⚡[DOWNLOAD]⚡PDF Risky Business: Why Insurance Markets Fail and What to Do About It

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Risky Business: Why Insurance Markets Fail and What to Do
About It
Sinopsis :
An engaging and accessible examination of what ails
insurance markets&#8212an what to do about
it&#8212bythree leading economistsWhy is dental insurance
so crummy? Why is pet insurance so expensive? Why does
your auto insurer ask for your credit score? The answer to
these questions lies in understanding how insurance works.
Unlike the market for other goods and services&#8212fo
instance, a grocer who doesn&#8217tcare who buys their
broccoli or carrots&#8212inurance providers are more careful
in choosing their customers, because some customers are
more expensive than others.Unraveling the mysteries of
insurance markets, Liran Einav, Amy Finkelstein, and Ray
Fisman explore such issues as why insurers want to know so
much about us and whether we should let them obtain this
information why insurance entrepreneurs often fail (and some
tricks that may help them succeed) and whether

we&#8217dbe better off with government-mandated health
insurance instead of letting businesses, customers, and
markets decide who gets coverage and at what price. With
insurance at the center of divisive debates about privacy,
equity, and the appropriate role of government, this book offers
clear explanations for some of the critical business and policy
issues you&#8217veoften wondered about, as well as some
you haven&#8217tyet considered.