Debtfree Issue September 2022 DebtBusters Special Edition
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WHO REALLY OWNS YOUR CREDIT REPORT?<br />
WE KNOW WHO<br />
YOU ARE...<br />
When you apply for credit, one of<br />
the things that a credit provider has<br />
to do is check your existing financial<br />
situation and your overall debt<br />
situation. They do this speedily by<br />
drawing a credit report.<br />
There are many credit bureaus that store<br />
information about you and the credit provider<br />
will have their preferred supplier (or two).<br />
The credit report has a lot of information<br />
about you including details on how you have<br />
been paying your various credit accounts and<br />
how much you owe each one of them.<br />
Something else that is available is your credit<br />
score. This is a quick rating on how well you<br />
use credit as represented by a number or<br />
score. The higher the number the better<br />
the score.
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