2022-03-22 GDD

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Who are we? We are a firm of financial advisers based in South Wales. We started in 2004 and serve customers across the UK. We are authorised and regulated by the Financial Conduct Authority (FCA). You can check our registration at https://register.fca.org.uk/ under the Firms Register Number: 402291. We are directly regulated by FCA Financial advice firms can be regulated directly by the FCA, or an appointed representative of another directly regulated firm. We are independent. Financial advisers as either ‘independent’, or ‘restricted’. FCA rules set out that a firm describing itself as independent must: 'assess a sufficient range of relevant products available on the market which must be sufficiently diverse with regard to their type; and issuers or product providers, to ensure that the client’s investment objectives can be suitably met; and not be limited to relevant products issued or provided by the firm itself or by entities having close links with the firm; or other entities with which the firm has such close legal or economic relationships, including contractual relationships, as to present a risk of impairing the independent basis of the advice provided.' (See FCA Handbook COBS 6.2B.11) These are the key differences between independent and restricted financial advisers: Independent Restricted Will consider all retail investment products Yes No Can focus only on a particular market No Yes Can consider products only from certain product providers No Yes Has to explain to you the type of advice they offer Yes Yes Can use ‘independent’ to describe the advice they offer Yes No Incentivised to recommend one product over another No No Page 4 of 34 General Disclosure Document 23/3/2022
Where are we based? Our offices are at: Valleys Innovation Centre Navigation Park Abercynon CF45 4SN Phone: 01443 749991 Email: info@leabold.co.uk Website: www.leabold.co.uk Our offices have free customer parking and are easily accessible to wheelchair users. Page 5 of 34 General Disclosure Document 23/3/2022
Page 1 and 2: General Disclosure Document About u
Page 3: Purpose of this document Financial
Page 7 and 8: To reach us by rail ‣ Arriva Trai
Page 9 and 10: Our approach to advice We believe i
Page 11 and 12: What financial matters do we advise
Page 13 and 14: • The costs and charges you will
Page 15 and 16: Where we provide services to you as
Page 17 and 18: Those sources with whom we will sha
Page 19 and 20: How we are paid Before we agree to
Page 21 and 22: Our customer proposition for ‘Inv
Page 23 and 24: Our customer proposition for ‘Sin
Page 25 and 26: Our customer proposition for ‘Pen
Page 27 and 28: Our customer proposition for ‘Pen
Page 29 and 30: As an example - Let us say you have
Page 31 and 32: How much does it cost? Value of est
Page 33 and 34: How much does it cost? Value of est

2022-03-22 GDD

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