointment

WHY HIRE A
It’s crucial to understand that broker commissions have always been negotiable, and you can
locate a home on the internet yourself. Navigating the transaction after you find a house is when
your buyer’s agent’s expertise shines.
Just as you would hire a CPA, Financial Consultant, or Attorney for professional services, a Buyer’s
Agent offers you valuable professional advice, counsel, and powerful negotiation skills on your
behalf. Here are just a few ways our team delivers the utmost value to you as the buyer:
Assist With Financing And Help You Understand The Best
Loan Program For You
Represent The BUYER Only And Protect The Buyer’s Interest
At All Times (That’s You!)
Advise And Disclose To Buyer All Matters (Even If It Means
Pointing Out Reasons NOT To Buy)
Prepare Property Value Study Or CMA For Buyer (Even If It Is
Low)
Structure Offers To Promote And Protect The Buyer
Keep Buyer’s Financial Capabilities, Thoughts, And
Willingness To Pay More For A Property Strictly Confidential
Represent Buyer On MLS Listed Properties, Foreclosures,
Bank Properties, Auctions, FSBOs, And New Construction
Properties
Negotiate Home Inspection Repairs, Occupancy Dates,
Buyer Credits And Costs In “BUYER’S FAVOR”
Owe Fiduciary Obligations And Responsibilities To The
“Buyer Only”
LISTING AGENT:
BUYER’S AGENT:

TO ASK YOUR REALTOR ®
1. Are you a full-time or part-time
REALTOR ® ?
2. How many homes do you help buyers
purchase each year?
3. How many clients do you have right
now?
4. Will I be working with you individually,
or do you have full-time staff working
to get my home under contract and
closed?
5. What professional contacts do you
have?
6. How many homes have you sold in the
last 12 months?
7. How do you help buyers compete in
this market?
8. Do you have references I can call?
Notes:

CLIENT REFERRALS: BEYOND THE
Building a business through referrals is anchored in the foundation of
trust. When you seek a service, having someone highly recommended—a
person already in your corner—is paramount. Here’s why we go above
and beyond to earn your trust:
Many professionals adopt a transactional approach to sales—
identifying clients, closing the deal, and swiftly moving on. We choose
a different path because we believe you deserve exceptional service.
Operating by referral means our primary source of new business comes
from individuals who know and trust our team.
Recognizing that we must earn your future referrals, our goal is to
exceed your expectations. We are deeply invested in ensuring your
complete satisfaction at the end of our transaction. Our aim is for you
to be so delighted that you can’t wait to share your positive experience
with friends and family.
We would greatly appreciate your referral to individuals like yourself
who would benefit from the outstanding service and personal attention
we provide.

CLIENT
STORIES
Morad Fiki is an excellent realtor who provided
an amazing experience when I wanted to buy
my first house. He was straightforward, gave
many ideas, and showed honesty through
his knowledge in the realtor field in advising
inspection cleaning and much other stuff. It was
very nice doing business with him. Murad was
also ready to show the property at any time I
text him he was quite flexible with my schedule.
Very nice person at heart and I feel he will not let
down any future buyers or sellers in the realtor
businesses. Thank you, Morad.
Morad is extraordinary! We gave him
a difficult task: to find a reasonablypriced
townhome for lease that was
zoned to Memorial HS. In this tight
market, it was very difficult. He worked
tirelessly for 2 months and found us
the perfect place. He was always
cheerful, he responded to questions
immediately, and we felt he was always
on our side. Amazing considering this
was only a lease transaction. Highly
recommend!
I highly recommend Morad. He is fast, responsive,
energetic, elegant, classy, and very honest. He is
also a Navy Veteran who served honorably and
that is now eager to serve your needs. He knows the
real estate market like very few do. He is definitely
the man to go to when looking for a home. He will
definitely exceed all your expectations.
Morad Fiki is a great realtor. He
answered our all questions at any time.
He replied in a short time. We bought
our first house which means that we
didn’t know the process, he informed
us very well. We really appreciate his
service!
Working with Morad was an absolute
pleasure! He is professional, knowledgeable,
and persisted in providing frequent updates
throughout the process. I was really impressed
with his meticulous efforts to ensure our home
was marketed widely among realtors and
prospective buyers. Our home was sold within
our expected time-frame and we have Morad
to thank for such a smooth and predictable
experience. Morad will always have our
highest regards and we would unquestionably
recommend him for anyone looking to buy or
sell real estate. Thanks, Morad!
Morad was the best realtor I have come
across. He is the whole package. He is
extremely knowledgable, persistent,
responsible, efficient, understanding,
and responsive. He had everything
taken care of immediately. I never
had to worry. He was very patient
and understanding, the perfect real
estate agent for me being a first time
home buyer. He was so patient with
my questions and huge lists of wants. I
recommend him to anyone looking for
an agent.

