2022-03-22 GDD

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Who owns and controls us? Leabold Financial Management Limited is a wholly owned subsidiary of Leabold Financial Management Holdings Limited, a non-trading holding company that is majority owned by its founding directors. You can find out more about the ownership and control of our companies at Companies House website on https://beta.companieshouse.gov.uk/search/companies by searching on the following registration numbers: • Leabold Financial Management Limited: 05173817 • Leabold Financial Management Holdings Limited: 08296996 Page 8 of 34 General Disclosure Document 23/3/2022
Our approach to advice We believe in giving clear professional opinions to our customers setting out exactly how and why they should act. While we respect customers may not always wish to follow our advice, we believe it important they be placed in position to evaluate the risks and consequences of not doing so. We do not believe in undertaking transactions that we reasonably believe may be imprudent and against our customer’s interests. We do not, therefore, provide execution only services, ie where clients instruct us to carry out transactions without advice. We believe that fairness to our customers is key. This means ensuring they get fair value and are aware of our costs before committing to proceed. Our charging tariffs are intended to provide a quality service at a highly competitive rate. We do not believe financial advisers should decide for their clients but place the client in a position to decide themselves. That includes recommending products, or strategies, that clients are not capable of fully understanding or confident in managing. We believe that basic financial products, ie those with the least complexity and greatest transparency, usually provide best value for clients. We are therefore cautious in considering anything offering unusual guarantees, low costs, high returns, or tax advantages. We do not believe in encouraging clients to undertake transactions for which there is no immediate tangible benefit. Neither do we recommend transactions where the practical benefits are likely to be outweighed by the cost. We believe in quality and technical excellence. All research and preparation of advice is carried out in-house and subject to a rigorous peer review. We invest significantly in the ongoing training and competence of our staff with each individual having a supervised development plan. Page 9 of 34 General Disclosure Document 23/3/2022
Page 1 and 2: General Disclosure Document About u
Page 3 and 4: Purpose of this document Financial
Page 5 and 6: Where are we based? Our offices are
Page 7: To reach us by rail ‣ Arriva Trai
Page 11 and 12: What financial matters do we advise
Page 13 and 14: • The costs and charges you will
Page 15 and 16: Where we provide services to you as
Page 17 and 18: Those sources with whom we will sha
Page 19 and 20: How we are paid Before we agree to
Page 21 and 22: Our customer proposition for ‘Inv
Page 23 and 24: Our customer proposition for ‘Sin
Page 25 and 26: Our customer proposition for ‘Pen
Page 27 and 28: Our customer proposition for ‘Pen
Page 29 and 30: As an example - Let us say you have
Page 31 and 32: How much does it cost? Value of est
Page 33 and 34: How much does it cost? Value of est

2022-03-22 GDD

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