West Newsmagazine 5-1-24

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38 I May 1, 2024 WEST NEWSMAGAZINE @WESTNEWSMAG WESTNEWSMAGAZINE.COM Join the Rockwood Team this Summer! BUILD MY FUTURE, from page 16 Competitive pay! Day & evening shifts available. CROWNS ON YOUR FIRST VISIT - NO NEED FOR TEMPORARY DIGITAL CROWNS IMPRESSIONS ARE MORE COMFORTABLE SAME DAY DENTISTRY Summer groundskeeping & custodial positions available Apply today: www.rsdmo.org/jobs EXPLORE THE POSSIBILITIES THAT HIGH TECH DENTISTRY HAS TO OFFER ORE THE POSSIBILITIES THAT TECH DENTISTRY HAS TO OFFER SEE YOUR NEW SMILE HERE! SmileView TM Scan this code to see a preview of your teeth straightened by Invisalign SEE YOUR NEW SMILE HERE! SmileView TM Scan this code to see a preview of your teeth straightened by Invisalign DIGITAL IMPRESSIONS ARE MORE COMFORTABLE IMPLANTS ARE INCREDIBLY VERSATILE! STABILIZE LOOSE DENTURES OR REPLACE ALL TEETH IN ONE DAY! OUR INVISALIGN CAN STRAIGHTEN TEETH IN 4 MONTHS Voted one of St. Louis' "Top Dentists" 2024 - St. Louis Magazine $50 OFF Voted one of St. Louis' $28.19 per hour. "Top Dentists" 2021 - St. Louis Magazine Treatment FREE Implant Consultation $50 OFF Treatment FREE Invisalign Consultation FREE Implant Consultation FREE Invisalign Consultation IMPLANTS ARE INCREDIBLY VERSATILE! STABILIZE LOOSE DENTURES OR REPLACE ALL TEETH IN ONE DAY! OUR INVISALIGN CAN STRAIGHTEN TEETH IN 4 MONTHS INSTEAD OF 2 YEARS LET US BE YOUR LOCAL INVISALIGN OFFICE! 14560 Manchester Rd. Suite 25 metal shops, from the curriculum. There has been a stigma against trade jobs that has been hard to shake after decades of society prioritizing the four-year degree. “I think the lack of workers in trades was due to the mindset that college is a must,” Schindler said. “There was a point where ‘for-profit’ schools were popping up all over the place and selling false hope to students who were probably questioning whether college was the right path.” Jason Hughes, president of T.R. Hughes Homes in St. Charles and the current president of the St. Louis Home Builders Association, agreed that college is not for everyone, and feels more investments should be made into industrial tech classes within schools. “In my opinion, more investments should be made in industrial tech classes in schools. College isn’t for everyone,” Hughes said. “You can make a very good wage in the trades.” The home building industry has seen wages for residential building workers rise significantly over the last several years. According to Build My Future, average hourly earnings for residential building workers were $30.71 per hour in November 2023, increasing 4% from $29.52 per hour a year ago. This was over 14% higher than the manufacturing’s average hourly earnings of $26.91 per hour and 8.9% higher than transportation and warehousing earnings of Boosting the skilled trade workforce will be especially prioritized as more opportunities become available due to federal legislation like the Bipartisan Infrastructure Law, a U.S. federal statute enacted by Congress and signed into law by President Joe Biden in 2021, and the CHIPS and Science Act, ratified in 2022. Hughes believes the reason for the lack of interest in the skilled trades of late is a combination of two factors coming together at once. “For a long time, parents and schools have been pushing students to get a four-year degree, but the trades also have an aging workforce,” Hughes said. “We are making great headway with the local high schools/ tech schools, to get the word out.” Vargas believes the shortage is caused by both the mass exodus of Baby Boomers from the workforce and a misleading message given to families for years that a four-year college is the only acceptable, successful path after high school graduation. “The remedy is to continue righting this message through the de-stigmatization of non-four-year college training opportunities,” Vargas said. INSTEAD OF 2 YEARS (Conveniently located in Winchester Plaza by St. Louis Bread Co.) Vargas and Schindler both agreed that through events like Build My Future STL, 636-230-8081 students and parents can see many successful career pathways previously hidden by visit our website: www.ClineDentalGroup.com or call us at 636-230-8081 428 Old State Road • Ellisville, MO 63021 Hands-on activities are a big part of the event. (Photos courtesy of Jeanie Smith) mainstream pressures. “Many regional high school tech schools are out of real estate and seats. Money is tighter in public education now more than ever, so all the more reason to forge strong school-industry partnerships to solve these pain points,” Vargas said. The pendulum is starting to swing the other way, Schindler said. Discussing the event with students after the fact shows the message about other options is sinking in. “As far as being able to tell if Build My Future STL is making a difference, I think it’s unquestionably yes,” Schindler said. “Processing the experience with students who attend the event, you can see their faces light up when they talk about the options opened up to them post-high school.” Stefan Sigurdson, owner of Allen Roofing & Siding in Ellisville and HBA member exhibiting at Build My Future STL, said, “This event presents an opportunity for students to discuss a career path in the trades with representatives from different companies and to gain direct insight into what each position entails. I believe more investment into school trade programs will help more students to get excited about trade careers. Exposure in high school to different trade positions helps create familiarity as career options are considered. The community can help by creating more awareness around Build My Future STL as a resource for students evaluating different career paths and considering a position in the trades.” Since the showcase began, Allen Roofing & Siding has seen an increase in interest in trade jobs, with some translation to fulltime hires. Hughes says that his company can also tell a difference in student interest in trade work since Build My Future STL began. “We have actually had students hired right from the show floor. That is not the norm, but it has happened,” Hughes said. To learn more about Build My Future STL, visit buildmyfuturestl.com.
