Buyer Presentation Caitlin

H O M E B U Y I N G
C O N S U L T A T I O N G U I D E
EXCEPTIONAL SERVICE.
ELEVATED EXPERIENCES.
EFFECTIVE COMMUNICATION.
EVERLASTING RELATIONSHIPS.
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ELEVATED EXPERIENCES. EXCEPTIONAL SERVICE.
EFFECTIVE COMMUNICATION. EVERLASTING RELATIONSHIPS.
Thank you for the opportunity to represent you during your home buying journey! We are looking forward to
further exploring how to best support you in achieving your real estate goals. Whether you are buying your
first home, moving into a larger home or downsizing into a smaller home, we understand that purchasing a
home can be an arduous process, and it is our mission to make that process smooth and successful for you.
This package was designed to prepare you for critical decisions that will arise during your buying journey.
It’s important to have a holistic understanding of the buying process so that when you’re faced with tricky
situations, you are as prepared as you can possibly be.
We are North of Boston real estate specialists, negotiation experts, and fierce community supporters
dedicated to providing superior service for our clients. Our team specializes in the towns and
neighborhoods north of Boston, Massachusetts. We help clients navigate the buying process through
educational guidance, unparalleled expertise and compassionate care, in order to provide a stress-free and
enjoyable experience. And the experience continues long after the final contract is signed; when you’re a
client of Andersen Group Realty, you’re a client for life.
If you’re looking to buy or sell a home in the idyllic towns of Winchester, Arlington, Lexington, Belmont,
Medford, Melrose, Stoneham, Reading, Woburn, Burlington, Wilmington, Newton, Wellesley, Needham,
Brookline, Somerville, Cambridge or any of the neighborhoods in the Greater Boston area, we’d be honored
to use our decades of experience and area knowledge to find your dream home.u
r clients an accepted offer ove
ANDERSEN GROUP REALTY
(781) 729-2329
andersengrouprealty.com
4

“
CAITLIN
HORTON
REALTOR®, TEAM AGENT
O: 781-729-2329
C: 781-219-0879
E: caitlin@andersengrouprealty.com
W: andersengrouprealty.com
17 WATERFIELD ROAD
WINCHESTER, MASSACHUSETTS
CAITLIN HORTON | TEAM AGENT, REALTOR®
Caitlin Horton joins Andersen Group Realty from
the medical device industry, where she gained over
9 years of experience as a contracts and business
operations manager. She brings a highly organized
and detail oriented mindset to her work, and always
ensures the client’s wants and needs are her highest
priority. Caitlin is an effective problem solver and
establishing constant communication is at the
forefront of her strategy to ensure that every client
finds their dream home.
Her passion for real estate began at a young
age, while gaining hands-on experience in the
construction industry through her father, gaining
a valuable education in engineering, construction,
and project management. Caitlin brings passion
and clarity on how to design, manage and execute a
home renovation.
“Caitlin at Andersen Group Realty was a dream to work with. Her unparalleled attention to detail
and ability to anticipate the unexpected was invaluable. Her organizational skills kept us on
track the whole process, and I couldn’t be more grateful for her work ethic!”
- Liz D., Medford

SVEN
ANDERSEN
CHIEF EXECUTIVE OFFICER, ABR,
CIAS, CRS, CLHMS, REALTOR®
O: 781-729-2329
C: 781-739-2258
E: sven@andersengrouprealty.com
W: andersengrouprealty.com
After nearly two decades of success in the
real estate industry, in 2017, Sven opened the
doors of Andersen Group Realty in Winchester
Center. He has since grown his business into
the highest producing real estate group at
Keller Williams Realty Boston Northwest and
one of the highest producing teams in the
region. As CEO and Team Leader, Sven has
his hands in every aspect of his team’s work,
and his level of professionalism and local
knowledge is what truly sets him apart.
As the team’s Client Experience Coordinator,
Rachel is instrumental in ensuring that our
client’s receive a superior level of service
and are guided through the entire process of
buying or selling real estate in order to make
it as smooth as possible. After graduating
from Endicott College with a degree in
Business Administration, Rachel started off
as a Leasing and Marketing Professional for
the Lincoln Property Company. She quickly
became a Property Manager of a 224 unit
luxury apartment community located in
Charlestown, MA. Throughout her roles in
property management, she was able to find
her love for assisting clients and implementing
an organized process to ensure a smooth
move in process. She brings to Andersen
Group Realtya unique skillset focused on client
communication and a passion to help others.
RACHEL
FOX
CLIENT EXPERIENCE COORDINATOR
O: 781-729-2329
C: 781-746-6196
E: rachel@andersengrouprealty.com
W: andersengrouprealty.com
PRESCOTT
BUSK
DIRECTOR OF OPERATIONS
O: 781-729-2329
C: 617-356-1639
E: prescott@andersengrouprealty.com
W: andersengrouprealty.com
As the team’s Director of Operations,
Prescott manages the entire back end of
the company’s systems, marketing initiatives
and processes to ensure that the client
experience is as seamless as possible. Prior
to joining Andersen Group Realty over 8
years ago, Prescott ran the operations for a
family business in the marine and agriculture
industry. His business acumen and varied
skillset make him a valuable asset to our
team. Originally from Cohasset, he likes to
spend his Summers on the ocean and winters
in Vermont where he attended college at the
University of Vermont.