Morad is 1st class in every regard. I
highly recommend Him for all your
real estate needs. want expectations
exceeded, call Morad! he is fast,
knowledgeable, swift, always prompt
in finding answers or solutions. he is
a very gifted and talented true Texas
southern Gentleman.
Best in Houston . I Recently purchased
my First home and Morad and his team
went above and beyond to help me get
the perfect home for me and my family.
He was very attentive and was in top
of everything and kept me in the loop
all the time. Definitely recommending
to family and friend’s. You won’t regret
choosing him as your realtor.
Morad has been a good friend for a
while and has helped me get several
houses sold that were tough to handle.
He has sold homes for me from $200K
up north of $1,000,000 and always
does an excellent job. He is not only
professional at his job, but is genuinely
humble and easy to speak with, which
isn’t the case with every realtor out
there. If you need to sell a house and
need someone who truly understands
marketing and that connections get
the job done, Morad has to be on your
list. I always recommend him for my
friends and my own projects.
I believe that Morad’s knowledge
and experience, and the fact that he
shared his recommendations freely
on our rehab project, helped us get an
additional $100,000 in value when we
sold the home. He knows what he is
talking about when it comes to selling
your home. And his passion for what he
does always came thrrough every time
we talked to him.
In a multiple offer situation, Hafsa
was able to negotiate a new roof and
furniture while ensuring a smooth
transaction.
In another multiple offer situation,
Hafsa was able to negotiate $20k off
the sales price and had the sellers
pay for $5k worth of repairs during the
option period.
In the summer of 2023, our buyer was
able to get so many concessions
during the negotiation process that
they walked away with a CHECK for
$10k at closing!
Hafsa demonstrated excellent
communication and expert knowledge,
enabling us to secure our dream home
at the best value.

DETERMINING YOUR HOME
Please take a moment to complete this home preferences worksheet. The more I know
about your preferences, needs and priorities, the better I will be able to focus our
search on properties that most closely match your criteria. Unless you are building
your dream home from the ground up, there are often compromises involved in
deciding whether or not you will be satisfied with a given property. Please write down
your preference (must have, nice to have, dream item) to each feature then rate from
1 - (no importance) to 5 - (must have):
PREFERENCE RATE 1-5
# OF BEDROOMS:
# OF BATHROOMS:
FAMILY ROOM:
DINING ROOM:
KITCHEN:
1 OR 2-STORY HOME:
SQUARE FOOTAGE:
CLOSE TO EMPLOYER:
SCHOOLS/DAYCARE:
REC CENTERS/PARKS:
ARCHITECTURAL STYLE:
SWIMMING POOL/SPA:
GARAGE:
DECK/PATIO:
CONDITION OF HOME:
SQUARE FOOTAGE:
PUBLIC TRANSPORTATION:
FREEWAY ACCESS:
SHOPPING/DINING:
WHICH COMMUNITIES OR AREAS OF HOUSTON WOULD YOU LIKE TO FOCUS ON?

YOUR GUIDE TO REAL ESTATE
Amendments: A change—either to alter, add to,
or correct—to part of an agreement.
Appraisal: An estimated property value resulting
from analysis of facts about the property; an
opinion of value.
Buyer Closing Costs: The expenses incurred by
the buyer during the closing process, including
loan origination fees, appraisal fees, and title
insurance premiums.
Close of Escrow: The date when documents are
recorded and title passes from seller to buyer. On
this date, the Buyer becomes the legal owner, and
title insurance becomes effective.
Closing Disclosure: A document provided to the
buyer by the lender before closing, outlining the
final terms of the mortgage loan, including interest
rate, monthly payments, and closing costs.
Comparable Sales: Sales that have similar
characteristics as the subject real property,
used for analysis in pricing and for the appraisal.
Commonly referred to as “comps.”
Earnest Money Deposit: Down payment made
by a purchaser of real property as evidence of
good faith; a deposit or partial payment.
Easement: A right, privilege, or interest, limited
to a specific purpose that one party has on land
owned by another.
Home Inspection: An assessment conducted
by a professional to evaluate the condition of
a property, identifying any potential issues or
defects.
Home Insurance: Insurance coverage that
protects a homeowner against financial loss
from damages to their property and liability for
accidents that occur on the premises.
Home Warranty: A service contract that covers
the repair or replacement of home systems and
appliances due to normal wear and tear during a
specified period.
Interest Rate: The percentage charged by a
lender for the use of borrowed money, typically
expressed as an annual percentage rate (APR).
Lien: Form of encumbrance that usually makes a
specific parcel of real property the security for the
debt or discharge of an obligation. For example:
judgments, taxes, mortgages, deeds of trust.
Option Period: A specified timeframe during
which a buyer can conduct due diligence on a
property and decide whether to proceed with the
purchase without forfeiting earnest money.
PITI: A payment that combines principal,
interest, taxes and insurance.
Title: A legal document that establishes
ownership of a property and provides details
about any existing liens or encumbrances.

THANK YOU
HOUSTONLUXURYREALESTATE.COM
THE PREMIER WEBSITE FOR
LUXURY HOMES IN HOUSTON