2022-03-22 GDD
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How much do our services cost?<br />
Our services are based around advice and focus on how financial products can be used<br />
efficiently and effectively to meet customer needs. Our propositions to customers are<br />
therefore built around providing a service consisting of initial advice followed by ongoing<br />
oversight to ensure that advice remains consistent with changes in the customer’s<br />
circumstances and needs.<br />
Each service proposition is fully defined and documented so that our customers are aware<br />
of precisely what we will deliver and the standard to which this will be carried out. We are<br />
similarly rigorous in ensuring our charges are fully transparent and disclosed in a manner<br />
that enables customers, not just to be aware of the cost, but also to make a reasonable<br />
judgement about the value to them.<br />
The amount you pay will depend on the type of service you require. This may be a flat<br />
amount, percentage of the amount you are investing, or an agreed hourly rate. To help you<br />
understand how much our services would cost, we have outlined these in further detail<br />
within this brochure, together with monetary examples.<br />
You will not be charged VAT. This is because services provided by financial advisers are<br />
exempt from VAT where they involve the arrangement of financial products, or where<br />
advice is given with a view to such arrangements. Where we provide services outside of this<br />
exemption our turnover for this type of activity is currently below the level required for VAT<br />
registration. Hence, we are not required to pass this additional cost on to you.<br />
Page 20 of 34 General Disclosure Document 23/3/<strong>20<strong>22</strong></strong>