Christie has always pursued her passion
for customer service, so it wasn’t a surprise
when she entered the real estate industry. She
began as a listing coordinator and eventually
transitioned to property management roles
with increasing scope – leasing specialist then
operations manager – before becoming an
agent at Key Realty Group in early 2020.
CHRISTIE
FUSCO
MANAGER OF SALES AND GROWTH
O: 781-729-2329
C: 781-219-0717
E: christie@andersengrouprealty.com
W: andersengrouprealty.com
Christie enjoys focusing her career energy
on helping others to thrive, and as the
Manager of Sales and Growth for Andersen
Group Realty–her team-oriented passion is
invaluable. Outside of devoting her time at
work to support colleagues, Christie enjoys
spending quality time with her family; taking
day trips to Newport, dancing and singing
with her daughter, and writing.
VERONIQUE
GROFF
LISTING MANAGER
O: 781-729-2329
C: 781.231.9139
E: veronique@andersengrouprealty.com
W: andersengrouprealty.com
Veronique manages the listing process and
all pre-listing activities for Andersen Group
Realty. She serves as the liaison between
the team, clients, agents and vendors for
home sale inquiries and preparation. From
coordinating photographers and stagers
to hiring painters, movers, cleaners and
organizers, Veronique plays a crucial role in
preparing all homes for sale.
As a former Senior Sales Manager at the Ritz-
Carlton, Veronique brings her experience and
passion for legendary white glove customer
service to elevate the client experience at
Andersen Group Realty.
As an account representative for Andersen
Group Realty, Zach is crucial to providing a
superior level of service to our clients from
the onset of their home sale and purchase
processes. He takes pride in being one
of the first contacts with customers and
communicates effectively to get their home
sale and purchase journeys kickstarted by
matching them with one of our team market
specialists.
ZACH
MELANSON
ACCOUNT REPRESENTATIVE
O: 781-729-2329
C: 781-384-5839
E: zach@andersengrouprealty.com
W: andersengrouprealty.com

THE HOME BUYING PROCESS
Become an Andersen Group Realty Preferred Buyer
Fill Out Buyer Questionnaire
Home Pre-Selection & Research
Get Pre-Approved
Evaluate
Homes Online
Neighborhood
Research
Call For Sale By
Owners
Community
Drive-By
Initial Consultation
Visit Homes with Your Andersen Group Realtor Specialist
Make Your Offer
Develop
Negotiation
Strategy
Review
Market
Analysis
Choose Your Home
Offer
Rejected
Offer
Accepted
Negotiate &
Counter Offer
Inspections
& Repair
Negotiations
Review
Association
Documents
(Condo only)
Sign Purchase
& Sale
Agreement
Lender
Ordered
Appraisal
Mortgage
Approval
Exit
the Contract
Exit
the Contract
THREE WAYS TO EXIT A CONTRACT
Exit
the Contract
Remove Financial
Contingencies
Final
Walkthrough
Set up
Utilities
Title
Search
Join Andersen Group Realty’s VIP Program

