2022-03-22 GDD

How much do our services cost?
Our services are based around advice and focus on how financial products can be used
efficiently and effectively to meet customer needs. Our propositions to customers are
therefore built around providing a service consisting of initial advice followed by ongoing
oversight to ensure that advice remains consistent with changes in the customer’s
circumstances and needs.
Each service proposition is fully defined and documented so that our customers are aware
of precisely what we will deliver and the standard to which this will be carried out. We are
similarly rigorous in ensuring our charges are fully transparent and disclosed in a manner
that enables customers, not just to be aware of the cost, but also to make a reasonable
judgement about the value to them.
The amount you pay will depend on the type of service you require. This may be a flat
amount, percentage of the amount you are investing, or an agreed hourly rate. To help you
understand how much our services would cost, we have outlined these in further detail
within this brochure, together with monetary examples.
You will not be charged VAT. This is because services provided by financial advisers are
exempt from VAT where they involve the arrangement of financial products, or where
advice is given with a view to such arrangements. Where we provide services outside of this
exemption our turnover for this type of activity is currently below the level required for VAT
registration. Hence, we are not required to pass this additional cost on to you.
Page 20 of 34 General Disclosure Document 23/3/2022