July 2022 Debtfree Issue
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QUESTIONABLE COLLECTION CALLS ABOUT OLD DEBTS<br />
GIVE US<br />
OUR MONEY!<br />
But just because something is not<br />
legal does not mean that you will<br />
never get a call about such debts.<br />
Recently, the Banking Ombud released stats<br />
for 2021 and <strong>2022</strong> (so far) that showed many<br />
consumers are asking them for help about<br />
collection calls about older debt. While in<br />
many cases the credit provider or collections<br />
agents were justified in getting in touch, the<br />
Banking Ombud found that around a third<br />
of the matters that were brought to them<br />
involved a credit provider or collections<br />
company trying to collect on prescribed debt.<br />
So, if you have some older debts that you<br />
have nearly forgotten about don’t be surprised<br />
if one day someone starts calling you about<br />
them. Do, however, remember that older,<br />
unacknowledged, unpaid debt does prescribe<br />
if the credit provider has been too lazy to take<br />
the matter to court.
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