ESTIMATED TIME CHART
OF THE HOME BUYING PROCESS
The following timetable has been suggested to give you an idea of the timing of the
different events involved in the home buying process. It is meant to serve only as a
guide, so please reach out with questions regarding your particular situation.
First 5-7 Days
After Contract Acceptance
• Deposit earnest money check made out to Listing Agent’s
company.
• Schedule and attend home inspection.
• Make repair or closing credit request to seller and negotiate
inspection items via your real estate agent.
• Hire an attorney to represent you throughout transaction.
7-14 Days
After Contract Acceptance
• Resolve issues raised as a result of home inspection, if needed.
• Negotiate contract terms and sign Purchase and Sale Agreement.
• Finalize Loan Application and ensure all information requested by
mortgage company has been submitted.
14-30 Days
After Contract Acceptance
• Call mortgage company to find out if they are in need of
additional information.
• Call moving company to get an estimate and book a date &
time for moving. Note: Movers book up quickly in the spring!
• Secure homeowners insurance.
0-7 Days
Before Closing Day
• Ensure your lawyer receives the property title report and that
any issues are resolved between all lawyers involved.
• Begin organizing the non-financed funds needed to close.
Arrange for cashier’s check for closing, or provide the bank
wiring information.
• Perform final walk-through of home to ensure all repairs,
conditions and inclusions are confirmed.
• Arrange for closing time and location for signing of title and
passing of deed.
• Arrange for transfer of utilities and setup service providers.
Arrange for exchange of keys.

OUR SERVICES
Andersen Group Realty
DYNAMIC
A cohesive team of specialists that work together to
bring you the best Real Estate experience possible.
REALTOR®
SPECIALISTS
A team of licensed REALTORS and community experts
who know the local areas, schools, parks, home styles
and transportation like the back of their hand.
Transaction
COORDINATOR
Analyzes and tracks every date, contingency, and
element of the contract in order to ensure a smooth,
seamless transaction.
Negotiation
SPECIALISTS
We promise to be defenders of your equity as we
help you get the best price and terms during the
transaction.
Local
LENDERS
Our network of local lenders are available to offer
our clients help in securing beneficial rates and
lower closing costs.
Advantage
CONTRACTORS
Our network of trusted contractors will help with
home issues, including roofing, flooring, HVAC,
windows, electricians, plumbers & more.
Advantage
SERVICES
Our network of local service providers will help
with ancillary issues: attorneys, interior designers,
accountants, financial advisors & more.
Online Support
SERVICES
Our clients leverage our Online Transaction
Management and e-signature software in order to
ensure a convenient, streamlined process.

OUR PLEDGE
The Andersen Group Realty Promise
ELEVATED EXPERIENCES. EXCEPTIONAL SERVICE.
EFFECTIVE COMMUNICATION. EVERLASTING RELATIONSHIPS.
Acquiring real estate is a complex business. Mistakes can literally cost you thousands
of dollars or the missed opportunity of owning the home of your dreams. Most people
think that going through the Internet and real estate classifieds is a good way to find
a home. This is absolutely untrue. As a buyer, you are always in competition with other
buyers who are also looking to buy their dream home. There is a vast difference in the
level of expertise and quality of service provided by real estate agents. Give yourself
the advantage of working with the very best - work with us and get these value-added
services that will make a big difference for you!
Our Services Include:
• An initial meeting where we work together to analyze and understand your needs, taking into
account your individual requirements and desires in order to set expectations and further
streamline the home buying process.
• Providing consistent and timely updates on the current market as well as individual homes in your
area. Not only do we educate you on the general market activity, but we also suggest strategies
to improve certain properties to better suit your individual needs.
• Giving you knowledge and access to ALL listings — both on market (MLS) and off-market — to
ensure you are aware of new listings as soon as possible.
• Providing a Pre-Purchase Market Analysis to help you decide whether the property selected is a
wise investment, and to help you obtain important neighborhood information.
• Providing a list of preferred lenders, attorneys, home and pest inspectors as well as other referrals
to help aid in the home buying process.
• Maintaining ongoing and proactive communication with you, quickly following up on all questions
and requests.
• Committing to availability for property showings, as well as coordinating and scheduling all
appointments and showings to best suit your schedule.
• Guiding you through the offer presentation process and carefully reviewing all details with you to
ensure the price and terms are most favorable for you. Further, we handle all negotiations with
integrity and professionalism.
• Maintaining contact with you, the lender and attorneys, in conjunction with our Transaction
Coordinator, throughout the transaction process to prevent roadblocks or potential barriers.
• Accompanying you on walkthrough property inspection before closing, and attending the closing.

