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<strong>Annual</strong> <strong>Report</strong><br />
FOR YEAR ENDING JUNE 30, 2015
MISSION<br />
STATEMENT<br />
MA’AYANOT YESHIVA HIGH SCHOOL FOR GIRLS IS A YESHIVA<br />
AND COLLEGE PREPARATORY HIGH SCHOOL FOR GIRLS<br />
DEDICATED TO THE FOLLOWING OBJECTIVES:<br />
To foster the development of a Torah personality<br />
• whose life decisions are guided by the values and traditions of a halakhically<br />
committed community<br />
• who strives to build a personal relationship with God through fulfillment of mitzvot,<br />
study and reflection<br />
• who is committed to acting with integrity, compassion and respect in her relationships<br />
with people<br />
• whose general conduct is informed by both ahavat Hashem and yirat shamayim.<br />
To provide an academically stimulating and challenging program that<br />
• promotes active, critical, and creative thought<br />
• fosters both the discipline and joy of learning<br />
• sharpens the student’s ability to communicate articulately and effectively<br />
• encourages collaborative intellectual activity and respect for the opinions of others<br />
To provide curricular and co-curricular programs that<br />
• tap a variety of student strengths and talents<br />
• develop the student’s proficiency in the use of technology and other resources<br />
• encourage the development of leadership qualities, initiative and teamwork<br />
To foster in the student the development of<br />
• self-awareness and self-respect<br />
• a sense of responsibility for personal academic achievement<br />
• an appreciation for her ability to impact her environment<br />
To foster in the student an awareness of<br />
• her membership in various communities, including family, school, Jewish nation, the United<br />
States and the world at large<br />
• her obligations and commitments to those communities<br />
• the centrality of Eretz Yisrael and Medinat Yisrael in her life<br />
• the rich texture of the world around her<br />
To attract teachers who<br />
• possess superior academic credentials<br />
• demonstrate broad-based knowledge coupled with expertise in their specific<br />
disciplines<br />
• exhibit personal integrity and commitment to the philosophy of the school<br />
• employ effective pedagogic strategies to meet the individual needs of students<br />
• strive to grow professionally and share their expertise with their colleagues<br />
The creation of the State of Israel is one of the seminal events<br />
in Jewish history. Recognizing the significance of the State<br />
and its national institutions, we seek to instill in our students<br />
an attachment to the State of Israel and its people, as well<br />
as a sense of responsibility for their welfare.<br />
2
ADMINISTRATION<br />
Principal<br />
Mrs. Rivka Kahan<br />
Assistant Principal for Academic Life<br />
Mrs. Tamar Appel<br />
Assistant Principal for Student Life<br />
Ms. Elana Flaumenhaft<br />
