Honor Capital 2023 Brochure

WE GROW THE AGENCIES
THAT INSURE AMERICA.
FIERCELY LOYAL | FIRMLY INDEPENDENT
SINCE 1948

YOUR HONOR
“We are what we
repeatedly do. Excellence,
therefore, is not an act but
a habit.” – Aristotle
At Honor Capital, our mission has
always been to grow the agencies that
insure America. Since our founding in
1948, Honor has been a pioneer in the
premium finance industry.
Today, we are proud to have grown to
become the largest closely held
independent “non-bank” premium
finance company in the nation.
At Honor, we look beyond the big
numbers. Instead, it’s the little details that
support our overarching strategies for
agent success. These strategies are
driven by the Three Ts: Tailoring
programs through old world Touch
and leading-edge Technology.
When you take care of the small
details, the big things take care
of themselves.

THE HONOR SYSTEM:
THE THREE Ts
TAILORING
TOUCH
FLEXIBLE TERMS & PAYMENT
OPTIONS
Facilitating new and renewal business.
PERSONALIZED PROFIT CENTER
PROGRAMS
Competitively customized fee programs (in states
where permitted).
CUSTOMIZABLE BRANDING &
CROSS MARKETING
Unique branding, cross-marketing and customer
communication materials tailored to your
agency—at no additional cost.
INNOVATIVE PROGRAM
OFFERINGS
Tailored programs for markets and customer
profiles to improve policy renewals, retention
and agency reach.
HONOR AND INTEGRITY
We are worthy of our name in everything we do.
MOST HIGHLY TRAINED & SKILLED
PROFESSIONALS IN THE BUSINESS
Average tenure of 18 years. Loyal, experienced,
knowledgeable experts. No shared call centers or
bank-run customer service departments.
DECISION-MAKING AT THE AGENCY
AND MARKET LEVEL
Unparalleled sales and service. Personal
interaction with decision-making authority.
Deal direct without corporate red tape.
NATIONWIDE REACH
50-state and DC license footprint with unlimited
financing capacity for virtually all lines of
commercial and consumer policies under the
vast property and casualty umbrella.

FLORIDA HEADQUARTERS
FLORIDA HEADQUAR
TECHNOLOGY
OPEN PLATFORM SYSTEMS
Integration with regional and national agency
management platforms
INTUITIVE & LIGHTNING FAST
Drag and drop feature allowing users to include
all policy docs.
“CURE FOR CANCEL” PROGRAM
Direct to customer payment reminder courtesy
calls, online account cancellation holds without
approvals, text and email alerts with electronic
noticing options–translating to retention and
commission growth.
ANDROID & IPHONE APPS
24/7 in-the-pocket access to full account and
payment information.
ELECTRONIC SIGNATURE
Available for agents and insureds via easy-to-use
proprietary platform–allowing both clients and agents
to execute agreements via email.
PAYMENT OPTIONS
Accepting virtually all forms and methods of payments.
ONLINE PROCESSING OF SERVICES
Instant online agency management reporting, access
to all client notices, real-time additional premium
quotes, and option to directly remit cancellation and
endorsement return premiums–expediting payment
schedule updates for ideal experience.
API AGENCY TECH CONNECTIVITY
First in industry disruptive InsureTech integrated API
providing capabilities beyond instant quote and
turn-key finance agreement. Feature-rich options to
include branding, up-to-date real-time account status
with full transaction history and seamless integration
into agent’s user platform.

LICENSED NATIONWIDE
NORTHEAST
HEADQUARTERS
WEST COAST
HEADQUARTERS
SOUTHWEST
HEADQUARTERS
SOUTHEAST
HEADQUARTERS
LET’S INSURE AMERICA.
WWW.HONOR.CA PITA L • 800 995 7001