RELATIONSHIPS & CUSTOMER SERVICE
Andersen Group Realty relies on providing a
“Concierge-Level” customer service experience,
both during and after your transaction. We take
great pride in the fact that over 80% of our
business comes from referrals.
of business
from referrals
Our Track Record of Success
We help a family move every
2.1 DAYS
Andersen Group Realty helped over 125 families move last year. According to the National Association of Realtor
Statistics 2018, the typical Realtor helps just 12 families move per year.
175 HOMES SOLD
Typical
REALTOR®
12 HOMES SOLD

BUYER REPRESENTATION
FAQs & How We Can Help
QUESTION: DO HOMEBUYERS NEED THE HELP OF A BUYER REPRESENTATIVE?
Answer: Absolutely! Buyers who work with a real estate professional who is 100% loyal and completely committed
to them will experience a smoother, more seamless home buying process —and they report a higher level of
satisfaction.
QUESTION: WHAT IS A BUYER REPRESENTATIVE?
Answer: A Buyer Representative works solely for you, the Buyer, and has no responsibilities (legal or otherwise)
to the seller. When working with a Buyer Representative, you have the advantage of personal representation,
independent counseling, loyalty, confidentiality and trust.
QUESTION: CAN A BUYER REPRESENTATIVE SHOW ME THE SAME PROPERTIES AS A LISTING AGENT?
Answer: Yes, a Buyer Representative can show you every home listed in the Multiple Listing Service (MLS) and
For Sale By Owners (FSBO) properties. Additionally, a Buyer Representative can show you builder models to
select your own, brand new properties, as well as unlisted off-market homes.
QUESTION: WILL A BUYER REPRESENTATIVE WITHHOLD INFORMATION FROM ME?
Answer: No. Because a Buyer Representative’s fiduciary responsibility is to you, he or she will be more forthcoming
and transparent about a home’s details (even if it’s negative). The Buyer Representative always has your best
interest in mind.
QUESTION: DOES A BUYER REPRESENTATIVE MAKE DECISIONS FOR US?
Answer: No; however, a Buyer Representative is obligated to provide you with as much information as possible
about buying a home, so you can make informed decisions each step of the way. This includes (but is not
limited to) disclosing specifics about location, property values, offering price, negotiations, counter-offers,
contingencies, financing and the closing process. Armed with this vital information, you will be well prepared to
make decisions that are right for you and your family.
QUESTION: DOES A BUYER REPRESENTATIVE NEGOTIATE THE DETAILS OF THE TRANSACTION?
Answer: A Buyer Representative is fully qualified and highly skilled in the back-and-forth negotiations and
financing queries that precede the closing of most real estate transactions. A Buyer Representative is also
experienced and committed to helping protect your best interest during the purchase.
QUESTION: WHAT ARE THE SPECIFICS REGARDING THE CONFIDENTIALITY OF OUR RELATIONSHIP?
Answer: Since a Buyer Representative is legally obligated to only you, he or she can help you maintain absolute
privacy with regard to financial and personal information. That’s another important benefit of working with a
qualified Buyer Representative.

BECOMING AN
ANDERSEN GROUP REALTY
PREFERRED BUYER
The Andersen Group Realty Preferred Buyer Agreement is a mutual commitment:
we commit our extensive resources to you, and you commit to work with us as your
exclusive REALTOR®. We ask that you sign this agreement to assure we are both
working diligently to achieve our shared goal. The agreement guarantees that we will
be working for you — not the seller, or anyone else.
How To Become a Preferred Buyer...
1. Initial Contact
Email/Phone
• Find out what’s most important to you
• Discover your areas of interest
• Discuss criteria for your new home
2. Speak To A Lender
& Get Pre-Approved
Why do you need to get pre-approved?
• Understand your estimated monthly payment in advance
• Choose the best loan package early in the process
• Ensure offers are viewed more seriously by seller
3. In Person
Consultation
• Get to know each other better
• Review your timeline and criteria to develop a strategy
• Answer any questions you have about our process or team
• Tour towns and start previewing homes, if applicable
4. Sign the Exclusive
Right Agreement
• Become an Andersen Group Realty Preferred Buyer!
14

GETTING PRE-APPROVED
It is imperative that you have a qualified lender on your side.
We have a rigorous vetting process for our vendors, and we will recommend only
our Preferred Lenders to you — the ones that have earned our trust and with whom
we’ve had positive and successful experiences. The lender you choose will review
your financial position to determine the price most suited to your ability to pay and
your comfort level.
THE PRE-APPROVAL PROCESS WILL HELP YOU
IN THE FOLLOWING WAYS:
• You will know what your payments will be in advance, so there’s no guesswork involved.
• You won’t waste time considering homes that aren’t in your budget.
• You can select the best loan package without any added pressure. There are several
programs to choose from today, and your lender will explain your options to help you
select the one best suited for you.
• Sellers will find your offer to purchase more favorable if they know in advance of
your ability to secure financing, thus making your offer more competitive if you are in
competition with other offers. Nowadays, most listing agents require a pre-approval
letter to accompany all offers to purchase.
• You will have an estimate of your closing costs, and we will explain them to you in detail.
• Importantly... you’ll have peace of mind!
Andersen Group Realty Advice...
Take the pre-qualification one step further and get a full loan approval.
This is the best approach!