Administrator<br />
Mrs. Rachel Feldman<br />
Director of Community Relations<br />
Mrs. Pam Ennis<br />
EXECUTIVE OFFICERS<br />
Saul Kaszovitz, President<br />
Murray Leben<br />
Lisa Moss<br />
Lori Linzer<br />
BOARD OF TRUSTEES<br />
Eric Applebaum<br />
Miriam Berman<br />
Lynn Even-Hen<br />
Yossi Faber<br />
Susan Fisch<br />
Chumi Gottlieb<br />
Eliana Grosser Rotenberg<br />
Yehuda Halpert<br />
Zev Halstuch<br />
Heather Kaminetsky<br />
Esti Kaminetzky<br />
Ethan Katz<br />
Ethan Keiser<br />
Uri Lerner<br />
BOARD OF OVERSEERS<br />
Bonnie Eizikovitz, Chair<br />
Howard Friedman<br />
Avi Katz<br />
David Kreinberg<br />
Jan Meyer<br />
Terry Novetsky<br />
Seth Peyser<br />
Menachem Schnaidman<br />
Aliza Staiman<br />
Benjamin Leiser<br />
Dov Adler<br />
Jonathan Silver<br />
Daniel Altman<br />
Ria Levart<br />
Steven Mermelstein<br />
Jeff Paley<br />
Carrie Polonetsky<br />
Daniel Posner<br />
Sara Prager<br />
Michael Raskas<br />
Aviva Rosenfeld<br />
Beth Schwartz<br />
Edward Stelzer<br />
Robert Wind<br />
Susan Zelig<br />
Ira Zlotnick<br />
We are pleased to present our <strong>Annual</strong> <strong>Report</strong> for<br />
the year ended June 30, 2015. First and foremost,<br />
this report provides a financial accounting for our<br />
stakeholders, including accountings of revenues,<br />
expenditures and scholarship data. The report<br />
also highlights healthy school population and<br />
demographic data, and a summary of our students’<br />
formidable academic achievements. We are<br />
confident that after reading this report you will<br />
conclude that Ma’ayanot provides a high quality<br />
education in a fiscally prudent manner.<br />
Of course, none of this would be possible without<br />
the village of people who work tirelessly to ensure<br />
that Ma’ayanot continues to thrive and grow. We take this opportunity to thank<br />
our Board, and especially our Finance and Scholarship Committees, for the<br />
time and effort they invest to ensure that Ma’ayanot remains on sound financial<br />
footing. We also take this opportunity to thank Mrs. Rivka Kahan and the entire<br />
administration for their educational vision and leadership, and our outstanding<br />
and talented faculty who work tirelessly to create an atmosphere in which our<br />
daughters grow, religiously and intellectually, to their fullest potential. Last,<br />
but certainly not least, we thank our donors who have made Ma’ayanot a<br />
philanthropic priority over the years. We hope this report confirms that Ma’ayanot<br />
is an institution worthy of your support and that you will continue to collaborate<br />
with us in our efforts to provide unparalleled educational opportunities for the<br />
daughters of our community for many years to come.<br />
Sincerely,<br />
Saul Kaszovitz, President<br />
Ma’ayanot is built on a vision of cultivating<br />
students’ skills and confidence so that they<br />
are equipped to engage with the world from a<br />
