LFM Investment Portfolio CA (New)

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Please note - the Company reserves the right to levy a charge relative to the costs involved in preparing and forwarding such information. 12. Registration of financial products 12.1. The Company will register any financial products arranged for the Client(s) in the name of the Client(s). 12.2. The Company will forward to the Client(s) all title documents relating to financial products as soon as practicable after receipt. Where a number of documents relating to a series of transactions is involved, the Company will normally hold each document until the series is complete and then forward them to the Client(s). 13. Conflicts of interest 13.1. Occasions can arise where the Company, or another client for whom it may be acting, may have some form of interest in the business being transacted for the Client(s). If this happens, or the Company become aware that its interest conflicts with those of the Client(s), it will obtain written consent from the Client(s) before carrying out that transaction. 13.2. Where the Client(s) have been introduced to the Company by a third party with whom the Company has an agreement to cede part of any fees payable by the Client(s), the Company will disclose the name of the third party and the amount of any ceding that will be paid. In relation to the Client(s), the position is: Name of Introducer Percentage or amount of fees to be ceded 14. Client money 14.1. The Company is not authorised by the FCA to hold or control client money. This means that we cannot accept payments from the Client(s) where these are intended to be passed on to third parties, or payments from third parties to be passed to the Client(s). 15. Services 15.1. The Company will use reasonable endeavours to provide the following services to the Client(s): 15.1.1. Information collection: 15.1.1.1. The Company will obtain the following information from the Client(s) and relevant third parties: 15.1.1.1.1. The nature and value of relevant investments, insurances, and other provisions established by or to which the Client(s) may have an entitlement. 15.1.1.1.2. The Client(s) relevant personal circumstances including health and medical history. Page 6 of 15 LFM Customer Agreement - Investment Portfolio Service 01/01/2022
15.1.1.1.3. The Client(s) relevant financial affairs, including assets, liabilities, income, and expenditure. 15.1.1.1.4. The Client(s) relevant ethical, philosophical views, religious beliefs, and political affiliations. 15.1.1.1.5. The Client(s) relevant future goals and objectives. 15.1.1.1.6. The Client(s) previous experience of relevant financial matters. 15.1.2. Research and assessment: 15.1.2.1. The Company will research and assess the following: 15.1.2.1.1. The Client(s) understanding of relevant financial matters. 15.1.2.1.2. The Client(s) psychological tolerance to investment risk. 15.1.2.1.3. The statistical mortality and morbidity of the Client(s). 15.1.2.1.4. Where the Client(s) is saving to meet a specific future objective: 15.1.2.1.4.1. The extent to which the Client(s) can afford to make adequate provision to fund that objective. 15.1.2.1.4.2. The appropriate level of contribution that the Client(s) should commit in order to fund the specified objective. 15.1.2.1.4.3. The point in time from which it may be possible for the Client(s) to consider meeting that objective. 15.1.2.1.5. The amount of capital and/or income required, or likely to be required, by the Client(s) to meet that objective. 15.1.2.1.6. The arrangements to be made for the Client(s) chosen beneficiaries to receive the proceeds of financial products in the event of the Client(s) death. 15.1.2.1.7. The level of return to be targeted by the Client(s) investment to meet the required objective. 15.1.2.1.8. The appropriate arrangement of asset types to provide the potential necessary to meet the targeted level of return. 15.1.2.1.9. The appropriate types of financial product in which the Client(s) should make and hold underlying investments. 15.1.2.1.10. The appropriate options and features the Client should select on any recommended financial product. 15.1.2.1.11. The appropriate product provider with whom relevant financial product(s) should be arranged, taking account of: Page 7 of 15 LFM Customer Agreement - Investment Portfolio Service 01/01/2022
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LFM Investment Portfolio CA (New)

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