THE 5 PILLARS OF REAL ESTATE
The 5 key factors that determine the resale value of your investment
1. LOCATION 2. COMMUNITY
3. SCHOOLS 4. SAFETY 5. CONVENIENCE
It can be difficult to achieve the maximum level for all five pillars, but it is important
that buyers consider each of the five factors in their search, and prioritize them in
alignment with their specific needs. Maximizing the five pillars as much as possible
will help the home’s future resale value.

ANDERSEN GROUP REALTY
PREMIUM ONLINE SEARCH
Our premium online search tool is designed to show buyers all homes on the market. This
unique solution is available on the computer, tablet and smart phone.
Search for homes online with special tools
Sources: MAPropertySearch.com
Receive updates with new homes on the market
Sources: Your Andersen Group REALTOR® Specialist
5 Pillars of Real Estate: Online Research Tools
Use our online resources to research how each of the 5 Pillars of Real Estate factor into your
home purchasing decision. The key is finding a good balance of all five pillars!
LOCATION
View traffic & aerial maps
Sources: Google Maps, Bing Maps
COMMUNITY
Research community amenities, local attractions & events
Sources: Andersen Group Realty pages, town websites
SCHOOLS
Research schools & school districts
Sources: US News, World Reports Eduxation website, GreatSchools.org, AndersenGroupRealty.com
SAFETY
Examine crime in the surrounding area
Sources: Police Department sites, newspaper crime reports
CONVENIENCE
Plan your commute and find local transportation
Sources: MBTA Website, DriveScore

IN-PERSON HOME & COMMUNITY RESEARCH
We suggest buyers visit neighborhoods of interest to explore and get a feel for the area. Note
what you like about the community and, more importantly, what you don’t like.
Complete a community drive-by.
Immerse yourself in the community
Talk to local residents.
Ask neighbors about the pros and cons
of the neighborhood
Practice the commute.
Evaluate the traffic, MBTA & foot traffic
Visit homes with your REALTOR® Specialist.
Discover the benefits of each home
LEARNING THE NEIGHBORHOOD
10 QUESTIONS TO ASK
1. What do you like the best about living here?
2. What do you like the least about living here?
3. If you could change one thing about the
street, what would it be?
4. Are neighbors friendly with each other?
5. Have you ever noticed anything odd about
this house or yours?
6. What is your opinion on the schools?
7. How is the crime in the area? Have there been
any incidents?
8. How quiet is it? Are there any nuisances?
9. Why is the seller selling the house?
10. Has the seller ever complained about
the house?
Don’t be discouraged if the first home you see isn’t the perfect fit.
Andersen Group Realty agents are experienced in understanding buyers’ wants, needs and motivations.
They are experts in finding homes that check as many “boxes” as possible — all while making the most
efficient use of your valuable time.

DEVELOPING A PRICING STRATEGY
SALE PRICE - WHAT IS THE HOME SELLING FOR?
The sale price is the official listed price of the
home, as determined by the seller. The price
may be above, equal to, or below market value
depending on the seller’s sale strategy.
TARGET PRICE - WHAT IS THE HOME WORTH?
The target price is an estimate on the actual market value
of a home. This price is determined by your Andersen
Group REALTOR® Specialist who runs a market analysis
to determine the most accurate price. This value will be
the strongest component of your pricing strategy.
Andersen Group Realty Market Analysis
Computer-generated comparative analysis with detailed
analysis by our team for a more accurate price.
Generic Online Estimates
Inaccurate, computer-generated price estimates that do not
take into account all factors of the market.
The target price may be above or below the sale price. This can happen if the sellers
utilize their own specific strategy, or if they do not accurately value the home.
TARGET
PRICE
Home overvalued
Few to no offers
SALE PRICE
TARGET
PRICE
Home undervalued
Many offers