perspective of both openness and faith. Students<br />
experience classes in which they develop the textual,<br />
technical, and analytical skills to be independent<br />
learners, and in which they are encouraged to<br />
engage in honest, respectful dialogue and selfexpression.<br />
Our wonderful guidance staff nurtures<br />
students’ self-awareness, sensitivity to others, and<br />
social-emotional growth. Co-curricular activities<br />
foster student leadership and talents, and Torah<br />
programming helps students seek authentic paths<br />
to spiritual growth. In a myriad of great and small ways, students learn to<br />
engage with ideas, experiences, and people in a reflective, thoughtful way that is<br />
respectful of their individuality, and to give back to the Jewish community and<br />
the world community with a spirit of generosity and inclusiveness.<br />
We are proud to present this annual report, which demonstrates that the<br />
state of the school is strong and that our students are thriving. We also take this<br />
opportunity to thank our donors, whose generosity has allowed us to dream big<br />
in our never-ending quest to find ways to excite and inspire our students. We<br />
hope you will continue to generously partner with us in the year to come as we<br />
continue to strive to provide a uniquely supportive and nurturing environment<br />
that allows all of our young women to flourish – personally, religiously, socially<br />
and intellectually – to their fullest potential.<br />
B’yedidut,<br />
Rivka Kahan, Principal<br />
3
ASHAR 8%<br />
RPRY 5%<br />
SAR 4%<br />
DEMOGRAPHICS &<br />
ACADEMIC ACHIEVEMENT<br />
Class of 2019 Demographics<br />
Others 8%<br />
BPY 3%<br />
JFS 3%<br />
MDS 3%<br />
Moriah 7%<br />
Yavneh 8%<br />
RYNJ 25%<br />
Noam 26%<br />
Total school population for 2014-15 was 294.<br />
Approximately 65% of the school population resides<br />
in Bergen County, with the majority of the remainder<br />
coming from Manhattan, Riverdale, Westchester,<br />
Monsey, Highland Park/Edison and Staten Island.<br />
CLASS OF 2015 MEAN TEST SCORES<br />
SAT Scores National Average<br />
Math 613 613<br />
Critical Reading 632 497<br />
Writing 636 487<br />
Class of 2015 College Statistics<br />
• 100% of 2015 graduates were accepted to a four year college program.<br />
• Ma’ayanot graduates from the class of 2015 were accepted to the<br />
following Ivy and Honors level programs: Barnard, Columbia,<br />
Cornell, Johns Hopkins, Macaulay Honors College at CUNY,<br />
Maryland Honors, MIT, Penn, Princeton, Rutgers Honors, and<br />
Stern Honors.<br />
• The class of 2015 received 19 scholarship awards for a fouryear<br />
collective total of $1,034,000 in merit scholarship funding.<br />
<strong>Annual</strong> awards ranged from $3500 – $30,000; 65% of awards<br />
were for $15,000 or more annually.<br />
• All 7 students who applied to the Stern Honors program<br />
were accepted and awarded scholarship funding; annual<br />