May 1, 2024 WEST NEWSMAGAZINE I BUSINESS SPOTLIGHT I 39 Tips for setting and paying children’s allowances from Neighbors Credit Union FACEBOOK.COM/WESTNEWSMAGAZINE WESTNEWSMAGAZINE.COM A well-structured allowance can teach children and teens valuable money-management and decision-making skills, as well as the trade-offs for the decisions they make. An allowance also provides autonomy to children and teens – encouraging financial independence, rather than relying on parents or guardians for money. There are three types of allowance: • Fixed or unconditional allowance is a set amount at a set interval given regardless of circumstances (i.e.: $10 per week). The benefit of this allowance approach is that it provides children with a set amount of money, making it easier for them to budget and learn financial skills. Plus, it separates the allowance money from chores, teaching children that chores and responsibilities are just a part of life (and do not always come with financial rewards). • Rewards-based allowance rewards children for completing household chores such as cleaning the kitchen or walking the dog or achieving other (photo provided) objectives (earning a B+ average, for instance). The benefits of this approach can help teach children the importance of work ethic and the consequences of neglecting responsibilities. • Hybrid allowance combines aspects of a fixed and a rewards-based allowance. When should you begin giving an allowance? A general recommendation is to begin giving an allowance between the ages of 4 and 6. Of course, the right time to give an allowance is when the child is ready, as children develop at different rates, especially if they have siblings. It’s wise to start giving an allowance as soon as the child can grasp financial concepts, like counting. Is there an “ideal” allowance amount? A commonly used rule of thumb is giving children $1 to $2 per week for each year of their age. An allowance should be enough that it is meaningful and useful but not so much that the child has more than needed. The amount will vary based on several factors, including the child/ teen’s age, financial literacy level, what expenses the child/teen has and what their parents/guardians do not cover and the parents/guardians’ goals for providing an allowance. Allowance tips: • Set the amount and frequency upfront: Let your child/teen know how much you’ll give in allowance and when and be prepared to stick to that schedule. • Establish how (if anything) they will be expected to spend their money. While kids will learn the most by being able to decide how to spend their money, you’ll also likely still want to put some ground rules or expectations in place. • Consider digital options for teens with cell phones. Transferring their allowance to their account will get your teens used to checking their balance and managing their money digitally – a skill they’ll need as we become an increasingly cashless society, introducing new methods of sending and receiving money. When you pay an allowance digitally, you can set it up to happen automatically, so you never have to worry about remembering to make the transaction. • Allow your children to make mistakes with their money. Resist the urge to sweep in and “fix the mistake” by giving them extra money. When this occurs, talk through the decision, the consequences and ways to avoid this from happening again. • • • The Neighbors Credit Union SMART Program is designed to give young savers a great financial foundation at every stage of growing up through age 22. Visit neighborscu.org or call 314-892-5400 for complete details. Federally insured by NCUA. Neighbors Credit Union serves all those who live or work in St. Louis City, St. Louis County, St. Charles County and Jefferson County (MO) and Madison County, Monroe County and St. Clair County (IL). Neighbors Credit Union 14422 Manchester Rd. • Manchester 314-892-5400 • Neighborscu.org Feeding Families is Just the Beginning • Wholesome Foods • Financial Assistance • Summer Camp Opportunities • Career Mentorship • Scholarships • Holiday Programs $500 off an installed cabinetry order of $5,000 or more.* *Offer expires on June 5, 2024. Must present ad offer at the time of purchase. Cannot be combined with any other offers. Family Owned & Operated Serving St. Louis for 74 Years Over 35 Displays Complete Project Needs from Cabinets & Countertops to Tile & Plumbing Low Prices on Granite & Quartz Countertops Cambria, Silestone, Caeserstone, & more 10+ different cabinet lines We Offer Full Installation or Materials Only Financing Available West Location 14381 Manchester Rd 636.394.3655 We Build and Design Your Dreams! Visit our website to sign up for our Monthly Newsletter! www.modernkitchenandbaths.com Serving qualified residents in Parkway, Rockwood, Kirkwood or Valley Park school districts and those living in the 63026 or 63049 zip codes (636) 861-2623 • www.circleofconcern.org
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