NEGOTIATION PHASES & EXIT STRATEGIES
There are 3 phases of the process where a contract can be negotiated, and
3 exit strategies which enable buyers to protect themselves in a contract.
Initial
Phase
#1
3 phases of
Contract Negotiation
Inspection
Phase
#2
#1
#3
#2
Appraisal
Phase
3 Exit Strategies
#3
Homeowner
Docs Phase
20

ONCE YOU SEND IN YOUR INITIAL OFFER,
THE NEGOTIATION PROCESS BEGINS
Phase I: Initial Negotiation
When you make an offer on a home, your Realtor specialist will work with you to negotiate
any counter offers from the seller. The primary objective is to secure you the best terms.
KEYS TO NEGOTIATING THE BEST OFFER
• Leverage Days On Market
• Contingencies
• Mortgage Pre-Approval
• Emotional Appeal (personal letter)
• Settlement Timeframe
• Proof Of Funds
• Realtor Reputation
Phase II: Inspection
After your offer is accepted and your home is reserved, you’ll need to order a series
of inspections to ensure everything in the home is in the proper order. Andersen
Group Realty recommends every buyer order a home inspection — and possibly other
inspections — if the current market conditions allow.
Roof
& Attic
Dwelling Exterior
Heating/Cooling
Structural System
Dwelling Interior
Electrical
Plumbing
Average Price of Home Inspection: $400-$700
Radon Testing
Termite Testing
Average Price: $150-$200 Average Price: $100-$200
Lead Testing
Environmental Testing
Average Price: $250-$500 Average Price: $400+
If you decide this isn’t the right home for you after
the inspections have been completed, you can utilize
the inspection phase exit strategy.

PHASE III: LENDER APPRAISAL
A bank appraisal is required by the lender to ensure they are lending you the correct amount of
money for the home. If the appraisal value comes back below the reserved price, there are four
possible outcomes (outlined below) which include the final exit strategy of the contract.
If the appraisal comes back equal to or above the reserved price, you are able
to remove the appraisal contingencies and the process moves along.
The home appraised below the sale price. Now what?
SELLER
BUYER
1) Seller reduces the sales price to the appraisal price.
SELLER
BUYER
2) Buyer brings additional funds to cover the difference.
SELLER
BUYER
3) Seller reduces the price & buyer
brings some additional funds.
SELLER
X
BUYER
4) Buyer walks away from the
contract without penalty.

MOVING TIMELINE & CHECKLIST
One month before your move:
• Arrange for moving your furniture and personal belongings, either by hiring a moving company or renting a
truck. Get estimates from several moving companies or truck rental companies. Obtain a hand truck if you're
moving yourself.
• Gather moving supplies: boxes, tape, rope, and anything else you might need.
• Plan your travel itinerary and make transportation and lodging reservations in advance (if you are driving to
your new home).
• Some moving expenses are tax deductible, so be sure to save your moving expense receipts (if the move
is employment-related) for tax deductions. This includes meals, lodging, and gasoline. Record expenses
incurred during your house-hunting trips.
• Develop a plan for packing (e.g., pack most-used items last).
• Notify others of your new address: post office, charge accounts, subscriptions, relatives and friends, national
and alumni organizations, church, mail order clubs (e.g., books, videos, catalogues), firms with which you
have timely payments, and your past employer to make sure that you receive W-2 forms and retirement
account information. Save your old address labels to speed up filling out change-of-address forms for your
new address.
• Notify federal and state taxing authorities or any governmental agency necessary.
Two weeks before your move:
• Notify and get refunds from your present utilities: gas, electric, water, cable, and phone. Arrange for services
at your new address. Notify long-distance phone company and arrange for service at your new address.
• Have your car serviced if you are driving a long distance to your new home.
• Recruit people to help you on moving day.
• Arrange for someone to take care of your pets and children, if needed, during the move.
• Confirm moving company or rental truck arrangements.
One day before your move:
• Keep moving materials separate, so they don’t get packed until you are finished.
• Pick up rental truck if you are moving yourself.
• Fill up your car with gas. Check oil and tires.
• Check your additional Moving Checklist Items.
• Decide what to move and what not to move. Possibly have a garage sale (extra cash and less to move).
• Transfer your bank accounts, if necessary.
• Request records from doctors and dentists, including eye glass prescriptions, dental x-rays, and vaccinations.
• Obtain your children’s school records to ensure an easier transfer.