scholarships ranged from $15,000 – $30,000.<br />
• 87% of the class of 2015 is currently studying in Israel. Historically,<br />
between 85% – 95% of Ma’ayanot graduates spend a gap year<br />
studying in one of 25 schools in Israel; over 90% of our graduates<br />
are accepted to their first choice Israel school.<br />
Academic Achievement<br />
2015 AP SCORES:<br />
One hundred and two students took 153 AP examinations.<br />
Scored
FINANCIAL INFORMATION SUMMARY<br />
EXPENSES: JULY 2014 - JUNE 2015<br />
REVENUES: JULY 2014 - JUNE 2015<br />
2%<br />
12%<br />
7%<br />
79%<br />
Salaries and Benefits<br />
$4,886,953<br />
Student Activities and<br />
Sports<br />
$148,356<br />
Operating and Facilities<br />
$725,444<br />
Other<br />
$452,197<br />
ТOTAL EXPENSES<br />
$6,212,950<br />
1%<br />
8%<br />
8%<br />
83%<br />
Tuition/Fees<br />
$5,199,678<br />
Dinner<br />
$498,886<br />
Other Fundraising<br />
$87,249<br />
Other<br />
$492,336<br />
TOTAL REVENUE<br />
$6,278,149<br />
REVENUE/EXPENSE - TRENDS: 2012-2015<br />
$7,000,000<br />
$6,000, 000<br />
Year Revenue Expenses<br />
2012-13 $5,312,382 $5,408,734<br />
-<br />
$5,000,000<br />
-<br />
$4,000,000<br />
$3, 000, 000<br />
$2, 000, 000<br />
$1, 000, 000<br />
2012-13 Revenue 2013-14 2014-15<br />
Revenue Expenses<br />
Expenses<br />
Financial data are<br />
extracted from audited<br />
financial statements.<br />
2013-14 2014-15<br />
2014-15<br />
2013-14 $5,969,287 $5,697,767<br />
2014-15 $6,278,149 $6,212,950<br />
Revenue<br />
Expenses<br />
Revenue to expenses have trended flat in recent<br />
years, demonstrating, among other things, prudent<br />
expense management. In addition, reflected within<br />
these trends are improving cash balances which<br />
provide prudent support for ongoing operations<br />
and future unanticipated costs.<br />
Scholarship Data<br />
Scholarship<br />
Funds Awarded<br />
% of Students Receiving<br />
Scholarship Funds<br />
2012-13 $974,180 27%<br />
2013-14 $1,334,685 31%<br />
2014-15 $1,212,887 40%<br />
5
$50,000+<br />
The Gottesman Fund<br />
Mr. Howard & Mrs. Debbie Jonas<br />
$25,000 – $49,000<br />
Anonymous<br />
Mr. Tim & Mrs. Ria Levart<br />
Mr. Menachem & Mrs. Rena Schnaidman<br />
$15,000 - $19,999<br />
Mr. Mark & Mrs. Dahlia Nordlicht<br />
$10,000-$14,999<br />
Camp Trunk Delivery, LLC<br />
Mr. Edward & Mrs. Marilyn Croman<br />
Mr. Jack & Mrs. Bonnie Eizikovitz<br />
Mr. Shimmie & Mrs. Alissa Horn<br />
Mr. Saul & Mrs. Deena Kaszovitz<br />
Lewis Family Trust<br />
Mr. Daniel & Mrs. Leyla Posner<br />
Mr. Marc & Mrs. Elana Rothenberg<br />
Mr. Barry & Mrs. Joy Sklar<br />
Mr. Harry & Mrs. Rachel Skydell<br />
$5,000 - $9,999<br />
Anonymous<br />
Mr. Nachum & Mrs. Sara Leah Barishansky<br />
Dr. Ronald & Mrs. Pamela Ennis<br />
Dr. Howard & Mrs. Paula Friedman<br />
Mr. David & Mrs. Marcia Kreinberg<br />
Dr. Elliot & Mrs. Lori Linzer<br />
Rabbi David & Mrs. Chani Moss<br />
Mr. Henry & Mrs. Mindy Orlinsky<br />
