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May 2022 Debtfree DebtBusters Special Edition

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STAY POSITIVE ABOUT DEBT REVIEW<br />

PAYING OFF DEBT IS<br />

EXHAUSTING<br />

Having a lot of debt and having to constantly repay<br />

once you are in debt is the dark (and often hidden) side<br />

of credit use. When credit providers offer bigger credit<br />

limits, they do not discuss the stress that comes from<br />

owing more.<br />

If you have been dealing with debt, having to make hard choices and<br />

paying, paying and paying some more it can be really exhausting.<br />

When consumers enter debt review, they receive a lot of initial relief<br />

(and many benefits) but the stress of owing all that money and having<br />

to carve out a big chunk of your monthly salary remains. Sure, it is<br />

more manageable, but it still requires a lot of effort and sacrifice to<br />

pay back the money and it takes time.<br />

For some people, this ongoing stress can be overwhelming and<br />

lead to rash feelings of wanting to escape no matter the cost. The<br />

challenge is that “escaping” from debt review would be to plunge<br />

back into the total chaos and pain of the regular collections process.

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