MOVING TIMELINE & CHECKLIST
One day before your move: continued...
• Draw up a floor plan for furniture placement. This will help avoid confusion for you and your movers.
• Pay existing bills and close out local charge accounts.
• Arrange any special movers which may be necessary (e.g., an expensive piano, break down and move a pool
table, move an above-ground swimming pool).
• Cancel or transfer deliveries, newspaper, garbage collection, etc. Coordinate the transfer of gas, electric
(water and sewer when not handled by title company) with the next occupant of your old home, as well as
with the previous owner of your new home, so as to avoid lapses in service and extra restart expenses.
• Check on personal items that might be at the photo shop, in a safe-deposit box, at a neighbor’s house, on
lay-away, or in a repair shop (e.g., shoe repair, jewelry store, small-appliance repair, dry cleaners, dressmaker).
• Make arrangements for transporting pets and plants.
• Save the phone book contacts from your former city residence for tying up loose ends and future
correspondence.
• Ask for professional referrals, if available (e.g., doctor, dentist, accountant, etc.)
• Transfer insurance policies or arrange for new policies.
• Gather all personal valuables, jewelry, important papers (e.g., birth certificates, deeds, documents) to take
with you.
• Pack an “arrival kit” of necessities, just in case you arrive to your new home before the mover.
• Purchase moving insurance. Your mover’s liability for lost or damaged goods will not equal their replacement
cost. Have valuable items appraised.
• Check with your attorney about your will, if crossing state lines.

FINAL CONSIDERATIONS
Performing A Title Search
Our Advantage Partners will make sure the seller legally owns the property, find any
encumbrances, and ensure the home is free of any defects or liens for title insurance.
Conduct A Property Survey
A property survey should be conducted to see the legal property boundary lines and easements
that could impact the property.
Homeowner / Hazard Insurance
Your bank will require you to purchase homeowner’s insurance in order to protect the home
from any unforeseen circumstances.
FINAL STEPS
Ordering Your Utilities
Andersen Group Realty provides contact info for all utilities, so you can turn them on the day
of settlement.
Final Walkthrough
You will investigate the property and make sure all repairs were completed, per the contract.
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CLOSING COSTS
On the day of settlement, you will pay your closing costs of the transaction. Your lender will give
you a financial worksheet ahead of time that will give you more details about specifics.
Lender Fees
Specific fees associated with a lender.
Recording Fees
Fees associated with recording paperwork and title with state and county for purchase.
Title Insurance
Your lender will require you to purchase title insurance in order to provide you with the loan.
This protects their interests if you stop making payments and gives them first position to
acquire the property.
Optional Owner’s Coverage
This recommended (but optional) coverage protects you as the homeowner for clean title.
Homeowners Insurance
If you’re obtaining financing, the bank will require you to obtain homeowners insurance.
Prepaids / Escrow
This is money collected by the lender, so you are covered with insurance and tax payments
for the next time they are collected on the home. The lender is required to pay these bills if
you escrow as part of your monthly payment.
SETTLEMENT DAY
This is the day you have been waiting
for since your first meeting with
Andersen Group Realty. On the day
of settlement, you will pay applicable
closing costs and sign your new deed.
CONGRATULATIONS ON YOUR NEW INVESTMENT!

vip program
vip clients include:
• Those who have bought, sold, or invested with us within the past year
• Those who have referred us to someone they know within the past year
Our business truly revolves around you. It will always be our #1 priority to provide our
clients with a white-glove luxury experience — not only during your real estate transaction,
but long after as well.
Members of the Andersen Group Realty program are clients that are true “brand
ambassadors.” They share our mission and values, and they spread the word to their family,
friends, coworkers and neighbors about their positive experience with our team.
VIP members enjoy perks such as special contests and giveaway opportunities, invitatiions
to exclusive private events, a chance to win premium sporting event tickets and more.
access to
exclusive events
special
giveaways
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Andersen Group Realty thanks you for considering us for your real estate needs. It is our
sincere hope that we have conveyed both the depth and breadth of our concierge-level
service models and our commitment to serve you.
We understand that you have many choices for representation. We also recognize the
importance of partnering with an experienced and qualified real estate team to make
the home buying process clear, stress-free and enjoyable. We would be honored to
navigate the buying process with you.
Thank you!
ANDERSEN GROUP REALTY
(781) 729-2329
andersengrouprealty.com
To read more about why our clients love working with us, check out
Andersen Group Realty on social!
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