Mr. Moshe & Mrs. Dawn Orlinsky<br />
Mrs. Michelle Ritholtz<br />
Mr. Jonathan & Mrs. Leah Silver<br />
Mr. Yitzie & Mrs. Yosepha Solomon<br />
$1,000 - $4,999<br />
Anonymous<br />
Mr. Dov & Mrs. Sheva Adler<br />
Mr. Gary & Mrs. Nurit Adler<br />
Mr. Jonathan & Mrs. Leah Adler<br />
Dr. Eric Applebaum<br />
Mr. Mendel & Mrs. Ariela Balk<br />
Mr. Jerry & Mrs. Rena Barta<br />
Ms. Deveaux Barron &<br />
Mr. Andrew Berkowitz<br />
Mr. Daniel & Mrs. Nina Bieler<br />
Mr. Mark & Mrs. Bracha Bluman<br />
Mr. Norman Sohn & Mrs. Lois Blumenfeld<br />
Mr. Ilya & Mrs. Ann Brodsky<br />
Mr. Chanan & Mrs. Arielle Cohen<br />
Mr. Fred & Mrs. Lyn Cohen<br />
Mr. Bennett & Mrs. Yocheved Deutsch<br />
Mr. Gershon & Dr. Aviva Distenfeld<br />
Mr. Douglas & Mrs. Shera Dubitsky<br />
Durham School Services<br />
Mr. Reuven & Mrs. Leah Escott<br />
Mr. Richard & Mrs. Annette Feldman<br />
Mr. Eitan & Mrs. Deborah Fiorino<br />
Hersh & Fannie Fluss Memorial Fund<br />
Mr. Etiel & Mrs. Lianne <strong>For</strong>man<br />
Mr. Jay & Mrs. Ora <strong>For</strong>man<br />
Mr. Murray & Mrs. Frimmit <strong>For</strong>man<br />
Mr. Aaron & Mrs. Mati Friedman<br />
Mr. Maurice Friedman<br />
Ms. Deborah Fiderer & Mr. Barry Friedson<br />
Mr. Michael & Mrs. Evelyn Fruchter<br />
Rabbi Menachem & Mrs. Sarah Genack<br />
Mr. Charles & Mrs. Miriam Gershbaum<br />
Dr. Stephen & Mrs. Marcy Glicksman<br />
Mr. Aryeh & Mrs. Hadassah Gielchinsky<br />
Dr. Allan & Mrs. Enid Goldberg<br />
Mr. Murray & Mrs. Basheva Goldberg<br />
Mr. Eric & Mrs. Tamar Goldstein<br />
Lawrence B. Goodman & Co., P.A.<br />
Mr. Sholem & Mrs. Wendy Greenbaum<br />
Dr. Alan & Mrs. Miriam Greenspan<br />
Dr. Andrew & Dr. Marina Gutwein<br />
Mr. Sinclair & Mrs. Sharon Haberman<br />
Mr. Duncan & Mrs. Laura Hennes<br />
Mr. Marc & Mrs. Rebecca Herman<br />
Mr. Barry & Mrs. Margaret Herzog<br />
Mr. Moshe & Mrs. Rivka Kahan<br />
Mr. Benyamin & Mrs. Esti Kaminetzky<br />
Rabbi Mark & Mrs. Linda Karasick<br />
Mr. Avi & Mrs. Becky Katz<br />
Mr. Avi & Mrs. Rivi Katz<br />
Mr. Alex & Mrs. Dena Kaye<br />
Dr. Allan & Mrs. Lani Kaye<br />
Mr. Ethan & Mrs. Melissa Keiser<br />
Mr. Gary & Mrs. Tanya Krim<br />
Mr. Eliot & Mrs. Julie Kusnetz<br />
Lakeland Bank<br />
Mr. Meyer & Mrs. Sheila Last<br />
Law Offices of Jan Meyer & Associates<br />
Dr. Murray Leben<br />
Mr. Yussie & Mrs. Cheryl Leiser<br />
Mr. Uri & Mrs. Rifkie Lerner<br />
Mr. Mosheh & Mrs. Michal Lichtenstein<br />
Mr. Nathan & Mrs. Shari Lindenbaum<br />
Mr. Richard & Mrs. Leora Linhart<br />
Mayberg Family Charitable Foundation<br />
Dr. Tamara Heimlich &<br />
Mr. Steven Mermelstein<br />
Rabbi Adam & Mrs. Sharon Mintz<br />
Mr. Etan & Mrs. Valerie Mirwis<br />
Mr. Ari & Mrs. Becky Neugroschl<br />
Mr. Terry & Mrs. Gail Novetsky<br />
Mr. Shabsi & Mrs. Julie Polinsky<br />
Mr. Yossi & Mrs. Sara Prager<br />
Radow Radco Management, LLC<br />
Mr. Michael & Mrs. Karen Raskas<br />
Mr. Naftali & Mrs. Sharon Ratzersdorfer<br />
Mr. Jay & Mrs. Michal Rosenberg<br />
