Debtfree Issue September 2022 DebtBusters Special Edition
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WHO REALLY OWNS YOUR CREDIT REPORT?<br />
THAT’S<br />
NOT RIGHT!<br />
If you see something you disagree<br />
with on your credit report then<br />
you can submit a complaint to the<br />
relevant credit bureau using the<br />
forms provided for download on the<br />
credit bureaus’ websites.<br />
It normally takes about 3 weeks for such a<br />
query to be resolved and traditionally most are<br />
resolved in the favour of the consumer.<br />
If you are under debt review then you will<br />
have what is known as a “debt review flag”<br />
or listing shown on your report (until you<br />
finish up debt review and get a clearance<br />
certificate).<br />
This temporary listing helps speed things up<br />
when credit providers check your report and<br />
score as they then know you are paying off<br />
debt and not meant to access more debt<br />
during this time.
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