Dr. Amit & Mrs. Elisheva Schwartz<br />
Mr. David & Mrs. Shani Schwartz<br />
Mr. Joshua & Mrs. Beth Schwartz<br />
Mr. William & Mrs. Suzanne Schwartz<br />
Mr. Larry & Mrs. Shifra Shafier<br />
Mr. Kalman & Dr. Aliza Staiman<br />
Mr. Gary & Mrs. Cyla Steinmetz<br />
Mr. Ronnie & Mrs. Beth Stern<br />
THANK YOU<br />
TO OUR<br />
SUPPORTERS<br />
Mr. Aaron & Mrs. Abigail Stiefel<br />
Mr. Joel & Mrs. Blimie Strauss<br />
Dr. Mark & Mrs. Debby Teicher<br />
Dr. Stanley & Mrs. Charnie Waintraub<br />
Dr. Moshe & Mrs. Ilana Wertenteil<br />
Mr. Ari & Mrs. Sharon Wieder<br />
Mrs. Susan Pollock & Mr. Larry Wiseman<br />
Dr. Joseph & Mrs. Susan Zelig<br />
$250 - $999<br />
Mr. Russell & Mrs. Nitza Adler<br />
Rabbi Yosef & Mrs. Sheryl Adler<br />
Mr. Howard & Dr. Elaine Alt<br />
Dr. Arthur & Mrs. Deborah Atlas<br />
Mr. Daniel & Mrs. Gabrielle Altman<br />
Dr. Howard & Mrs. Rachel Antosofsky<br />
Mr. Randy & Ms. Debra Apfelbaum<br />
Mr. Moishe & Mrs. Joanne Bane<br />
Mr. Jerald & Mrs. Sara Berger<br />
Mr. Ezra & Mrs. Marilyn Berkowitz<br />
Rabbi Elie & Dr. Miriam Berman<br />
Mr. Morris & Mrs. Ellen Bienenfeld<br />
Mr. Stuart & Mrs. Amy Bierig<br />
Mr. Avi & Mrs. Dena Block<br />
Mr. Elie & Mrs. Iris Borger<br />
Mr. Yitzy & Mrs. Michelle Braunschweig<br />
Dr. Shoshana Peyser & Mr. Robert Brody<br />
Rabbi Daniel & Mrs. Diane Cohen<br />
Dr. Hillel & Mrs. Linda Moed Cohen<br />
Mr. Larry & Mrs. Tova Cohen<br />
Cong. Bnai Yeshurun, Rabbi Steven &<br />
Karen Pruzansky<br />
Cosmetic & Family Dentistry<br />
Mr. Howard & Mrs. Caren Eisenstadter<br />
Dr. Neer & Mrs. Lynn Even-Hen<br />
Mr. Peter & Mrs. Judith Faber<br />
Mr. Yossi & Mrs. Bina Faber<br />
6
Mr. Bruce & Mrs. Sarah Feder<br />
Rabbi Avromy & Mrs. Renee Fein<br />
Rabbi Jonathan & Mrs. Rachel Feldman<br />
Mr. Irving & Mrs. Libby <strong>For</strong>man<br />
Mr. Herbert & Mrs. Esther Friedman<br />
Rabbi Stephen & Nechama Friedman<br />
Mr. Chaim & Mrs. Renee Fromowitz<br />
Mr. Zvi & Mrs. Elise Ginsberg<br />
Mr. David & Mrs. Lisa Goldberg<br />
Mr. Leon & Mrs. Aggie Goldenberg<br />
Mr. Benjamin & Mrs. Aliza Goldstein<br />
Mr. Benjy & Mrs. Adina Goldstein<br />
Dr. Bruce & Mrs. JoAnn Goldstein<br />
Mr. Yisrael & Mrs. Mindy Gottesman<br />
Rabbi Mark & Mrs. Chumi Gottlieb<br />
Dr. Martin Grajower<br />
Mr. Sheldon & Mrs. Miriam Greenberg<br />
Dr. Mayer & Mrs. Shira Grosser<br />
Mr. Meir Grossman<br />
Mr. David & Mrs. Michal Gulko<br />
Mr. Zev & Mrs. Shoshana Halstuch<br />
Mrs. Joyce Heller<br />
Mr. Ashley & Mrs. Liora Herschmann<br />
Mr. Arnon & Mrs. Kena Hiller<br />
Mr. Ari & Mrs. Pamela Hirt<br />
Mr. Jonathan & Mrs. Debbie Horowitz<br />
Huntleigh USA Corporation<br />
Mr. David & Mrs. Deborah Isaac<br />
Mr. Josh & Mrs. Gila Jaffe<br />
Mrs. Barbara Joseph<br />
Cantor Barry & Mrs. Amy Kanarek<br />
Dr.Shimmy & Mrs.Pnina Kanarek<br />
Mr. Zev & Mrs. Chani Karpel<br />
Mr. Barry & Mrs. Rosa Katz<br />
Dr. Philip & Mrs. Leah Kazlow<br />
Mr. & Mrs. Robert Kikin<br />
Mr. Michael & Mrs. Adina Kirshner<br />
Mr. Mark & Dr Rachel Klein<br />
Dr. Philip & Dr. Shari Klein<br />
Mr. Marc & Dr. Naomi Knoller<br />
Mr. Eric & Mrs. Sandy Koehler<br />
Dr. Arthur & Mrs. Linda Kook<br />
Mr. Laizer & Mrs. Jessica Kornwasser<br />
Mr. Abraham & Mrs. Cheryl Kramer<br />
Mr. Robert & Mrs. Riki Kreitman<br />
Mr. Shalom & Mrs. Ellen Krischer<br />
Dr. Seth & Mrs. Riki Landa<br />
Mr. Irwin & Mrs. Eileen Lahasky<br />
Mr. Avery & Mrs. Linda Laub<br />
Dr. Saul & Mrs. Stephanie Lejtman<br />
Dr. Paul & Mrs. Esther Lerer<br />
Dr. Ernest & Mrs. Sallie Levi<br />
Dr. Daniel & Mrs. Susan Levin<br />
Mrs. Harriet Levin<br />
Dr. & Mrs. Robert Lewis<br />
Mr. Ari & Mrs. Deborah Lewitter<br />
Ms. Sandy Brawarsky &<br />
Mr. Barry Lichtenberg<br />
Dr. Harry & Mrs. Lori Lieman<br />
Mrs. Malka Lipschutz<br />
Dr. Donald & Mrs. Yocheved Liss<br />
Mr. Gedalia & Mrs. Ahuva Litke<br />
Mr. Steven & Mrs. Rachelle Margulies<br />
Rabbi Chaim & Mrs. Susan Marder<br />
Mr. Jacob & Mrs. Tamar Metzger<br />
Mr. Daniel & Mrs. Miriam Michael<br />
Morre Tec Industries, Inc.<br />
Mr. Mayer & Mrs. Keri Naiman<br />
Dr. Michael Naiman<br />
Mr. Ofer & Mrs. Elizabeth Naor<br />
Mr. Melvin & Mrs. Marsha Ness<br />
Mr. Yosef & Mrs. Andrea Nissel<br />
North Jersey Center for Oral &<br />
Maxillofacial<br />
Mr. Ira & Mrs. Sara Olshin<br />
Ms. Debra Pine & Mr. Mark Orenshein<br />
P.D Systems<br />
Dr. Jeff & Mrs. Shara Paley<br />
Mr. Ira & Mrs. Deborah Palgon<br />
Mr. Dwayne & Mrs. Deborah Pechet<br />
Mr. David & Mrs. Jody Perla<br />
Mr. Ira & Mrs. Tzippi Press<br />
Mr. Howie & Mrs. Carrie Polonetsky<br />
Mr. Jonathan & Mrs. Anne Rand<br />
Mr. Gedalia & Mrs. Phyllis Reiss<br />
Mr. Joel & Mrs. Barbara Rich<br />
Mr. Michael & Mrs. Susan Richmond<br />
Dr. Arnold & Mrs. Francine Rochwarger<br />
Mr. Jeff & Mrs. Laura Rogers<br />
Rabbi Jonathan &<br />
Mrs. Tzipporah Rosenblatt<br />
Mr. Robert & Mrs. Diane Rosenberg<br />
Mr. Yossie & Mrs. Tzivia Rubin<br />
Mr. Barry & Mrs. Chanie Saffern<br />
Mr. Rafe & Mrs. Roberta Safier<br />
Dr. Simmy & Mrs. Priva Safier<br />
Mr. David & Mrs. Margi Saks<br />
Mr. Jerry & Mrs. Anne Samet<br />
Mr. Kenny & Mrs. Naomi Schiff<br />
Mr. David & Mrs. Sharon Schild<br />
Schilowitz Family<br />
Mr. Jonathan & Mrs. Jodi Schmeltz<br />
Mr. Henry & Mrs. Madeline Schmuckler<br />
Mr. David & Mrs. Esther Schnaidman<br />
Rabbi Dr. Mordechai Schnaidman<br />
Dr. Avi & Mrs. Aliza Schulhof<br />
Mr. Heshie & Mrs. Nechie Schulhof<br />
Mr. Sim & Mrs. Susan Shapiro<br />
Mr. Aaron & Mrs. Cheryl Shmulewitz<br />
Mr. Isaac & Mrs. Wendy Shulman<br />
Sinai Special Needs Institute<br />
Rabbi Yitzchak & Mrs. Fay Sladowsky<br />
Dr. Aharon Moshe Roth &<br />
Dr. Michelle Small- Roth<br />
Mr. Shimmy & Mrs. Evy Stein<br />
Rabbi Mayer &<br />
Mrs. Nechama Steinhardt<br />
Dr. Michael & Mrs. Esther Steinhardt<br />
Mr. Ed & Mrs. Dalia Stelzer<br />
Mr. Mordechai & Mrs. Daphne Stern<br />
Dr. Larry & Mrs. Chana Stiefel<br />
Mrs. Claire Strauss<br />
Teaneck Simcha Gemach<br />
Dr. Ira & Mrs. Elana Tepler<br />
Mr. Joshua & Mrs. Rebecca Teplow<br />
Mr. Jonathan & Mrs. Ruchi Tiger<br />
Mr. Refael & Mrs. Chaya Tsour<br />
Mr. David & Mrs. Karen Wagner<br />
Mr. Joshua & Mrs. Tziporah Waltuch<br />
Rabbi Marvin & Mrs. Rosalie Waltuch<br />
Dr. Yoni & Ms. Shawna <strong>Web</strong>er<br />
Mr. Joel & Mrs. Marjorie Wein<br />
Mr. Bruce & Mrs. Alisa Weinrib<br />
Dr. Kenneth & Mrs. Lauryn Weiser<br />
Dr. David & Mrs. Naomi Westrich<br />
The Whalen Berez Group<br />
Dr. Chaviva Levin &<br />
Rabbi Jeremy Wieder<br />
Mr. Sol & Mrs. Suzanne Wieder<br />
Mr. Dov & Mrs. Shany Wiener<br />
Mr. Chaim &<br />
Mrs. Elisa Wietschner<br />
Mrs. Phyllis Wind<br />
Dr. Robert & Mrs. Ofra Wind<br />
Mr. Victor & Mrs. Beth Wittenberg<br />
Mr. Kenny & Mrs. Meredith Yager<br />
Mr. Ephraim & Mrs. Devora Zinkin<br />
Mr. Ira & Mrs. Grunny Zlotnick<br />
7
GIVING OPPORTUNITIES<br />
CASH GIFTS<br />
Make your check payable to Ma’ayanot Yeshiva<br />
High School or donate online at www.maayanot.<br />
org. If possible, enhance the value of cash gifts by<br />
securing matching funds from your employer.<br />
PARNES HAYOM<br />
Sponsor a day of learning or a special school<br />
program in memory of a loved one, in honor of a<br />
milestone occasion, or in the merit of a recovery<br />
from illness.<br />
GIFTS OF STOCKS,<br />
BONDS AND MUTUAL FUNDS<br />
The transfer of appreciated assets allows donors to<br />
support Ma’ayanot while reducing exposure to capital<br />
gains taxes. Donors are also able to claim immediate<br />
income tax deductions for these gifts.<br />
CHARITABLE LEAD TRUST<br />
Allows donors to contribute the income of incomegenerating<br />
assets to Ma’ayanot for a fixed period, after<br />
which the assets revert to the donors or their heirs.<br />
LEGACY GIVING<br />
Legacy gifts, which provide future support for an organization,<br />
afford donors a means of conveying values through foresighted<br />
action meant to strengthen a favorite cause. Common forms of<br />
legacy giving include:<br />
ENDOWMENT GIFTS<br />
Endowment giving provides both a continuing stream of<br />
annual revenue, drawn from investment income, and a<br />
safeguard against lean times. Endowment gifts of $50,000<br />
and above may be named.<br />
CHARITABLE BEQUEST<br />
Gifts made through wills, trusts or estate plans both reduce donors’<br />
taxable estates and create lasting legacies. Similarly, donors may<br />
name Ma’ayanot as the beneficiary of Individual Retirement<br />
Accounts (IRA) or Qualified Pension Plans. Donors may designate<br />
bequests to support school programs that are most dear to them.<br />
LIFE INSURANCE<br />
Donors may name Ma’ayanot as the owner and beneficiary<br />
of a life insurance policy. Premiums on such policies are tax<br />
deductible.<br />
<strong>For</strong> more information contact Mrs. Pam Ennis<br />
201-833-4307, ext. 265 or ennisp@maayanot.org